What Interior Regional Housing Authority does

Interior Regional Housing Authority (IRHA) is a Fairbanks, Alaska-based non-profit Tribally Designated Housing Entity (TDHE) that administers housing programs for 31 Tribes across the Doyon/Tanana Chiefs Region of Interior Alaska. Founded in 1974, IRHA delivers a portfolio of housing services including homeownership programs (Tribal Equity Advantage Mortgage, Home Ownership Program, and Home Ownership Program for Elderly), rental assistance, homelessness and foreclosure prevention, transitional housing, and home rehabilitation services targeting health, safety, and energy efficiency in both village and Fairbanks settings. The organization also operates the Meda Lord Senior Center, a 15-unit senior housing facility in Nenana, and runs seasonal in-house construction operations.

IRHA's business model is structurally a pass-through administrator of federal housing assistance. Its primary revenue stream is the Indian Housing Block Grant (IHBG) allocated under the Native American Housing Assistance and Self-Determination Act (NAHASDA), supplemented by Title VI loan guarantee access, modest applicant fees ($1,500 nonrefundable HOP/HOPE fees), and income-based monthly obligations from program participants. Pricing for homeownership is structured as a long-term purchase agreement (20 years for HOP, 10 years for HOPE) at 4% interest, with monthly payments scaled to household income (30% of AGI for Fairbanks residents, 15% for village residents). Programs are HUD-eligibility-gated by tribal enrollment and income limits (e.g., 80% of Alaska median income ranging from $64,008 for a 1-person household to $120,701 for an 8-person household in 2025).

IRHA does not operate proprietary technology platforms. Service delivery is conducted through scheduled in-person appointments at its Fairbanks headquarters (Monday-Thursday 8:30 AM to 4:30 PM) and via distributed field staff based in tribal communities (Rampart, Galena, Koyukuk, Tanana, Grayling, Ft. Yukon, Nenana). Applications are submitted by email, mail, or in person. The organization is governed by a Board of Commissioners representing the 31 Tribes it serves and led by CEO Eugene Paul, with operational leadership including a CFO, Acting COO, and functional managers across construction, compliance, finance, and tribal development functions.

Name

Interior Regional Housing Authority

Legal name

Interior Regional Housing Authority

Website

https://irha.org

Company type

Private

Founded year

1974

Operating status

Operating

Headcount range

11–50 employees

Short description

Interior Regional Housing Authority is a non-profit Tribally Designated Housing Entity administering NAHASDA-funded homeownership, rehabilitation, rental, and senior housing programs for 31 Tribes across Interior Alaska, headquartered in Fairbanks.

Ownership category

akta.pro rank

Product category

Tribal Housing Authority Services

NAICS

Administration of Housing Programs (925110), Services for the Elderly and Persons with Disabilities (62412), Continuing Care Retirement Communities and Assisted Living Facilities for the Elderly (62331)

SIC

Services-Social Services (8300), Real Estate Agents & Managers (For Others) (6531), Real Estate (6500)

akta.pro primary industry

Rural, Tribal & Special-Population Housing Programs (FSALAKAL)

akta.pro secondary industries

Affordable Rental & Multifamily Housing Finance Programs (LIHTC/Tax Credits/Subsidized Loans) (FSALAKAF), Affordable Housing / Down Payment Assistance (DPA) Mortgage Origination (FSALAAAM), Affordable Housing & Community Development (Housing, Community Land Trusts) (BPAGALAC), Independent Living Real Estate Owners/Operators (REITs & Management Companies) (HLADAAAG)

Keywords

• Tribal housing programs
• Affordable housing services
• Home rehabilitation programs
• Senior housing assistance
• Rental assistance programs

Headquarters

HQ city

Fairbanks

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Infrastructure, Supply Chain, Others

Revenue model

1. NAHASDA Indian Housing Block Grant (IHBG): IRHA receives formula-based block grant funding through the Native American Housing Assistance and Self-Determination Act of 1996 (NAHASDA), which reorganized housing assistance for Native Americans through HUD into a block grant program. Annual IHBG allocations are distributed based on a funding formula to Tribes, which may entrust their IHBG to the TDHE (IRHA) to carry out housing programs.
2. Title VI Loan Guarantee: Provides financing guarantees to Indian tribes for private market loans to develop affordable housing, enabling access to capital markets for housing development.
3. Home Ownership Program (HOP) Fees: Clients pay a one-time nonrefundable fee of $1,500 for down payment and processing for HOP and HOPE programs. Monthly obligation payments are based on household income over 20-year (HOP) or 10-year (HOPE) purchase agreements.

Pricing tiers

Go-to-market motion1 record

Distribution channels3 records

Marketing channels4 records

Core offering

Interior Regional Housing Authority (IRHA) is a non-profit Tribally Designated Housing Entity (TDHE) that administers affordable housing programs for Alaska Native and American Indian families across 31 Tribes in Interior Alaska. The organization delivers homeownership programs (TEAM, HOP, HOPE), housing rehabilitation services, rental and homelessness prevention assistance, and senior housing at the Meda Lord Senior Center, funded primarily through NAHASDA Indian Housing Block Grants from HUD.

Product overview

Interior Regional Housing Authority operates as a non-profit housing organization offering a portfolio of housing assistance programs for Alaska Native/American Indian families in Interior Alaska. The core product portfolio includes homeownership programs (TEAM mortgage assistance, HOP purchase program, and HOPE for elderly buyers), rental and homelessness prevention assistance, and home rehabilitation services for both village communities and the Fairbanks area. Additional services include the Meda Lord senior housing facility and seasonal construction employment. IRHA serves as the Tribally-Designated Housing Entity (TDHE) for 31 Tribes in the Doyon Region, administering HUD NAHASDA block grant funding and related housing activities including planning, construction management, and compliance services.

Differentiator

Problem solved

Functional benefit

Products and services

• Tribal Equity Advantage Mortgage (TEAM) Mortgage program that provides Alaskan Native/American Indians in the Fairbanks Area with affordable housing by offering grants up to 20% of the purchase price (up to $300,000) for down payment and closing costs. Funds are available on a first-come, first-served basis.
• Home Ownership Program (HOP) Homeownership program for eligible low-income Alaska Native/American Indian families to purchase homes from IRHA over a 20-year period, with monthly payments based on household income at 4% interest. Fairbanks applicants pay MMP of $250 or 30% AGI; village applicants pay $150 or 15% AGI.
• Home Ownership Program for Elderly (HOPE) Modified version of HOP designed for Alaska Native/American Indian elders 62 or older, featuring a 10-year monetary commitment at 4% interest with a minimum monthly payment of $150 or 15% of annual gross income.
• Housing Based Assistance Assistance programs providing rental assistance for elderly tribal members, homelessness prevention, transitional housing assistance, and foreclosure prevention for eligible low-income Alaska Native/American Indian tribal members in the Fairbanks Northstar Borough.
• Village Rehabilitation Program Housing rehabilitation program delivered in partnership with Tribes, focusing on health, safety, and energy efficiency improvements to existing homes in remote Interior Alaska villages, utilizing NAHASDA funds allocated through HUD.
• Fairbanks Rehabilitation Program Housing rehabilitation program within the Fairbanks North Star Borough focusing on health, safety, and energy efficiency improvements to existing homes using NAHASDA funds allocated through HUD.
• Meda Lord Senior Center Program Senior housing facility in Nenana, Alaska consisting of 15 one or two-bedroom apartment units with an activity room and laundry, managed by a part-time on-site resident manager. Monthly payment obligations are based on 30% of individual or couple's income.
• Housing Alaskans Public-Private Partnership (HAPPP) Grant funding opportunity providing capital funding to support new construction and major rehabilitation housing projects in Alaska, including projects ready to break ground, scheduled for completion in 2026-2027, or expedited projects in Western Alaska storm-impacted communities.

Named customers3 records

Segments3 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

Five partnerships are on record, tiered core and minor.

• Doyon LimitedcoreStrategic or Co-development PartnerDoyon Region native corporation, representing the land and resources of the Interior Alaska region. IRHA serves as TDHE for the Doyon Region. Mutual partnership for housing development and tribal advocacy.
• Cold Climate Housing Research CentercoreStrategic or Co-development PartnerResearch partner providing expertise in cold climate housing design and construction. Critical for housing built in Interior Alaska's extreme weather conditions.
• Fairbanks Neighborhood Housing ServicescoreStrategic or Co-development PartnerNon-profit housing organization in Fairbanks providing HUD Healthy Homes program. Partnership for housing remediation services in Fairbanks North Star Borough.
• Tanana Chiefs ConferencecoreStrategic or Co-development PartnerTribal consortium providing comprehensive health, client, and tribal support services. IRHA serves the Doyon/Tanana Chiefs Region. Partnership for tribal housing coordination.
• Fairbanks Native AssociationminorStrategic or Co-development PartnerNative organization providing services in Fairbanks. Listed among IRHA's trusted partners for potential referral and collaborative housing initiatives.

Scale indicators3 records

Recent moves6 records

Expansion highlights5 records

Others

• Doyon Limited: Regional Alaska Native corporation for the Doyon Region and a core strategic partner of IRHA. Peer as the regional Native corporation that shares governance and economic interests across the same tribal constituency.
• Rural Community Assistance Corporation: Non-profit providing infrastructure, housing, and community development assistance to rural communities. Peer as an enabling organization whose mission intersects with IRHA's rural housing work, though operating across the rural West rather than Alaska specifically.
• Fairbanks Neighborhood Housing Services: Non-profit housing partner of IRHA in Fairbanks North Star Borough delivering the HUD Healthy Homes program. Peer as a complementary community housing non-profit serving overlapping geography.
• National American Indian Housing Council: National advocacy and training organization for TDHEs and tribal housing entities. Peer as the industry association representing IRHA's interests at the federal level.
• Association of Alaska Housing Authorities: Umbrella association representing Alaska's regional housing authorities (including IRHA). Peer as the coordinating industry body that defines best practices and federal advocacy for entities like IRHA.

Direct peers

• Cook Inlet Housing Authority: Alaska regional housing authority providing affordable housing, homeownership programs, and rental assistance — comparable scope of services and TDHE-style mission within Alaska, though serving Anchorage-area communities rather than Interior villages.
• Bristol Bay Housing Authority: Another Alaska regional housing authority and TDHE serving tribes in the Bristol Bay region. IRHA's Chairperson Patricia MacDonald simultaneously serves as Executive Director of Bristol Bay HA, directly evidencing the operational and structural comparability between the two organizations.
• Tlingit-Haida Regional Housing Authority: TDHE serving Tlingit and Haida tribes in Southeast Alaska. Operates under the same NAHASDA framework with similar homeownership, rehabilitation, and rental programs — making it one of the closest functional analogues to IRHA.
• Bering Strait Regional Housing Authority: TDHE serving tribes in the Bering Strait region of western Alaska. Operates under NAHASDA with comparable housing programs in remote, climatically challenging communities — directly comparable mandate and operating environment.

Broad incumbents

• Alaska Housing Finance Corporation: State-level housing finance agency that is both a partner and a broader-market peer. Operates statewide housing programs, lender partnerships, and homebuyer education that complement or overlap with IRHA's mission.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks7 records

Key highlights7 records

Customer concentration

• Facebookfacebook.com/interiorregionalhousing
• LinkedInlinkedin.com/company/interior-regional-housing-auth

Revenue estimate

Valuation estimate

Number of profiles

Profiles13 records

Funding overview

Funding rounds

Investors

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M&A

Investments

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Frequently asked questions about Interior Regional Housing Authority