Educational Credit Union

What Educational Credit Union does

Educational Credit Union is a privately-held financial institution headquartered in Topeka, Kansas, founded in 1939. According to the firmographic record, it provides mortgages, credit cards, and loan services, operating in a traditional credit union model with 11-50 employees.

The institution operates under a cooperative, member-owned structure typical of U.S. credit unions, with its membership field implied by its name to be drawn from the educational sector. Its product surface — mortgages, credit cards, and consumer loans — represents standard consumer-banking offerings for a community-focused credit union rather than any differentiated technology platform. The firm's website is educationalcu.org.

The source material does not document any proprietary technology, AI/ML capability, mobile application, API offering, partnership, funding event, leadership team, or audited financial metric attributable to Educational Credit Union. Industry-level commentary on Irish credit union consolidation and AI marketing vendor activity present in the aggregated data describes other entities and is not applicable to this specific institution. Accordingly, no inferences about its technology stack, growth metrics, or strategic trajectory can be drawn from the provided evidence.

Name

Educational Credit Union

Website

https://educationalcu.org

Company type

Private

Founded year

1939

Headcount range

11–50 employees

Short description

Educational Credit Union is a small, privately-held U.S. credit union founded in 1939 and based in Topeka, Kansas, providing mortgages, credit cards, and loan services to its members with 11-50 employees.

Ownership category

akta.pro rank

Product category

Retail Banking

NAICS

Credit Unions (52213), Credit Unions (522130)

SIC

Personal Credit Institutions (6141)

akta.pro industry

PRIMARYFSABAEAJ

Student/University Credit Unions

Financial & Insurance/Banking (Commerical, Retail & Consumer)/Community & Cooperative Banking (Credit Unions, Mutuals)

SECONDARYFSAKAAAL

Bank & Credit Union Personal Loans (Unsecured Installment)

Financial & Insurance/Lending & Consumer Finance/Personal Loans (Unsecured Installment)

SECONDARYFSABAEAA

Community Credit Unions (Retail/Consumer Focus)

Financial & Insurance/Banking (Commerical, Retail & Consumer)/Community & Cooperative Banking (Credit Unions, Mutuals)

SECONDARYFSAKAEAH

Education Line of Credit (Education LOC)

Financial & Insurance/Lending & Consumer Finance/Student Loans & Education Finance

Keywords

• Retail banking services
• Consumer lending
• Mortgage loans
• Credit card services
• Credit union membership

Headquarters

HQ city

Topeka

HQ country

United States

HQ region

North America

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Technology or R&D, Marketing or Sales, Infrastructure

Marketing channels1 record

Core offering

Educational Credit Union is a financial institution that provides mortgages, credit cards, and loan services to its members. It operates as a credit union, offering consumer-facing deposit, lending, and credit products.

Differentiator

Problem solved

Functional benefit

Products and services

• Mortgages
• Credit Cards
• Loan Services

Quantifiable outcome

• Conversion rate lifts of 270% and 25% increases in member acquisition documented in case studies

Segments1 record

Ideal customer profiles1 record

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature1 record

Scale indicators7 records

Recent moves1 record

Expansion highlights1 record

Direct peers

• Patelco Credit Union: Bay Area credit union offering consumer banking, mortgages, and lending to employer-affiliated members; comparable product set and member-owned cooperative structure.
• Unitus Community Credit Union: Pacific Northwest community credit union focused on consumer loans, deposits, and financial education services; comparable scale and member-focused retail offering.
• First Financial Credit Union: New Mexico-based community credit union serving educators and government employees; strong functional overlap in education-sector membership and core consumer-lending products.
• Georgia's Own Credit Union: Atlanta-area community credit union with a defined membership field and full retail banking suite (mortgages, credit cards, deposits, loans); directly comparable cooperative model and product breadth.
• WSECU (Washington State Employees Credit Union): Washington-based credit union serving public-sector and education employees; highly comparable due to education-focused field of membership and similar geographic-anchored community charter.
• SchoolsFirst Federal Credit Union: California-based credit union serving K-12 and community college employees; the closest U.S. peer in terms of education-sector field of membership, similar product set (mortgages, credit cards, loans), and cooperative structure.
• Connexus Credit Union: Wisconsin-headquartered digital-first credit union offering mortgages, credit cards, and consumer loans nationwide; relevant peer given overlap in core consumer-lending products and education-sector membership options.
• Suncoast Credit Union: Florida-based community credit union offering mortgages, auto, credit cards, and personal loans to a defined membership; comparable in product breadth and community-banking positioning to a small regional credit union.
• SAFE Credit Union: Sacramento-area credit union providing mortgages, consumer loans, and credit cards; comparable scale and product mix to a community-flavored credit union serving a defined employment-based field.

Broad incumbents

• BECU (Boeing Employees Credit Union): Washington-based large community credit union with multi-state field of membership including education and community partners; shares cooperative DNA and core product set but at materially larger scale, serving as an incumbent benchmark.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat2 records

Key risks5 records

Key highlights4 records

Customer concentration

• LinkedInlinkedin.com/company/educational-credit-union

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Educational Credit Union