The Park National Bank
- Company typePublic
- Founded1908
- HeadquartersNewark, United States
- Headcount1,001–5,000
- GTM typeB2B and B2C
- OfferingServices
The Park National Bank firmographics
Firmographics- Name
- The Park National Bank
- Legal name
- The Park National Bank
- Website
- https://parknationalbank.com
- Company type
- Public
- Founded year
- 1908
- Headcount range
- 1,001–5,000 employees
- Ownership category
- akta.pro rank
Where The Park National Bank is headquartered
LocationHeadquarters
- HQ city
- Newark
- HQ country
- United States
- HQ region
- North America
Offices7 records
Markets served
The Park National Bank business model
Business model- GTM type
- B2B and B2C
- Offering type
- Services
- Cost components
- Personnel, Operations, Infrastructure, Technology or R&D, Marketing or Sales
Revenue model
- Net Interest Income: Earnings from interest on loans (commercial, residential, consumer, aviation) net of interest paid on deposits and borrowings; primary revenue stream for a community commercial bank.
- Service Charges and Deposit Account Fees: Monthly account maintenance fees, overdraft fees, wire transfer charges, ATM surcharges, and other transaction-based fees on deposit accounts.
- Wealth Management and Trust Fees: Recurring fees from trust administration, investment management, and fiduciary services delivered through the bank's wealth management division.
- Aircraft Financing (Scope Aircraft Finance): Interest income and fees from commercial aviation loans originated and serviced by the Scope Aircraft Finance subsidiary.
- Treasury Management and Merchant Services: Recurring and transaction-based fees from cash management, lockbox, merchant card processing, and other commercial banking services.
Go-to-market motion2 records
Distribution channels5 records
Marketing channels8 records
The Park National Bank product offering
Product offeringCore offering
The Park National Bank is a community-oriented commercial bank offering deposit products (checking, savings, money market, CDs, IRAs, HSAs), consumer and residential lending (vehicle, home, HELOC, credit cards), commercial lending (commercial loans, SBA, agricultural, equipment financing, aircraft financing via Scope Aircraft Finance), treasury and merchant services for businesses, and wealth management, trust, investment, and estate planning services. Products are delivered through 100+ financial centers and digital banking channels across Ohio, Kentucky, North Carolina, South Carolina, and Tennessee.
Differentiator
Problem solved
Functional benefit
Products and services
- Personal Checking Accounts Personal transactional deposit accounts offered to individual consumers across the bank's five-state footprint.
- Personal Savings Accounts
- Certificate of Deposit (CD)
- Health Savings Accounts (HSAs)
- Individual Retirement Accounts (IRAs) - Deposit Based
- Personal Credit Cards
- Vehicle and Personal Loans
- Home Loans
- Home Equity Line of Credit (HELOC)
- Refinance
- Wealth Management
- Trust Services
- Investment Management
- Estate Planning and Settlement
- Custody, Escrow, and Guardianship
- 401(k) Rollovers
- Business Checking
- Save & Grow Business Savings
- Business Digital Banking
- Commercial Loans
- SBA & Government Loan Programs
- Agricultural Loans
- Equipment Financing
- Business Line of Credit
- Aircraft Financing (Scope Aircraft Finance)
- Business Credit Cards
- Merchant Services
- Business Lockbox Services
- Automated Clearing House (ACH)
- Remote Deposit Capture
- Digital Banking (Online & Mobile)
Quantifiable outcome
- $13.0B in total assets as of Q1 2026
- +3 more outcomes
Companies that use The Park National Bank
Customer profileSegments5 records
Ideal customer profiles5 records
The Park National Bank technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Integration7 records
Feature5 records
The Park National Bank partnerships and signals
Strategic signalPartnerships
Six partnerships are on record, tiered flagship, major, core and minor.
- First Citizens National BankflagshipMerger between First Citizens National Bank and Park National Corporation completed February 1, 2026, creating a combined community banking franchise with consolidated assets of approximately $13.0B. The combination is Park National's largest strategic transaction and broadens its multi-state footprint.
- Carolina Alliance BankmajorSpartanburg, South Carolina-based Carolina Alliance Bank joined Park National Corporation as a division, deepening the company's Carolinas presence under the Carolina Alliance Bank brand.
- NewDominion BankmajorCharlotte, North Carolina-based NewDominion Bank joined Park National Corporation as a division effective July 1, 2018, establishing the company's entry into the Carolinas market under the NewDominion brand.
- Zelle (Early Warning Services)coreZelle person-to-person instant payment network integrated into Park National's digital banking platform, enabling customers to send and receive funds directly from their bank accounts.
- National Aviation Finance Association (NAFA)minorIndustry trade association membership supporting the Scope Aircraft Finance subsidiary's commercial aviation lending activities and industry presence.
- International Aircraft Dealers Association (IADA)minorIndustry trade association membership supporting the Scope Aircraft Finance subsidiary's aircraft dealer relationships and aviation lending business.
Scale indicators11 records
Recent moves6 records
Expansion highlights6 records
The Park National Bank competitors and assessment
Company assessmentMarket position
Weaknesses1 record
Competitive moat5 records
Key risks5 records
Key highlights6 records
Customer concentration
The Park National Bank social profiles
Digital presenceThe Park National Bank financial estimates
Financial estimateRevenue estimate
Valuation estimate
The Park National Bank leadership team
Management profileNumber of profiles
Profiles12 records
The Park National Bank subsidiaries and ownership
Company hierarchySubsidiaries7 records
The Park National Bank funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
The Park National Bank M&A and investment
M&A and investmentM&A2 records
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about The Park National Bank
What does The Park National Bank do?
The Park National Bank is a community-oriented commercial bank offering deposit products (checking, savings, money market, CDs, IRAs, HSAs), consumer and residential lending (vehicle, home, HELOC, credit cards), commercial lending (commercial loans, SBA, agricultural, equipment financing, aircraft financing via Scope Aircraft Finance), treasury and merchant services for businesses, and wealth management, trust, investment, and estate planning services. Products are delivered through 100+ financial centers and digital banking channels across Ohio, Kentucky, North Carolina, South Carolina, and Tennessee.
Is The Park National Bank a public or private company?
The Park National Bank is a public company. It is classified as public.
When was The Park National Bank founded?
The Park National Bank was founded in 1908. It employs 1,001 to 5,000 people.
Where is The Park National Bank based?
The Park National Bank is headquartered in Newark, United States, in the North America region.
How does The Park National Bank make money?
Five revenue lines are on record. Net Interest Income is the primary driver. The others are service Charges and Deposit Account Fees, wealth Management and Trust Fees, aircraft Financing (Scope Aircraft Finance) and treasury Management and Merchant Services.
Does The Park National Bank have an API?
No public API is recorded for The Park National Bank.