Fineoz
Fineoz is a Belgium-based AI credit risk fintech founded in 2018 by Anis Radianis, serving lenders with machine learning-based underwriting and risk assessment tools. Its web presence is currently inactive.
- Company typePrivate
- Founded2018
- HeadquartersAnderlecht, Belgium
- Headcount11–50
- GTM typeB2B
- OfferingSoftware
Fineoz firmographics
Firmographics- Name
- Fineoz
- Website
- https://fineoz.com
- Company type
- Private
- Founded year
- 2018
- Headcount range
- 11–50 employees
- Short description
- Fineoz is a Belgium-based AI credit risk fintech founded in 2018 by Anis Radianis, serving lenders with machine learning-based underwriting and risk assessment tools. Its web presence is currently inactive.
- Ownership category
- akta.pro rank
Fineoz industry classification
Industry- Product category
- Credit Risk Analytics Software
- NAICS
- Activities Related to Credit Intermediation (5223), Credit Bureaus (561450)
- SIC
- Services-Consumer Credit Reporting, Collection Agencies (7320)
- akta.pro primary industry
- Pricing, Risk-Based Offer & Limit Management (FSAGAHAE)
- akta.pro secondary industries
- Income, Employment & Cash-Flow Verification (Consumer) (FSAKAKAE), SME Credit Risk, Underwriting & Financial Data (B2B Fintech Data/Decisioning) (FSAGAJAM)
Keywords
Where Fineoz is headquartered
LocationHeadquarters
- HQ city
- Anderlecht
- HQ country
- Belgium
- HQ region
- Europe
Markets served
Fineoz business model
Business model- GTM type
- B2B
- Offering type
- Software
- Cost components
- Personnel, Technology or R&D, Marketing or Sales, Operations
Fineoz product offering
Product offeringCore offering
Fineoz provides artificial intelligence-based credit risk technology targeted at fintech and financial services use cases. The company applies AI/ML approaches to credit risk assessment for clients operating in financial services. Detailed product modules, pricing, and customer references are not evidenced in the available source data.
Differentiator
Problem solved
Functional benefit
Products and services
- AI Credit Risk Platform An artificial intelligence-based credit risk analytics product designed for financial institutions and fintech companies seeking automated credit risk evaluation.
Companies that use Fineoz
Customer profileIdeal customer profiles1 record
Fineoz technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Fineoz competitors and assessment
Company assessmentBroad incumbents
- Upstart: Upstart operates an AI lending marketplace and provides credit decisioning models to banks. Comparable as a broad incumbent in AI-based consumer credit risk.
- Experian: Experian is a global credit bureau and analytics provider with extensive credit risk decisioning products. Broad incumbent overlap with Fineoz's category.
- Equifax: Equifax is a global consumer and business credit reporting bureau offering credit risk data and decisioning analytics. Comparable as a credit-risk data incumbent.
- TransUnion: TransUnion is a global credit bureau offering credit reports, scores, and risk decisioning solutions to lenders. Comparable broad incumbent in credit risk.
- CRIF: CRIF is a major European credit bureau and decisioning-solution provider serving banks and lenders. Comparable incumbent across credit reporting, scoring, and risk analytics.
Direct peers
- Zest AI: Zest AI builds AI-driven credit underwriting and risk-decisioning software for lenders. Direct competitor to Fineoz's stated AI credit-risk positioning.
- Creditsafe: Creditsafe is a European-headquartered credit reporting and business credit risk data provider. Closely comparable as an EU credit-risk data and decisioning vendor.
Emerging players
- FrankieOne: FrankieOne provides AI-based identity and credit risk decisioning APIs to fintechs and lenders. Comparable emerging player in API-driven credit risk infrastructure.
- LenddoEFL: LenddoEFL applies alternative data and AI to credit scoring for emerging-market consumers and SMEs. Comparable emerging player in AI-driven credit risk decisioning.
Regional players
- Creditshelf: Creditshelf is a German SME lending and credit-risk fintech. Regional European peer in digital credit decisioning and SME underwriting.
Market position
Customer concentration
Fineoz financial estimates
Financial estimateRevenue estimate
Valuation estimate
Fineoz leadership team
Management profileNumber of profiles
Profiles1 record
Fineoz funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Fineoz M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Fineoz
What does Fineoz do?
Fineoz provides artificial intelligence-based credit risk technology targeted at fintech and financial services use cases. The company applies AI/ML approaches to credit risk assessment for clients operating in financial services. Detailed product modules, pricing, and customer references are not evidenced in the available source data.
When was Fineoz founded?
Fineoz was founded in 2018. It employs 11 to 50 people.
Where is Fineoz based?
Fineoz is headquartered in Anderlecht, Belgium, in the Europe region.
Who are Fineoz's main competitors?
Broad incumbents on record are Upstart, Experian, Equifax, TransUnion and CRIF. Direct peers are Zest AI and Creditsafe. Emerging players are FrankieOne and LenddoEFL. Creditshelf is listed as a regional player.
Does Fineoz have an API?
No public API is recorded for Fineoz.
What industry is Fineoz in?
Fineoz's product category is Credit Risk Analytics Software. Its primary akta.pro industry code is FSAGAHAE, Pricing, Risk-Based Offer & Limit Management, with a secondary code of FSAKAKAE, Income, Employment & Cash-Flow Verification (Consumer). Its NAICS code is 5223 and its SIC code is 7320.