Hocelot
Hocelot is a Spanish augmented analytics company that uses AI and machine learning on real-time data to build predictive models for fraud detection, credit risk, sales conversion, insurance quoting and debt collection, serving enterprise clients in banking, financial services, insurance and telecommunications across Europe and Latin America.
- Company typePrivate
- Founded2016
- HeadquartersLas Rozas De Madrid, Spain
- Headcount11–50
- GTM typeB2B
- OfferingSoftware
What Hocelot does
Hocelot Technologies Spain S.L.U., trading as Hocelot, is a Spanish augmented analytics company founded in 2016 by Antonio Camacho and headquartered in Madrid. The company applies artificial intelligence and machine learning to real-time data to build predictive models that solve specific enterprise business problems, serving clients primarily in banking and financial services, insurance, telecommunications, retail and other regulated industries across Europe and Latin America.
Its product portfolio comprises five core modules organized around the customer lifecycle: Fraud Buster (real-time AI-driven identity authentication, location validation and digital footprint verification to detect fraudulent applications during admission); Dynamic Risk Modeler (explainable analytics using proprietary economic and personal indexes calculated individually in real time to capture default risk at admission); Buy Matcher (real-time product/service recommendation based on behavior and socioeconomic profile to lift conversion through the commercial funnel); ClicQuote (a digital onboarding solution for home and car insurance quoting requiring minimal inputs); and Collection Booster (analytics to determine customer contactability and payment probability, optimizing debt recovery strategy). All products are built on a shared real-time augmented analytics platform and leverage proprietary per-applicant indexes rather than generic third-party model APIs.
Hocelot sells through a direct enterprise motion with subscription and performance-based arrangements, supported by offices in Madrid, Mexico City (Americas regional HQ), Bogotá, Santiago, Lima and Brussels/Waterloo, plus claimed presence in Germany, France and Italy. The company holds ISO 27001 certification from AENOR and documents GDPR and LOPDGDD compliance, prerequisites for selling into EU/LatAm regulated financial institutions. Named customers include Santander Consumer, Banco Sabadell, Bankinter, Cofidis, Creditea, Pepper Money, Oney, Carrefour Pass and Asisa; the company reports a 0% client dropout rate since founding and claims up to 40% profit multiplication for clients in use cases such as default detection in telecom. Hocelot remains privately held, founder-led, and has not disclosed external funding rounds.
Hocelot firmographics
Firmographics- Name
- Hocelot
- Legal name
- Hocelot Technologies Spain S.L.U.
- Website
- https://hocelot.com
- Company type
- Private
- Founded year
- 2016
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Short description
- Hocelot is a Spanish augmented analytics company that uses AI and machine learning on real-time data to build predictive models for fraud detection, credit risk, sales conversion, insurance quoting and debt collection, serving enterprise clients in banking, financial services, insurance and telecommunications across Europe and Latin America.
- Ownership category
- akta.pro rank
Hocelot industry classification
Industry- Product category
- Predictive Analytics Software
- NAICS
- Activities Related to Credit Intermediation (5223)
- SIC
- Services-Consumer Credit Reporting, Collection Agencies (7320)
- akta.pro primary industry
- Augmented Analytics & AI-Assisted BI (NLQ/NLG, Insights) (HDAEAMAD)
- akta.pro secondary industries
- Financial Planning & Analysis (FP&A) & BI (HDAEAMAG), Data Exploration & Ad-Hoc Query Tools (HDAEAMAL)
Keywords
Where Hocelot is headquartered
LocationHeadquarters
- HQ city
- Las Rozas De Madrid
- HQ country
- Spain
- HQ region
- Europe
Offices6 records
Markets served
Hocelot business model
Business model- GTM type
- B2B
- Offering type
- Software
- Cost components
- Personnel, Technology or R&D, Marketing or Sales, Operations, Infrastructure
Revenue model
- Enterprise SaaS/Predictive Analytics Services: B2B analytics services delivered as platform solutions to enterprise clients. Revenue derived from subscription-based or performance-based arrangements with financial institutions, insurance companies, telecommunications providers, and retailers. The company operates cloud-based services and provides predictive analytics solutions that improve client KPIs and income statements.
- Performance-Based Analytics: Outcomes-based pricing likely, as products demonstrably improve client financial metrics (revenue, fraud reduction, collection rates), suggesting value-based or performance-linked revenue arrangements.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Subscription | Annual | Enterprise custom pricing |
Go-to-market motion2 records
Distribution channels2 records
Marketing channels4 records
Hocelot product offering
Product offeringCore offering
Hocelot provides an AI and Machine Learning-based augmented analytics platform that processes data in real time to build predictive models for enterprise clients. It sells five core software products — Fraud Buster for fraud detection, Dynamic Risk Modeler for credit risk assessment, Buy Matcher for sales conversion optimization, ClicQuote for digital home and auto insurance quoting, and Collection Booster for debt collection optimization — delivered as cloud-based enterprise solutions to banks, insurers, telcos, and retailers.
Product overview
Hocelot is an augmented analytics company that uses big data and information in real time to develop predictive models and solve business needs. The company offers 5 core products organized around the customer lifecycle: Fraud Buster for fraud detection during admission, Dynamic Risk Modeler for default risk assessment during admission, Buy Matcher for sales conversion optimization throughout the commercial funnel, ClicQuote for insurance pricing (home and car), and Collection Booster for debt collection optimization. All products leverage Artificial Intelligence and Machine Learning to develop powerful insights and accurate models.
Differentiator
Problem solved
Functional benefit
Products and services
- Fraud Buster Enterprise fraud detection software that uses real-time AI to authenticate customer identity, validate location, and verify digital footprint to uncover and capture fraudulent behaviors during the admission process. Targets banks, insurers, telcos, and retailers.
- Dynamic Risk Modeler Credit risk analytics software that uses explainable augmented analytics with proprietary economic and personal indexes computed individually in real time to capture the probability of default during the admission process. Targets lenders, banks, and telcos.
- Buy Matcher Sales conversion software that uses real-time augmented analytics to select the most suitable products or services for a customer based on behavior and socioeconomic profile, increasing conversion rates throughout the commercial funnel. Targets financial services and retail clients.
- ClicQuote 360-degree insurance quoting solution for home and car insurance with minimal digital onboarding inputs (only address for home; ID, license date, age, and plate for car). Targets insurance carriers.
- Collection Booster Debt collection optimization software that uses augmented analytics to determine customer contactability and payment probability, directing clients toward the most efficient collection strategy. Targets banks, lenders, utilities, and debt funds.
Quantifiable outcome
- Up to 40% profit multiplication for clients since 2016
- +5 more outcomes
Companies that use Hocelot
Customer profileNamed customers12 records
Segments7 records
Ideal customer profiles4 records
Hocelot technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
AI capability8 records
Feature6 records
Hocelot partnerships and signals
Strategic signalPartnerships
One partnership is on record.
- Global Partnership NetworkcoreGlobal network of alliances comprising data partners, platform partners, application partners, consultants, and value-added brokers. These partnerships enable Hocelot to leverage best-in-class analytical solutions and provide comprehensive analytics services to enterprise clients.
Scale indicators4 records
Recent moves6 records
Expansion highlights6 records
Hocelot competitors and assessment
Company assessmentDirect peers
- FICO: FICO is the global leader in credit scoring, fraud detection and decisioning analytics used by banks and insurers — directly overlapping with Hocelot's Dynamic Risk Modeler and Fraud Buster modules.
- Provenir: Provenir provides AI-powered credit risk decisioning and onboarding analytics for banks, lenders and fintechs, comparable to Hocelot's Dynamic Risk Modeler and Fraud Buster use cases.
- Featurespace: Featurespace builds real-time fraud and risk scoring using adaptive behavioral analytics — closely comparable to Hocelot's Fraud Buster product for financial services and telco.
- Pegasystems: Pegasystems offers enterprise decisioning, fraud and customer engagement workflows; its real-time analytics layer competes with Hocelot's Buy Matcher and Dynamic Risk Modeler across banking and insurance.
- ACTICO: ACTICO delivers real-time decisioning and credit risk analytics to banks and insurers across Europe — overlapping directly with Hocelot's fraud, risk and pricing offerings in the EMEA market.
- Zest AI: Zest AI applies AI/ML underwriting models to lending decisions for banks and credit unions — analogous to Hocelot's Dynamic Risk Modeler and Buy Matcher for consumer-finance use cases.
- Earnix: Earnix provides real-time analytics and AI-based personalization for insurance pricing and customer offers — directly comparable to Hocelot's ClicQuote insurance quoting product.
Broad incumbents
- Experian: Experian provides consumer credit data, fraud analytics and decisioning at global scale, functioning as a broader incumbent whose credit analytics and fraud products compete with Hocelot's stack.
- SAS Institute: SAS is a broad analytics and AI platform widely used in banking for fraud, risk and marketing optimization; a broad incumbent analog of Hocelot's analytics offering for financial services.
- nCino: nCino offers a cloud banking platform with built-in risk and onboarding analytics for financial institutions; relevant as a broader incumbent overlapping Hocelot's fraud and risk-modeling functions.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat4 records
Key risks6 records
Key highlights7 records
Customer concentration
Hocelot social profiles
Digital presenceHocelot compliance and trust
Trust signalCompliance6 records
Hocelot financial estimates
Financial estimateRevenue estimate
Valuation estimate
Hocelot leadership team
Management profileNumber of profiles
Profiles1 record
Hocelot funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Hocelot M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Hocelot
What does Hocelot do?
Hocelot provides an AI and Machine Learning-based augmented analytics platform that processes data in real time to build predictive models for enterprise clients. It sells five core software products — Fraud Buster for fraud detection, Dynamic Risk Modeler for credit risk assessment, Buy Matcher for sales conversion optimization, ClicQuote for digital home and auto insurance quoting, and Collection Booster for debt collection optimization — delivered as cloud-based enterprise solutions to banks, insurers, telcos, and retailers.
Is Hocelot a public or private company?
Hocelot is a private company. It is classified as founder individual operated bootstrapped and is currently operating.
When was Hocelot founded?
Hocelot was founded in 2016. It employs 11 to 50 people.
Where is Hocelot based?
Hocelot is headquartered in Las Rozas De Madrid, Spain, in the Europe region.
How does Hocelot make money?
Two revenue lines are on record. Enterprise SaaS/Predictive Analytics Services are the primary driver. The others are performance-Based Analytics.
Who are Hocelot's main competitors?
Direct peers on record are FICO, Provenir, Featurespace, Pegasystems, ACTICO, Zest AI and Earnix. Broad incumbents are Experian, SAS Institute and nCino.
Does Hocelot have an API?
No public API is recorded for Hocelot.
What industry is Hocelot in?
Hocelot's product category is Predictive Analytics Software. Its primary akta.pro industry code is HDAEAMAD, Augmented Analytics & AI-Assisted BI (NLQ/NLG, Insights), with a secondary code of HDAEAMAG, Financial Planning & Analysis (FP&A) & BI. Its NAICS code is 5223 and its SIC code is 7320.