INVESTIKA

What INVESTIKA does

INVESTIKA, investiční společnost, a.s. is a privately held Czech investment management company founded in 2015 and headquartered in Prague-Vinohrady. It manages seven regulated open-end mutual funds covering commercial real estate (INVESTIKA Real Estate Fund), cash/money market (MONETIKA, EUROMONETIKA), global equities via S&P 500 replication (EFEKTIKA), qualified-investor development projects (DYNAMIKA), cryptocurrency exposure to Bitcoin and Ethereum (CRYPTONIKA), and physical gold (METALIKA). The company serves more than 104,000 retail and qualified investors and holds CZK 35.03 billion (~$1.5B) in assets under management. The Real Estate Fund portfolio comprises 65 properties and 566 tenants across six European countries with a 4.3-year WAULT and 48.6% LTV. All funds are supervised by the Czech National Bank, with Česká spořitelna (ČSOB) and UniCredit Bank acting as qualified custodians.

The company's product engine combines its flagship domestic real estate vehicle with newer asset-class extensions (US equities, crypto, gold) delivered through both currency-hedged CZK and EUR share classes. Technology infrastructure consists of standard fund administration systems, the Moje INVESTIKA client portal launched in 2016, and a mobile app launched in 2024 with portfolio tracking and projection modeling. The company does not develop proprietary technology platforms or AI/ML capabilities. Operational assets are held by external custodians and (for gold) stored in LBMA-certified bonded warehouses operated by Loomis International.

INVESTIKA earns revenue primarily through recurring management fees ranging from 0.35% (MONETIKA cash fund) to 1.80% (METALIKA physical gold), with the largest Real Estate Fund at 1.70% for retail and 0.85% for the CZK 10M+ investment class, plus administration fees (typically 0.05-0.20% of AUM with fixed monthly components) and entry fees of up to 5% on new subscriptions. Distribution is hybrid: a sales-led intermediary network of financial advisors for personalized advice plus self-serve digital channels (website and mobile app). The company is led by founders Petr Čížek (Chairman) and Milan Růžička (Vice-Chairman), with Milan Růžička serving as an investment professional since 1993 and Petr Čížek bringing 20+ years in Czech real estate finance including prior roles at HSBC and Bohemia Real Estate Investments.

Name

INVESTIKA

Legal name

INVESTIKA, investiční společnost, a.s.

Website

https://investika.cz

Company type

Private

Founded year

2015

Operating status

Operating

Headcount range

51–100 employees

Short description

INVESTIKA is a privately held Czech investment company that manages seven regulated mutual funds covering real estate, cash, equities, cryptocurrency, and physical gold, serving over 104,000 retail and qualified investors with CZK 35 billion in assets under management.

Ownership category

akta.pro rank

Product category

Collective Investment Funds / Asset Management

NAICS

Open-End Investment Funds (52591), Open-End Investment Funds (525910)

SIC

Investment Advice (6282)

akta.pro primary industry

Index Mutual Funds (Non-ETF) (FSAAAEAE)

akta.pro secondary industries

Real Assets — Operating Platforms & Direct Investments (FSAAAKAL), Execution-Only / Self-Directed Investing Platforms (FSAAAAAI), Real Assets — Real Asset Fund Platforms / Multi-Asset Real Assets (Diversified Real Assets Funds) (FSAHAIAM)

Keywords

• Collective investment funds
• Retail asset management
• Real estate funds
• Fund management services
• Investment fund distribution

Headquarters

HQ city

Prague-vinohrady

HQ country

Czechia

HQ region

Europe

Offices2 records

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure

Revenue model

1. Management Fees: INVESTIKA charges annual management fees based on the value of fund capital under management. For the Real Estate Fund, management fee is 1.70% p.a.; for MONETIKA cash fund it's 0.35%; for EFEKTIKA stock fund it's 1.55%; for DYNAMIKA qualified investor fund it's 1.20% p.a.
2. Administration Fees: Fees charged for fund administration services, typically a percentage of fund capital plus fixed costs. For Real Estate Fund: 0.20% p.a.; for MONETIKA: 0.05% + CZK 43,000 monthly.
3. Entry and Exit Fees: Investors pay entry fees when purchasing fund units (up to 4% for Real Estate Fund, max 5% for EFEKTIKA, 5% for DYNAMIKA) and exit fees may apply (7% for DYNAMIKA within 3 years).

Pricing tiers

Go-to-market motion1 record

Distribution channels3 records

Marketing channels6 records

Core offering

INVESTIKA is a Czech investment company that manages and distributes open-end mutual funds across multiple asset classes: commercial real estate (INVESTIKA Real Estate Fund), cash/deposit (MONETIKA, EUROMONETIKA), global equities (EFEKTIKA), qualified-investor development opportunities (DYNAMIKA), cryptocurrencies (CRYPTONIKA), and physical gold (METALIKA). The funds are aimed primarily at retail Czech and Slovak investors, accessible from as little as 100 CZK, distributed directly and through a network of investment intermediaries, and serviced via the Moje INVESTIKA portal and mobile app.

Product overview

INVESTIKA is a Czech investment company offering a portfolio of 7 distinct investment funds plus digital platforms. The core offering includes: INVESTIKA Real Estate Fund (commercial property investments with 4-6% target return), MONETIKA Cash Fund (savings alternative with 3-5% return), EUROMONETIKA Deposit Fund (euro-denominated with 2-4% return), EFEKTIKA Stock Market Fund (S&P 500 exposure with 7-9% target), DYNAMIKA Unique Opportunities Fund (qualified investor projects with 6%+ return), CRYPTONIKA Cryptocurrency Fund (BTC/ETH exposure), and METALIKA Physical Gold Fund (gold bullion investments). These are complemented by digital platforms including the Moje INVESTIKA client portal and mobile app for portfolio management. All funds are regulated, supervised by the Czech National Bank, with assets held by Česká spořitelna as depository.

Differentiator

Problem solved

Functional benefit

Brands

• INVESTIKA Real Estate Fund: Open-end mutual fund investing in commercial real estate across Central Europe. Target return 4-6% per annum. Minimum investment from 100 CZK.
• MONETIKA
• EUROMONETIKA
• EFEKTIKA
• DYNAMIKA
• CRYPTONIKA
• METALIKA

Products and services

• INVESTIKA Real Estate Fund Open-end mutual fund investing in commercial real estate across Central Europe. Offers 4-6% target annual return with minimum investment of CZK 100. Portfolio includes 65 properties across 6 European countries covering offices, logistics, retail, and residential. Targeted at retail investors in the Czech Republic and Slovakia.
• MONETIKA Cash Fund Open-end mutual fund serving as an investment alternative to savings accounts. Returns are linked to the Czech National Bank two-week repo rate with a target return of 3-5% p.a. and CZK 100 minimum investment. Offers daily liquidity with money available in 3 working days.
• EUROMONETIKA Deposit Fund UCITS-compliant open-end mutual fund offering a euro-denominated investment alternative to savings accounts. Returns are linked to the European Central Bank deposit rate with a target return of 2-4% per annum and minimum investment of EUR 20.
• EFEKTIKA Stock Market Fund UCITS-compliant open-end mutual fund enabling investment in the 500 largest US companies via S&P 500 ETF replication. Offers 7-9% target return based on historical S&P 500 performance, minimum investment CZK 100 monthly or one-off, and hedged and unhedged currency classes.
• DYNAMIKA Unique Opportunities Fund Qualified investors' open-end mutual fund financing exclusive development projects and alternative investment opportunities. Target return of 6%+ per annum with minimum investment of CZK 1 million (or CZK 100,000 when combined with CZK 1 million in other INVESTIKA funds). Reserved for qualified investors under Czech regulation.
• CRYPTONIKA Cryptocurrency Fund First BTC and ETH cryptocurrency investment fund in the Czech Republic. Provides regulated exposure to Bitcoin and Ethereum without direct ownership complexities via securities issued by iShares, Grayscale, and Bitwise. Offers daily pricing and trading in CZK and EUR currency-hedged classes.
• METALIKA Physical Gold Fund Physical gold investment fund tracking the spot gold price through gold bars, bullion, and Xetra-Gold ETC securities. Assets stored in LBMA-certified bonded warehouses operated by Loomis International. Weekly trading with minimum investment CZK 5,000 (for investors with CZK 1 million in other INVESTIKA funds) or CZK 1 million standalone, with currency-hedged CZK and EUR classes.
• Moje INVESTIKA Client Portal Online client portal allowing INVESTIKA investors to log in, track the status of their investments, view portfolio performance, and manage their accounts after completing the framework agreement.
• INVESTIKA Mobile App (Pod Palcem) Mobile application for iOS and Android that lets investors view their INVESTIKA investment portfolio and performance, and model projected end amounts based on regular contributions and goal-based calculations, directly from a mobile phone.

Quantifiable outcome

• 73.48% total return since fund launch (September 2015 to May 2026) for Real Estate Fund CZK class
• +4 more outcomes

Named customers6 records

Segments3 records

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

Four partnerships are on record, tiered core and minor.

• Česká spořitelna (ČSOB)coreOthersČeská spořitelna serves as the depository/custodian for most INVESTIKA funds (Real Estate Fund, MONETIKA, EUROMONETIKA, EFEKTIKA, DYNAMIKA), holding and safeguarding fund assets. This is a critical regulatory and operational relationship ensuring fund asset security.
• UniCredit Bank Czech Republic and SlovakiacoreOthersUniCredit Bank serves as the depository/custodian for the METALIKA Physical Gold Fund, providing institutional custody and safeguarding of fund assets.
• Loomis InternationalminorOthersLoomis International operates the bonded warehouses used for storage of gold bars and bullion owned by the METALIKA Physical Gold Fund. They are an LBMA-certified storage provider.
• Investment Intermediaries NetworkcoreChannel Partner/ Reseller/ DistributorNetwork of investment intermediaries and financial advisors who distribute INVESTIKA funds, provide personalized advice to clients, and help create tailored financial plans. Listed on the company's major partners page.

Scale indicators6 records

Recent moves6 records

Expansion highlights5 records

Broad incumbents

• Patria Finance: Leading Czech investment bank and brokerage offering asset management, fund distribution, and advisory services. Comparable to INVESTIKA in serving Czech retail investors with managed products, though with broader brokerage and capital markets activities.
• Amundi Czech Republic: Czech arm of Europe's largest asset manager offering UCITS funds across asset classes to local investors. Comparable in mutual fund product structure and UCITS compliance but as a broad incumbent serving the same retail segment with greater scale and product breadth.
• Erste Asset Management: Czech subsidiary of Erste Group's asset management arm, managing UCITS funds across equities, bonds, and mixed assets for Central European retail investors. Larger incumbent with broader product range but overlapping customer segments and distribution channels.

Direct peers

• J&T INVESTIČNÍ SPOLEČNOST: Czech/Slovak investment company managing open-end mutual funds including real estate, equity, and alternative strategies. Closest direct peer to INVESTIKA in terms of fund structure, regional focus, and retail intermediary distribution across Czech and Slovak markets.
• Conseq Investment Management: Czech asset manager offering mutual funds across multiple asset classes to retail and institutional investors. Directly comparable to INVESTIKA in product mix (managed funds, real estate, equity), distribution (intermediary + digital), and target market (Czech retail investors).
• REICO (ČS Nemovitostní fond): Czech real estate fund managed by REICO, owned by Česká spořitelna group. Direct competitor in the Czech retail real estate fund space, offering similar exposure to commercial properties with ČSOB-affiliated distribution.
• IAD Investments: Slovak investment company managing open-end mutual funds across multiple asset classes. Direct peer in Slovak market where INVESTIKA also operates, with comparable fund structures and retail distribution model.
• Across Private Investments: Slovak/Czech investment platform offering real estate and alternative investment funds to retail investors. Direct peer in the CEE retail real estate fund segment with similar fund structures and minimum investment accessibility.

Emerging players

• Fio investiční společnost: Czech investment company part of Fio banka group, offering open-end mutual funds primarily in equities and bonds to retail investors. Comparable mutual fund structure and Czech retail focus but with narrower product range than INVESTIKA's 7-fund platform.

Regional players

• NN Investment Partners (Croatia/CEE): European asset manager with strong CEE presence including Croatia, where INVESTIKA's Real Estate Fund holds 4% allocation. Comparable multi-fund retail platform targeting CEE investors with mixed-asset and real estate strategies.

Market position

Weaknesses5 records

Competitive moat6 records

Key risks6 records

Key highlights7 records

Customer concentration

• LinkedInlinkedin.com/company/investika

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about INVESTIKA