What Impact Labs does

Impact Labs Inc. is a private, San Francisco-based wealth management and tax-advisory firm founded in 2015 that serves high-tax-bracket individual investors with tax-aware portfolio strategies, including tax-deferral, hedging, concentrated-stock management, and socially-selective (ESG-screened) portfolio construction. The firm operates a dual model: a free suite of 11+ proprietary web-based calculators and visualizers (What-If Tax Calculator, Tax Bracket Visualizer with phaseouts, TALS tax-deferral tool, Stock Hedging 101, Concentrated Stock Solutions, Portfolio Margin Considerations, Health Premium Tax Credit, etc.) serves as top-of-funnel content and lead generation, while a paid fiduciary advisory engagement (IMPACTADVISOR) is sold via booked consultations.

The technical core is a set of deterministic, tax-rule-embedded web tools that integrate multiple dimensions of the US tax code — capital gains, Roth conversions, charitable gifting, phaseouts, and stealth marginal rates — to enable scenario-driven what-if analysis. Distribution is augmented by an owned portfolio of niche affiliate content sites (TaxAware.co, Hedge101.com, Basis101.com, PortfolioBorrowing.com, GridDuty.com, BoxSpread101.com) that capture targeted search traffic across adjacent tax topics and route qualified prospects into the consultation funnel.

Revenue is generated primarily through recurring advisory fees from ultra-tailored private wealth management engagements; pricing is not publicly disclosed. Headcount is 1–10, no external funding has been disclosed, the firm holds Certified B Corporation status, and no app, API, AI/ML components, or institutional investors are evidenced in the available data.

Name

Impact Labs

Legal name

Impact Labs Inc.

Website

https://ImpactLabs.com

Company type

Private

Founded year

2015

Operating status

Operating

Headcount range

1–10 employees

Short description

Impact Labs is a San Francisco-based private wealth management firm (founded 2015) that serves high-tax-bracket individual investors with tax-aware, socially-selective portfolio advisory services, supported by a suite of free web-based tax-planning calculators and visualizers.

Ownership category

akta.pro rank

Product category

Private Wealth Management Advisory

NAICS

Portfolio Management and Investment Advice (523940)

SIC

Investment Advice (6282)

akta.pro primary industry

Private Banking Philanthropy & Impact Advisory (FSABADAJ)

akta.pro secondary industries

Impact Investing (Intentional, Measurable Social/Environmental Outcomes) (FSAAALAC), Impact Investing & Social Finance (Funds, CDFIs, Microfinance) (BPAGALAA)

Keywords

• Tax planning tools
• Wealth management advisory
• Tax-aware investing
• Portfolio optimization software
• Private wealth management

Headquarters

HQ city

San Francisco

HQ country

United States

HQ region

North America

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Technology or R&D, Marketing or Sales, Operations

Revenue model

1. Private Wealth Management Advisory: Ultra-tailored, tax-aware, fiduciary private wealth management services for high-tax-bracket investors. The primary revenue stream appears to be advisory fees for personalized wealth management.

Go-to-market motion1 record

Distribution channels1 record

Marketing channels2 records

Core offering

Impact Labs provides private wealth management advisory services targeted at high-tax-bracket individual investors, pairing fiduciary advice with a unified suite of web-based tax-planning, tax-aware investing, and portfolio construction tools. The offering combines personalized consultation with proprietary calculators and visualizers covering tax brackets, stealth marginal rates, phaseouts, hedging, and tax deferral strategies. The primary revenue is generated through recurring advisory engagements delivered on a consultative, subscription basis.

Product overview

Impact Labs offers a unified suite of tax-planning and wealth management advisory tools designed for high-tax-bracket investors. The platform provides a collection of specialized calculators and visualizers—including the Tax Planning Visualizer, What-If Tax Calculator, Tax Bracket Visualizer, Tax-Break Phaseouts, Tax Deferral (TALS), Stock Hedging 101, Portfolio Margin Considerations, Concentrated Stock Solutions, P/E and Forward Returns, Diversification Free Lunch, and Health Premium Tax Credit tools—that integrate multiple dimensions of tax code to enable accurate what-if analysis and pressure-testing of financial decisions before execution.

Differentiator

Problem solved

Functional benefit

Brands

• IMPACTLABS: Wealth management tools brand offering advisor tools, tax planning visualizers, and calculators for high-tax-bracket investors
• TaxAware.co
• Hedge101.com
• Basis101.com
• GridDuty.com
• PortfolioBorrowing.com

Products and services

• Private Wealth Management Advisory Fiduciary, ultra-tailored, tax-aware private wealth management engagement delivered to high-tax-bracket individual investors via consultative, recurring advisory fees.
• Tax Planning Visualizer Interactive web-based tool for visualizing tax planning scenarios and outcomes.
• What-If Tax Calculator Web-based calculator that lets users run what-if tax scenarios and model outcomes.
• Tax Bracket Visualizer Tool that visualizes federal tax brackets, stealth marginal rates, and related dynamics.
• Tax-Break Phaseouts Tool for understanding phaseout thresholds of common tax breaks and credits.
• Tax Deferral: Long/Short (TALS) Tool that models tax deferral trade-offs across long-term and short-term capital gains.
• Stock Hedging 101 Educational tool covering the basics and trade-offs of hedging single stocks.
• Portfolio Margin Considerations Tool that analyzes portfolio margin and securities-backed borrowing considerations for taxable investors.
• Concentrated Stock Solutions Tool that addresses tax-efficient strategies for managing concentrated single-stock positions.
• P/E and Forward Returns Educational tool exploring P/E ratios and their relationship to forward equity returns.
• Diversification Free Lunch Tool illustrating the diversification benefit ("free lunch") and portfolio construction implications.
• Health Premium Tax Credit Calculator for evaluating eligibility and impact of the Health Premium Tax Credit.

Segments1 record

Ideal customer profiles1 record

Technology focussed Yes

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature6 records

Partnerships

Six partnerships are on record, tiered minor.

• TaxAware.cominorOthersAffiliated partner website providing long/short investment expertise, referenced as a recommended resource for tax-aware investing strategies.
• Hedge101.comminorOthersPartner website focused on hedging strategies covering protect, defer, and grow investment approaches.
• Basis101.comminorOthersPartner website covering alternatives investing and explaining deductions vs. return of capital concepts.
• PortfolioBorrowing.comminorOthersPartner website covering securities-backed borrowing and payment-free borrowing strategies for investors.
• GridDuty.comminorOthersPartner website focused on solar energy investments and capturing energy tax credits.
• BoxSpread101.comminorOthersPartner website covering box spread strategies for borrowing and deducting without payment obligations.

Recent moves5 records

Expansion highlights5 records

Direct peers

• Wealthfront: Wealthfront offers automated, tax-aware investment management and planning tools to affluent retail investors, representing the scaled digital-advisor peer against which Impact Labs' hybrid model must compete.
• Betterment: Betterment is a leading robo-advisor offering tax-loss harvesting and goal-based planning to a similar affluent-retail audience, providing direct competitive pressure on Impact Labs' tax-aware value proposition.
• Empower (formerly Personal Capital): Empower combines digital wealth management tools with human advisory services for high-net-worth individuals, directly overlapping Impact Labs' intersection of tax-aware tooling + fiduciary advisory for affluent clients.
• Holistiplan: Holistiplan builds tax-planning software (including a flagship tax-calculator) for financial advisors, the same core workflow Impact Labs packages for end-investor/affluent use. It is the most directly comparable independent tax-planning tooling company.

Broad incumbents

• Orion Advisor Solutions: Orion is an established wealthtech platform offering portfolio, performance, and planning tools to RIAs — a broad incumbent whose planning modules compete directly with Impact Labs' calculator suite.
• Schwab Wealth Advisory: Schwab's wealth advisory and intelligent portfolios offerings provide tax-aware planning at scale, representing the broad-incumbent competitive threat to boutique impact-aligned advisors.
• Vanguard Personal Advisor: Vanguard's hybrid robo + human advisory service targets affluent investors with low-fee planning and tax-loss harvesting, establishing a low-price benchmark that constrains pricing for boutique peers like Impact Labs.

Emerging players

• Income Lab: Income Lab offers tax-aware retirement and withdrawal planning software for advisors, directly overlapping Impact Labs' tax-deferral and scenario-analysis use cases for affluent clients.
• Addepar: Addepar provides wealth-management technology and analytics platforms for advisors and family offices, competing for the same tool-driven advisor workflow that Impact Labs' calculators target.
• Riskalyze: Riskalyze built risk-tolerance and planning tools widely adopted by advisors, comparable to Impact Labs in the way it embedded a niche calculation workflow into advisor practice technology.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat5 records

Key risks5 records

Key highlights5 records

Customer concentration

• Xx.com/ImpactLabsInc
• LinkedInlinkedin.com/company/impactlabsinc

Compliance1 record

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Impact Labs