What MSB Compliance Inc. does

MSB Compliance Inc. is a privately held AML/CFT, BSA/AML, and sanctions compliance consulting firm headquartered in Atlanta, Georgia, founded in 2006. The firm serves Money Services Businesses, FinTechs, payment processors, banks, credit unions, and non-bank financial institutions across the United States. Its core service line comprises five offerings: Risk Assessment, Independent Review, Compliance Program development, Compliance Opinion, and Training. In 2024-2025, the firm expanded into a Banking Support service line anchored by a strategic partnership with Braid (announced January 2025), which produces the BCRA (Braid Compliance Readiness Assessment) and BFCS (Braid Fintech Compliance Support) engagements, plus a Fintech/MSB Referral service connecting pre-screened clients to banking partners.

The business operates as a professional services firm generating revenue through advisory engagement fees rather than software licensing. The firm partners with Arctic Intelligence for risk assessment technology and maintains memberships across a broad set of professional and industry associations — including ACAMS, ACFCS, ACFE, MSBA, TPPPA, IPA, and MTRA — to maintain direct visibility into regulatory developments and supervisory expectations. Distribution is sales-led and direct: prospective clients reach the firm via website contact forms, phone numbers, and inbound from association networks and conference participation.

The leadership team is led by President Jay Postma, who holds CAMS and CFCS certifications and brings prior experience at the Federal Reserve Bank of Atlanta and a community bank. The firm operates with a headcount of 1-10 employees, indicating a micro-consulting model where the principal's personal expertise and network are the primary production capacity. No funding rounds, subsidiaries, parent companies, M&A activity, or regulatory actions are disclosed in available source materials, consistent with an independently owned, lifestyle-scale advisory practice that has sustained itself for nearly two decades through specialization rather than scale.

Name

MSB Compliance Inc.

Legal name

MSB Compliance Inc.

Website

https://msbcomplianceinc.com

Company type

Private

Founded year

2006

Operating status

Operating

Headcount range

1–10 employees

Short description

MSB Compliance Inc. is an Atlanta-based AML/CFT and sanctions compliance consulting firm, founded in 2006, serving Money Services Businesses, FinTechs, payment processors, banks, and credit unions across the United States.

Ownership category

akta.pro rank

Product category

Compliance Consulting

akta.pro primary industry

Financial Crime, AML/CFT & Sanctions Compliance (BPAHAFAE)

akta.pro secondary industries

Fraud Risk & Financial Crime Controls Advisory (BPAKADAL), Financial Crime Compliance Program Management (Policies, Controls, Training) (FSAMAMAH), Financial Crime Compliance (AML/KYC/Sanctions) (EDABADAD)

Keywords

• AML compliance consulting
• BSA/AML advisory services
• Sanctions compliance consulting
• Fintech compliance advisory
• Banking partnership support

Headquarters

HQ city

Atlanta

HQ country

United States

HQ region

North America

Offices2 records

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Technology or R&D, Marketing or Sales, Operations

Revenue model

1. Compliance Advisory Services: Professional consulting services including risk assessments, independent reviews, compliance program development, compliance opinions, and training. Revenue is generated through service fees for these advisory engagements with financial institutions.
2. Banking Support Services: Braid Compliance Readiness Assessment (BCRA) and Braid Fintech Compliance Support (BFCS) services for banks and credit unions, as well as fintech/MSB referral services. These services facilitate partnerships between banks and fintechs/MSBs.

Go-to-market motion1 record

Distribution channels1 record

Marketing channels5 records

Core offering

MSB Compliance Inc. is a consulting firm that provides standards-aligned AML/CFT and sanctions compliance advisory services to FinTechs, Money Services Businesses (MSBs), payment processors, banks, and credit unions. Core deliverables include risk assessments, independent BSA/AML and OFAC reviews, compliance program development, formal compliance opinions, and training. The firm also operates a Banking Support cluster that uses the Braid Compliance Readiness Assessment (BCRA) and Braid Fintech Compliance Support (BFCS) methodologies to help banks implement the Braid platform and provides Fintech/MSB referrals to banking partners.

Product overview

MSB Compliance Inc. is a compliance consulting firm founded in 2006 that provides a suite of AML/CFT and sanctions compliance services rather than a unified software platform. Its core offerings include Risk Assessment, Independent Review, Compliance Program development, Compliance Opinion, and Training — each a distinct consulting service. The company also offers specialized Banking Support services comprising the Braid Compliance Readiness Assessment (BCRA), Braid Fintech Compliance Support (BFCS), and Fintech/MSB Referrals, all oriented around facilitating compliance-aligned partnerships between banks, fintechs, and money services businesses.

Differentiator

Problem solved

Functional benefit

Products and services

• Risk Assessment Comprehensive AML/CFT and sanctions risk assessments tailored to the specific risk profile and operational model of each client, enabling financial institutions to identify and mitigate financial crime risks.
• Independent Review Independent BSA/AML and OFAC reviews that go beyond regulatory checklists to provide actionable insights, meaningful risk mitigation, and practical recommendations aligned with examiner expectations.
• Compliance Program Development and assessment of AML/CFT and sanctions compliance programs designed to meet regulatory standards and withstand supervisory scrutiny.
• Compliance Opinion Expert compliance opinions providing formal assessments of an institution's AML/CFT and sanctions compliance posture.
• Training AML/CFT and sanctions compliance training programs designed to build organizational culture and equip employees at all levels with the knowledge to identify and respond to financial crime risks.
• Banking Support Facilitating strong, sustainable partnerships between banks and FinTechs/MSBs through compliance readiness assessments, fintech compliance support, and referral services.
• Braid Compliance Readiness Assessment (BCRA) A targeted, risk-based assessment designed to help financial institutions successfully implement the Braid platform to manage higher-risk customers in alignment with regulatory expectations, identifying gaps in AML/CFT and Sanctions Compliance Programs.
• Braid Fintech Compliance Support (BFCS) Strategic compliance support platform for Braid banks serving FinTechs and MSBs, helping institutions onboard and oversee higher-risk customer segments on the Braid platform.
• Fintech/MSB Referrals Referral services connecting pre-screened FinTechs and MSBs with verified strong compliance cultures to banking partners, including priority referrals to Braid banks and other banking partners in the network.

Segments5 records

Ideal customer profiles4 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature3 records

Partnerships

Nine partnerships are on record, tiered core and supporting.

• BraidcoreStrategic or Co-development Partner · 30 January 2025MSB Compliance Inc. and Braid formed a strategic partnership aimed at helping financial institutions strengthen AML/CFT and Sanctions Compliance. MSB Compliance offers the Braid Compliance Readiness Assessment (BCRA) and Braid Fintech Compliance Support (BFCS) to help banks and credit unions implement the Braid platform for managing higher-risk customers. The partnership facilitates fintech/MSB referrals to Braid banking partners.
• Arctic IntelligencesupportingTechnology or IntegrationMSB Compliance Inc. partnered with Arctic Intelligence to bring their risk assessment technology solution to the U.S. MSB and fintech market. Arctic Intelligence provides cutting-edge technology that empowers financial institutions to conduct effective and efficient risk assessments. The partnership combines MSB Compliance's advisory expertise with Arctic Intelligence's risk assessment platform.
• Money Services Business Association (MSBA)supportingOthersMSB Compliance engages with MSBA to stay aligned with the evolving needs of non-bank financial services providers. MSBA forums help shape the national conversation around compliance, licensing, innovation, and regulatory dialogue for money transmitters and prepaid providers.
• Third Party Payment Processors Association (TPPPA)supportingOthersMSB Compliance's TPPPA membership reinforces focus on high-risk payment ecosystems, processor/bank relationships, and sound risk governance. Through TPPPA's Code of Conduct and working groups, they help clients align with industry-driven standards and regulatory expectations.
• Innovative Payments Association (IPA)supportingOthersIPA provides insights into emerging technologies, mobile wallets, prepaid instruments, and P2P solutions. MSB Compliance's involvement helps keep clients current and compliant as the payment landscape evolves.
• Money Transmitter Regulatory Association (MTRA)supportingOthersMTRA is a regulator-only membership organization, but its annual conference includes joint regulator-industry tracks. MSB Compliance attends to gain insight into regulatory priorities, engage with state regulators, and strengthen professional relationships important to licensed MSBs and FinTechs.
• Association of Certified Anti-Money Laundering Specialists (ACAMS)supportingOthersACAMS is the global leader in AML certification and education. MSB Compliance maintains active membership and certification to stay aligned with global best practices, typologies, and examination trends.
• Association of Certified Financial Crime Specialists (ACFCS)supportingOthersACFCS offers a broad view across the financial crime landscape including AML/CFT, fraud, cybercrime, bribery, sanctions, and crypto. MSB Compliance's CFCS credentials reflect the multidisciplinary risks their clients face.
• Association of Certified Fraud Examiners (ACFE)supportingOthersAs the world's largest anti-fraud association, ACFE provides investigative and forensic insight into how fraud is perpetrated and prevented. This perspective strengthens MSB Compliance's approach to controls, governance, and training design.

Scale indicators2 records

Recent moves5 records

Expansion highlights5 records

Broad incumbents

• NICE Actimize: NICE Actimize is a major AML, fraud, and financial markets compliance technology vendor serving large banks and fintechs at scale — broader enterprise platform offering, less advisory-led than MSB Compliance.
• Kroll: Kroll is a global risk advisory firm offering financial crime, AML, and investigations services across multiple industries and client segments — broader portfolio but overlapping advisory scope with MSB Compliance.
• Crowe LLP: Crowe is a top-10 US accounting and advisory firm with a dedicated financial services risk and regulatory consulting practice — broader portfolio but comparable AML/BSA and fintech compliance capabilities.
• Exiger: Exiger provides financial crime, AML, supply chain, and regulatory compliance solutions globally — comparable advisory services with broader enterprise reach and technology-enabled delivery.
• Verafin: Verafin provides financial crime management (AML, fraud, BSA) software widely adopted by US community banks and credit unions — comparable customer base with technology-led delivery model.

Direct peers

• Guidepost Solutions: Guidepost Solutions is a compliance, investigations, and security consulting firm with regulatory and financial services practices — comparable boutique advisory model targeting similarly regulated client segments.
• Themis (Baringa Partners): Themis, now part of Baringa Partners, is a financial crime consulting firm advising banks, fintechs, and payments firms on AML, sanctions, and financial crime — directly comparable specialist advisory focus.
• ACA Group: ACA Group is a compliance, risk, and regulatory advisory firm with a dedicated financial services practice offering AML, GRC, and surveillance consulting — a direct competitor for similar MSB, fintech, and bank compliance engagements.
• AML RightSource: AML RightSource is a leading provider of AML/BSA, financial crimes, and regulatory compliance consulting and managed services serving banks, fintechs, and MSBs — directly comparable to MSB Compliance's advisory service mix.

Emerging players

• ComplyAdvantage: ComplyAdvantage offers AML/KYC, transaction monitoring, and financial crime risk data — emerging fintech-aligned player with overlapping fintech and MSB customer segments.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat3 records

Key risks6 records

Key highlights6 records

Customer concentration

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• Facebookfacebook.com/MSBCompliance

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about MSB Compliance Inc.