Synergy Finance

Name

Synergy Finance

Legal name

UAB Synergy Finance

Website

https://synergy-finance.com

Company type

Private

Founded year

2006

Operating status

Operating

Headcount range

1–10 employees

Ownership category

akta.pro rank

Product category

Investment Management

NAICS

Portfolio Management and Investment Advice (523940), Open-End Investment Funds (525910)

SIC

Investment Advice (6282)

akta.pro primary industry

Target-Risk / Risk-Managed Allocation Funds (FSAAAEAG)

akta.pro secondary industries

Sector & Thematic Mutual Funds (FSAAAEAJ), Fixed Income Mutual Funds (FSAAAEAB)

Keywords

• Investment management
• Asset management
• Mutual funds
• Portfolio management
• Wealth management

Headquarters

HQ city

Vilnius

HQ country

Lithuania

HQ region

Europe

Offices1 record

Markets served

GTM type

B2C

Offering type

Services

Revenue model

1. Fund Management Fees: Generates revenue through management fees charged on assets under management across 15 investment funds and companies. Funds include Synergy Liquidity Fund, European Bond Fund, Global Allocation Fund, Global Momentum Fund, Global Equity Fund, Future Megatrends Fund, Future Demographics Fund, Nextury Technology Fund, Nextury Asia Technology Fund, and Alpha Metals and Mining Fund.
2. Performance/Success Fees: Generates performance-based fees from successful fund management. For example, Nextury Technology Fund has achieved 124.15% return since inception and 65.52% return in H1 2023.

Pricing tiers

Go-to-market motion3 records

Distribution channels2 records

Marketing channels7 records

Core offering

Synergy Finance is a licensed Lithuanian investment management company that operates 15 investment funds across multiple asset classes (bond, equity, thematic, commodity) and offers three risk-based model portfolios (Stabilus, Optimalus, Dinaminis). The company provides a self-service online investment platform enabling retail investors to form portfolios in minutes starting from 50 EUR, backed by statistical modeling and research-based portfolio construction.

Product overview

Synergy Finance operates as a licensed investment management company supervised by the Bank of Lithuania, offering a comprehensive ecosystem of investment products and services. The core offering consists of 10 distinct investment funds spanning multiple asset classes: bond funds (Synergy Liquidity Fund, Synergy European Bond Fund), global equity and allocation funds (Synergy Global Allocation Fund, Synergy Global Momentum Fund, Synergy Global Equity Fund), thematic funds (Synergy Future Megatrends Fund, Future Demographics Fund, Nextury Technology Fund, Nextury Asia Technology Fund, Alpha Metals and Mining Fund). Complementing the fund lineup are three model portfolios (Stabilus, Optimalus, Dinaminis) designed for different risk profiles, built on statistically modeled investment approaches. The company also provides an online investment platform enabling investors to form portfolios and monitor results starting from 50 EUR. All operations are conducted in Lithuanian with full regulatory oversight.

Differentiator

Problem solved

Functional benefit

Brands

• INWEST: An educational financial literacy platform co-founded by Synergy Finance that introduces women to the world of investing.

Products and services

• Synergy Liquidity Fund

Quantifiable outcome

• Stabilus portfolio: 6.7% annual return, low risk, -13.8% worst 12-month result, -15.4% max drawdown
• +4 more outcomes

Named customers1 record

Segments2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature2 records

Partnerships

One partnership is on record.

• UAB NetcodecoreTechnology or IntegrationResearch and development partner for the EU-funded project 'Alternative Financing Market Loan Risk Assessment Model'. UAB Netcode contributes to scientific research and experimental development activities. Project value is 934,731.22 EUR funded by European Regional Development Fund.

Scale indicators4 records

Recent moves6 records

Expansion highlights5 records

Direct peers

• LHV Asset Management: Estonian-headquartered asset manager offering pension funds, UCITS funds and discretionary portfolio management across the Baltics. Closely comparable to Synergy as a Baltic-anchored, multi-fund retail platform with a strong digital distribution angle.
• INVL Asset Management: Part of INVL Group, one of Lithuania's leading asset managers operating mutual funds, pension funds and discretionary portfolios across the Baltics. Directly comparable to Synergy in product mix (UCITS funds, model portfolios) and target customer (Baltic retail and institutional), making it the most relevant head-to-head competitor in the Lithuanian market.
• Luminor Asset Management: Asset management arm of Luminor Bank, providing investment funds and advisory solutions across the Baltic states. Comparable to Synergy in Baltic retail fund offerings and in leveraging banking-distribution relationships.

Broad incumbents

• SEB Investment Management (Baltics): Baltic arm of SEB's global asset management franchise, offering a broad UCITS and pension fund lineup. Comparable to Synergy at the product-category level (Baltic retail mutual funds) but operates with much deeper resources and broader international fund shelf.
• Amundi (CEE presence): Europe's largest asset manager with a wide range of UCITS and thematic funds, including products distributed in CEE/Baltic markets. Comparable to Synergy at the thematic-fund and UCITS level, especially in technology and megatrend exposures.
• Swedbank Investeerimisfondid: Estonian investment fund arm of Swedbank, distributing a broad range of UCITS funds to Baltic retail and bank-channel customers. Comparable to Synergy in offering Baltic retail access to diversified funds, but at significantly greater scale and with bank-distribution leverage.

Emerging players

• Scalable Capital: Munich-based digital wealth manager offering managed portfolios, ETFs and brokerage across Europe via a self-serve platform. Comparable to Synergy in target customer (digitally native retail) and risk-tiered managed portfolio concept (Stabilus/Optimalus/Dinaminis analogous to Scalable's risk profiles).
• Indexa Capital: Spanish digital wealth manager providing automated, risk-profiled model portfolios to retail investors across Europe. Comparable to Synergy's model-portfolio business (risk-tiered, statistically constructed portfolios) and digital onboarding flow.
• Trade Republic: Berlin-based digital wealth/brokerage platform offering low-cost, self-serve investing across European markets with growing fund and savings-plan products. Comparable to Synergy in its digital-first, low-minimum, self-serve approach targeting younger retail investors.

Regional players

• Citadele Asset Management: Asset management arm of Citadele bank operating across the Baltics with UCITS funds and discretionary mandates. Comparable to Synergy in Baltic focus and multi-fund retail offering, though with primary strength in Latvia.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat4 records

Key risks6 records

Key highlights7 records

Customer concentration

• YouTubeyoutube.com/channel/UCSRlvQ5iBXCYLKwWNy_wvhA/videos
• Facebookfacebook.com/profile.php
• LinkedInlinkedin.com/company/uab-synergy-finance

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Synergy Finance