CURENTIS

What CURENTIS does

CURENTIS AG is a privately held German consulting and software firm headquartered in Oberursel (Taunus) that delivers banking regulatory compliance, anti-financial crime, sustainable banking, and information-security services to financial institutions in Germany, Luxembourg, and Switzerland. The company was founded in 2009 and operates through wholly owned subsidiaries, including CURENTIS RiskFactory GmbH (modular software), CURENTIS SigeniuS GmbH (IT security), CURENTIS Luxembourg Sàrl, and CURENTIS SA in Zurich; it cites 13 years of market experience, 300+ completed projects, and 60+ customers.

The proprietary technology is the modular CURENTIS Risk FACTORY suite — Docu-CHECK (document verification), YourKYCplus (KYC/identity verification), YourBauFiplus (creditworthiness for real-estate financing), YourDORAcheck (DORA compliance), and YourSupplyCHECK (Lieferkettengesetz compliance) — designed to digitize identity and credit checks via integrations with partners including CRIF, Bundesdruckerei, B&L OCR Systeme, IMTF, MAQIT, and Wolters Kluwer (OneSumX). No public API, SDK, or app distribution is offered, and the product is sold into enterprise banking compliance stacks rather than to developers.

CURENTIS generates revenue through three streams: project-based consulting engagements (regulatory reporting, AFC, sustainable banking, project services), subscription / licensing of Risk FACTORY software modules, and recurring training seminars on AMLD6, EBA guidelines, sustainability reporting, and IT security. Pricing is quote-based and not publicly disclosed. Go-to-market is enterprise field sales delivered by the same senior consultants who run client projects, supplemented by a content-led demand-generation engine of whitepapers, webinars, and industry news across regulatory topics. Curated by the Executive Board (Ralf Penndorf) and a Supervisory Board chaired by Ralf Henßen, the firm operates as an independent, founder/management-controlled entity with no disclosed institutional investors or external funding rounds.

Name

CURENTIS

Legal name

CURENTIS AG

Website

https://curentis.com

Company type

Private

Founded year

2009

Operating status

Operating

Headcount range

11–50 employees

Short description

CURENTIS AG is a German consulting and software firm that delivers banking regulatory reporting, anti-financial crime (KYC/AML), sustainable banking, and information-security services, alongside its modular Risk FACTORY compliance software, to financial institutions in Germany, Luxembourg, and Switzerland.

Ownership category

akta.pro rank

Product category

Banking Regulatory Compliance Software

NAICS

Other Computer Related Services (541519), Investigation and Personal Background Check Services (561611)

SIC

Services-Prepackaged Software (7372), Accident & Health Insurance (6321)

akta.pro primary industry

AML/CTF Transaction Monitoring & Case Management (FSAGAFAC)

akta.pro secondary industries

Identity, Fraud & Insurance-Specific RegTech Platforms (FSAGAGAJ), Income & Employment Verification (VOI/VOE, payroll-linked data) (FSAGACAE)

Keywords

• Regulatory reporting software
• Anti-money laundering services
• KYC automation
• Sustainable banking consulting
• Creditworthiness verification software

Headquarters

HQ city

Oberursel

HQ country

Germany

HQ region

Europe

Offices4 records

Markets served

GTM type

B2B

Offering type

Software

Cost components

Personnel, Technology or R&D, Operations, Marketing or Sales, Infrastructure

Revenue model

1. Consulting Services: Regulatory reporting, Anti-Financial Crime, Sustainable Banking, and Project Services consulting engagements delivered by experienced consultants and project managers
2. Software Products (Risk Factory): CURENTIS Risk FACTORY modular software solutions including Docu-CHECK, YourKYCplus, YourBauFiplus, YourDORAcheck, and YourSupplyCHECK for digital identity and credit verification
3. Training Services: Seminars and training programs in Anti-Financial Crime, Regulatory Reporting, Sustainable Banking, and IT Security

Go-to-market motion1 record

Distribution channels1 record

Marketing channels3 records

Core offering

CURENTIS provides consulting services and a modular software platform (CURENTIS Risk FACTORY) that digitize and verify identity, creditworthiness, and regulatory compliance information for banks, credit institutions, and insurance providers. Offerings span Regulatory Reporting, Anti-Financial Crime (KYC/AML), Sustainable Banking, Project Services, and Information Security, delivered through advisory engagements, SaaS-style software modules (Docu-CHECK, YourKYCplus, YourBauFiplus, YourDORAcheck, YourSupplyCHECK), and structured training programs.

Product overview

CURENTIS is a product and consulting company offering the CURENTIS Risk FACTORY as its main software platform. The Risk FACTORY has a modular structure consisting of Docu-CHECK (document verification), YourKYCplus (KYC/identity verification), YourBauFiplus (creditworthiness checks), YourSupplyCHECK (supply chain compliance), and YourDORACHECK (DORA compliance). These modules work together to digitize and verify personal and creditworthiness-related information, making KYC and credit checks cost-effective, fast, and secure.

Differentiator

Problem solved

Functional benefit

Brands

• CURENTIS Risk FACTORY: Software solution for digitizing and verifying personal and creditworthiness-related information, consisting of Docu-CHECK, YourKYCplus, YourDORAcheck, and YourBauFiplus modules.
• Docu-CHECK
• YourKYCplus
• YourDORAcheck
• YourBauFiplus
• YourSupplyCHECK

Products and services

• CURENTIS Risk FACTORY Modular software platform that digitizes identity verification, KYC, creditworthiness checks, DORA compliance, and supply chain due diligence, sold to banks, credit institutions, and insurance providers in the DACH region.
• Docu-CHECK Document verification module within the Risk FACTORY that validates personal and creditworthiness-related documents for KYC, AML, and credit processes.
• YourKYCplus Know Your Customer (KYC) module of the Risk FACTORY for digital identity verification and customer due diligence at banks, credit institutions, and insurance providers.
• YourBauFiplus Creditworthiness check module of the Risk FACTORY tailored for real estate and building finance (Baufinanzierung) workflows at banks and credit institutions.
• YourDORAcheck DORA (Digital Operational Resilience Act) compliance checking module of the Risk FACTORY, used by financial sector clients to assess and demonstrate digital operational resilience requirements.
• YourSupplyCHECK Supply chain due diligence module (and standalone solution) of the Risk FACTORY that helps companies comply with the German Supply Chain Due Diligence Act (Lieferkettengesetz) by verifying human rights and environmental standards in supply chains.
• Regulatory Reporting Consulting Advisory consulting on regulatory reporting (e.g., BaFin, EBA, EU) delivered by experienced consultants and project managers to banks and financial institutions in Germany, Luxembourg, and Switzerland.
• Anti-Financial Crime Consulting Consulting service for KYC, AML, sanctions, embargo, and broader anti-financial crime programs, executed by specialist consultants for banks, credit institutions, and insurance providers.
• Sustainable Banking Consulting Advisory service covering ESG reporting, EU Taxonomy, climate risk management, and other Sustainable Banking obligations for financial institutions.
• Project Services Project management, test management, and quality management consulting delivered by embedded project teams (e.g., business analysts) at major banking clients.
• Information Security Consulting (CURENTIS SigeniuS GmbH) IT security advisory services delivered through the CURENTIS SigeniuS GmbH subsidiary, supporting banks and other clients with information security consulting.
• CURENTIS Training and Seminars Seminars and training programs in Anti-Financial Crime, Regulatory Reporting, Sustainable Banking, and IT Security delivered to financial sector participants.

Segments2 records

Ideal customer profiles2 records

Technology focussed Yes

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature5 records

Partnerships

Four partnerships are on record, tiered core.

• IMTFcoreTechnology or IntegrationIMTF is an established company specializing in software solutions for the financial sector. Their products help banks and financial service providers comply with legal requirements, optimize compliance processes, and detect fraud early. IMTF has built a reputation in customer identification (KYC), anti-money laundering (AML), and digitization of business processes. The partnership brings together the expertise of both companies to implement innovative technologies in a targeted manner.
• MAQITcoreTechnology or IntegrationMAQ IT develops innovative IT solutions for the financial sector. With a clear focus on quality and efficiency, MAQ IT helps banks and financial service providers digitize complex processes, implement regulatory guidelines, and improve workflows sustainably. Their solutions are distinguished by adaptability and technological performance, offering real added value to clients.
• Wolters KluwercoreTechnology or IntegrationWolters Kluwer is a leading global provider of expertise, software, and services for different sectors including financial services. The company offers solutions that help financial institutions master regulatory requirements, efficiently fulfill compliance obligations, and manage risks in a targeted manner. In regulatory and financial management, Wolters Kluwer relies on innovative technologies with their OneSumX and Svenson software solutions.
• CRIF GmbHcoreTechnology or IntegrationCRIF GmbH is one of the leading information services providers for businesses and individuals in Germany with over 130 years of market experience. The company offers tailor-made solutions for identification, credit checks, and fraud prevention, credit risk management, and digitization for businesses and financial institutions. CRIF collaborates with CURENTIS AG to improve quality for effective KYC processes and establish new criteria in the fight against money laundering.

Scale indicators4 records

Recent moves7 records

Expansion highlights5 records

Broad incumbents

• NICE Actimize: Global leader in AML, KYC, and financial crime compliance software for large banks; competes with CURENTIS for enterprise compliance spend across the same regulatory use cases.
• Temenos: Global core banking software provider with embedded compliance and regulatory reporting modules serving mid-sized European banks; competes with CURENTIS on the same regulatory reporting agenda.
• Wolters Kluwer: Global provider of regulatory and financial risk software (OneSumX) for banks; both partner and competitor to CURENTIS given overlap in regulatory reporting and compliance modules.
• FICO: Global analytics and decisioning platform with strong KYC, AML, and fraud offerings for banks; broad incumbent that overlaps with CURENTIS on creditworthiness checks and anti-financial crime.
• SAS: Large analytics vendor with established AML, fraud detection, and regulatory reporting suites sold to European banks; broad incumbent competing for compliance budget in the same accounts as CURENTIS.

Emerging players

• Bundesdruckerei: German high-security ID document provider with VISOCORE Verify for AML document verification; partners with CURENTIS but also sells identity verification technology directly to the same banking clients.
• MAQIT: German IT consultancy for financial services focused on digitization and regulatory implementation; partners with CURENTIS while also delivering competing regulatory and process digitization projects to banks.

Direct peers

• IMTF: Swiss-headquartered RegTech vendor specializing in KYC, AML, and fraud detection for banks; explicitly listed as a CURENTIS technology partner and competes head-to-head in the same DACH KYC/AML niche.
• CRIF: Major Italian/European credit bureau and KYC/AML information services provider; partners with CURENTIS in Germany for KYC and credit checks, competing in identity verification and credit information services.

Others

• B&L OCR Systeme: German document and form recognition specialist whose formstar OCR feeds into CURENTIS's Docu-CHECK module; an enabling technology peer rather than direct competitor.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks6 records

Key highlights6 records

Customer concentration

• LinkedInlinkedin.com/company/curentis-ag

Revenue estimate

Valuation estimate

Number of profiles

Profiles11 records

Subsidiaries4 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about CURENTIS