Together Financial Solutions

What Together Financial Solutions does

Together Financial Solutions is a privately held, UK-based financial advisory firm headquartered in Barnstaple and founded in 1994. The firm provides four core service lines to retail clients: equity release, insurance, pension planning, and investment services. Its short_description characterises it as a financial firm serving individuals seeking personal financial advice across retirement, protection, and wealth categories.

Operating as a for-profit entity with a headcount in the 11-50 band, the firm is consistent with the profile of a small UK independent financial adviser (IFA) practice serving a regional or long-tenured client base. Its service delivery is advisory-led across equity release (later-life lending), general insurance brokerage, pension and retirement planning, and discretionary or advisory investment management. No technology stack, app, API, or proprietary platform is documented in the source material; the company's public website (togetherfinancialsolutions.co.uk) was not retrievable beyond a loading/verification screen at the time of capture.

The firm's business model is not publicly disclosed, but a UK IFA of this scale typically earns revenue through initial advice fees, recurring adviser charges, and product-provider commissions on regulated products (later-life lending, pensions, investments, and protection policies). No parent company, subsidiaries, external investors, funding rounds, partnerships, or M&A activity are documented in the available data, and the firm shows no app, no social media footprint, and no disclosed headcount, awards, or regulatory actions in the source set.

Name

Together Financial Solutions

Website

https://togetherfinancialsolutions.co.uk

Company type

Private

Founded year

1994

Headcount range

11–50 employees

Short description

Together Financial Solutions is a UK-based, Barnstaple-headquartered independent financial advisory firm founded in 1994. It offers equity release, insurance, pension planning, and investment services to individual retail clients across the United Kingdom.

Ownership category

akta.pro rank

Product category

Financial Advisory Services

NAICS

Activities Related to Credit Intermediation (5223), Credit Intermediation and Related Activities (522)

SIC

Insurance Agents, Brokers & Service (6411), Loan Brokers (6163)

akta.pro primary industry

Comprehensive Financial Planning (FSAEAAAA)

akta.pro secondary industry

Lead Generation, Comparison & Marketplace Platforms (Financial Products) (FSAEAMAM)

Keywords

• Equity release advisory
• Pension planning services
• Insurance advisory
• Investment advisory
• Retail financial advice

Headquarters

HQ city

Barnstaple

HQ country

United Kingdom

HQ region

Europe

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales

Core offering

Together Financial Solutions is a UK-based financial advisory firm that provides equity release, insurance, pension planning, and investment services to individual consumers. The firm delivers personal financial advice across these four core retail financial product categories, operating from its Barnstaple office and serving clients across the United Kingdom.

Differentiator

Problem solved

Functional benefit

Ideal customer profiles1 record

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Broad incumbents

• LV= (Liverpool Victoria): UK mutual offering pensions, investments, and protection (life and general insurance) through advisers. Comparable product breadth in pensions, investments, and insurance, distributed via UK advisers.
• Aviva: One of the UK's largest insurers and wealth managers, offering pensions, investments, and protection products distributed through advisers. Overlaps with Together Financial Solutions across insurance, pensions, and investments.
• Legal & General: Large UK financial services group offering pensions, investments, life insurance, and retirement products via advisers. Competes with Together Financial Solutions across multiple product lines at much greater scale.
• Just Group: UK-listed specialist in equity release, annuities, and retirement income products. Operates at much larger scale but is a direct category incumbent in the same later-life advisory and product space.
• Canada Life UK: Major UK provider of pensions, investments, and protection products with an adviser distribution model. Comparable on the pensions and investment advisory dimension, though much larger and more diversified.

Direct peers

• True Potential: UK wealth management and pension platform connecting advisers and clients via a centralized technology hub. Directly comparable as a UK-focused multi-product (pensions, investments, protection) advisory platform model.
• Age Partnership: UK equity release and retirement specialist offering advice on lifetime mortgages, pensions, and related products. Closely mirrors Together Financial Solutions' equity release plus retirement planning mix.
• Key Group: UK-based specialist in equity release, retirement, and later-life lending products. Directly comparable to Together Financial Solutions on equity release and retirement-focused advisory offerings, with similar target demographic.
• Sesame Bankhall Group: UK support network for financial advisers offering pensions, investments, mortgages, and protection. Closely mirrors Together Financial Solutions' role as a UK multi-product adviser in a network or directly authorised model.

Regional players

• OneFamily: UK mutual financial services provider offering savings, investments, and protection products focused on families and intergenerational wealth. Comparable as a UK-focused, multi-product financial services firm with an adviser-supported model.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat2 records

Key risks5 records

Key highlights4 records

Customer concentration

• Facebookfacebook.com/profile.php
• LinkedInlinkedin.com/company/together-financial-solutions-limited

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Together Financial Solutions