Diamond Financial Services

What Diamond Financial Services does

Diamond Financial Services is a Raleigh, North Carolina-based SBA financing intermediary founded in 1996. The company does not lend directly; instead, it structures SBA 7(a) loan requests and matches borrowers with a curated network of 8-10 partner banks to increase approval likelihood. Its core offerings span five SBA loan programs — business acquisition financing, franchise financing, partner buyout financing, business startup financing, and general SBA guaranteed loans — with a particular specialization in "airball" transactions where business value exceeds physical-asset collateral. Diamond Financial operates a lean team of 1-10 employees and reports $1B+ in cumulative facilitated SBA transactions, a 3-day average time to preliminary commitment, and a 94% closing rate on issued commitment letters across all 50 states.

The company earns revenue through agent fees on funded SBA transactions, rather than interest income or subscription fees. Pricing is transaction-specific and undisclosed publicly; for business broker partners, referral fees are structured at 1% of notional loan amount, capped at 50% of Diamond Financial's own fee on the deal. Distribution is split between a direct borrower application portal on its website and a Broker Advantage Program launched in paid form in January 2026, supplemented by content marketing and organic social. Technology footprint is minimal: the QuickResponse™ pre-qualification summary and DFS Opinion Letter buyer pre-qualification are branded process artifacts rather than disclosed software platforms.

Ownership transitioned in December 2025 from founder Steve to an internal team including Nasr Abdrahman and Joey, formalizing succession after 30 years. The business remains private and bootstrapped with no disclosed institutional capital, parent company, or acquisition history, positioning it as a niche specialist dependent on SBA policy stability, M&A market activity, and the continued willingness of partner banks to accept its packaged deals.

Name

Diamond Financial Services

Legal name

Diamond Financial Services

Website

https://diamondfs.com

Company type

Private

Founded year

1996

Operating status

Operating

Headcount range

1–10 employees

Short description

Diamond Financial Services is a Raleigh-based SBA financing intermediary founded in 1996 that structures SBA 7(a) loans and matches borrowers with a network of 8-10 partner banks, serving SMB and mid-market business acquisition, franchise, partner buyout, and startup financing needs nationwide.

Ownership category

akta.pro rank

Product category

Commercial Lending Services

NAICS

Mortgage and Nonmortgage Loan Brokers (52231)

SIC

Loan Brokers (6163)

akta.pro primary industry

SBA/USDA Government-Backed Loan Intermediation (FSAEAEAI)

akta.pro secondary industry

SBA/Government-Backed & Development Finance Loans (FSAKAGAI)

Keywords

• SBA loan financing
• Business acquisition lending
• Franchise financing
• SBA 7(a) loans
• Commercial lending intermediary

Headquarters

HQ city

Raleigh

HQ country

United States

HQ region

North America

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales

Revenue model

1. SBA Loan Agent Fees: Diamond Financial Services acts as an intermediary for SBA 7(a) loans, earning agent fees as compensation for structuring transactions, aligning lenders, and supporting borrowers through the approval and closing process. The company is not an SBA lender itself but works with multiple banks to facilitate financing.
2. Broker Referral Fees: The company pays referral fees to business brokers who send qualified deals. Fees are structured as 1% of the notional loan amount, not to exceed 50% of what Diamond Financial collects on the transaction.

Pricing tiers

Go-to-market motion1 record

Distribution channels2 records

Marketing channels5 records

Core offering

Diamond Financial Services is an SBA financing intermediary that structures SBA 7(a) loans for business acquisitions, franchise purchases, partner buyouts, and startup financing. The company works with a network of 8-10 bank partners to match borrowers with appropriate lenders, providing pre-qualification, underwriting, term sheet delivery within 72 hours, and closing coordination. They also operate a broker referral program for business brokers nationwide.

Product overview

Diamond Financial Services operates as a specialized SBA lending services company offering a unified suite of government-guaranteed financing products. The core portfolio consists of five loan programs — Business Acquisition Financing, Franchise Financing, Partner Buyout Financing, Business Start Up Financing, and SBA Guaranteed Loans — all utilizing SBA 7(a) loan structures to facilitate business acquisitions, franchise expansion, and ownership transitions. These programs are supported by ancillary services including QR™ Summary (QuickResponse) for pre-qualification analysis, Buyer Pre-Qualification Opinion Letters, and the Broker Advantage Program for business brokers. The company works with 8-10 partner banks to increase loan approval likelihood, positioning itself as an intermediary between borrowers and institutional lenders rather than as a direct lender.

Differentiator

Problem solved

Functional benefit

Products and services

• Business Acquisition Financing

Named customers6 records

Segments5 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Scale indicators5 records

Recent moves5 records

Expansion highlights4 records

Market position

Competitive moat5 records

Key risks6 records

Key highlights7 records

Customer concentration

• Xx.com/EasySBA
• Facebookfacebook.com/DiamondFinancialServices
• LinkedInlinkedin.com/company/diamond-financial-services

Compliance1 record

Revenue estimate

Valuation estimate

Number of profiles

Profiles2 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Diamond Financial Services