Alabama Title

What Alabama Title does

Alabama Title Co., Inc. is a privately held, independent title agency founded in 1946 and headquartered at 2233 2nd Avenue North in downtown Birmingham, Alabama. The firm provides title examination, title insurance, escrow, closing, and underwriting services to commercial and residential real estate professionals, lenders, developers, attorneys, and consumers across Jefferson and Shelby counties and statewide Alabama. It operates as an appointed agent for four major national title insurance underwriters—Fidelity National Title Insurance Company, Commonwealth Land Title Insurance Company, First American Title Insurance Company, and Old Republic National Title Insurance Company—earning commissions on title insurance policies and fees on escrow and closing transactions.

The company's technology stack is modest and largely powered by a third-party platform called TitleCapture, which provides a web-based ordering system and a free mobile app delivering instant title quotes, seller net sheets, and loan estimates to agents and consumers in the field. Internal digital capability beyond this embedded third-party tooling is not evidenced; core title examination and closing work appears to remain manual, executed by approximately 15 staff members including two attorneys and dedicated commercial and residential examiners.

Alabama Title's business model is entirely transaction-fee based: revenue is generated per real estate closing through title insurance commissions split with underwriters and through escrow and closing service fees. Pricing is not publicly disclosed. GTM is sales-led and relationship-based, relying on referrals from the Birmingham real estate and legal communities, direct in-office service, partner referrals from underwriters, and supplemental digital channels including the company website, Facebook page, email communications, and the mobile app. Ownership appears to be family-held with continuity under President William Cunningham Jr., Esq., and no institutional investors, private equity, or venture capital are disclosed in the source data.

Name

Alabama Title

Legal name

Alabama Title Co., Inc.

Website

https://alabamatitle.com

Company type

Private

Founded year

1946

Operating status

Operating

Headcount range

1–10 employees

Short description

Alabama Title Co., Inc. is a Birmingham-based independent title agency, founded in 1946, providing title examination, insurance, escrow, and closing services as an appointed agent for four major national underwriters to real estate professionals, lenders, attorneys, and consumers across Alabama.

Ownership category

akta.pro rank

Product category

Title Insurance and Escrow Services

NAICS

Title Abstract and Settlement Offices (541191)

SIC

Title Insurance (6361)

akta.pro primary industry

Title Insurance & Underwriting (BPAJAOAA)

akta.pro secondary industries

Title Search & Examination (BPAJAOAB), Title Insurance (FSAJACAL), Document Preparation & Recording Services (Deeds, Liens) (BPAJAOAG)

Headquarters

HQ city

Birmingham

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Technology or R&D, Marketing or Sales, Infrastructure

Revenue model

1. Title Insurance: The company serves as an agent for various title insurance underwriters (Fidelity National Title Insurance Company, Commonwealth Land Title Insurance Company, First American Title Insurance Company, and Old Republic National Title Insurance Company) and earns commissions on title insurance policies written for real estate transactions.
2. Escrow Services: Escrow and closing services for real estate transactions including residential, commercial, and industrial properties.
3. Title Examination: Title examination services provided to verify property ownership and identify liens or encumbrances.

Go-to-market motion1 record

Distribution channels3 records

Marketing channels5 records

Core offering

Alabama Title Co., Inc. is an independent title agency providing title examination, title insurance, escrow, closing, and underwriting services for residential, commercial, and industrial real estate transactions in Alabama. The company operates as an agent for multiple major title insurance underwriters (Fidelity National Title, Commonwealth Land Title, First American Title, and Old Republic National Title) and supports real estate professionals, lenders, attorneys, developers, and consumers from its Birmingham headquarters with statewide service coverage.

Product overview

Alabama Title Co., Inc. is a single-product title and escrow services company offering a unified suite of title-related services. The core offering centers on title insurance agency services, complemented by escrow services, title examination, closing services, and underwriting services. These services are provided through partnerships with major title insurance underwriters (Fidelity National Title, Commonwealth Land Title, First American Title, and Old Republic National Title). An auxiliary mobile app (TitleCapture) provides customers with on-the-go access to title quotes, seller net sheets, and loan estimates.

Differentiator

Problem solved

Functional benefit

Products and services

• Title Insurance Title insurance policies that protect property buyers and lenders from defects in title, liens, and encumbrances. Alabama Title issues these as an appointed agent for Fidelity National Title, Commonwealth Land Title, First American Title, and Old Republic National Title underwriters.
• Escrow Services Escrow services that hold funds and documents during real estate transactions, ensuring secure handling of closing payments for residential, commercial, and industrial property deals across Alabama.
• Title Examination Title examination services that research property ownership history and identify any defects, liens, or encumbrances on a title. Performed for residential, commercial, and industrial properties in Alabama.
• Closing Services Closing services that facilitate the final step of real estate transactions, coordinating document signing and fund transfers for residential, commercial, and industrial property deals across Alabama.
• Underwriting Services Underwriting services for complex title issues, provided by Alabama Title as an appointed agent for Fidelity National Title, Commonwealth Land Title, First American Title, and Old Republic National Title underwriters in Alabama real estate transactions.
• TitleCapture Mobile App Free mobile application providing real estate professionals and consumers with access to title quotes, seller net sheets, loan estimates, and other title-related calculations on the go or in the office.

Named customers4 records

Segments4 records

Ideal customer profiles4 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature1 record

Partnerships

Four partnerships are on record, tiered core.

• First American Title Insurance CompanycoreChannel Partner/ Reseller/ DistributorAlabama Title Co. is an agent for First American Title Insurance Company, one of the nation's leading title insurance providers. This partnership allows the company to offer First American title insurance products to their clients in Alabama real estate transactions.
• Old Republic National Title Insurance CompanycoreChannel Partner/ Reseller/ DistributorAlabama Title Co. serves as an agent for Old Republic National Title Insurance Company. This relationship enables the company to provide Old Republic title insurance products alongside other major underwriters.
• Fidelity National Title Insurance CompanycoreChannel Partner/ Reseller/ DistributorAlabama Title Co. operates as an agent for Fidelity National Title Insurance Company, offering their title insurance products for residential, commercial, and industrial transactions in Alabama.
• Commonwealth Land Title Insurance CompanycoreChannel Partner/ Reseller/ DistributorAlabama Title Co. is an agent for Commonwealth Land Title Insurance Company, providing access to their title insurance products and underwriting capabilities for Alabama real estate transactions.

Scale indicators3 records

Recent moves4 records

Expansion highlights3 records

Direct peers

• Investors Title Company: Smaller, publicly traded title insurance underwriter with a community-bank and agency distribution model. Investors Title's scale, agency channel, and regional focus are comparable to Alabama Title's independent title agency profile.
• Title Resources Guaranty Company: Mid-sized U.S. title insurance underwriter that distributes primarily through independent agents. Title Resources' agency-focused model is directly comparable to Alabama Title's independent agency positioning.
• WFG National Title Insurance Company: Independent, growth-oriented title underwriter operating largely through independent agents. WFG's agency model closely parallels Alabama Title's relationship-based, multi-carrier agency approach, making it a structural peer in the independent title channel.
• CATIC (Capital Abstract and Title Corporation): Regional title insurance underwriter operating across multiple states through agents and direct operations. CATIC's focus on smaller and mid-sized markets and its independent agency channel closely mirror Alabama Title's regional independent agency model.

Emerging players

• Doma (formerly States Title): Technology-driven title insurance and closing company aiming to compress cycle times and agent commissions via AI and direct-to-lender channels. Doma represents the emerging digital threat to traditional independent title agencies like Alabama Title.

Broad incumbents

• Old Republic National Title Insurance Company: Large U.S. title underwriter and channel partner/competitor. Alabama Title is an agent for Old Republic while Old Republic also pursues direct agency and underwritten title business across the country, including Alabama.
• Fidelity National Title Insurance Company: Major national title underwriter and direct agency competitor. Alabama Title serves as an agent for Fidelity National Title while Fidelity competes for title and escrow business through its own direct operations and agency network.
• First American Title Insurance Company: One of the largest U.S. title insurance underwriters and a direct channel partner/competitor of Alabama Title. Alabama Title operates as an agent for First American while First American also competes for direct title and escrow business nationwide, including in Alabama.
• Stewart Title (Stewart Information Services Corporation): National title insurance underwriter and direct operations provider. Stewart's agency model and direct title operations compete with independent agencies like Alabama Title across multiple U.S. markets, including in the Southeast.

Others

• Qualia: Closing and title technology platform that powers digital title ordering, escrow, and settlement workflows for independent title agencies and underwriters. Qualia is the technology layer behind TitleCapture and is comparable as an enabler of the modern title agency operating model.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks7 records

Key highlights6 records

Customer concentration

• Facebookfacebook.com/alabamatitleco
• Xx.com/alabamatitleco

Revenue estimate

Valuation estimate

Number of profiles

Profiles3 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Alabama Title