Ingenico ePayments

What Ingenico ePayments does

Ingenico ePayments operates the global payment acceptance and services business of Ingenico Group, centered on payment terminal hardware and the cloud platform that manages it. The company is privately held as Ingenico Terminals SAS, headquartered at 13-17 rue Pages, 92150 Suresnes, France, with about 3,000+ employees across 32 countries, tens of millions of payment terminals deployed in 120+ countries, and an acquirer/distribution network covering 170+ countries. The legal entity has a share capital of 93,227,112 euros and was founded in 1980.

Its product architecture rests on two terminal platforms — AXIUM Android (a next-generation, PCI PTS v7-compliant smart terminal family running Android 14, covering mobile, countertop, multilane, self-service, PIN pad, and SoftPOS form factors) and TETRA (a sustainability-focused terminal line available in multiple configurations) — unified by the Ingenico 360 cloud-native platform, which integrates device management, transaction services, POS connectivity, applications, merchant tools, data and analytics, digital receipts, and developer capabilities, with live availability across Europe, Americas, and APAC. All hardware, software, and cloud development is performed in France by Ingenico's own engineering teams. A layered value-added services portfolio extends the product surface into alternative payment methods, Buy Now Pay Later, digital receipts, gift cards, dynamic currency conversion, loyalty, and omnichannel payment services.

The business model combines hardware sales to banks, acquirers, sub-acquirers, fintechs, and distributors (who then administer and support terminals for end merchants) with recurring device management and professional/managed services delivered through Ingenico 360, plus value-added commerce services. Distribution is partner-led via the PartnerIN Program, Business Partner Program, and Solutions Partner Program, supplemented by direct enterprise field sales for large merchants and a developer ecosystem (developer.ingenico.com, App Showcase) supporting more than 2,500 applications and a 1,000+ partner community. Pricing is not publicly disclosed because resale intermediaries set pricing for end merchants. Recent strategic positioning emphasizes technical pre-certification with the Visa Acceptance Platform, Android-based AI-ready device architecture with support for digital identity and stablecoin acceptance, and contactless integrations with Apple Pay, Google Wallet, Samsung Pay, and QR-code payments.

Name

Ingenico ePayments

Legal name

Ingenico Terminals SAS

Website

https://ingenico.com

Company type

Private

Founded year

1980

Operating status

Operating

Headcount range

501–1,000 employees

Short description

Ingenico ePayments is the online and mobile commerce division of Ingenico Group, a global payment terminal manufacturer and cloud services provider serving banks, acquirers, fintechs, and merchants across 120+ countries through its AXIUM and TETRA terminal families and the Ingenico 360 platform.

Ownership category

akta.pro rank

Product category

Payment Terminals

NAICS

Computer Terminal and Other Computer Peripheral Equipment Manufacturing (334118)

SIC

Computer Terminals (3575)

akta.pro primary industry

Technology, Software & IT Services (FSABACAJ)

akta.pro secondary industry

Cross-Border & FX Payments Platforms (BPAMAFAK)

Keywords

• Payment terminals
• Smart POS terminals
• Cloud payment platform
• Payment device management
• Mobile payment acceptance

Headquarters

HQ city

Hoofddorp

HQ country

Netherlands

HQ region

Europe

Offices1 record

Markets served

GTM type

B2B

Offering type

Hardware or Manufacturing

Cost components

Supply Chain, Technology or R&D, Personnel, Operations, Marketing or Sales, Infrastructure

Revenue model

1. Payment Terminal Hardware Sales: Ingenico manufactures and sells payment terminals to banks, acquirers, sub-acquirers, fintechs, and distributors who then administer and support the terminals for end merchants.
2. Device Management and Services: Ingenico 360 cloud platform provides integrated management of payment devices, software, and services including remote management, security solutions, professional services, and managed services.
3. Value-Added Commerce Services: Services including alternative payment methods, Buy Now Pay Later, digital receipts, gift card services, dynamic currency conversion, loyalty programs, and omnichannel payment services.

Go-to-market motion2 records

Distribution channels5 records

Marketing channels7 records

Core offering

Ingenico designs, manufactures, and supports a portfolio of Android-based payment terminals (AXIUM and TETRA platforms) along with the Ingenico 360 unified cloud platform for device management, transaction services, and value-added commerce capabilities. The company sells primarily through banks, acquirers, fintechs, and distributors, with tens of millions of terminals deployed across 120+ countries. All hardware, software, and cloud development is performed in France.

Product overview

Ingenico is a global leader in payment acceptance and services offering a comprehensive portfolio of payment terminals and commerce solutions. The product architecture consists of two primary terminal platforms: AXIUM Android (next-generation smart terminals with AI-ready design, Android 14 OS, available in mobile, countertop, multilane, self-service, PIN pad, and SoftPOS form factors) and TETRA (optimizing payments with sustainability focus, available in multiple configurations). These are managed through the Ingenico 360 cloud platform providing unified device management, transaction services, POS connectivity, analytics, and developer capabilities. Value-added services enhance commerce through Alternative Payment Methods, Buy Now Pay Later, Digital Receipts, Gift Cards, Dynamic Currency Conversion, Loyalty Programs, and Omnichannel Services. The company also offers Security Solutions, Professional Services, and Customer Care Programs. All hardware, software, and cloud development is designed, engineered, secured, and supported end-to-end by Ingenico in France, with tens of millions of devices deployed in over 120 countries.

Differentiator

Problem solved

Functional benefit

Brands

• AXIUM: Next-generation Android-based smart POS terminal family designed for merchants, featuring intuitive interactions, trusted performance, and long-term evolution capabilities.
• TETRA
• SoftPOS
• Ingenico 360
• Ingenico Device Management
• PartnerIN Program

Products and services

• AXIUM Android Payment Terminal Family Next-generation Android-based smart POS terminals with a common architecture spanning mobile, countertop, multilane, self-service, PIN pad, and SoftPOS form factors. Designed for merchants, banks, acquirers, and partners needing PCI PTS v7-compliant payment acceptance with long-term evolution capabilities.
• TETRA Payment Terminals Payment terminal line optimizing payments and enhancing sustainability, available in countertop, portable, retail PIN pad, retail mobility, card readers, self-service, and integrated POS configurations for merchants and partners.
• SoftPOS
• Ingenico 360 Cloud Platform Cloud-native unified platform integrating device management, transaction services, POS connectivity, applications, merchant tools, data and analytics, digital receipts, and developer capabilities for banks, acquirers, and large merchants managing distributed payment device estates.
• Device Management Service
• Security Solutions
• Professional Services
• Customer Care Program
• Alternative Payment Methods
• Buy Now Pay Later
• Digital Receipts
• Gift Card Services
• Dynamic Currency Conversion
• Loyalty Card Linked Offer Services
• Omnichannel Payment Services

Quantifiable outcome

• Technical pre-certification with Visa Acceptance Platform significantly reduces time to market
• +1 more outcomes

Named customers3 records

Segments11 records

Ideal customer profiles3 records

Technology focussed Yes

API detail

Has API

Yes

API docs

API detail

Core technology

AI maturity

App detail

Integration5 records

AI capability3 records

Feature3 records

Partnerships

One partnership is on record.

• VisacoreTechnology or Integration · 17 March 2026Ingenico and Visa collaborate to accelerate unified commerce solutions across industries. The collaboration combines Ingenico's Android-based AXIUM smart POS terminals with the Visa Acceptance Platform, including gateway and risk management services. Key component is a platform providing technical pre-certification with Visa Acceptance Platform that significantly reduces time to market while meeting multiple industry and payment requirements. Covers use cases in enterprise retail, SMB, restaurant, and third-party ISV enablement.

Scale indicators6 records

Recent moves5 records

Expansion highlights6 records

Emerging players

• MyPOS: myPOS provides smart POS terminals and merchant services targeted at SMBs in Europe. It overlaps with Ingenico at the SMB acceptance layer as a more focused, emerging competitor with bundled payments.

Broad incumbents

• NCR Corporation: NCR is a broad incumbent in retail and hospitality POS systems that includes payment-acceptance hardware and software. Its portfolio overlaps with Ingenico in retail, hospitality and large-merchant segments, although payments is one part of a much wider offering.
• Worldline: Worldline is a major European acquirer/merchant services provider that bundles terminals with payment processing. It overlaps with Ingenico at the acquirer-channel level and following Ingenico Group's restructuring is a critical reference partner and competitor.
• Diebold Nixdorf: Diebold Nixdorf provides banking and retail POS hardware, software and services, including payment-acceptance terminals. It competes with Ingenico in banking and retail deployments, but operates as a broader banking and retail technology incumbent.

Direct peers

• Castles Technology: Castles Technology is a direct competitor in Android and Linux smart POS terminals with strong distribution across Asia-Pacific and EMEA. It targets similar banking, acquirer and merchant segments as Ingenico.
• Fiserv (Clover): Clover is Fiserv's smart-terminal and merchant services platform that bundles hardware, software and payments. It competes directly with Ingenico's AXIUM + Ingenico 360 unified commerce proposition for SMB and enterprise merchants.
• Stripe (Stripe Terminal): Stripe Terminal provides card readers and pre-certified certified payment integrations that compete with Ingenico's developer-oriented approach. Stripe's gateway/acquiring stack overlaps with the Ingenico 360 + Visa Acceptance Platform strategy.
• PAX Global Technology: Direct competitor in Android-based payment terminals with strong presence in Asia, EMEA and Latin America. PAX targets acquirers, ISVs and merchants with a portfolio of countertop, mobile and multilane terminals similar to Ingenico's.
• Block (Square): Block's Square offers payment terminals (e.g., Square Register, Reader) and the Square Stand SoftPOS-style solution. It overlaps with Ingenico across hardware form factors and SoftPOS, although it owns the merchant relationship directly.
• Verifone: Closest direct competitor to Ingenico in payment terminals and integrated commerce. Verifone sells Android-based and Linux-based POS devices to banks, acquirers and merchants globally, overlapping directly with AXIUM and TETRA.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat7 records

Key risks6 records

Key highlights7 records

Customer concentration

• Xx.com/ingenico_epymts
• Facebookfacebook.com/Ingenico
• LinkedInlinkedin.com/company/ingenico-epayments

Compliance1 record

Revenue estimate

Valuation estimate

Number of profiles

Profiles3 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Ingenico ePayments