ECHE

What ECHE does

ECHE Limited is a Jamaican private fintech, founded in 2022 and headquartered in Kingston, that delivers integrated cash management and digital payment solutions primarily to financial institutions (banks, credit unions) and, secondarily, to businesses transitioning to digital payments. Its product portfolio spans six modules: ABM360 (ATM cash forecasting, service scheduling, and fault management), Treasury Management (insured vault storage with a real-time visibility portal), Tactical Asset Protection (TAP) secure asset transport, Teller Outsourcing (deployed Cash Management Associates), Deposit Processing (commercial deposit verification and crediting), and PCI-DSS-certified Digital Payment Solutions. The underlying technology stack is cloud-based and centered on real-time cash visibility and forecasting, supplemented by an ink-based asset security system for cash protection in transit.

The business model combines transaction-fee streams (ABM360, TAP, Deposit Processing), managed services (Teller Outsourcing), a subscription/recurring component (Treasury Management portal and vault access), and professional services (Digital Payment Solutions training and process development). Pricing is quote-based and contract-driven rather than publicly disclosed. Distribution is direct enterprise sales into Jamaican financial institutions and businesses, supported by a strategic partnership with Amalgamated Security Services Ltd. (ASSL), which became ECHE's majority shareholder in May 2023 with a US$2 million strategic investment and the appointment of ASSL's Executive Chairman Dr. Michael Aboud as Chairman of ECHE. This partnership provides access to ASSL's 25 locations across seven Caribbean countries and 8,000+ employees, positioning ECHE as a regional cash-management platform anchored in Jamaican operations.

Operationally, ECHE employs between 51 and 100 staff under founder/CEO Lititia Myers-Gray, with a leadership bench combining regional cash-management operators, ASSL security executives, and Jamaican legal/regulatory advisors. Revenue is undisclosed; the company is in an early commercialization phase, with the strategic capital injection and ASSL distribution footprint intended to accelerate customer acquisition, product maturation, and potential Caribbean geographic expansion.

Name

ECHE

Legal name

ECHE Limited

Website

https://echeglobal.com

Company type

Private

Founded year

2022

Operating status

Operating

Headcount range

11–50 employees

Short description

ECHE Limited is a Jamaican fintech, founded in 2022, that provides integrated cash management and PCI-DSS-certified digital payment solutions — including ABM360 ATM management, Treasury Management, secure asset transport, teller outsourcing, and deposit processing — primarily to Jamaican financial institutions and businesses.

Ownership category

akta.pro rank

Product category

Cash Management Services

NAICS

Financial Transactions Processing, Reserve, and Clearinghouse Activities (522320)

SIC

Functions Related To Depository Banking, Nec (6099), Miscellaneous Business Credit Institution (6159)

akta.pro primary industry

Corporate Cash Management & Treasury ACH (FSAMAGAG)

akta.pro secondary industry

Risk, Compliance & Controls for Embedded Finance (KYB/KYC/AML, Fraud, Disputes) (FSAGALAK)

Keywords

• Cash management solutions
• Treasury management services
• Digital payment solutions
• Asset protection services
• Deposit processing services

Headquarters

HQ city

Kingston

HQ country

Jamaica

HQ region

Latin America

Offices2 records

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Infrastructure, Technology or R&D, Marketing or Sales, Supply Chain

Revenue model

1. ABM Management Services (ABM360): Fee-based services for managing automated banking machines including cash forecasting, service scheduling, and fault management.
2. Teller Outsourcing: Providing trained Cash Management Associates (CMAs) to perform front-line duties in financial institutions on a contracted basis.
3. Tactical Asset Protection (TAP): Secure transfer services for valuable assets using trained TAP Squad Agents equipped with specialized equipment and gear.
4. Treasury Management: Secure vault facilities and digital platform access for holding and protecting client treasuries with real-time visibility tools.
5. Deposit Processing: Verification and processing of commercial deposits collected from customer locations, uploading details to financial institutions.
6. Digital Payment Solutions: Scalable and flexible payment solutions supporting businesses transitioning to digital payments, including training and process development services.

Go-to-market motion1 record

Distribution channels2 records

Marketing channels4 records

Core offering

ECHE Limited provides B2B cash management and digital payment solutions to financial institutions and commercial businesses, primarily in Jamaica. Its integrated offerings include ABM360 (ATM management with cash forecasting), Treasury Management (insured vault storage with real-time digital visibility), Tactical Asset Protection (T.A.P.) secure asset transport, Teller Outsourcing (deployed Cash Management Associates), Deposit Processing (commercial deposit verification and crediting), and Digital Payment Solutions (training and process development for businesses moving to digital payments).

Product overview

ECHE offers a unified platform of integrated cash management and financial technology solutions, comprising six core service modules: ABM360 (ATM management and cash forecasting), Deposit Processing (commercial deposit verification and crediting), Digital Payment Solutions (payment processing and business transition support), Teller Outsourcing (Cash Management Associate staffing), Tactical Asset Protection/T.A.P. (secure asset transport), and Treasury Management (secure vault storage and real-time financial visibility). These services integrate technology and data to provide lean, agile, low-cost solutions for the cash and high-risk outsourcing industry.

Differentiator

Problem solved

Functional benefit

Products and services

• ABM360
• Deposit Processing
• Digital Payment Solutions
• Teller Outsourcing
• Tactical Asset Protection (T.A.P.)
• Treasury Management

Segments2 records

Ideal customer profiles2 records

Technology focussed Yes

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature4 records

Scale indicators1 record

Recent moves5 records

Expansion highlights4 records

Broad incumbents

• Brink's: Global leader in cash management, vaulting, ATM management, and secure logistics with operations across the Americas and Caribbean. Brink's competes with ECHE across cash-in-transit, ATM services, and treasury management for financial institutions.
• G4S / Allied Universal: Major global security and cash solutions provider; Charles Rodriquez (ECHE's Company Secretary) previously led Securicor Jamaica (now G4S). G4S competes with ECHE on cash logistics, teller outsourcing, and secure asset transport across the Caribbean.
• Prosegur Cash: Global cash-in-transit, ATM management, and value-added services provider with presence in Latin America and selected Caribbean markets. Directly comparable in ATM management, vaulting, and cash forecasting platforms.
• Loomis: International cash handling, secure transport, and ATM services provider operating in the Americas and Caribbean. Loomis directly overlaps with ECHE's ABM360, TAP, deposit processing, and treasury vaulting offerings to banks.
• GardaWorld (Cash Logistics): Global security and cash services company offering secure transport, ATM, and vault solutions. Comparable to ECHE in serving financial institutions with integrated cash management and secure logistics.

Direct peers

• NCR Atleos: ATM hardware, software, and managed services provider spun out of NCR. Directly comparable to ECHE's ABM360 offering for ATM cash forecasting, service scheduling, and fault management.
• Diebold Nixdorf: Global provider of banking and retail technology including ATM management and cash services software. Overlaps with ECHE's ABM360 platform functionality and serves financial institution clients.
• Amalgamated Security Services Limited (ASSL): ECHE's majority shareholder and a Caribbean security powerhouse with cash solutions and manned security across 7 countries. ASSL both competes with and is the parent/distribution partner for ECHE.
• Guardsman Armoured Limited: Caribbean cash-in-transit and secure logistics provider where ECHE's Head of Cash Management Operations previously worked. Directly comparable to ECHE's TAP and Deposit Processing services in the Jamaican and regional market.
• Beryllium Limited: Jamaican cash management and security firm where ECHE's CEO Lititia Myers-Gray was previously President and CEO, and where multiple ECHE managers previously worked. Beryllium directly competes with ECHE in the Jamaican cash management market.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat5 records

Key risks6 records

Key highlights6 records

Customer concentration

• Facebookfacebook.com/100088086614073
• LinkedInlinkedin.com/company/eche-limited
• Instagraminstagram.com/echelimited

Compliance1 record

Revenue estimate

Valuation estimate

Number of profiles

Profiles10 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about ECHE