COMPACOM

Name

COMPACOM

Legal name

COMPACOM

Website

https://compacom.com

Company type

Private

Founded year

2016

Operating status

Operating

Headcount range

11–50 employees

Ownership category

akta.pro rank

Product category

Online Lending Marketplace

NAICS

Mortgage and Nonmortgage Loan Brokers (522310), Activities Related to Credit Intermediation (5223)

SIC

Loan Brokers (6163)

akta.pro primary industry

Marketplace & Loan Aggregation Platforms (Borrower-Lender Matching) (FSAGAHAL)

Keywords

• Online lending marketplace
• Consumer loan referral
• Payday loan matching
• Bad credit personal loans
• Third party lender network

Headquarters

HQ city

Glendale

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2C

Offering type

Services

Cost components

Technology or R&D, Marketing or Sales, Personnel, Operations, Infrastructure

Revenue model

1. Affiliate/Referral Fees from Lenders: COMPACOM receives compensation from participating lenders for advertising services and featured placement of their products. The company earns revenue when users are matched with lenders in their network, though they do not charge users any fees.

Pricing tiers

Go-to-market motion2 records

Distribution channels2 records

Marketing channels3 records

Core offering

COMPACOM operates an online loan referral marketplace that connects US consumer borrowers with a network of 300+ third-party lenders through a single online application. The platform offers payday loans, installment loans, personal loans, title loans, tribal loans, emergency loans, allotment loans for federal/postal employees, and wedding loans. The company does not lend directly; it earns affiliate/referral fees from lenders when matched borrowers are sent to them.

Product overview

COMPACOM is an independent referral advertising and information service that operates as a loan marketplace connecting US residents with a network of 300+ third-party lenders. The platform offers a portfolio of seven core loan products: Payday Loans (short-term, $100-$1,000), Installment Loans (unsecured, $1,000-$5,000), Personal Loans (unsecured, $5,000-$35,000), Title Loans (vehicle-secured, ~$10,000 average), Loans for Employees (allotment loans for federal workers, $100-$35,000), Tribal Loans (tribal lender-issued, $100-$35,500), and Emergency Loans (urgent short-term needs). Additional offerings include Wedding Loans (up to $50,000) and financial guidance services. The company does not originate loans directly but serves as an intermediary facilitating applications between borrowers and lenders.

Differentiator

Problem solved

Functional benefit

Products and services

• Payday Loans Short-term cash advance loans from $100 to $1,000, typically due on the borrower's next paycheck within 14 to 31 days. Designed for emergency expenses with same-day or next-day funding availability, and accessible to borrowers with bad credit through COMPACOM's lender network.
• Installment Loans Unsecured loans ranging from $1,000 to $5,000 with fixed monthly payments spread over 6 to 60 months. Available to borrowers across various credit profiles, with APR ranges from 6.63% to 485% depending on lender and creditworthiness.
• Personal Loans Unsecured long-term loans ranging from $5,000 to $35,000 requiring no collateral, with equal monthly payments over 1-7 years. Available to both good- and bad-credit borrowers with same-day or next-day funding from some lenders; APR as low as 3.99% for qualified borrowers up to 450% for others.
• Title Loans Secured loans using the borrower's vehicle title as collateral, typically providing around $10,000 depending on vehicle value. Borrowers can apply completely online without visiting a store; APR typically 100%-300% or higher, with risk of vehicle repossession for missed payments.
• Loans for Employees (Allotment Loans) Allotment loans designed specifically for federal and postal employees, offering $100 to $35,000 with flexible repayment terms. Repayment is made through automatic deductions from the borrower's paycheck, providing a secure repayment structure for government workers.
• Tribal Loans Short-term unsecured loans ranging from $100 to $35,500, issued by tribal lenders and governed by tribal law rather than state lending laws. May be available even with bad credit and offer flexible repayment options.
• Emergency Loans Fast, short-term loans designed for unexpected expenses such as medical bills, car repairs, or other urgent financial needs, ranging $100 to $35,000+. Available online with minimal requirements, quick approval, and same-day or next-day funding options.
• Wedding Loans Specialized personal loans for wedding and honeymoon financing, ranging from $1,000 to $50,000 with repayment terms of 12 to 60 months. Designed to cover venue, catering, outfits, honeymoon, and other celebration expenses.

Quantifiable outcome

• 500,000+ Americans have trusted COMPACOM for their financial decisions
• +2 more outcomes

Segments3 records

Ideal customer profiles3 records

Technology focussed Yes

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

Eight partnerships are on record, tiered minor.

• Lend YouminorChannel Partner/ Reseller/ DistributorLending partner in COMPACOM's network offering personal loans and financial products to matched borrowers.
• Smart PigminorChannel Partner/ Reseller/ DistributorUK-based lender partner offering savings and loan products, part of COMPACOM's lending network.
• Maggie LoansminorChannel Partner/ Reseller/ DistributorLending partner in the COMPACOM network providing loan products to qualified applicants.
• Plus LoansminorChannel Partner/ Reseller/ DistributorLending partner offering various loan products through COMPACOM's marketplace.
• Olive LoansminorChannel Partner/ Reseller/ DistributorLending partner providing loan services to COMPACOM users.
• Federal Employee LoansminorChannel Partner/ Reseller/ DistributorSpecialized lender partner offering allotment loans designed for federal and postal employees with payroll deduction repayment options.
• Good Friend LoansminorChannel Partner/ Reseller/ DistributorLending partner in COMPACOM's network offering personal loan products.
• Full Time LoansminorChannel Partner/ Reseller/ DistributorLending partner providing loan products through COMPACOM's marketplace platform.

Scale indicators4 records

Recent moves6 records

Expansion highlights5 records

Emerging players

• MoneyLion: MoneyLion is a digital financial services platform offering credit-building loans, cash advances, and banking products to non-prime consumers. It overlaps with COMPACOM in serving emergency-cash and bad-credit demand, but additionally originates credit directly and offers a deposit account — a more vertically integrated model.

Broad incumbents

• SmartAsset: SmartAsset is a financial-advisor and product-matching platform with strong SEO presence across mortgages, personal loans, and banking. It is comparable to COMPACOM in the content-led, organic-search-driven lender-matching funnel, though more diversified across wealth management and advisor matching.
• NerdWallet: NerdWallet is a consumer-finance comparison and content platform that monetizes via affiliate referrals to lenders and credit-card issuers. It overlaps with COMPACOM in the SEO-driven, content-led lender-matching funnel, but covers a wider product set (cards, banking, investing) and serves more prime consumers.
• Bankrate: Bankrate is a long-standing personal-finance content and rate-comparison site that earns affiliate fees from lenders across mortgages, personal loans, credit cards, and deposits. It competes with COMPACOM for the same organic-search-driven borrower intent and is now owned by Red Ventures.
• Credit Karma: Credit Karma is a broad consumer-finance platform offering free credit scores, credit monitoring, and lending product recommendations across personal loans, credit cards, and auto. It is comparable to COMPACOM as a top-of-funnel credit-discovery and lender-matching destination, but with a much larger user base, deeper credit-data assets, and ownership by Intuit.

Direct peers

• LendYou: LendYou operates as a direct online lender for personal loans and installment products, and is also listed as a lending partner in COMPACOM's network. It is a smaller direct peer that operates both as a standalone lender brand and as a supply-side partner on COMPACOM's marketplace, providing a useful comparison on branding and conversion economics.
• Credible: Credible is a consumer lending marketplace that lets borrowers compare rates from multiple lenders on a single application, primarily in student loans, personal loans, and mortgages. Like COMPACOM, it monetizes per-matched-borrower referral fees and competes in the SEO-driven aggregator space, though focused on more prime segments.
• Fiona (by Even Financial): Fiona is a consumer-facing lending marketplace (formerly owned by Even Financial) that matches borrowers with personal loan offers from multiple lenders. It competes head-to-head with COMPACOM for organic search-driven personal-loan demand from non-prime borrowers.
• Even Financial: Even Financial operates a lending marketplace and API that connects financial institutions and consumer-facing properties to a network of lenders. It is directly comparable to COMPACOM's marketplace model and even overlaps with COMPACOM's lender network, but operates primarily through B2B distribution rather than a direct-to-consumer site.
• LendingTree: LendingTree is the largest US consumer lending marketplace, connecting borrowers with multiple lenders via a single application across personal loans, mortgages, auto, and credit cards. COMPACOM operates the same core model — one application routed to a network of lenders for a referral fee — at a smaller scale and with greater focus on non-prime and emergency products.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks6 records

Key highlights6 records

Customer concentration

• Xx.com/COMPACOM2
• Facebookfacebook.com/compacom.info

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about COMPACOM