Hand-In-Hand Group of Companies
Hand-In-Hand Group of Companies is Guyana's oldest and first indigenous insurance group (founded 1865), delivering property, motor, life, health, pension and trust services through 20 branches nationwide and 100% Guyanese ownership.
- Company typePrivate
- Founded1865
- HeadquartersGeorgetown, Guyana
- Headcount101–250
- GTM typeB2B and B2C
- OfferingServices
What Hand-In-Hand Group of Companies does
Hand-In-Hand Group of Companies is Guyana's oldest and first indigenous insurance group, operating continuously since October 25, 1865. It is a privately held, 100% Guyanese-owned mutual insurance group headquartered at 1–4 Avenue of the Republic, Georgetown, with a current workforce in the 101–250 range and a nationwide distribution network of 20 branch offices as of June 2026 — the widest insurance branch network in the country.
The group delivers a full-stack suite of financial services through six operating entities: Hand-in-Hand Mutual Fire Insurance Company Limited (fire and householders' comprehensive property insurance, founded 1865), Hand-in-Hand Mutual Life Assurance Company Limited (life, group life, group medical and pension schemes, founded 1966), GCIS — Guyana Commercial & Insurance Services (composite Property/Life, acquired 1998), Hand-in-Hand Trust Corporation Inc. (trust and fiduciary services, the largest trust company in Guyana, acquired 2002), Hand-in-Hand Investments (real estate and special investments) and Frandec & Company (Insurance) Inc. (health insurance, acquired January 2023). The technology stack is conventional rather than AI-native: a digital platform offering online policy renewal routed through six partner banks (Scotiabank, Republic Bank, MMG, Citizens Bank, GBTI and Demerara Bank), supported by an in-house customer portal and conventional IT management.
The group monetises primarily through recurring subscription-style insurance premiums (property, motor, life, health, group benefits) and trust/fidiciary fees, with pricing on a quote-based, risk-tailored annual billing cadence. Go-to-market is sales-led and branch-driven across all ten regions of Guyana, supplemented by partner-bank renewal channels, a multi-platform social media presence (Facebook, Instagram, TikTok, WhatsApp), CSR-led community engagement (blood drives, the Hand-in-Hand Youth Group, Toastmasters), and direct sales representatives. Target segments span individual homeowners, motor vehicle owners, business owners, and employer groups purchasing group benefits. The group's most distinctive defensible credentials are its 160-year brand heritage and its AM Best B++ (Good) financial strength rating — the first such international rating awarded to an indigenous Guyanese insurer.
Hand-In-Hand Group of Companies firmographics
Firmographics- Name
- Hand-In-Hand Group of Companies
- Legal name
- Hand-in-Hand Mutual Fire Insurance Company Limited and Hand-in-Hand Mutual Life Assurance Company Limited
- Website
- https://hihgy.com
- Company type
- Private
- Founded year
- 1865
- Operating status
- Operating
- Headcount range
- 101–250 employees
- Short description
- Hand-In-Hand Group of Companies is Guyana's oldest and first indigenous insurance group (founded 1865), delivering property, motor, life, health, pension and trust services through 20 branches nationwide and 100% Guyanese ownership.
- Ownership category
- akta.pro rank
Hand-In-Hand Group of Companies industry classification
Industry- Product category
- Insurance
- NAICS
- Direct Life, Health, and Medical Insurance Carriers (52411), Insurance Agencies and Brokerages (524210), Funds, Trusts, and Other Financial Vehicles (525)
- SIC
- Insurance Agents, Brokers & Service (6411), Life Insurance (6311)
- akta.pro primary industry
- Insurance-Integrated Wealth Managers (RIA + Insurance Solutions) (FSAAACAI)
Keywords
Where Hand-In-Hand Group of Companies is headquartered
LocationHeadquarters
- HQ city
- Georgetown
- HQ country
- Guyana
Offices5 records
Markets served
Hand-In-Hand Group of Companies business model
Business model- GTM type
- B2B and B2C
- Offering type
- Services
- Cost components
- Personnel, Operations, Marketing or Sales, Infrastructure, Technology or R&D, Others
Revenue model
- Property Insurance: Fire insurance and Householder's Comprehensive policies providing property coverage including theft protection with forcible entry requirements
- Motor Insurance: Vehicle insurance with innovative product development and widest limits of liability in the market
- Life Insurance: Life insurance policies protecting families and providing financial resilience for retirement, children's education, and long-term security
- Financial Services / Trust Services: Trust corporation services, pension schemes, and group benefits including medical and life coverage for employees
- GCIS Insurance: Property and Life insurance through GCIS proprietary composite insurance company acquired in 1998
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Subscription | Annual | Quote-based insurance premiums tailored to individual circumstances |
Go-to-market motion1 record
Distribution channels3 records
Marketing channels6 records
Hand-In-Hand Group of Companies product offering
Product offeringCore offering
Hand-In-Hand Group of Companies provides Property (Fire and Householder's Comprehensive), Motor, and Life insurance, plus Trust and Financial Services, Group Benefits (medical, life, pensions for employers), and Health Insurance through subsidiaries GCIS and Frandec & Company. Offerings are sold across Guyana through 20 branch offices, online renewals via partner banks, and direct sales agents. The integrated portfolio serves individuals, families, and businesses seeking financial protection and resilience.
Product overview
Hand-In-Hand Group of Companies is a unified group of companies delivering a full range of modern, affordable financial services. The portfolio consists of two founding entities (Hand-in-Hand Mutual Fire Insurance Company Limited established 1865 and Hand-in-Hand Mutual Life Assurance Company Limited established 1966), supplemented by acquired subsidiaries: GCIS (a composite Property/Life insurer acquired 1998), Hand-in-Hand Trust Corporation (the largest trust company in Guyana, acquired 2002), Hand-in-Hand Investments (real estate and special investments), and Frandec & Company (Insurance) Inc. (health insurance provider acquired 2023). The integrated solutions work together to provide Property Insurance (Fire and Householder's Comprehensive), Motor Insurance, Life Insurance, and Trust/Financial Services across Guyana's widest insurance network of 20 offices.
Differentiator
Problem solved
Functional benefit
Products and services
- Property Insurance Property Insurance covering fire and householders' comprehensive risks, including theft with forcible/violent entry and home contents protection, sold to homeowners and businesses across Guyana.
- Motor Insurance
Quantifiable outcome
- 160 years of continuous operation as Guyana's oldest insurance company
- +2 more outcomes
Companies that use Hand-In-Hand Group of Companies
Customer profileNamed customers4 records
Segments4 records
Ideal customer profiles4 records
Hand-In-Hand Group of Companies technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Feature1 record
Hand-In-Hand Group of Companies partnerships and signals
Strategic signalPartnerships
Four partnerships are on record, tiered minor and core.
- National Blood Transfusion ServiceminorHand-in-Hand Mutual Fire Insurance Company partners annually with the National Blood Transfusion Service for blood drives, supporting World Blood Donor Day initiatives and contributing to community health.
- Toastmasters InternationalminorHand-in-Hand Group of Companies launched the first Toastmasters Club in Guyana's insurance sector under the leadership of HR & Administration Manager, providing members access to structured development in public speaking, leadership, and professional communication.
- Partner Banking InstitutionscorePartnership with Scotiabank, Republic Bank, MMG, Citizens Bank, GBTI, and Demerara Bank enabling online insurance renewal services for customers through banking platforms.
- Georgetown Chamber of Commerce and Industry (GCCI)coreGCCI awarded Hand-in-Hand Insurance Company the 2025 Large Business of the Year Award, recognizing the company's contributions to Guyana's business community.
Scale indicators6 records
Recent moves10 records
Expansion highlights6 records
Hand-In-Hand Group of Companies competitors and assessment
Company assessmentMarket position
Strengths4 records
Weaknesses4 records
Competitive moat5 records
Key risks6 records
Key highlights7 records
Customer concentration
Hand-In-Hand Group of Companies social profiles
Digital presenceHand-In-Hand Group of Companies financial estimates
Financial estimateRevenue estimate
Valuation estimate
Hand-In-Hand Group of Companies leadership team
Management profileNumber of profiles
Profiles11 records
Hand-In-Hand Group of Companies subsidiaries and ownership
Company hierarchySubsidiaries6 records
Hand-In-Hand Group of Companies funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Hand-In-Hand Group of Companies M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Hand-In-Hand Group of Companies
What does Hand-In-Hand Group of Companies do?
Hand-In-Hand Group of Companies provides Property (Fire and Householder's Comprehensive), Motor, and Life insurance, plus Trust and Financial Services, Group Benefits (medical, life, pensions for employers), and Health Insurance through subsidiaries GCIS and Frandec & Company. Offerings are sold across Guyana through 20 branch offices, online renewals via partner banks, and direct sales agents. The integrated portfolio serves individuals, families, and businesses seeking financial protection and resilience.
Is Hand-In-Hand Group of Companies a public or private company?
Hand-In-Hand Group of Companies is a private company. It is classified as management employee owned and is currently operating.
When was Hand-In-Hand Group of Companies founded?
Hand-In-Hand Group of Companies was founded in 1865. It employs 101 to 250 people.
Where is Hand-In-Hand Group of Companies based?
Hand-In-Hand Group of Companies is headquartered in Georgetown, Guyana.
How does Hand-In-Hand Group of Companies make money?
Five revenue lines are on record. Property Insurance is the primary driver. The others are motor Insurance, life Insurance, financial Services / Trust Services and GCIS Insurance.
Does Hand-In-Hand Group of Companies have an API?
No public API is recorded for Hand-In-Hand Group of Companies.
What industry is Hand-In-Hand Group of Companies in?
Hand-In-Hand Group of Companies's product category is Insurance. Its primary akta.pro industry code is FSAAACAI, Insurance-Integrated Wealth Managers (RIA + Insurance Solutions). Its NAICS code is 52411 and its SIC code is 6411.