Payton Foundation

What Payton Foundation does

HMC Private Credit is an Australian private credit solutions provider that operates as a division of HMC Capital, an ASX-listed alternative asset manager. The firm specializes in three core lending verticals: Commercial Real Estate Private Debt, Corporate Finance, and Asset Finance. It delivers customized lending solutions to commercial borrowers (businesses and developers) while simultaneously packaging those loans into investment vehicles that provide stable, risk-adjusted returns to sophisticated high-net-worth investors and family offices. The platform is built around direct origination, underwriting, and servicing capabilities, supported by a client portal and a financial advisor distribution network.

The company's flagship investment product is the HMC Private Credit CRE Pooled Investment Fund – Core, which received a 4-star "Superior" rating from independent research house SQM Research. With more than $2.2bn+ in Assets Under Management, $7.7bn+ in deployed funding, 80+ professionals, and four offices across Australia (Southbank/VIC, Sydney/NSW, Brisbane/QLD, and Surfers Paradise/QLD), the business has a national footprint. Note: the input data labels this entity as "Payton Foundation" (described as a nonprofit), but all substantive business evidence — website content, product set, leadership, office locations, and capital metrics — describes HMC Private Credit. Payton Capital appears to be the predecessor brand (referenced in legacy "Payton Economic Update" content), which has been transitioned into the HMC Private Credit brand.

The revenue model is subscription/recurring in nature, derived from interest income on private credit lending and implicit management and performance fees on managed investment funds. Go-to-market is a hybrid motion: direct corporate engagement with borrowers seeking flexible capital, combined with a client portal and financial advisor network distribution channel for investor capital. Customer segments are segmented horizontally across HNW investors (and reportedly ~600 wealthy families), commercial borrowers across CRE and corporate use cases, and licensed financial advisors who recommend private credit as an alternative asset class.

Name

Payton Foundation

Legal name

HMC Private Credit

Website

https://payton.com.au

Company type

Private

Founded year

2014

Operating status

Operating

Headcount range

1–10 employees

Short description

Payton Foundation is a nonprofit organization that fixates on community wellbeing with education and charity services.

Ownership category

akta.pro rank

Product category

Private Credit Lending

NAICS

Nondepository Credit Intermediation (5222), Real Estate Credit (522292)

SIC

Miscellaneous Business Credit Institution (6159)

akta.pro primary industry

Private Credit / Direct Lending (FSAAAHAG)

akta.pro secondary industry

Private Credit — Real Estate Debt (Bridge, Mezz, CMBS-like) (FSAHAJAI)

Keywords

• Private credit lending
• Commercial real estate debt
• Corporate asset finance
• Pooled investment funds
• Alternative asset management

Headquarters

HQ city

Southbank

HQ country

Australia

HQ region

Oceania

Offices4 records

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Operations, Infrastructure, Marketing or Sales

Revenue model

1. Private Credit Lending: Interest income from providing customized Commercial Real Estate Private Debt, Corporate Finance, and Asset Finance lending solutions to borrowers, delivering stable risk-adjusted returns to investors.

Go-to-market motion1 record

Distribution channels3 records

Marketing channels4 records

Core offering

HMC Private Credit, the operating business of Payton Foundation, provides private credit lending solutions across Commercial Real Estate Private Debt, Corporate Finance, and Asset Finance, delivering customised loans to commercial borrowers. On the investor side, it offers private credit investment products, including the HMC Private Credit CRE Pooled Investment Fund – Core, designed to deliver stable, risk-adjusted returns to high-net-worth investors and their advisors.

Product overview

HMC Private Credit is a private credit solutions provider backed by 13+ years of industry experience. The company operates a platform offering Commercial Real Estate Private Debt and Corporate and Asset Finance products, delivering customised lending solutions for borrowers and stable, risk-adjusted returns for investors. The flagship offering is the HMC Private Credit CRE Pooled Investment Fund – Core, which has received a 4-star 'Superior' rating from SQM Research.

Differentiator

Problem solved

Functional benefit

Brands

• HMC Private Credit Core Fund: A CRE Pooled Investment Fund that received a 4-star 'Superior' rating from SQM Research.

Products and services

• Commercial Real Estate Private Debt Private credit lending product providing customised debt financing solutions to commercial real estate borrowers who require flexible structures beyond traditional bank offerings.
• Corporate and Asset Finance Private credit lending product offering customised financing solutions for corporate borrowing needs and asset acquisition, supporting business borrowers outside the commercial real estate segment.
• HMC Private Credit CRE Pooled Investment Fund – Core Pooled investment fund focused on commercial real estate debt, designed to provide high-net-worth investors and their advisors with stable, risk-adjusted exposure to private credit, and independently rated 4-star 'Superior' by SQM Research.

Segments3 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Scale indicators5 records

Direct peers

• Qualitas Real Estate Income Fund: Australian real estate-focused private credit and investment manager with overlapping CRE debt origination strategy, similar HNW/institutional investor base, and comparable AUM scale in the Australian market.
• Metrics Credit Partners: Australian non-bank private credit manager providing CRE, corporate, and asset-backed lending solutions to mid-market borrowers; directly comparable product mix and target customer segments.
• MaxCap Group: Australian commercial real estate debt specialist providing senior, mezzanine, and bridging finance; similar CRE origination focus and institutional/HNW investor distribution model.
• MA Financial Group: ASX-listed Australian alternative asset manager with private credit and real estate lending capabilities; comparable in being a public-market alternative platform with multiple credit strategies.
• La Trobe Financial: Large Australian non-bank lender and credit fund manager with CRE and asset finance exposure; comparable institutional/HNW pooled fund model and multi-channel distribution.
• Brighten Group (Brighten Home Loans / Libra): Australian non-bank lender active in residential and commercial credit with fund management activities; comparable in providing customized lending solutions outside traditional bank channels.
• Resimac (RESIMAC Group): Australian non-bank lender and securitizer of residential and commercial credit assets; comparable in providing non-bank lending solutions and managing investor capital pools.
• Firstmac: Australian non-bank lender with CRE, residential, and asset finance products including a managed investment fund offering; comparable in pooled fund-based private credit distribution model.

Broad incumbents

• Investec Australia: Australian operation of global Investec group providing CRE lending, corporate finance, and asset finance; broad incumbent with overlapping capabilities across HMC Private Credit's product set.
• Ares Management (Australia): Global alternative asset manager with significant Australian CRE and direct lending activity; large-scale incumbent competing for the same institutional and HNW private credit allocations.

Market position

Strengths4 records

Weaknesses3 records

Key risks4 records

Key highlights6 records

Customer concentration

• LinkedInlinkedin.com/company/payton-foundation-ltd

Compliance1 record

Revenue estimate

Valuation estimate

Number of profiles

Profiles5 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Payton Foundation