Recouvéo
- Company typePrivate
- Founded2010
- HeadquartersMarseille, France
- Headcount11–50
- GTM typeB2B
- OfferingServices
What Recouvéo does
Recouvéo is a France-based B2B debt collection and accounts-receivable management firm headquartered in Marseille, operating since 2010 with regional offices in Chatou (Île-de-France) and Luriecq (Rhône-Alpes). The company serves SMBs (PME), mid-market and large enterprises (ETI), and companies with cross-border receivables, addressing a market problem in which a significant share of French insolvencies are attributed to late payments. Its service portfolio covers the full collections lifecycle: white-label reminder services (Relance en Marque Blanche), amicable B2B collection (Recouvrement Amiable) using multichannel outreach, judicial collection (Recouvrement Judiciaire) including injunctions to pay, and full outsourced accounts-receivable management (Gestion du Poste Client). Performance claims include 95% resolution on qualified receivables, 90% of collections within 2-4 weeks, and an 85% amicable resolution rate.
Underpinning the service layer is Véostack, a wholly-owned SaaS platform that automates up to 80% of collection tasks across risk assessment, multichannel action, and dispute management, with a client portal for real-time reporting and Monetico-CIC-integrated debtor self-service payments. Recouvéo also sells adjacent advisory and training services (Audit & Conseil, Formation), with a specialized offering for the Formation Professionnelle sector characterized by complex OPCO/multi-payer financing. The business operates on a pure contingency-fee model: clients pay only on successful collections, with no upfront, file, or administrative fees. Go-to-market combines direct enterprise sales with consultative strategy design, dedicated account managers, white-label deployment, and a self-serve SaaS route via Véostack. Demand generation relies primarily on SEO-driven content (blog, FAQ, sector guides) and LinkedIn. The firm is structured as a SASU with EUR 100,000 registered capital, co-led by co-founder Cédric Brun, with no disclosed institutional investors, funding rounds, or M&A activity.
Recouvéo firmographics
Firmographics- Name
- Recouvéo
- Legal name
- RECOUVEO
- Website
- https://recouveo.com
- Company type
- Private
- Founded year
- 2010
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Ownership category
- akta.pro rank
Recouvéo industry classification
Industry- Product category
- Debt Collection and Accounts Receivable Management
- NAICS
- Collection Agencies (56144), Collection Agencies (561440)
- SIC
- Services-Consumer Credit Reporting, Collection Agencies (7320)
- akta.pro primary industry
- Debt Recovery & Asset Recovery (Repossession Coordination, Collateral Recovery) (BPAAAEAE)
- akta.pro secondary industries
- Utilities/Telecom & Other Non-Financial Receivables Collections (FSAKAJAN), Accounts Receivable (Invoicing, Cash Application, Deductions) (BPAAAGAB), First-Party (In-House) Collections & Servicing (FSAKAJAA)
Keywords
Where Recouvéo is headquartered
LocationHeadquarters
- HQ city
- Marseille
- HQ country
- France
- HQ region
- Europe
Offices3 records
Markets served
Recouvéo business model
Business model- GTM type
- B2B
- Offering type
- Services
- Cost components
- Personnel, Operations, Technology or R&D, Marketing or Sales, Infrastructure
Revenue model
- Success-Based Collection Fees: Recouvéo's primary revenue model is contingency-based. The company charges exclusively on successful collections with no upfront fees, administrative charges, or file fees. Clients pay only when receivables are successfully recovered, ensuring alignment of interests and risk-sharing.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Transaction based/ take rate | Pay-as-you-go | Success-based contingency pricing with no upfront costs |
Go-to-market motion1 record
Distribution channels2 records
Marketing channels4 records
Recouvéo product offering
Product offeringCore offering
Recouvéo is a French B2B debt collection and accounts receivable management firm offering white-label reminder services, amicable and judicial collection, and full customer accounts management. The company operates on a contingency-based fee model, charging only on successful recoveries, and supports its services with Véostack, a proprietary SaaS platform that automates up to 80% of collection tasks for clients preferring to manage receivables internally.
Product overview
Recouvéo is a debt collection and accounts receivable management company offering an integrated portfolio of services. The core offerings include: Relance en Marque Blanche (white-label reminder service), Recouvrement Amiable (amicable B2B collection), Recouvrement Judiciaire (judicial collection), and Gestion du Poste Client (full AR management). The product ecosystem is complemented by Véostack, a SaaS software automating up to 80% of collection tasks, and supported by Audit & Conseil and Formation add-on services. The company operates a pre-contentious approach with strong legal expertise, serving clients across France with three offices (Marseille, Lyon, Paris) and international presence.
Differentiator
Problem solved
Functional benefit
Brands
- Véostack: SaaS software platform developed by Recouvéo for automating B2B debt collection and accounts-receivable management, enabling companies to automate up to 80% of reminder tasks.
Products and services
- Relance en Marque Blanche (White-Label Reminder Service) Externalized B2B client reminder service operated under the client's own brand identity, including emails, calls, letters, signature, and graphic charter. Designed for companies that want to accelerate cash collection while preserving commercial relationships, with debtors unaware that an external collection firm is intervening.
- Recouvrement Amiable (Amicable Debt Collection)
- Recouvrement Judiciaire (Judicial Debt Collection)
- Véostack SaaS Collection Software
- Gestion du Poste Client (Customer Accounts Management)
- Audit & Conseil (Credit Management Consulting) Strategic credit management and BFR (working capital requirement) optimization consulting services to help companies define and implement effective debt collection strategies.
- Formation (Training Programs) Customized training programs for credit management and debt collection professionals, delivering best practices tailored to specific sectors and objectives.
Quantifiable outcome
- 85% amicable collection success rate with 95% total resolution on qualified receivables
- +4 more outcomes
Companies that use Recouvéo
Customer profileNamed customers5 records
Segments4 records
Ideal customer profiles4 records
Recouvéo technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Feature3 records
Recouvéo partnerships and signals
Strategic signalPartnerships
One partnership is on record.
- AvivaminorAviva provides professional liability insurance (assurance responsabilité civile professionnelle) for Recouvéo's collection activities, as disclosed in the company's privacy policy.
Scale indicators8 records
Recent moves6 records
Expansion highlights5 records
Recouvéo competitors and assessment
Company assessmentDirect peers
- Sidetrade: French-listed B2B Order-to-Cash and AR automation SaaS platform. Directly comparable to Recouvéo's Véostack as a SaaS play targeting B2B receivables management, with a much larger enterprise footprint.
- Upflow: Paris-based B2B accounts receivable management SaaS. Comparable to Véostack in targeting B2B AR workflows with software-led automation, though without Recouvéo's agency layer.
- EOS France: French subsidiary of EOS, a major European debt collection group. Directly competes with Recouvéo in B2B receivables collection in France, with substantially larger scale.
- Collecto (Recouvrement de créances): French B2B debt collection agency providing amicable and judicial recovery services. Closely comparable to Recouvéo in service scope, target customer, and France-centric operations.
Broad incumbents
- HighRadius: US-headquartered order-to-cash and treasury automation SaaS at much larger scale. Comparable to Véostack on AR automation but with much greater enterprise reach and capital backing.
- Intrum: Pan-European debt collection and credit management leader. Comparable as a broad incumbent operating in the same B2B receivables and collections category as Recouvéo, with much greater scale and geographic reach.
- Allianz Trade (Euler Hermes): Global trade credit insurance and receivables management provider. Comparable in the broader credit management and receivables recovery space Recouvéo addresses, with a global franchise and broader product set.
- Coface: French-headquartered credit insurance and credit management services firm. Comparable in the broader B2B credit management category where Recouvéo also operates, with much greater scale and product breadth.
Others
- Younited Credit: French consumer credit fintech with adjacent credit management capabilities. Connected thematically to Recouvéo's receivables and credit management domain but operates in consumer credit rather than B2B collections.
- Monetico CIC: Payment processing partner integrated into Recouvéo's client portal. Comparable as an adjacent ecosystem enabler in the French B2B receivables value chain rather than a competitor.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat5 records
Key risks6 records
Key highlights6 records
Customer concentration
Recouvéo social profiles
Digital presenceRecouvéo financial estimates
Financial estimateRevenue estimate
Valuation estimate
Recouvéo leadership team
Management profileNumber of profiles
Profiles2 records
Recouvéo subsidiaries and ownership
Company hierarchySubsidiaries1 record
Recouvéo funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Recouvéo M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Recouvéo
What does Recouvéo do?
Recouvéo is a French B2B debt collection and accounts receivable management firm offering white-label reminder services, amicable and judicial collection, and full customer accounts management. The company operates on a contingency-based fee model, charging only on successful recoveries, and supports its services with Véostack, a proprietary SaaS platform that automates up to 80% of collection tasks for clients preferring to manage receivables internally.
Is Recouvéo a public or private company?
Recouvéo is a private company. It is classified as founder individual operated bootstrapped and is currently operating.
When was Recouvéo founded?
Recouvéo was founded in 2010. It employs 11 to 50 people.
Where is Recouvéo based?
Recouvéo is headquartered in Marseille, France, in the Europe region.
How does Recouvéo make money?
One revenue line is on record: success-Based Collection Fees.
Who are Recouvéo's main competitors?
Direct peers on record are Sidetrade, Upflow, EOS France and Collecto (Recouvrement de créances). Broad incumbents are HighRadius, Intrum, Allianz Trade (Euler Hermes) and Coface. Others are Younited Credit and Monetico CIC.
Does Recouvéo have an API?
No public API is recorded for Recouvéo.
What industry is Recouvéo in?
Recouvéo's product category is Debt Collection and Accounts Receivable Management. Its primary akta.pro industry code is BPAAAEAE, Debt Recovery & Asset Recovery (Repossession Coordination, Collateral Recovery), with a secondary code of FSAKAJAN, Utilities/Telecom & Other Non-Financial Receivables Collections. Its NAICS code is 56144 and its SIC code is 7320.