Multiple Business

What Multiple Business does

Multiple Business (operating as Consórcio Multiple) is a privately held Brazilian consultancy and consortium distribution company founded in 2013 in Minas Gerais and headquartered in Belo Horizonte. The firm operates as a commercial intermediary between independent sales representatives and consortium administrators, distributing consortium quotas for the acquisition of automobiles, real estate, and other major assets to individual consumers across Brazil.

The company's core offering is a commission-based distribution service in which it recruits, manages, and supports a non-exclusive national network of sales representatives who sell consortium products on behalf of multiple administrators, including Santander, Caixa Econômica Federal, WIZ, and Roma Consórcios. A complementary Commercial Partnership Program provides participating representatives with commissions, client referrals, and bonus plans. No proprietary technology platform is described; lead capture, partner onboarding, and customer contact are handled through a website inquiry form, WhatsApp, email, and social media channels (Instagram, LinkedIn, Facebook). The company also participates in industry events such as Conac to maintain administrator relationships.

Multiple Business is led by co-founders Fabiano Lage and Frederico Lage, both PCA10-certified by ABAC with prior experience at Consórcio Fiat and Itaú Administradora de Consórcios. The firm self-positions as one of the largest and most modern consortium distribution companies in Brazil and the largest with an independent commercial structure. Revenue is generated exclusively via transaction commissions on consortium contracts sold through the partner network; no revenue figures, commission rates, or contract volumes are publicly disclosed.

Name

Multiple Business

Legal name

Multiple Business

Website

https://multiplebusiness.com.br

Company type

Private

Founded year

2013

Operating status

Operating

Headcount range

11–50 employees

Ownership category

akta.pro rank

Headquarters

HQ city

Belo Horizonte

HQ country

Brazil

HQ region

Latin America

Offices1 record

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Marketing or Sales, Operations, Others

Revenue model

1. Commission-based Distribution: Multiple Business acts as a commercial partner and sales management company for consortium administrators (Administradoras). The company earns commissions on consortium contracts sold through its network of partner sales representatives across Brazil.

Go-to-market motion3 records

Distribution channels2 records

Marketing channels5 records

Core offering

Multiple Business acts as a commercial partner and sales management company for consortium administrators (Administradoras) in Brazil. It intermediates relationships between sales representatives and consortium administrators such as WIZ, Santander, Roma Consórcios, and Caixa Econômica Federal, distributing consortium products nationwide through its network of non-exclusive partner sales representatives. The company earns commissions on consortium contracts sold through this channel and supports partners with referrals, commissions, and bonus plans.

Product overview

Multiple Business operates as a single unified offering focused on consortium distribution services in Brazil. The core product is the consortium distribution service, where the company acts as an intermediary between sales representatives and consortium administrators (such as WIZ, Santander, Roma, and Caixa). Additionally, the company offers a commercial partnership program that allows sales representatives to join as non-exclusive partners, providing access to multiple consortium administrators, commission structures, and bonus plans. The company was founded in 2013 in Minas Gerais and is recognized as one of the largest independent consortium distribution companies in Brazil.

Differentiator

Problem solved

Functional benefit

Products and services

• Distribuição de Consórcios (Consortium Distribution) Core service where Multiple Business operates as a consortium distribution company, serving as a commercial partner and sales management entity for consortium administrators. The company intermediates relationships between sales representatives and consortium administrators, distributing consortium products across Brazilian territory to partners who then sell to end customers.
• Programa de Parceria Comercial (Commercial Partnership Program) A partnership program allowing sales representatives to join Multiple Business as partners without exclusivity, offering commissions, client referrals, and bonus plans. Partners work with consortium administrators to sell consortium products to end customers.

Segments2 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

Four partnerships are on record, tiered core.

• WIZcoreChannel Partner/ Reseller/ DistributorWIZ is one of the consortium administrators that Multiple Business partners with as a commercial partner and sales management company. Multiple Business distributes WIZ consortium products through its network of sales representatives across Brazil.
• SantandercoreChannel Partner/ Reseller/ DistributorSantander is a consortium administrator partnered with Multiple Business. Multiple Business acts as commercial partner and sales management entity distributing Santander consortium products through its national network.
• Roma ConsórcioscoreChannel Partner/ Reseller/ DistributorRoma Consórcios is a consortium administrator that Multiple Business partners with for distribution. Multiple Business manages sales operations and commercial partnerships on behalf of Roma in Brazil.
• Caixa Econômica FederalcoreChannel Partner/ Reseller/ DistributorCaixa Econômica Federal (Caixa) is a major consortium administrator partnered with Multiple Business. Multiple Business distributes Caixa consortium products through its commercial partner network nationwide.

Scale indicators3 records

Recent moves5 records

Expansion highlights3 records

Broad incumbents

• Ademicon: Ademicon is one of Brazil's largest consortium administrators with a national sales partner network. It is comparable to Multiple Business because it operates the same consortium distribution model — relying on independent sales representatives to sell consortium products — but at greater scale as an administrator-distributor hybrid.
• Porto Seguro Consórcios: Porto Seguro Consórcios is the consortium division of Porto Seguro, distributing consortium quotas through its own sales force and partner network in Brazil. It is comparable to Multiple Business because it competes for the same Brazilian consortium customer base and uses a partner-channel distribution model.
• Banco do Brasil Consórcios: Banco do Brasil Consórcios is the consortium arm of Banco do Brasil, distributing consortium quotas through bank branches and partner channels. It is comparable to Multiple Business as a major consortium administrator competing for the same Brazilian consortium customers and partner sales reps.
• Unifisa Consórcio: Unifisa is a Brazilian consortium administrator that distributes through partner sales representatives across multiple states. It is comparable to Multiple Business because both rely on independent, non-exclusive sales rep networks to sell consortium quotas to individual consumers, using a commission-based intermediary model.
• Embracon: Embracon is a major Brazilian consortium administrator with a multi-brand, multi-product distribution network across Brazil. It is comparable to Multiple Business because both sell consortium participations through independent sales representative networks nationwide, with overlapping target customers and similar commission-based economics.
• Rodobens Consórcio: Rodobens is a Brazilian consortium administrator with national distribution through authorized sales representatives. It is comparable to Multiple Business because both operate multi-administrator consortium distribution businesses targeting individual Brazilian consumers via partner reps.

Direct peers

• Br Consórcios: Br Consórcios is a Brazilian consortium distribution intermediary connecting sales representatives with consortium administrators. It is a direct peer to Multiple Business because both occupy the same niche — pure-play sales intermediation for consortium products — using a non-exclusive partner representative model.
• Realiza Consórcios: Realiza Consórcios is a Brazilian consortium distribution company working with multiple administrators and a sales representative network. It is a direct peer to Multiple Business because both serve the same intermediary role between consortium administrators and independent sales reps nationwide.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat3 records

Key risks6 records

Key highlights6 records

Customer concentration

• Facebookfacebook.com/mbconsorcio
• LinkedInlinkedin.com/company/multiple-business
• Instagraminstagram.com/multiplebusiness

Revenue estimate

Valuation estimate

Number of profiles

Profiles2 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Multiple Business