Cheval Blanc Patrimoine

What Cheval Blanc Patrimoine does

Cheval Blanc Patrimoine SAS is an independent French wealth management firm and multi-family office founded in 2014 and headquartered in Paris (16th arrondissement), with additional offices in Bordeaux and Nice. The firm serves high-net-worth individuals, business owners facing capital gains reinvestment obligations (Article 150 0 B TER), and non-residents seeking French investment exposure, with an indicative portfolio minimum of €250,000. Services span real estate investment (Malraux, Monuments Historiques, Pinel, LMNP, SCPI, nue-propriété, direct property), financial investments (private equity funds, life insurance including Luxembourg contracts, PER, PEA, FCPI, gold), tax optimization, retirement planning, estate transmission, and in-house mortgage brokerage, delivered by a multidisciplinary team of 40+ advisors.

The firm operates an open-architecture model with no proprietary product manufacturing, providing clients access to over 600 investment solutions sourced from 130+ property developer partners and 120+ private equity funds, including exclusive or core distribution agreements with Tikehau Capital, Ardian, Blackstone, Andera Partners, Eurazeo, Schroders, Isai, and Founders Future. Its flagship proprietary construct, the "Portefeuille à l'Équilibre Parfait," is an ultra-diversified portfolio model synthesized from analyses of family office portfolios at JP Morgan, UBS, Goldman Sachs, Knight Frank, and Cap Gemini. Client-facing technology is limited to the MoneyPitch account portal and a CRM/digital layer; no proprietary AI or quantitative capabilities are disclosed. The firm is regulated via ORIAS (n° 14005259) and is a member of ANACOFI.

Revenue is generated through three streams: ongoing advisory and management fees on a subscription basis, transaction commissions and trailers on financial product placements (insurance, SCPI, PE, real estate programs), and real estate advisory and placement fees. Pricing is opaque: a free initial patrimony assessment (pre-bilan) feeds the funnel into paid advisory engagements, and full bilan reports are priced at €300–€1,000 depending on complexity when billed separately. The go-to-market is sales-led and advisor-driven, supported by content marketing and the CEO's personal LinkedIn brand (Top Voice 2022–2025, ranked #1 Finance voice by Favikon). The firm is privately held with €100,000 share capital, no institutional investors or parent company, and no disclosed funding rounds or M&A activity.

Name

Cheval Blanc Patrimoine

Legal name

Cheval Blanc Patrimoine SAS

Website

https://chevalblanc-patrimoine.fr

Company type

Private

Founded year

2014

Operating status

Operating

Headcount range

11–50 employees

Short description

Cheval Blanc Patrimoine is an independent French wealth management and multi-family office firm founded in 2014, headquartered in Paris with offices in Bordeaux and Nice. It serves high-net-worth individuals with open-architecture advisory across real estate, private equity, tax optimization, and estate planning, delivered by 40+ specialized advisors.

Ownership category

akta.pro rank

Product category

Wealth Management

NAICS

Portfolio Management and Investment Advice (523940), Agencies, Brokerages, and Other Insurance Related Activities (5242), Insurance Agencies and Brokerages (524210)

SIC

Investment Advice (6282)

akta.pro primary industry

Family Office Advisory (Single/Multi-Family) (FSAEAAAI)

akta.pro secondary industry

Family Office Advisory & Outsourced CIO (OCIO) (FSAAADAC)

Keywords

• Wealth management services
• Tax optimization advisory
• Real estate investment advisory
• Estate transmission planning
• Retirement planning advisory

Headquarters

HQ city

Paris

HQ country

France

HQ region

Europe

Offices4 records

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure

Revenue model

1. Advisory and Management Fees: Cheval Blanc Patrimoine generates revenue through advisory fees and ongoing management charges for wealth management, estate planning, tax optimization, and investment advisory services. The firm operates on a fee-based model aligned with its open-architecture approach.
2. Financial Product Distribution Commissions: Revenue derived from commissions and trailers on financial products placed for clients (insurance contracts, SCPI, private equity funds, real estate programs, PER, etc.). The company works in open architecture, selecting from thousands of funds from multiple managers.
3. Real Estate Advisory and Placement Fees: Fees and commissions from real estate investment advisory, including access to 130+ developer partners and over 4,000 property programs. Services cover Malraux, Monuments Historiques, Pinel, LMNP, SCPI, and direct property investments.

Pricing tiers

Go-to-market motion1 record

Distribution channels3 records

Marketing channels6 records

Core offering

Cheval Blanc Patrimoine is a wealth management and multi-family office firm providing integrated advisory services spanning patrimoine assessment, tax optimization, real estate investment, financial investments (private equity, life insurance, PER), mortgage brokerage, and estate transmission. Services are delivered by approximately 40 multidisciplinary advisors through an open-architecture methodology giving clients access to over 600 investment solutions across real estate, financial placements, and private equity.

Product overview

Cheval Blanc Patrimoine operates as a comprehensive wealth management and Multi Family Office firm offering a unified advisory platform built around a complimentary heritage assessment (Bilan Patrimonial) that leads into a full suite of integrated services. The core offering encompasses real estate investment (via Loi Malraux, Monuments Historiques, Nue-propriété, SCPI, crowdfunding, LMNP programs across 130+ developer partnerships and 4,000+ programs), financial investments (Private Equity funds, Luxembourg and French life insurance, PER, PEA, FCPI, gold), and mortgage brokerage. These are complemented by heritage engineering, tax optimization, retirement planning, and an exclusive ultra-diversified portfolio model (Portefeuille à l'Équilibre Parfait). The firm differentiates through its open-architecture methodology, providing objective market-wide recommendations rather than proprietary products. Services are delivered by approximately 40 advisors across Paris, Bordeaux, and Nice offices, with a client portal (MoneyPitch©) for account access.

Differentiator

Problem solved

Functional benefit

Products and services

• Bilan Patrimonial (Heritage Assessment) Complimentary comprehensive heritage assessment providing a 360-degree analysis of financial situation, real estate, investments, taxation, and retirement planning, serving as the entry point for the advisory relationship with HNWI individuals.
• Investissement Immobilier (Real Estate Investment) Real estate investment solutions encompassing direct property purchases, Malraux law, Monuments Historiques, Déficit foncier, Nue-propriété, SCPI, crowdfunding, LMNP, and Pinel law investments, supported by partnerships with over 130 developers providing access to 4,000+ programs for individual investors.
• Investissements Financiers (Financial Investments) Financial investment products including Private Equity funds (LBO, venture capital, infrastructure, private debt), French and Luxembourg life insurance, PER (retirement savings plans), PEA, FCPI, and gold investments, distributed through open-architecture selection.
• Private Equity Selection Exclusive curated selection of over 120 Private Equity funds including Ardian, Blackstone, Tikehau, BPI France, Eurazeo, Andera Partners, EQT, and Keensight, with access to Article 150 0 B TER reinvestment solutions for individual investors and business owners.
• Courtage en Crédit Immobilier (Mortgage Brokerage) In-house mortgage brokerage service providing financing for real estate acquisitions, SCPI purchases, and refinancing with negotiated rates, insurance, and flexibility terms for individual property buyers.
• Assurance Vie Luxembourgeoise (Luxembourg Life Insurance) Luxembourg-domiciled life insurance contracts offering maximum protection, flexibility, and performance, accessible exclusively through specialized advisors for HNWI clients.
• Ingénierie Patrimoniale (Heritage Engineering) Advanced heritage engineering including tax optimization, estate planning, vehicle selection (SCI, SARL, SAS, holdings), and succession simulation for clients with complex financial situations and assets over €1,000,000.
• Préparation à la Retraite (Retirement Planning) Retirement planning service including pension analysis, income gap assessment, and implementation of PER, real estate, and diversified investment strategies to maintain living standards post-retirement for individual clients.
• Architecture Ouverte (Open Architecture Advisory) Open-architecture advisory methodology providing access to the entire market rather than proprietary products only, ensuring objective, client-aligned investment recommendations across all asset classes for individual investors.

Named customers4 records

Segments3 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature3 records

Partnerships

21 partnerships are on record, tiered core and supporting.

• ORIAS (Organisme pour le Registre des Intermédiaires en Assurance)coreOthersOfficially registered and authorized financial advisor (CIF) body. Cheval Blanc Patrimoine holds ORIAS registration n° 14005259, which is mandatory for operating as a financial investment advisor in France.
• ANACOFI (Association Nationale des Conseillers Financiers)coreOthersProfessional association for financial advisors in France. Cheval Blanc Patrimoine is a recognized member (n° E008458), providing peer network, compliance resources, and professional standards framework.
• Chambre de Commerce et d'Industrie (CCI)supportingOthersFrench Chamber of Commerce and Industry accreditation, reinforcing the firm's regulatory standing and commercial credibility.
• 130+ Property Developers (Promoteurs partenaires)coreChannel Partner/ Reseller/ DistributorNetwork of over 130 property developer partners providing access to over 4,000 real estate programs. Enables the firm to offer Malraux, Monuments Historiques, Pinel, LMNP, SCPI, and direct property investment opportunities to clients.
• Tikehau CapitalcoreTechnology or IntegrationExclusive distribution partnership for Tikehau Capital funds including the top European cybersecurity fund and infrastructure debt fund. Tikehau is positioned as the N°1 French private equity manager.
• ArdiancoreTechnology or IntegrationExclusive access to top Ardian funds including infrastructure secondaries (from €250K) and semi-conductors fund (from €100K). Ardian is the N°1 French private equity company.
• Edmond de Rothschild Asset ManagementsupportingTechnology or IntegrationFund selection from Edmond de Rothschild for diversified portfolio construction, known for fund solidity and experienced managers.
• BlackstonecoreTechnology or IntegrationExclusive access to Blackstone funds (LBO, real estate) from €100K. Blackstone is the world's largest private equity manager, offering 360-degree investment approach.
• Andera PartnerscoreTechnology or IntegrationExclusive access to Andera Partners funds covering infrastructure, co-investment, and private debt strategies. Known for exceptional track record.
• BPI FrancesupportingTechnology or IntegrationAccess to all BPI France funds (France's public investment bank), with eligibility from €10,000. Leading French tech investor with exposure to Mistral AI, Doctolib, DNA.
• Lazard Frères GestionsupportingTechnology or IntegrationSelected for account management and fund allocation among French high-net-worth portfolios. One of France's most prestigious asset management houses.
• JP Morgan Asset ManagementsupportingTechnology or IntegrationAccess to JP Morgan's top US funds, leveraging the world's largest bank's exceptional expertise for portfolio diversification.
• EurazeocoreTechnology or IntegrationFull access to Eurazeo's fund range including the private debt fund and the Eurazeo Entrepreneurs Club (Doctolib, BackMarket, Qonto, Payfit — holding 14 unicorns), from €10,000.
• Sycomore Asset ManagementsupportingTechnology or IntegrationSocially responsible investment funds with conviction-based management, representing French ESG investment excellence.
• SchroderssupportingTechnology or IntegrationExclusive access to Schroders evergreen and infrastructure debt funds covering multi-asset classes (infrastructure, private debt, LBO), available from €100K and in life insurance.
• KeensightsupportingTechnology or IntegrationFull range of Keensight funds including NOVA VII, recognized as a reference in private equity with exceptional performance track record, from €100,000.
• IsaisupportingTechnology or IntegrationExclusive access to Isai funds (tech entrepreneurs fund) eligible for Article 150 0 B TER, from €500,000.
• Founders FuturesupportingTechnology or IntegrationExclusive access to Founders Future fund (entrepreneurs fund), 2024 PE Occur Award winner, with holdings in LaFourche, Databriks, Waterdrops, Memo Bank, from €250,000.
• Antin Infrastructure PartnerssupportingTechnology or IntegrationAccess to Antin's star infrastructure fund (motorways, fiber optics, energy), France's N°1 infrastructure fund focused on optimal risk/performance ratio.
• EQT (European private equity)supportingTechnology or IntegrationAccess to EQT's semi-liquid funds from €25,000. EQT is Europe's N°1 private equity firm, offering regular performance.
• SofidysupportingTechnology or IntegrationSofidy is one of France's leading private equity firms, offering diversified funds across private debt, tech, and real estate.

Scale indicators7 records

Recent moves6 records

Expansion highlights5 records

Broad incumbents

• BNP Paribas Wealth Management: BNP Paribas's private banking division serving French and international HNW clients with advisory, credit, real estate and private equity — a large incumbent competing in the same segment with greater balance-sheet capacity.
• Indosuez Wealth Management: Crédit Agricole's wealth management arm serving HNW and family-office clients across France with a comprehensive advisory offering, large balance sheet and global booking centers — a bank-affiliated incumbent competing for the same French HNWI wallet.
• Lombard Odier: Swiss private bank with significant French HNW client coverage, offering open-architecture advisory, asset management and family office services — comparable in open-architecture philosophy and HNWI focus, but larger and Swiss-domiciled.
• Rothschild & Co Wealth Management: Global wealth manager with a substantial French HNW practice offering advisory, asset management, private equity and estate services — a larger incumbent competitor in the same HNWI segment with broader geographic and product reach.
• Pictet Group: Swiss private bank and asset manager serving UHNW and HNW clients globally, including a substantial French clientele, with deep fund selection expertise comparable to Cheval Blanc Patrimoine's open-architecture model.

Direct peers

• Primonial: One of France's largest independent wealth management groups, offering open-architecture advisory, SCPI, private equity and real estate solutions to HNW and mass-affluent clients — directly comparable in product breadth, distribution model and target segment to Cheval Blanc Patrimoine.
• Talence Gestion: Independent French wealth management and family office advisor combining investment advisory, tax optimization and estate planning for HNW clients — overlapping target segment, multi-advisor structure and product scope.
• Cyrus Conseil: Paris-based independent wealth management firm offering 360-degree advisory (gestion de patrimoine, immobilier, private equity, transmission) to French HNW clients — a close direct peer in business model, geography and target segment.
• Haussmann Patrimonium: French independent wealth management firm offering advisory, real estate investment (Malraux, SCPI, Pinel), private equity and tax optimization to HNW clients — closely comparable in product mix, open-architecture positioning and HNWI focus.
• Lazard Frères Gestion: French asset management and wealth advisory arm of the Lazard Group, providing discretionary management and advisory to French HNW and family-office clients — comparable in fund selection expertise and HNWI focus, though larger and more institutional.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks6 records

Key highlights7 records

Customer concentration

• LinkedInlinkedin.com/company/cheval-blanc-patrimoine

Revenue estimate

Valuation estimate

Number of profiles

Profiles11 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Cheval Blanc Patrimoine