V3 Lending

What V3 Lending does

V3 Lending is a national commercial real estate capital services company founded in 2006 and headquartered in Frisco, Texas. The firm operates as an originator and arranger of commercial real estate debt, providing lending solutions for permanent debt, construction funding, acquisition, refinance, renovation/rehabilitation, and bridge loans across income-producing properties in the United States and select international markets. Loan sizes range from $1.0M to $100M+ across SBA 7(a) & 504, Conventional, Commercial Construction, CMBS, and Private/Bridge loan programs, with sector specializations in hotel, retail, multi-family, office, industrial, and special-use properties.

The company monetizes through transaction-based origination and arrangement fees, structured as take-rate economics on each closed loan, with no upfront fees or deposits charged to clients and an emphasis on certainty of closing. Its distribution is sales-led: a team of specialized loan officers (with named contacts Danish and Sami) works directly with commercial real estate investors, developers, and small business owners, supported by content marketing through the company blog, closed-transaction case studies, and social presence on LinkedIn, Facebook, and Twitter. Marketing and lead generation rely on showcasing executed deals (e.g., a $12.35M retail construction loan, a $10.7M Marriott refinance, a $7.0M manufacturing expansion loan for a sub-one-year-old business) to attract borrowers who need expedited execution or non-standard capital structures.

V3 Lending's value proposition rests on long-standing relationships cultivated since 2006 with institutional lenders, private investors, insurance companies, REITs, and hedge funds, which enable the firm to source financing when traditional lenders decline. It claims 300+ closed loans totaling $800M+ since inception, offers leverage up to 90% LTV through SBA programs, 45-day closings on conventional deals, non-recourse construction options, and the ability to structure multi-tiered capital solutions across SBA, USDA, CMBS, Conventional, REIT, and hedge fund channels. The firm is privately held and founder-owned with no disclosed parent company, funding rounds, or external investment.

Name

V3 Lending

Legal name

V3 Lending

Website

https://v3lending.com

Company type

Private

Founded year

2006

Operating status

Operating

Headcount range

11–50 employees

Short description

V3 Lending is a Frisco, Texas-based commercial real estate loan originator arranging SBA, conventional, construction, CMBS, and bridge financing from $1M to $100M+ for real estate investors, developers, and small business owners across the United States and select international markets, earning transaction-based origination fees.

Ownership category

akta.pro rank

Product category

Commercial Real Estate Lending

NAICS

Real Estate Credit (522292), Mortgage and Nonmortgage Loan Brokers (522310)

SIC

Mortgage Bankers & Loan Correspondents (6162), Loan Brokers (6163)

akta.pro primary industry

SME Commercial Real Estate (CRE) Lending (FSABABAG)

akta.pro secondary industries

SBA/Government-Backed & Development Finance Loans (FSAKAGAI), Construction & Development (C&D) Lending — Commercial/Multifamily (FSALADAH), SBA/USDA Government-Backed Loan Intermediation (FSAEAEAI)

Keywords

• Commercial real estate lending
• SBA loan origination
• Construction financing
• Commercial mortgage brokerage
• Debt placement services

Headquarters

HQ city

Frisco

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Others

Revenue model

1. Commercial Real Estate Loan Origination: V3 Lending generates revenue by originating and arranging commercial real estate loans for clients. They provide funding for permanent debt, construction funding, acquisition, refinance, renovation/rehabilitation, and bridge loans. The company arranges lending solutions for income-producing properties nationwide and in select international markets, earning fees from loan origination and arrangement services.

Pricing tiers

Go-to-market motion1 record

Distribution channels3 records

Marketing channels5 records

Core offering

V3 Lending originates and arranges commercial real estate loans for investors, developers, and small business owners across the United States. The company delivers SBA 7(a) & 504, Conventional, Construction, CMBS, and Private/Bridge loan products, with property-specialty coverage in hotel, retail, multi-family, office, industrial, and special-use assets. Loan sizes range from $1.0M to $100M+, with leverage up to 90% and 45-day closings available.

Product overview

V3 Lending is a national real estate capital services company and leading originator of commercial real estate debt. The company offers a unified platform of lending products including SBA Loans (7(a) & 504 programs), Conventional Loans, Commercial Construction Loans, CMBS Loans, and Private/Bridge Loans. These products are complemented by specialized property financing divisions covering Hotel, Retail, Multi-Family, Office, Industrial, and Special-Use properties. The company provides funding for permanent debt, construction, acquisition, refinance, renovation/rehabilitation, and bridge loans, with loan amounts starting at $1.0M+. V3 Lending serves as a one-stop shop for commercial real estate financing nationwide, leveraging relationships with institutional lenders, private investors, insurance companies, REITs, and hedge funds.

Differentiator

Problem solved

Functional benefit

Products and services

• SBA 7(a) and 504 Loans SBA 7(a) and 504 loan programs for small business owners seeking to acquire commercial real estate or finance business growth. Loan sizes from $1.0M to $15.0M with up to 90% financing, up to 25 years fully amortized with no balloon payment, fixed and floating rate options, and competitive market rates.
• Conventional Loans Conventional commercial real estate loans ranging from $1.0M to $100M with up to 80% financing, up to 30-year amortization, fixed and floating rate options, and 45-day closings. For commercial real estate investors and developers seeking permanent debt solutions.
• Commercial Construction Loans Construction financing from $4.0M+ minimum (range $1.0M to $100M+), up to 75% LTC (up to 90% with mezzanine financing), up to 30-year amortization with interest-only available on select basis, 5- and 10-year loan terms, non-recourse options, and 45-day closings. For ground-up construction and major renovation of commercial properties.
• CMBS Loans Commercial Mortgage-Backed Securities (CMBS) loans for commercial real estate acquisition and refinance transactions. Non-recourse financing accessed through CMBS lenders, conduits, and capital markets sources.
• Private and Bridge Loans Bridge and private lending solutions including acquisition and refinance financing, bridge loans, construction loans, preferred equity financing, mezzanine financing, DIP lending, and loans for foreign nationals. Short-term, flexible structures for time-sensitive transactions.
• Hotel Loans Specialized financing solutions for hotel properties nationwide, including acquisition, new construction, renovation, and refinancing. Sourced through SBA, USDA, CMBS, conventional, REIT, hedge fund, and insurance company programs.
• Special-Use Property Loans Financing solutions for special-use commercial properties where standard CRE loan programs do not fit, leveraging diverse capital sources for unique asset classes.
• Retail Property Loans Retail property financing including anchored and unanchored tenants, freestanding retail, credit tenants, specialty retail, resort, and regional malls. Sourced through SBA, USDA, CMBS, conventional, REIT, hedge fund, and insurance company programs.
• Multi-Family Property Loans Multi-family property financing through CMBS, conventional, REIT, hedge fund, agency, bridge, and insurance company programs. Covers high-rise, townhomes, garden apartments, condominiums, senior housing, and student housing.
• Office Property Loans Office property financing for corporate facilities, suburban, multi-tenant, single-tenant, mixed-use, medical office, or office condo properties. Sourced through CMBS lenders, national banks, regional banks, community banks, non-banking lenders, insurance companies, REITs, and hedge funds.
• Industrial Property Loans

Quantifiable outcome

• 300+ closed loans totaling $800M+ since 2006
• +3 more outcomes

Named customers5 records

Segments6 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Scale indicators5 records

Recent moves4 records

Expansion highlights5 records

Broad incumbents

• CBRE Capital Markets: Global CRE services leader with a sizable debt and structured finance practice arranging CRE loans across property types. Comparable to V3 in originating CRE debt through institutional lender relationships, but at vastly greater scale and within a full-service platform.
• JLL Capital Markets: Global CRE services platform with a large debt origination and structured finance practice. Overlaps V3 on the loan origination side, though operates at much larger scale and within a broader investment sales and advisory portfolio.
• Newmark: Full-service CRE services firm with a capital markets debt practice that originates and arranges commercial mortgages. Comparable to V3 on CRE debt origination, but with investment sales, valuation, and advisory businesses alongside.
• Cushman & Wakefield: Global CRE services firm with a debt capital markets practice arranging commercial real estate financing. Overlaps with V3 in lender-network-driven CRE loan origination, but operates at much larger scale within a broader services platform.

Direct peers

• George Smith Partners: boutique CRE capital advisory firm that arranges debt and equity for commercial properties. Directly comparable to V3 in serving middle-market and developer clients with a relationship-driven, multi-product CRE financing platform.
• Lument: CRE capital services firm formed from the merger of several mortgage banking businesses, offering agency, bridge, and conventional CRE financing. Comparable to V3 in multi-channel CRE loan origination with institutional lender relationships.
• Walker & Dunlop: Public CRE finance company with a large loan origination brokerage across multifamily, healthcare, and commercial real estate. Closely comparable to V3's loan origination model, though at much larger scale and with agency/GSE partnerships.
• Meridian Capital Group: Large CRE mortgage brokerage arranging financing across conventional, CMBS, bridge, and construction loans. Similar to V3 in being a pure intermediary focused on speed, lender network, and borrower relationships nationwide.
• Stratford Capital Group: Mid-market CRE capital intermediary arranging debt and equity for commercial properties. Comparable to V3 in target customer (developers, investors, mid-market owners) and multi-product offering.
• NorthMarq Capital: Direct CRE capital intermediary with a national loan origination platform spanning conventional, Fannie/Freddie, life company, CMBS, and bridge debt. Most comparable to V3 in business model — relationship-driven brokerage arranging CRE debt for investors and developers.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat3 records

Key risks7 records

Key highlights6 records

Customer concentration

• Xx.com/v3lending
• Facebookfacebook.com/V3Lending
• LinkedInlinkedin.com/company/v-lending

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about V3 Lending