Homes in Partnership

What Homes in Partnership does

Homes in Partnership, Inc. (HIP) is a community-based non-profit 501(c)(3) affordable housing organization founded in 1975 and headquartered in Eustis, Florida. The organization serves very-low, low, and moderate-income families across five Central Florida counties — Citrus, Orange, Lake, Marion, and Sumter — through an integrated portfolio of housing programs: HUD-approved housing counseling, USDA Section 523 Mutual Self-Help Housing (sweat-equity construction paired with USDA 502 loan financing), the Homes by HIP Program (fair-market affordable home sales), rental units in Apopka and Leesburg, and a Farmworker Assistance Program offering up to $850 annually in rental and utility aid.

HIP's core technical capability is in-house energy-efficient residential construction. The organization builds single-family homes of 1,061–1,533 sq. ft. with 3–4 bedrooms under standardized specifications, including 15 SEER HVAC, R-38 ceiling insulation, 3/4 R-Max wall insulation, radiant barrier roof sheathing, Energy Star appliances, masonry stucco exteriors, 40-gallon water heaters, and 30-year architectural shingles. HIP holds a Florida General Contractor License (#CRC 1264650), enabling direct construction oversight rather than full reliance on subcontractors. Customer acquisition is community-led, driven by website applications, in-person homebuyer workshops, orientation sessions, phone outreach, and referrals from county governments, USDA, and HUD partners.

The business model is a hybrid nonprofit revenue structure. Revenue streams include one-time home sales through the Homes by HIP Program, recurring rental income from Apopka and Leesburg units, tax-deductible donations (tiered from $50 to $5,000), HUD counseling service delivery, and nominal processing fees ($56/$112 credit report fees, $25 rental application fees). The organization operates with approximately 14 staff under Executive Director Gloria Nelson, including Directors of Construction (Mariela Garcia), Housing (Marta Castellano), and Administration (Veronica Rojas), plus HUD-certified counselors, housing specialists, finance, and construction supervisors.

Name

Homes in Partnership

Legal name

Homes In Partnership, Inc.

Website

https://homesip.org

Company type

Private

Founded year

1975

Operating status

Operating

Headcount range

11–50 employees

Short description

Homes in Partnership is a Florida-based non-profit 501(c)(3) founded in 1975 that provides affordable housing development, USDA sweat-equity homebuilding, HUD housing counseling, rental housing, and farmworker assistance to very-low, low, and moderate-income families across five Central Florida counties.

Ownership category

akta.pro rank

Product category

Affordable Housing Services

NAICS

Other Community Housing Services (624229), New Single-Family Housing Construction (except For-Sale Builders) (236115), Residential Building Construction (2361)

SIC

Services-Social Services (8300), Real Estate Agents & Managers (For Others) (6531)

akta.pro primary industry

Affordable Housing & Community Development (Housing, Community Land Trusts) (BPAGALAC)

akta.pro secondary industries

Public & Affordable Housing Programs (Subsidies, Vouchers, Public Housing) (BPAIANAA), Community Development & Neighborhood Revitalization Housing Programs (FSALAKAO), Rural, Tribal & Special-Population Housing Programs (FSALAKAL)

Keywords

• Affordable housing development
• Housing counseling services
• Rural housing programs
• Self-help housing construction
• Homebuyer education

Headquarters

HQ city

Eustis

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Supply Chain, Infrastructure, Marketing or Sales

Revenue model

1. Home Sales Revenue: Revenue from sale of affordable homes through Homes by HIP Program at fair market rates. Homes priced as affordable housing in Lake, Orange, Sumter, Citrus, and Marion counties, Florida.
2. Donations and Charitable Contributions: Tax-deductible donations from individuals and organizations supporting affordable housing mission. Organization is a 501(c)(3) nonprofit.
3. Rental Income: Rental units located in Apopka and Leesburg, Florida. Applicants must be 50% below median income. Section 8 accepted. Fees include $25 application fee per adult.
4. Housing Counseling Services: HUD-approved housing counseling including pre-purchase counseling, financial management, rental counseling, and post-purchase guidance. Services support homeownership readiness.

Pricing tiers

Go-to-market motion3 records

Distribution channels4 records

Marketing channels6 records

Core offering

Homes In Partnership, Inc. is a 501(c)(3) nonprofit that develops, sells, and rents affordable single-family housing to very-low, low, and moderate-income families across five Central Florida counties. The organization delivers services through five core programs: HUD-approved housing counseling, USDA Mutual Self-Help sweat-equity homebuilding, direct sales of fair-market affordable homes through the Homes by HIP Program, rental apartments in Apopka and Leesburg, and a farmworker rental/utility assistance program.

Product overview

Homes In Partnership, Inc. is a community-based nonprofit affordable housing provider offering a portfolio of interconnected housing programs. The core offerings include the HUD Approved Housing Counseling Program providing pre-purchase counseling, financial guidance, and education workshops; the USDA Rural Development Mutual Self-Help Housing Program enabling rural homebuyers to build homes through sweat equity; the Homes by HIP Program for purchasing fair-market affordable homes; Rental Units in Apopka and Leesburg accepting Section 8; and the Farmworker Assistance Program providing up to $850 in rental/utility assistance to qualified agricultural workers. The organization serves very-low to moderate-income families across Citrus, Orange, Lake, Marion, and Sumter counties in Florida since 1975.

Differentiator

Problem solved

Functional benefit

Products and services

• HUD Approved Housing Counseling Program HUD-certified housing counseling services including one-on-one pre-purchase counseling, financial management and budgeting, rental counseling, homebuyer education workshops, fair housing counseling, post-purchase guidance, referrals, and predatory lending awareness; for income-eligible prospective homebuyers and existing homeowners.
• USDA Rural Development Mutual Self-Help Housing Program Section 523 Mutual Self-Help Housing Program enabling very-low to low-income rural borrowers to build their own homes through sweat equity while receiving USDA 502 loan financing; for income-eligible rural families in eligible service areas.
• Homes by HIP Program Fair-market affordable housing program allowing families to purchase professionally built Homes In Partnership homes at fair market rates with housing specialist support; requires mortgage pre-approval and is open to families using Section 8 arrangements.
• Rental Units Affordable rental apartments in Apopka and Leesburg, Florida, for applicants at 50% or below area median income under Orange County Income Guidelines; accepts Section 8 vouchers and units include range, refrigerator, central AC/heating.
• Farmworker Assistance Program Rental, mortgage, and utilities assistance up to $850 once per year for qualified migrant and seasonal farmworkers who handle, pack, process, freeze, can, or grade agricultural commodities and earn below 150% of the DOL poverty level; includes free housing counseling with bilingual English/Spanish support.

Quantifiable outcome

• Homes equipped with energy-saving appliances and 15 SEER HVAC systems reduce monthly utility costs
• +2 more outcomes

Named customers2 records

Segments4 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature4 records

Partnerships

17 partnerships are on record, tiered core and minor.

• USDA Rural Housing ServicescoreStrategic or Co-development PartnerPrimary financing partner for USDA Rural Development 502 loans and Section 523 Mutual Self-Help Housing Program. Provides affordable mortgage financing with payment assistance for eligible rural homebuyers.
• U.S. Department of Housing & Urban DevelopmentcoreStrategic or Co-development PartnerHUD-Approved Certified Housing Counseling Agency designation. Provides oversight, certification, and program support for housing counseling services.
• Orange County Government (Florida)coreStrategic or Co-development PartnerLocal government partnership providing community support and rental housing oversight. Income guidelines based on Orange County standards.
• Lake County Government (Florida)coreStrategic or Co-development PartnerLocal government partnership for community housing programs serving Lake County residents.
• Sumter County Government (Florida)coreStrategic or Co-development PartnerLocal government partnership for community housing programs serving Sumter County residents.
• Florida Non-Profit HousingminorStrategic or Co-development PartnerState-level nonprofit housing association providing advocacy and program support.
• Housing Assistance CouncilminorStrategic or Co-development PartnerNational nonprofit supporting rural housing providers with technical assistance and resources.
• United States Department of LaborminorStrategic or Co-development PartnerPartnership supporting farmworker assistance programs with labor-related housing assistance.
• Duke Energy FloridaminorOthersUtility company partnership supporting energy efficiency and home utility assistance programs.
• Florida Housing Finance CorporationminorStrategic or Co-development PartnerState housing finance agency providing financing and support for affordable housing development.
• National Rural Housing CorporationminorStrategic or Co-development PartnerNational nonprofit providing technical assistance and resources for rural housing providers.
• Association of Farmworker Opportunity ProgramsminorStrategic or Co-development PartnerNational organization supporting farmworker assistance programs and housing services.
• National Low Income Housing CoalitionminorStrategic or Co-development PartnerNational advocacy organization for affordable housing policy and programs.
• Nonprofit Housing Roundtable of Central FloridaminorStrategic or Co-development PartnerRegional collaborative of nonprofit housing organizations in Central Florida.
• Stand Up for Rural AmericaminorStrategic or Co-development PartnerAdvocacy organization supporting rural community development and housing programs.
• Rural Community Assistance CorporationminorStrategic or Co-development PartnerTechnical assistance provider for rural community housing and infrastructure programs.
• Self-Help EnterprisesminorStrategic or Co-development PartnerNational nonprofit supporting self-help housing programs and homeownership initiatives.

Scale indicators3 records

Recent moves6 records

Expansion highlights5 records

Direct peers

• Habitat for Humanity International: Largest nonprofit affordable housing provider in the US and the benchmark for the Mutual Self-Help Housing model that HIP operates; serves a similar low-income customer base through volunteer and sweat-equity home construction.
• Rural Community Assistance Corporation (RCAC): Nonprofit providing technical assistance, training, and financing for rural community development including housing — directly comparable mission, and an existing HIP partner.
• Self-Help Enterprises: California-based nonprofit running USDA Section 523 Mutual Self-Help Housing programs in rural communities — directly comparable to HIP's self-help model, and an existing HIP partner.
• Housing Assistance Council: National nonprofit supporting rural housing providers with technical assistance and capital — directly comparable mission and customer base to HIP, and listed as an HIP partner.

Emerging players

• Grounded Solutions Network: National nonprofit network supporting community land trusts and shared-equity homeownership models — thematically aligned with HIP's affordable housing mission, focused on a related but distinct ownership model.

Broad incumbents

• Enterprise Community Partners: Large national nonprofit affordable housing developer and funder operating at much greater scale than HIP but pursuing the same mission of affordable homeownership for low-income families.
• Local Initiatives Support Corporation (LISC): National community development financial institution supporting affordable housing and economic development in underserved communities — overlapping mission with HIP at a substantially larger scale.
• Florida Housing Finance Corporation: State housing finance agency providing financing for affordable housing in Florida — HIP is a downstream partner/developer that uses Florida Housing financing, making this a complementary but larger-scale peer.
• NeighborWorks America: National network of 240+ affordable housing and community development nonprofits; HIP aligns with NeighborWorks' mission and HUD counseling model but operates at significantly smaller scale than network members.

Regional players

• Fahe (Federation of Appalachian Housing Enterprises): Regional nonprofit affordable housing network serving rural Appalachian communities — comparable self-help and counseling model but in a different geography than HIP's Florida footprint.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks6 records

Key highlights7 records

Customer concentration

• Xx.com/PartnershipIn
• Facebookfacebook.com/profile.php
• LinkedInlinkedin.com/company/homes-in-partnership-inc.

Revenue estimate

Valuation estimate

Number of profiles

Profiles8 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Homes in Partnership