Frontier Insurance Group
Independent multi-line insurance brokerage founded in 2013 in Mauldin, South Carolina, serving individuals and small businesses across the Upstate region via offices in Mauldin, Easley, and Greer. Operates as a commission-based retail agent placing personal and commercial policies with multiple carriers.
- Company typePrivate
- Founded2013
- HeadquartersMauldin, United States
- Headcount1–10
- GTM typeB2B and B2C
- OfferingServices
What Frontier Insurance Group does
Frontier Insurance Group is an independent insurance brokerage headquartered in Mauldin, South Carolina, with additional offices in Easley and Greer. Founded in 2013, the firm operates as a multi-line retail agent serving individuals and small businesses across the Upstate South Carolina region, with no disclosed technology platform or proprietary systems beyond standard brokerage tooling. Its core product set spans personal lines (auto, home, life, annuities, renters, disability) and commercial lines (business, commercial auto, workers compensation), including niche offerings such as one-day event insurance.
The business model is the standard independent-agency model: Frontier is appointed with multiple carriers and earns commissions on policies it places, rather than underwriting risk itself. It positions itself as a comparison resource, helping clients select across carriers in personal and commercial lines. Distribution is office-based and inside-sales-led, with a small team (reportedly 7 employees) producing across three physical locations. The firm supplements this with community sponsorship activity to build local brand recognition in a relationship-driven regional market.
Revenue mechanics are commission-driven on policies placed with carrier partners; no subscription, fee-for-service, or technology-licensing revenue is indicated. The customer base is long-tail — described as "thousands of families" — with no anchor enterprise clients or concentration disclosed. The company has not reported funding, M&A, leadership changes beyond a 2017 hire, or material technology investment, indicating an established but modest-scale local brokerage rather than a high-growth venture-backed agency.
Frontier Insurance Group firmographics
Firmographics- Name
- Frontier Insurance Group
- Legal name
- Frontier Insurance Group
- Website
- https://frontierinsgroup.com
- Company type
- Private
- Founded year
- 2013
- Operating status
- Operating
- Headcount range
- 1–10 employees
- Short description
- Independent multi-line insurance brokerage founded in 2013 in Mauldin, South Carolina, serving individuals and small businesses across the Upstate region via offices in Mauldin, Easley, and Greer. Operates as a commission-based retail agent placing personal and commercial policies with multiple carriers.
- Ownership category
- akta.pro rank
Frontier Insurance Group industry classification
Industry- Product category
- Insurance Brokerage
- NAICS
- Insurance Agencies and Brokerages (52421)
- SIC
- Insurance Agents, Brokers & Service (6411)
- akta.pro primary industry
- Specialty Insurance Brokerage (Marine, Aviation, Cyber, Professional Lines) (FSAEADAJ)
Keywords
Where Frontier Insurance Group is headquartered
LocationHeadquarters
- HQ city
- Mauldin
- HQ country
- United States
- HQ region
- North America
Offices3 records
Markets served
Frontier Insurance Group business model
Business model- GTM type
- B2B and B2C
- Offering type
- Services
- Cost components
- Personnel, Operations, Marketing or Sales, Others
Revenue model
- Insurance Brokerage/Commission: Acts as an independent insurance broker, comparing options across multiple insurance carriers to find best price and coverage for clients. Earns commissions from insurance companies for policies placed. Company states they negotiate prices and benefits with the best company for insurance that fits each client.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Other | Other | Custom insurance solutions - no tiered pricing structure |
Go-to-market motion2 records
Distribution channels3 records
Marketing channels3 records
Frontier Insurance Group product offering
Product offeringCore offering
Frontier Insurance Group is an independent insurance brokerage that places personal and commercial insurance coverage on behalf of clients through multiple third-party insurance carriers. Its core sellable offerings include personal auto, homeowners, life insurance, life annuities, renters, and one-day event insurance for individuals, and commercial auto, workers' compensation, and disability insurance for businesses. The firm earns commissions from carriers for the policies it binds.
Product overview
Frontier Insurance Group is an insurance agency offering a portfolio of insurance products, including Commercial Auto Insurance, Auto Insurance, Home Insurance, Life Insurance, Workers Compensation, Disability Insurance, One-Day Event Insurance, Life Annuities, and Renters Insurance. The company acts as a broker, negotiating with multiple insurance carriers to find the best prices and coverage options for clients. The company was founded in 2013 and serves customers throughout South Carolina, including Mauldin, Greer, Greenville, Fountain Inn, Taylors, Easley, Simpsonville, Piedmont, and Anderson.
Differentiator
Problem solved
Functional benefit
Products and services
- Personal Auto Insurance Auto insurance coverage for individuals and households, sourced from multiple carrier partners and placed through the brokerage.
- Home Insurance Homeowners property and liability coverage for property owners, sourced from multiple carrier partners and placed through the brokerage.
- Life Insurance Life insurance coverage for individuals and families, providing death-benefit protection, sourced from carrier partners and placed through the brokerage.
- Commercial Auto Insurance Commercial vehicle coverage for small business fleets and owned vehicles, sourced from carrier partners and placed through the brokerage.
- Workers' Compensation Insurance Statutory workers' compensation coverage for small business employers, sourced from carrier partners and placed through the brokerage.
- Disability Insurance Disability income-replacement coverage for individuals and small business key personnel, sourced from carrier partners and placed through the brokerage.
- One-Day Event Insurance Short-term insurance coverage for single-day events such as weddings, parties, or special gatherings, sourced from carrier partners and placed through the brokerage.
- Life Annuities Annuity products providing retirement or lifetime income streams for individuals, sourced from carrier partners and placed through the brokerage.
- Renters Insurance Renters insurance covering personal property and liability for tenants, sourced from carrier partners and placed through the brokerage.
Quantifiable outcome
- Customers save $30-$150 per month on insurance premiums
Companies that use Frontier Insurance Group
Customer profileNamed customers2 records
Segments3 records
Ideal customer profiles3 records
Frontier Insurance Group technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Frontier Insurance Group partnerships and signals
Strategic signalScale indicators4 records
Recent moves4 records
Expansion highlights3 records
Frontier Insurance Group competitors and assessment
Company assessmentBroad incumbents
- Allstate: National personal-lines carrier with a captive-agent network. Directly competes for the same household customers Frontier serves, especially in auto and home, but with stronger brand recognition, advertising spend, and proprietary digital tools.
- Progressive: Large direct-to-consumer auto carrier that has driven the largest shift away from agent-led distribution in personal lines. Represents the structural pricing-pressure risk to independent brokers like Frontier whose auto book competes primarily on rate.
- State Farm: Largest US personal-lines carrier with a captive-agent distribution model. State Farm agents compete head-to-head with Frontier for the same auto, home, and life customers in Mauldin, Greer, and Easley, but operate as exclusive agents of one carrier rather than an independent broker.
- Nationwide: Mutual insurance carrier with a captive and independent-agent distribution model. Competes for the same personal and small-commercial customers in SC and offers comparable product breadth across auto, home, life, and commercial lines.
- Liberty Mutual: Major national P&C carrier distributing through both direct channels and independent agents. Competes with Frontier across personal and commercial lines, particularly in workers comp and commercial auto where Liberty Mutual has strong carrier-side scale.
Emerging players
- Policygenius: Digital insurance marketplace that compares life, disability, home, and auto policies across multiple carriers online. Directly attacks the core value proposition of independent brokers like Frontier by automating the multi-carrier comparison the firm performs manually.
- Lemonade: Digital-native insurance carrier with AI-driven underwriting and instant online binding. Represents the longer-term structural threat to traditional brokerage distribution, especially for younger demographics entering the auto/renters insurance market Frontier also targets.
- The Zebra: Online insurance comparison platform specializing in auto and home. Serves as a disintermediation threat to small independent brokers by letting consumers self-serve the rate-comparison step Frontier's agents perform by phone.
Direct peers
- Brightway Insurance: Franchise-based independent insurance agency placing home, auto, and commercial coverage through multiple carriers. Operates with the same small-office, agent-led, multi-carrier brokerage model as Frontier, providing direct comparison on business design and unit economics.
- Goosehead Insurance: Independent insurance brokerage operating through a franchise/agent model that places personal and commercial lines across multiple carriers. Closest structural analog to Frontier: multi-carrier access, consultative sales, commission-based revenue. Goosehead is the scaled public-market version of the model Frontier runs locally in SC.
Market position
Strengths1 record
Weaknesses4 records
Competitive moat2 records
Key risks5 records
Key highlights6 records
Customer concentration
Frontier Insurance Group social profiles
Digital presenceFrontier Insurance Group financial estimates
Financial estimateRevenue estimate
Valuation estimate
Frontier Insurance Group leadership team
Management profileNumber of profiles
Profiles2 records
Frontier Insurance Group funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Frontier Insurance Group M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Frontier Insurance Group
What does Frontier Insurance Group do?
Frontier Insurance Group is an independent insurance brokerage that places personal and commercial insurance coverage on behalf of clients through multiple third-party insurance carriers. Its core sellable offerings include personal auto, homeowners, life insurance, life annuities, renters, and one-day event insurance for individuals, and commercial auto, workers' compensation, and disability insurance for businesses. The firm earns commissions from carriers for the policies it binds.
Is Frontier Insurance Group a public or private company?
Frontier Insurance Group is a private company. It is classified as founder individual operated bootstrapped and is currently operating.
When was Frontier Insurance Group founded?
Frontier Insurance Group was founded in 2013. It employs 1 to 10 people.
Where is Frontier Insurance Group based?
Frontier Insurance Group is headquartered in Mauldin, United States, in the North America region.
How does Frontier Insurance Group make money?
One revenue line is on record: insurance Brokerage/Commission.
Who are Frontier Insurance Group's main competitors?
Broad incumbents on record are Allstate, Progressive, State Farm, Nationwide and Liberty Mutual. Emerging players are Policygenius, Lemonade and The Zebra. Direct peers are Brightway Insurance and Goosehead Insurance.
Does Frontier Insurance Group have an API?
No public API is recorded for Frontier Insurance Group.
What industry is Frontier Insurance Group in?
Frontier Insurance Group's product category is Insurance Brokerage. Its primary akta.pro industry code is FSAEADAJ, Specialty Insurance Brokerage (Marine, Aviation, Cyber, Professional Lines). Its NAICS code is 52421 and its SIC code is 6411.