BPR Kanti

What BPR Kanti does

BPR Kanti is an Indonesian rural credit bank (Bank Perkreditan Rakyat, or BPR) founded in 1989 and headquartered in Gianyar, Bali. BPRs are a specific category of Indonesian community banking institution regulated by the Otoritas Jasa Keuangan (OJK) and authorized to provide basic banking services — primarily deposit-taking and small-scale lending — to individuals and micro/small enterprises within a limited geographic area. Based on the available firmographic data, BPR Kanti operates with 51–100 employees and would serve retail and micro/SME customers within the Gianyar regency and surrounding area on Bali.

The company's core product offering, consistent with the BPR charter, is small-ticket deposit and credit products aimed at a local clientele that is typically under-served by larger commercial banks. Revenue mechanics for a BPR are primarily net interest income earned on the spread between deposit funding costs and lending yields, supplemented by fee income on basic transactional services. No additional detail on product mix, digital channels, pricing, customer segments, or proprietary technology is available from the source data; the corporate website (bprkanti.com) was inaccessible at the time of collection, displaying only a loading/verification screen.

The business model is therefore best characterized as a localized, relationship-driven community banking franchise rather than a technology-enabled or nationally scaled financial institution. No information is available on management team, ownership structure, funding rounds, partnerships, regulatory actions, or financial performance. The investment-relevant signal here is operational: BPR Kanti is a small, geographically constrained Indonesian BPR with a long operating history (36+ years as of the data cutoff), but the absence of disclosed financial and strategic data limits any quantitative assessment.

Name

BPR Kanti

Website

https://bprkanti.com

Company type

Private

Founded year

1989

Headcount range

51–100 employees

Short description

BPR Kanti is an Indonesian rural credit bank (Bank Perkreditan Rakyat), founded in 1989 and headquartered in Gianyar, Bali, providing community banking services such as deposits and small loans to local individuals and micro/small enterprises within its regency.

Ownership category

akta.pro rank

Headquarters

HQ city

Gianyar

HQ country

Indonesia

HQ region

Asia

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Infrastructure, Technology or R&D, Marketing or Sales

Core offering

BPR Kanti is an Indonesian Bank Perkreditan Rakyat (BPR), a category of rural credit bank founded in 1989 and headquartered in Gianyar, Indonesia. It provides banking services to local consumers and micro/small enterprises, primarily through deposit-taking and lending activities. The institution operates with 51-100 employees and functions as a locally focused community financial intermediary.

Differentiator

Problem solved

Functional benefit

Ideal customer profiles1 record

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Regional players

• Bank BPD Bali: Bali's regional development bank (Bank Pembangunan Daerah) that competes directly for local deposits and SME credit within the same Bali geography. While larger than a typical BPR, it operates in BPR Kanti's core market with overlapping SME and consumer banking services.

Broad incumbents

• Bank Central Asia: Indonesia's largest private commercial bank with an extensive branch and digital network including Bali. Competes broadly for SME deposits, consumer credit, and payment services across the same customer segments BPR Kanti targets, though at much greater scale.
• Bank Mandiri: Indonesia's largest state-owned bank with a strong microfinance and SME franchise, including Bali branches. Overlaps with BPR Kanti in serving SME borrowers and deposit customers, though with substantially broader product offerings and digital capabilities.
• Bank Rakyat Indonesia (BRI): Indonesia's leading microfinance bank with the largest rural and SME network in the country, including substantial Bali operations. Directly competes with BPR Kanti for the same micro and small-business lending segment, supported by extensive branch network and the digital BRILink/Mobile platform.

Emerging players

• KoinWorks: Indonesian fintech lending platform focused on SME and consumer credit. Competes with BPR Kanti for the same SME borrower segment via fully digital onboarding and faster disbursement, representing the digitally-native alternative to traditional BPR lending.
• Amartha: Indonesian P2P microfinance platform serving rural, unbanked, and micro-entrepreneur segments with group-based lending. Overlaps with BPR Kanti's traditional BPR target customer base, leveraging technology to deliver credit at lower cost than branch-based BPRs.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat3 records

Key risks3 records

Key highlights3 records

Customer concentration

• Xx.com/BPRKanti
• Facebookfacebook.com/BPRKanti
• LinkedInlinkedin.com/company/pt-bpr-sukawati-pancakanti

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about BPR Kanti