Catalyst Community Capital
Catalyst Community Capital is a Tampa-based private investment manager that originates and services commercial real estate loans across five products ($350K-$80M) via internal credit funds, serving Southeast US real estate developers and investors underserved by conventional lenders.
- Company typePrivate
- Founded2018
- HeadquartersTampa, United States
- Headcount1–10
- GTM typeB2B
- OfferingServices
What Catalyst Community Capital does
Catalyst Community Capital (doing business as Catalyst Capital Management) is a Tampa, Florida-based private investment management firm that originates and services commercial real estate loans through internally managed private credit funds. Founded in 2018 and led by President Joseph Bonora, the firm operates a five-product loan platform covering bridge loans ($500K-$10M), construction loans ($1M-$10M, SOFR+5.0%), SBA 504 loans ($1M-$8M), EB-5 financing ($15M-$80M), and fix-and-flip loans ($350K-$5M), with rates ranging from 7.5% to 10%+ depending on product and risk profile.
The company's core technology is not proprietary; underwriting, origination, and servicing are handled in-house by a small team (1-10 employees) leveraging 30+ years of combined lending experience, with investor relations run through a third-party portal (Agora Real). Revenue is generated through management fees on managed funds (most recently the $50M Catalyst Impact Capital Fund II), origination and servicing fees, and net interest spread retained on deployed loan capital.
Catalyst's go-to-market is direct origination to real estate investors, developers, and property owners in the Southeast US, primarily Florida, supplemented by a strategic partnership with EB-5 syndicator Eterna International that opened access to large rural and high-unemployment area development projects. Customers are SMB and lower middle-market real estate operators seeking speed and creative structuring that conventional banks and institutional capital markets are not providing.
Catalyst Community Capital firmographics
Firmographics- Name
- Catalyst Community Capital
- Legal name
- Catalyst Capital Management
- Website
- https://catalystimpact.org
- Company type
- Private
- Founded year
- 2018
- Operating status
- Operating
- Headcount range
- 1–10 employees
- Short description
- Catalyst Community Capital is a Tampa-based private investment manager that originates and services commercial real estate loans across five products ($350K-$80M) via internal credit funds, serving Southeast US real estate developers and investors underserved by conventional lenders.
- Ownership category
- akta.pro rank
Catalyst Community Capital industry classification
Industry- Product category
- Commercial Real Estate Lending
- NAICS
- Other Investment Pools and Funds (5259), Mortgage and Nonmortgage Loan Brokers (52231), Funds, Trusts, and Other Financial Vehicles (525)
- SIC
- Mortgage Bankers & Loan Correspondents (6162), Short-Term Business Credit Institutions (6153), Investors, Nec (6799)
- akta.pro primary industry
- Large-Cap / Sponsor Finance Direct Lending (FSANADAJ)
- akta.pro secondary industries
- SME Term Loans & Growth Capital (FSAKAGAB), Commercial Mortgage Brokerage (FSAEAEAB)
Keywords
Where Catalyst Community Capital is headquartered
LocationHeadquarters
- HQ city
- Tampa
- HQ country
- United States
- HQ region
- North America
Offices1 record
Markets served
Catalyst Community Capital business model
Business model- GTM type
- B2B
- Offering type
- Services
- Cost components
- Personnel, Operations, Technology or R&D, Marketing or Sales, Infrastructure, Others
Revenue model
- Loan Interest Income: Catalyst generates revenue primarily through interest income on its portfolio of commercial real estate loans. The firm originates bridge loans, construction loans, SBA 504 loans, EB-5 financing, and fix-and-flip loans ranging from $350,000 to $80,000,000, earning fixed and floating interest rates on these instruments.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Other | Multi-year contract | Bridge Loans: $500K–$10M, Fixed starting at 9%, up to 85% LTC/75% LTV, up to 36 months |
| Other | Multi-year contract | Construction Loans: $1M–$10M, Floating Rate starting at SOFR + 5.0%, up to 80% LTC/70% LTV |
| Other | Multi-year contract | SBA 504 Loans: $1M–$8M, Fixed Rate starting at 7.5%, up to 65% LTV/90% CLTV |
| Other | Multi-year contract | EB-5 Financing: $15M–$80M, Fixed Rate starting at 8%, up to 80% combined LTC |
| Other | Multi-year contract | Fix-and-Flip Loans: $350K–$5M, Fixed Rate starting at 10%, up to 95% of cost/75% of as-completed value |
Go-to-market motion1 record
Distribution channels2 records
Marketing channels3 records
Catalyst Community Capital product offering
Product offeringCore offering
Catalyst Capital Management is a Tampa-based private investment management firm that originates and services commercial real estate loans through five distinct loan programs — Bridge Loans, Construction Loans, SBA 504 Loans, EB-5 Financing, and Fix-and-Flip Loans — with individual loan sizes ranging from $350,000 to $80,000,000. The firm targets real estate investors, developers, and property owners in the Southeast US with a focus on opportunities underserved by conventional lenders, and manages private credit funds (notably the $50 million Catalyst Impact Capital Fund II) that supply the loan capital.
Product overview
Catalyst Capital Management is a Tampa-based investment management firm offering a suite of private credit loan products for commercial real estate. The company's product portfolio consists of five distinct loan programs: Bridge Loans for short-term multifamily and commercial property financing ($500K-$10M), Construction Loans for ground-up commercial projects ($1M-$10M), SBA 504 Loans for long-term owner-occupied CRE financing ($1M-$8M), EB-5 Financing for large rural/high-unemployment development projects ($15M-$80M), and Fix-and-Flip Loans for residential investors ($350K-$5M). These programs collectively serve real estate entrepreneurs in the Southeast US seeking opportunistic capital when speed, creativity, and certainty of execution are required.
Differentiator
Problem solved
Functional benefit
Products and services
- Bridge Loans Short-term financing for real estate investors and business owners for the acquisition, refinance, and substantial renovation of multifamily and commercial properties including hotels, industrial, retail, office, and self-storage properties in the Southeast US. Loan amounts range from $500,000 to $10,000,000 with terms up to 36 months, fixed or floating rates starting at 9%, up to 85% LTC/75% LTV, and first mortgage or B note lien positions.
- Construction Loans Construction financing focused on ground-up multifamily, industrial, retail, mixed-use, and other commercial projects, funded via Catalyst-managed investment funds with in-house servicing. Loan amounts range from $1,000,000 to $10,000,000, with floating rates starting at SOFR + 5.0%, up to 80% LTC/70% LTV, first mortgage lien position, and terms up to 36 months.
- SBA 504 Loans Long-term financing program for the acquisition, construction, and refinance of owner-occupied commercial real estate. Catalyst provides the first mortgage loan and partners with an SBA-approved CDC for the second mortgage loan, enabling up to 90% combined LTV. Loan amounts range from $1,000,000 to $8,000,000 at fixed rates starting at 7.5%, 10-year term.
- EB-5 Financing Financing for large development projects in eligible rural and high-unemployment areas, including construction of hotels, manufacturing facilities, infrastructure, data centers, and other commercial properties. Catalyst acts as originator, underwriter, and servicer, offering first mortgage loans and mezzanine financing often at fixed rates on non-recourse terms. Loan amounts range from $15,000,000 to $80,000,000 at fixed rates starting at 8%, up to 80% combined LTC, terms up to 5 years, and first or second mortgage / mezzanine / pledge of ownership lien positions.
- Fix-and-Flip Loans High-leverage, flexible financing for residential real estate investors to acquire, rehabilitate, and sell or rent 1-4 family residential properties. Loan amounts range from $350,000 to $5,000,000 with fixed rates starting at 10%, up to 95% of cost / 75% of as-completed value, terms up to 24 months, and first mortgage lien position.
Companies that use Catalyst Community Capital
Customer profileNamed customers1 record
Segments1 record
Ideal customer profiles1 record
Catalyst Community Capital technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Catalyst Community Capital partnerships and signals
Strategic signalPartnerships
One partnership is on record.
- Eterna InternationalcoreCatalyst partnered with Eterna International, an established syndicator of EB-5 investment capital, to originate, underwrite, and service construction and mezzanine loans for large development projects in eligible rural and high-unemployment areas. The partnership enables Catalyst to access EB-5 capital for projects ranging from $15M to $80M. The first transaction under the partnership is a $32 million mezzanine loan for a mixed-use project in Florida, scheduled to close in late April 2025.
Scale indicators5 records
Recent moves7 records
Expansion highlights5 records
Catalyst Community Capital competitors and assessment
Company assessmentMarket position
Competitive moat4 records
Key risks6 records
Key highlights6 records
Customer concentration
Catalyst Community Capital social profiles
Digital presenceCatalyst Community Capital financial estimates
Financial estimateRevenue estimate
Valuation estimate
Catalyst Community Capital leadership team
Management profileNumber of profiles
Profiles1 record
Catalyst Community Capital funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Catalyst Community Capital M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Catalyst Community Capital
What does Catalyst Community Capital do?
Catalyst Capital Management is a Tampa-based private investment management firm that originates and services commercial real estate loans through five distinct loan programs — Bridge Loans, Construction Loans, SBA 504 Loans, EB-5 Financing, and Fix-and-Flip Loans — with individual loan sizes ranging from $350,000 to $80,000,000. The firm targets real estate investors, developers, and property owners in the Southeast US with a focus on opportunities underserved by conventional lenders, and manages private credit funds (notably the $50 million Catalyst Impact Capital Fund II) that supply the loan capital.
Is Catalyst Community Capital a public or private company?
Catalyst Community Capital is a private company. It is classified as founder individual operated bootstrapped and is currently operating.
When was Catalyst Community Capital founded?
Catalyst Community Capital was founded in 2018. It employs 1 to 10 people.
Where is Catalyst Community Capital based?
Catalyst Community Capital is headquartered in Tampa, United States, in the North America region.
How does Catalyst Community Capital make money?
One revenue line is on record: loan Interest Income.
Does Catalyst Community Capital have an API?
No public API is recorded for Catalyst Community Capital.
What industry is Catalyst Community Capital in?
Catalyst Community Capital's product category is Commercial Real Estate Lending. Its primary akta.pro industry code is FSANADAJ, Large-Cap / Sponsor Finance Direct Lending, with a secondary code of FSAKAGAB, SME Term Loans & Growth Capital. Its NAICS code is 5259 and its SIC code is 6162.