GRENKELEASING

What GRENKELEASING does

GRENKELEASING AG is the Swiss operating subsidiary of the publicly listed GRENKE Group, a global financial services provider specializing in leasing and equipment financing for small and medium-sized enterprises (SMEs). Founded in 1978 and headquartered at The Circle 23, 8058 Zürich-Flughafen, Switzerland, the Group operates in over 30 countries with approximately 2,300 employees and an indirect distribution network of roughly 34,500 specialist dealer partners worldwide. As of December 31, 2025, the Group reported approximately 3.3 billion EUR in new leasing business volume. The Group also maintains grenkefactoring AG, a wholly-owned factoring subsidiary, and positions itself as independent from both banks and equipment manufacturers, allowing asset-agnostic financing decisions.

The product portfolio centers on three core leasing solutions: Classic Lease (standard equipment leasing with options to return, purchase at residual value, or continue the lease at contract end), Rahmenvereinbarung / Framework Agreements (volume-based financing for buyers projecting at least 30,000 CHF in purchases over twelve months, with preferential conditions), and All-In (combined financing and maintenance at a fixed monthly price). Complementary offerings include Service-Inklusiv Finanzierung (bundled maintenance and repair), Liquidity solutions for working-capital flexibility, and asset/object financing covering IT hardware, office furniture, medical technology, industrial machinery, hospitality equipment, point-of-sale systems, security systems, e-mobility (charging solutions, E-bikes), and photovoltaic systems. The technology layer is conventional financial-services infrastructure — a partner portal for dealer applications and a customer portal for contract self-service, supplemented by Oracle Eloqua for marketing automation and Userlike for live chat support — with no proprietary AI, models, or patents disclosed.

GRENKELEASING generates revenue through recurring lease payments from a highly distributed base of SMEs, self-employed professionals, and institutional buyers, billed quarterly in advance (January 1, April 1, July 1, October 1) with monthly billing available at a 2% surcharge. Go-to-market relies predominantly on a B2B2C channel-partner model: dealers originate applications through a digital portal with a stated 48-hour payment guarantee, supported by direct branch-office sales and self-service for existing customers. Pricing is quote-based and not publicly disclosed; the firm's stated differentiators are SME focus, manufacturer/bank independence, digital processes, and more than 40 years of operating history.

Name

GRENKELEASING

Legal name

GRENKELEASING AG

Website

https://grenke.ch

Company type

Public

Founded year

1978

Operating status

Operating

Headcount range

11–50 employees

Short description

GRENKELEASING AG is the Swiss subsidiary of the publicly listed GRENKE Group, providing leasing and equipment financing to small and medium-sized enterprises via roughly 34,500 specialist dealer partners across 30+ countries. Founded in 1978, the company finances IT, medical, industrial, hospitality, e-mobility, and photovoltaic equipment.

Ownership category

akta.pro rank

Product category

Commercial Equipment Leasing

NAICS

Commercial and Industrial Machinery and Equipment Rental and Leasing (5324), Office Machinery and Equipment Rental and Leasing (532420), Office Machinery and Equipment Rental and Leasing (53242)

SIC

Services-Miscellaneous Equipment Rental & Leasing (7350), Services-Equipment Rental & Leasing, Nec (7359), Services-Computer Rental & Leasing (7377)

akta.pro primary industry

Equipment & Tool Leasing (Consumer) (FSAKANAF)

akta.pro secondary industry

Vendor & Contract Management (Software/Cloud) (BPAEAOAD)

Keywords

• Equipment leasing services
• SME equipment financing
• Business leasing solutions
• Office equipment leasing
• Vendor financing programs

Headquarters

HQ city

Zürich

HQ country

Switzerland

HQ region

Europe

Offices3 records

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Infrastructure, Technology or R&D, Marketing or Sales

Revenue model

1. Equipment Leasing: Core business - financing of business equipment through leasing arrangements. Customers make regular lease payments for equipment use over defined contract periods. At end of contract, options include returning equipment, purchasing at residual value, or continuing lease.
2. Simple Rental: Flexible rental solutions for business equipment without ownership options at contract end.
3. Service-Inclusive Financing (All-In): Combined financing and maintenance service packages where lease payments include both equipment financing and service provisions such as maintenance and repairs.
4. Framework Agreements: Volume-based financing agreements for companies with regular equipment acquisition needs, offering preferential conditions for multiple contracts.

Pricing tiers

Go-to-market motion2 records

Distribution channels3 records

Marketing channels5 records

Core offering

GRENKELEASING provides leasing and rental solutions for business equipment — including IT hardware and software, office furniture, medical technology, industrial machines, POS systems, cleaning technology, and e-mobility assets — to small and medium-sized enterprises and self-employed professionals. Core products are Classic Lease (standard lease with return/purchase/continue options), Rahmenvereinbarung (Framework Agreement for volume customers), and All-In (lease bundled with maintenance/service). Distribution relies on a global network of around 34,500 specialist dealer partners and the company's own branch offices, with online partner and customer portals for application, contracting, and contract management.

Product overview

GRENKELEASING is a financing specialist for small and medium-sized enterprises (SMEs) offering leasing and rental solutions. The product portfolio centers on three main leasing products: Classic Lease (standard leasing with return/purchase/continue options), Rahmenvereinbarung (framework agreement for large volumes with preferential conditions), and All-In (combined financing and service). These core products are complemented by Service-Inklusiv Finanzierung (service-inclusive financing with maintenance bundled), Liquidität für Unternehmen (liquidity solutions), and Objektfinanzierung (asset financing). The company finances a wide range of equipment categories including IT hardware/software, telecom, office furniture, medical technology, industrial machines, fitness equipment, cleaning technology, construction machines, hotel/gastronomy equipment, security systems, and e-mobility solutions. GRENKELEASING operates across over 30 countries with approximately 2,300 employees, serving around 34,500 specialist dealer partners worldwide.

Differentiator

Problem solved

Functional benefit

Brands

• Classic Lease: Standard leasing product that allows businesses to finance equipment with options to return, purchase, or continue leasing at the end of the contract term.
• All-In
• Rahmenvereinbarung (Framework Agreement)

Products and services

• Classic Lease Standard leasing product for businesses that finance business equipment with the option to return, purchase at residual value, or continue leasing at the end of the contract term. Aimed at SMEs and self-employed professionals acquiring IT, office, medical, industrial, or other business assets.
• Rahmenvereinbarung (Framework Agreement) Volume-based leasing framework agreement offering preferential conditions to businesses (typically institutions or larger SMEs) that plan to purchase at least CHF 30,000 of leased equipment over the next twelve months. Simplifies repeat contracting and supports coordinated procurement.
• All-In Combined financing and service package providing equipment leasing bundled with maintenance, repair, and service from specialist dealer partners at a fixed monthly price. Aimed at businesses that want a single invoice covering equipment financing and ongoing service.
• Service-Inklusiv Finanzierung (Service-Inclusive Financing) All-inclusive financing solution combining equipment financing with maintenance, repair, and refilling services, billed as a single monthly payment. Designed for businesses and partners that want equipment plus service bundled under one contract.

Quantifiable outcome

• Payment guarantee to partners within 48 hours of receiving all necessary contractual documents

Named customers3 records

Segments3 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

Four partnerships are on record, tiered core and minor.

• Creditreform Egeli Basel AGcoreTechnology or IntegrationGrenke consults Creditreform Egeli Basel AG for credit checks and creditworthiness assessments. Grenke reserves the right to transmit personal data related to contract applications, execution, and potential default or fraudulent behavior to this credit bureau.
• Oracle (Eloqua)coreTechnology or IntegrationGrenke uses Oracle Eloqua marketing automation platform for email newsletter delivery, website usage analytics, and marketing campaign optimization. The Eloqua servers are located in the EU.
• Insider MediaminorGTM or Marketing PartnerGrenke Leasing and Insider collaborated on an SME report revealing shifts in SME business mindset from growth to resilience. The research findings were discussed at an Insider round table event.
• Antonia TaylorminorStrategic or Co-development PartnerAntonia Taylor co-authored an SME research report with Grenke Leasing examining the current operating climate for small and medium enterprises.

Scale indicators4 records

Recent moves6 records

Expansion highlights6 records

Broad incumbents

• Société Générale Equipment Finance: Equipment finance subsidiary of Société Générale providing vendor and direct leasing solutions across Europe. Comparable to GRENKE in SME and mid-market equipment leasing, though backed by a universal bank.
• UniCredit Leasing: Captive leasing arm of UniCredit Group providing equipment, vehicle, and real estate leasing solutions primarily in Italy, Germany, and Central Europe. Comparable to GRENKE in European SME equipment leasing distribution.
• BNP Paribas Leasing Solutions: European captive leasing arm of BNP Paribas providing equipment and asset financing solutions to corporates and SMEs across multiple sectors. Comparable in product breadth and SME focus, but operates as part of a much larger banking group.
• Siemens Financial Services: Captive finance arm of Siemens providing equipment financing, leasing, and working capital solutions to industrial and technology customers. Comparable to GRENKE in equipment financing but tied to a specific OEM.
• Hitachi Capital (now Mitsubishi HC Capital): Global leasing and financing company providing equipment finance solutions across multiple asset categories in Europe and Asia. Comparable to GRENKE in cross-border SME and vendor equipment leasing.

Emerging players

• Caterpillar Financial Services: Captive finance arm of Caterpillar financing heavy equipment purchases by dealers and customers globally. Comparable to GRENKE's industrial equipment vertical but specialized to construction machinery.
• IBM Global Financing: Captive finance arm of IBM providing leasing and financing for IBM hardware, software, and services. Comparable to GRENKE in IT equipment leasing for business customers but tied to IBM ecosystem.
• Cisco Capital: Cisco's captive financing arm offering leasing and financing for networking, collaboration, and IT hardware. Comparable to GRENKE's IT hardware leasing vertical but specialized to Cisco's product ecosystem.

Direct peers

• DLL (De Lage Landen): Global vendor finance and equipment leasing company serving equipment manufacturers, dealers, and end customers across multiple asset categories (agriculture, food, healthcare, technology). Closely comparable to GRENKE in B2B equipment leasing distribution model through dealer partners.
• CHG-MERIDIAN: Independent German leasing and asset finance specialist focused on IT, industrial, and healthcare equipment across Europe. Highly comparable to GRENKE in vendor-channel equipment leasing for SMEs.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks1 record

Key highlights7 records

Customer concentration

• LinkedInlinkedin.com/company/grenkeleasing-ag

Revenue estimate

Valuation estimate

Number of profiles

Profiles6 records

Subsidiaries1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about GRENKELEASING