What Acrevis Bank does

Acrevis Bank AG is a privately held Swiss regional bank headquartered in St. Gallen, serving retail individuals, business clients, and wealth management customers across the St. Gallen, Schwyz, and Zürich regions, with an announced expansion into the Zürichsee area via the 2026 absorption merger of Regiobank Männedorf. The bank operates a traditional regional banking platform extended with e-banking and a mobile application (acrevis Mobile App), offering a comprehensive suite spanning private and savings accounts (multiple Paket tiers segmented by age and household), debit and credit cards, five mortgage variants (SARON, fixed-rate, variable, sustainable Nachhaltige Hypothek, and Familien-Hypothek), and a tiered wealth management line under the acrevis invest expert brand (Global, Schweiz, Euro, Online, Nachhaltigkeit) plus advisory tiers (exklusiv, impuls, komfort, kompakt) and the proprietary acrevis spektrum Anlagemodell. Retirement products cover Swiss Pillar 2 (Freizügigkeit) and Pillar 3a, with both standard and sustainable variants.

The business model is built on three recurring revenue streams: interest income from lending (mortgages and business loans), wealth management fees from discretionary mandates and advisory services, and banking service fees from account maintenance, cards, payments, and e-banking. Distribution combines a physical regional branch network with personal advisory as the primary relationship model, supplemented by self-service digital channels. Go-to-market is sales-led and relationship-driven, emphasizing regional presence across Eastern Switzerland. Pricing is granular and package-based, with monthly billed account packages and tiered wealth management fees publicly disclosed in a fee schedule effective April 2026.

The most significant strategic development is the announced February 2026 absorption merger with Regiobank Männedorf (RBM), valued at CHF 25.8 million, which would add RBM's CHF 439.7 million balance sheet and 11 employees as a new Männedorf branch under the Acrevis Bank name, subject to shareholder and FINMA approval targeted for mid-2026 completion. The transaction carries a 29.9% premium over RBM's 60-day volume-weighted average share price, with consideration of 17 Acrevis shares plus CHF 200 cash per RBM share, signaling Acrevis's broader inorganic growth posture amid regulatory and technological consolidation pressure across the Swiss regional banking sector.

Name

Acrevis Bank

Legal name

acrevis Bank AG

Website

https://acrevis.ch

Company type

Private

Founded year

2011

Operating status

Operating

Headcount range

101–250 employees

Short description

Acrevis Bank AG is a privately held Swiss regional bank headquartered in St. Gallen, serving retail individuals, business clients, and wealth management customers across the St. Gallen, Schwyz, and Zürich regions with accounts, mortgages, and investment services.

Ownership category

akta.pro rank

Product category

Retail Banking

NAICS

Depository Credit Intermediation (5221), Savings Institutions and Other Depository Credit Intermediation (522180), Portfolio Management and Investment Advice (523940)

SIC

Functions Related To Depository Banking, Nec (6099), Finance Services (6199)

akta.pro primary industry

Onshore Private Banking (Domestic HNW/UHNW) (FSAAABAA)

akta.pro secondary industry

Private Banking & UHNW Wealth Advisory (FSAEABAC)

Keywords

• Retail banking services
• Mortgage lending
• Wealth management
• Private banking
• Asset management

Headquarters

HQ city

Saint Gallen

HQ country

Switzerland

HQ region

Europe

Offices2 records

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Operations, Infrastructure, Technology or R&D, Marketing or Sales, Others

Revenue model

1. Interest Income: Traditional banking interest income from lending activities including mortgages and business loans. The bank offers various mortgage products including SARON-based, fixed-rate, variable, sustainable, and family mortgages.
2. Wealth Management Fees: Fees from comprehensive wealth management services under the acrevis invest expert product line, including discretionary mandate management and advisory services.
3. Banking Service Fees: Fees from account maintenance, cards, payments, e-banking, and other retail banking services.

Pricing tiers

Go-to-market motion1 record

Distribution channels2 records

Marketing channels4 records

Core offering

Acrevis Bank is a Swiss regional bank that delivers a unified retail and private banking platform across the St. Gallen, Schwyz, and Zürich regions. Its core offerings include private and savings accounts, debit/credit/travel cards, mortgage financing (SARON, fixed, variable, sustainable, family), wealth management via the acrevis invest expert product line, Swiss pillar 2 and pillar 3 retirement solutions, financial planning, precious metals, and safe deposit boxes, delivered through a combination of branch advisory and digital self-service channels.

Product overview

Acrevis Bank is a regional Swiss bank offering a unified retail and private banking platform with comprehensive financial services. The product portfolio centers on core banking products (various private accounts and savings accounts), card services (debit and credit cards), real estate financing (multiple mortgage products including SARON-based, fixed-rate, variable, sustainable, and family mortgages), and wealth management services under the acrevis invest expert brand (Global, Schweiz, Euro, Online, and Nachhaltigkeit variants). The bank also provides retirement planning solutions for Swiss pillar 2 and pillar 3 systems, mobile banking via the acrevis Mobile App and Mobile Payment services, and supplementary products including precious metals and safe deposit boxes. The offering is structured as a single integrated banking platform where account services, investment management, and financial planning are offered together, with wealth management as a distinct advisory service tier.

Differentiator

Problem solved

Functional benefit

Products and services

• Private Accounts (Privatkonten) Bundle of private checking and current account packages (Paket Jugend, Paket Smart, Paket Classic, Paket Light, Paket Member, Paket Member Premium, Paket Gemeinschaft, Privatkonto, Kontokorrent Privat, Vereinskonto) targeting youth, young adults, adults, seniors, joint households, associations, and shareholder customers across Switzerland.
• Savings Accounts (Sparkonten) Savings account offerings including Kindersparkonto, Geschenksparkonto, Sparkonto Member Junior, Jugendsparkonto, Sparkonto Member Smart, Sparkonto Classic, Sparkonto Plus, Anlagesparen Privat, Sparkonto Member, Sparkonto Member Premium, and Mieterkautionssparkonto for varied age groups and purposes.
• Cards (Karten) Card products comprising Debit Mastercard, Premium Debit Mastercard, Kreditkarte (credit card), and Travel Karte for international travel use by Swiss retail and private banking customers.
• Mortgages (Hypotheken) Real estate financing products including SARON-Hypothek (variable SARON-based), Festhypothek (fixed rate), Variable Hypothek, Nachhaltige Hypothek (sustainable mortgage), and Familien-Hypothek (family mortgage) for Swiss property buyers and owners.
• acrevis invest expert Global Discretionary wealth management solution investing worldwide in CHF reference currency, with comprehensive personal advisory and portfolio management for individual investors.
• acrevis invest expert Schweiz Discretionary wealth management service focused on Swiss investments in CHF, providing advisory and portfolio management with a Switzerland-specific investment universe.
• acrevis invest expert Euro Wealth management solution investing globally with EUR reference currency, offering worldwide asset class diversification and comprehensive personal advisory for EUR-based investors.
• acrevis invest expert Online Digitally-supported wealth management using passive investments such as ETFs and index funds worldwide, designed for moderate investment assets with CHF reference currency.
• acrevis invest expert Nachhaltigkeit Sustainable wealth management focusing on ESG investments for environmentally and socially conscious investors.
• Investment Advisory Services (acrevis invest exklusiv, impuls, komfort, kompakt) Tiered advisory investment services offering varying levels of personal consultation and investment management, ranging from exclusive (exklusiv) to compact (kompakt) offerings.
• acrevis spektrum Anlagemodell Proprietary investment model providing a systematic investment approach across various asset classes as part of the wealth management offering.
• Pillar 3a Retirement (3. Säule) Swiss third pillar (Pillar 3a) retirement savings including Vorsorgekonto 3a and acrevis Vorsorge expert 3a with standard and sustainable options for tax-advantaged retirement savings.
• Pillar 2 Pension (2. Säule) Swiss second pillar occupational pension solutions including Freizügigkeitskonto (free pension account) and Vorsorge expert Freizügigkeit advisory services with standard and sustainable investment options, plus Kaderplan 1e for executive pension planning.
• Precious Metals (Edelmetalle) Precious metals investment product allowing customers to invest in gold, silver, and other precious metals.
• Safe Deposit Box (Tresorfach) Secure vault storage service for valuable items, documents, and precious belongings at branch premises.
• Financial Planning (Finanzplanung) Comprehensive financial planning advisory services helping clients organize and optimize their personal financial situation, including estate planning (Rund ums Erbe).
• Kaspar&acrevis Investment App Investment application offered in partnership with Kaspar, enabling digital investment management and portfolio access for retail and private banking customers.
• Mobile Payment Mobile payment services including contactless payments and digital wallet functionality for mobile devices, available to account holders.

Quantifiable outcome

• 29.9% premium over 60-day average share price for RBM shareholders

Segments4 records

Ideal customer profiles4 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature3 records

Partnerships

One partnership is on record.

• Regiobank Männedorf (RBM)coreStrategic or Co-development Partner · 13 February 2026Acrevis Bank AG announced absorption merger with Regiobank Männedorf AG. RBM, the smallest bank in the Zurichsee region with 11 employees and CHF 439.7 million balance sheet, will be integrated as 'Acrevis Bank Männedorf'. Transaction valued at CHF 25.8 million with RBM shareholders receiving 17 Acrevis shares plus CHF 200 cash per share (29.9% premium). Deal pending shareholder vote (late March 2026) and FINMA regulatory approval, targeted for mid-2026 completion. All RBM employees retained.

Scale indicators4 records

Recent moves6 records

Expansion highlights5 records

Direct peers

• Hypothekarbank Lenzburg: Independently owned Swiss regional bank specializing in mortgages and private banking in the Aargau region, with a comparable scale (sub-1B assets), retail/mortgage-led model, and a wealth advisory offering for domestic clients.
• Banca dello Stato del Cantone Ticino (BancaStato): Swiss cantonal bank providing universal banking services including retail accounts, mortgages, and private banking — comparable in product breadth and mid-size regional bank positioning, though serving a different Swiss canton.
• Bank Cler (formerly Bank Coop): Swiss regional bank (Basel-based, owned by Bâloise) offering retail banking, mortgages, and wealth management to private individuals, with a similar mid-size footprint and product mix including sustainable product lines.
• Thurgauer Kantonalbank (TKB): Eastern Swiss cantonal bank offering retail, mortgage, and wealth management services to private and business clients in nearby Thurgau — directly overlapping with Acrevis's product suite and regional catchment.
• Glarner Kantonalbank: Cantonal bank in eastern Switzerland serving retail, SME, and private banking clients with a branch-based advisory model — operating in similar geographic territory to Acrevis and competing for the same regional deposit and mortgage customers.
• St. Galler Kantonalbank (SGKB): Major cantonal bank headquartered in St. Gallen with universal banking, mortgages, and wealth management — Acrevis's most direct local competitor for St. Gallen retail and mortgage customers, although materially larger in scale.
• Valiant Bank: Swiss regional bank headquartered in Bern operating a multi-branch retail and SME banking model across multiple cantons, with similar focus on mortgages, private accounts, and wealth advisory for retail and affluent clients — closely comparable to Acrevis's regional, full-service proposition.

Broad incumbents

• Julius Bär: Major Swiss wealth manager focused on private banking and asset management for affluent and UHNW clients — overlapping with Acrevis's "invest expert" private banking offerings but at vastly larger scale and global reach.
• VP Bank: Liechtenstein-headquartered private banking group with significant Swiss operations offering wealth management and private banking services — comparable in wealth advisory scope but operating at materially larger scale and broader international reach.
• Migros Bank: Large Swiss direct bank (subsidiary of Migros) offering retail banking, mortgages, and investment products across Switzerland — overlapping with Acrevis's retail and mortgage book at a substantially larger scale.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks5 records

Key highlights7 records

Customer concentration

• Xx.com/acrevis

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A1 record

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Acrevis Bank