Title Underwriters Agency
Title Underwriters Agency is an independently owned, family-operated title insurance and closing services firm with four northern Illinois offices and two Wisconsin sister locations, issuing title policies as an agent for Chicago Title and First American while serving real estate buyers, sellers, lenders, and brokers.
- Company typePrivate
- Founded1983
- HeadquartersRockford, United States
- Headcount101–250
- GTM typeB2B
- OfferingServices
What Title Underwriters Agency does
Title Underwriters Agency is an independently owned, family-operated title insurance and closing services firm headquartered in Rockford, Illinois. Founded in 1983 by David L. Black and acquired in 2012 by his son Chad G. Black, the company operates four branch offices across northern Illinois (Rockford-Water Street, Rockford-Mulford, Roscoe, Belvidere) and two sister locations in southern Wisconsin through Brabazon|Title Team Group, LLC. The firm has been recognized as a Top 5 title agent in Illinois by Fidelity National Title Group and Chicago Title for over 20 consecutive years.
The company issues title insurance policies, including owner's policies and mortgage/lender policies, as an authorized agent for Chicago Title Insurance Company and First American Title Insurance Company. Adjacent services include closing and settlement, construction disbursement, construction loan title work, endorsement processing, and escrow. The supporting technology platform consists of a web-based client ordering portal (mytua.titleunderwriters.com), a published online rate calculator (effective April 1, 2026), electronic earnest money deposit services via a Paymints.io integration branded as Title Underwriters ePay, and a Title 101 educational resource. Core technology is operational rather than AI-driven, with no proprietary models or ML capabilities disclosed.
Revenue is generated on a transaction-fee basis across purchase, refinance, cash, assumption, contract, and construction deals, with published fee schedules (e.g., $350-$500 mortgage policy fees, $150-$795 closing fees, $150 escrow, $175 search fee). Go-to-market combines relationship-based B2B referrals from mid-market real estate brokers and lenders with direct-to-consumer online ordering. Customer segments include real estate buyers and sellers, lenders and mortgage companies, real estate agents and brokers, and (secondarily) builders and developers across the northern Illinois and southern Wisconsin regional footprint.
Title Underwriters Agency firmographics
Firmographics- Name
- Title Underwriters Agency
- Legal name
- Title Underwriters Agency of Rockford, Inc.
- Website
- https://titleunderwriters.com
- Company type
- Private
- Founded year
- 1983
- Operating status
- Operating
- Headcount range
- 101–250 employees
- Short description
- Title Underwriters Agency is an independently owned, family-operated title insurance and closing services firm with four northern Illinois offices and two Wisconsin sister locations, issuing title policies as an agent for Chicago Title and First American while serving real estate buyers, sellers, lenders, and brokers.
- Ownership category
- akta.pro rank
Title Underwriters Agency industry classification
Industry- Product category
- Title Insurance Services
- NAICS
- Direct Title Insurance Carriers (524127), Title Abstract and Settlement Offices (541191)
- SIC
- Title Insurance (6361), Insurance Agents, Brokers & Service (6411)
- akta.pro primary industry
- Title Insurance & Underwriting (BPAJAOAA)
- akta.pro secondary industries
- Title Search & Examination (BPAJAOAB), Document Preparation & Recording Services (Deeds, Liens) (BPAJAOAG), Document Collection, eClose & eSignature (Mortgage Closing Tech) (FSALALAE)
Keywords
Where Title Underwriters Agency is headquartered
LocationHeadquarters
- HQ city
- Rockford
- HQ country
- United States
- HQ region
- North America
Offices4 records
Markets served
Title Underwriters Agency business model
Business model- GTM type
- B2B
- Offering type
- Services
- Cost components
- Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure
Revenue model
- Title Insurance Policies: Issuance of title insurance policies including owner's policies and mortgage/lender policies for real estate transactions. The company is an agent for Chicago Title Insurance Company and First American Title Insurance Company.
- Closing Services: Closing and settlement services including closing fees for various transaction types (mortgage, cash, assumption, contract, refinance), plus witness closing fees.
- Endorsements and Add-on Services: Additional endorsement fees for comprehensive, location, condominium, ARM, balloon rider, revolving credit, PUD, EPA endorsements, plus escrow services and policy updates.
- Construction Title Services: Construction disbursement services, construction loan title services including commitment, policy, and construction-specific endorsements for new construction transactions.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Transaction based/ take rate | One time/ perpetual license | Purchase Transaction - Mortgage Policy |
| Transaction based/ take rate | One time/ perpetual license | Purchase Transaction - Seller Fees |
| Transaction based/ take rate | One time/ perpetual license | Refinance Transaction |
| Transaction based/ take rate | One time/ perpetual license | Cash/Assumption/Contract Transactions |
| Transaction based/ take rate | One time/ perpetual license | New Construction |
Go-to-market motion2 records
Distribution channels3 records
Marketing channels4 records
Title Underwriters Agency product offering
Product offeringCore offering
Title Underwriters Agency is an independently owned title insurance agency that issues owner's and lender's title insurance policies, conducts title searches and examinations, and provides closing and settlement services for residential and commercial real estate transactions. The company acts as an authorized agent for Chicago Title Insurance Company and First American Title Insurance Company, and supplements its core offering with construction disbursement services, electronic earnest money deposits via Title Underwriters ePay, and an online ordering portal.
Product overview
Title Underwriters Agency is a title insurance and closing services company offering a unified suite of products centered on title insurance protection for real estate transactions. The core offering is title insurance (owner's policies and mortgage/lender policies), supported by closing services, an online rate calculator for fee estimation, electronic earnest money deposit services via Title Underwriters ePay, and educational resources through Title 101. Construction disbursement services are also available. The company operates four branch locations in northern Illinois.
Differentiator
Problem solved
Functional benefit
Products and services
- Title Insurance Services
- Closing and Settlement Services
- Construction Disbursement Services
- Title Underwriters ePay Electronic earnest money deposit service integrated with Paymints.io that enables fully electronic, encrypted, paperless fund transfers for real estate transactions, with 90-second transfer initiation, connectivity to any U.S. financial institution, and 24/7 accessibility.
Quantifiable outcome
- Top 5 title agent ranking in Illinois for over 20 consecutive years
- +1 more outcomes
Companies that use Title Underwriters Agency
Customer profileNamed customers4 records
Segments4 records
Ideal customer profiles3 records
Title Underwriters Agency technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Integration1 record
Feature2 records
Title Underwriters Agency partnerships and signals
Strategic signalPartnerships
Seven partnerships are on record, tiered core and minor.
- Chicago Title Insurance CompanycoreTitle Underwriters Agency is an authorized agent for Chicago Title Insurance Company, issuing title insurance policies under their umbrella. This partnership provides access to Chicago Title's national brand recognition and underwriting support.
- First American Title Insurance CompanycoreTitle Underwriters Agency is an authorized agent for First American Title Insurance Company. The company is a member of the First American family and issues title insurance policies under this partnership.
- Fidelity National Title GroupcoreTitle Underwriters Agency is a member of the Fidelity National Title Group family. The company has been recognized as a top 5 title agent in Illinois by Fidelity National Title Group for over 20 consecutive years.
- Illinois Land Title Association (ILTA)minorProfessional association membership providing industry education, networking, and government advocacy for title insurance companies in Illinois.
- American Land Title Association (ALTA)minorNational trade association for the title insurance industry. Many TUA officers, managers, and marketing personnel serve on various ALTA boards and committees.
- Wisconsin Land Title Association (WLTA)minorState-level industry association for title insurance professionals in Wisconsin, relevant to the company's sister offices in southern Wisconsin.
- Brabazon|Title Team Group, LLCminorTwo sister locations in southern Wisconsin acquired under new ownership by Chad G. Black, servicing title insurance and closing needs in that region.
Scale indicators5 records
Recent moves7 records
Expansion highlights5 records
Title Underwriters Agency competitors and assessment
Company assessmentDirect peers
- Title Resources Guaranty Company: Title underwriter built around a network of high-producing independent agents. Highly comparable to TUA in business model — agency-issued title insurance with regional agent partners.
- AmTrust Title Insurance Company: Mid-size national title underwriter distributing through independent agents. Comparable in agency-distribution model, though operating at smaller scale than top-3 national underwriters.
- Westcor Land Title Insurance Company: Title underwriter operating primarily through independent agents; business model and agent-support approach are closely aligned with TUA's operations as a high-volume regional agency.
- WFG National Title Insurance Company: National title underwriter with a strong independent agent network model closely aligned to TUA's agency-based business. Direct competitor in recruiting and supporting high-performing independent title agents.
- Investors Title Company: Title insurance underwriter focused on independent agent distribution with a concentration in the eastern U.S. Comparable as a publicly traded title insurer reliant on agency-issued production.
Broad incumbents
- Fidelity National Title Group: Parent organization of Chicago Title and other national title brands; TUA is identified as part of the FNTG family and has been top-5 ranked by them for 20+ years. Largest U.S. title insurance group by premium volume.
- Chicago Title Insurance Company: National title underwriter and parent brand of one of TUA's two principal agency relationships. Directly comparable as a title insurance provider, but operates at national scale with proprietary underwriting capability rather than as a regional agency.
- Stewart Information Services Corporation: National title insurance underwriter and agency network operator. Comparable as a full-stack title insurance provider offering both direct operations and independent agency relationships across the U.S.
- First American Title Insurance Company: Major national title underwriter and TUA's other core agency partner. Comparable as a title insurance provider; operates a direct agency network alongside independent agents like TUA and possesses substantially greater scale, capital, and technology resources.
- Old Republic Title Insurance Group: Top-tier national title underwriter with an independent agent model similar to TUA's structure. Competes for the same pool of issuing authority, agency agreements, and regional agent relationships.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat4 records
Key risks6 records
Key highlights7 records
Customer concentration
Title Underwriters Agency compliance and trust
Trust signalCompliance4 records
Title Underwriters Agency financial estimates
Financial estimateRevenue estimate
Valuation estimate
Title Underwriters Agency leadership team
Management profileNumber of profiles
Profiles8 records
Title Underwriters Agency subsidiaries and ownership
Company hierarchySubsidiaries3 records
Title Underwriters Agency funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Title Underwriters Agency M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Title Underwriters Agency
What does Title Underwriters Agency do?
Title Underwriters Agency is an independently owned title insurance agency that issues owner's and lender's title insurance policies, conducts title searches and examinations, and provides closing and settlement services for residential and commercial real estate transactions. The company acts as an authorized agent for Chicago Title Insurance Company and First American Title Insurance Company, and supplements its core offering with construction disbursement services, electronic earnest money deposits via Title Underwriters ePay, and an online ordering portal.
Is Title Underwriters Agency a public or private company?
Title Underwriters Agency is a private company. It is classified as family owned and is currently operating.
When was Title Underwriters Agency founded?
Title Underwriters Agency was founded in 1983. It employs 101 to 250 people.
Where is Title Underwriters Agency based?
Title Underwriters Agency is headquartered in Rockford, United States, in the North America region.
How does Title Underwriters Agency make money?
Four revenue lines are on record. Title Insurance Policies are the primary driver. The others are closing Services, endorsements and Add-on Services and construction Title Services.
Who are Title Underwriters Agency's main competitors?
Direct peers on record are Title Resources Guaranty Company, AmTrust Title Insurance Company, Westcor Land Title Insurance Company, WFG National Title Insurance Company and Investors Title Company. Broad incumbents are Fidelity National Title Group, Chicago Title Insurance Company, Stewart Information Services Corporation, First American Title Insurance Company and Old Republic Title Insurance Group.
Does Title Underwriters Agency have an API?
No public API is recorded for Title Underwriters Agency.
What industry is Title Underwriters Agency in?
Title Underwriters Agency's product category is Title Insurance Services. Its primary akta.pro industry code is BPAJAOAA, Title Insurance & Underwriting, with a secondary code of BPAJAOAB, Title Search & Examination. Its NAICS code is 524127 and its SIC code is 6361.