DHI Title Company

What DHI Title Company does

DHI Title Company is a privately held title insurance and escrow agency operating as an affiliated entity of D.R. Horton, Inc. (NYSE: DHI), the largest U.S. homebuilder. Founded in 2002 alongside D.R. Horton's rise to the #1 builder position, DHI Title provides owner and lender title insurance policies plus escrow closing services for residential real estate transactions, primarily for buyers of newly built D.R. Horton homes and, in the geographies it serves, for general home buyers as well. Its core products are Owner Title Policies (basic or enhanced coverage), Lender Title Policies, escrow services that hold funds and documents through closing, and ancillary buyer-education resources such as wire fraud prevention and mortgage basics content.

The company runs a distributed operating model of more than 40 company-owned offices across at least 24 U.S. states — with the deepest presence in Texas (Austin, Houston, Dallas/Fort Worth, San Antonio, Frisco, College Station, Corpus Christi, Beaumont, Lubbock, and additional sub-markets) and additional regional clusters in Tennessee, Virginia, Washington, Pennsylvania, Nevada, Utah, Oklahoma, New Jersey, Indiana, Minnesota, Maryland, Mississippi, Louisiana, Nebraska, and New Mexico. Each office is staffed with branch managers, escrow officers, and funding teams, and is co-located with D.R. Horton division operations. Underlying technology is described as standard title and escrow processing tooling with no disclosed proprietary platform; the company is underwritten by several national title insurers, with related-entity DHI Title Insurance Company providing internal underwriting support. Distribution is direct through the office network, supplemented by digital channels (dhititle.com, LinkedIn, Facebook, Instagram) and cross-referrals from sister affiliates DHI Mortgage and D.R. Horton Insurance Agency.

DHI Title makes money almost entirely on a per-transaction basis: one-time title insurance premiums at closing (typically a function of property price or loan amount) plus escrow fees that are either a percentage of the transaction value or a flat per-transaction charge, with state-by-state rate variation. The business is a component of D.R. Horton's DHI Financial Services (DHIFS) segment. As a captive service provider to the largest U.S. homebuilder, the economics are tightly coupled to D.R. Horton closing volume, which provides predictable demand but concentrates exposure to a single counterparty and the residential housing cycle.

Name

DHI Title Company

Legal name

DHI Title of Alabama, Inc.

Website

https://dhititle.com

Company type

Private

Founded year

2002

Operating status

Operating

Headcount range

501–1,000 employees

Short description

DHI Title Company is a private title insurance and escrow agency affiliated with D.R. Horton, the largest U.S. homebuilder. It underwrites owner and lender title policies and runs escrow closings for D.R. Horton home buyers and other residential buyers across 24+ states via 40+ company-owned offices.

Ownership category

akta.pro rank

Product category

Title Insurance & Escrow Services

NAICS

Title Abstract and Settlement Offices (541191), Insurance Agencies and Brokerages (52421)

SIC

Title Insurance (6361)

akta.pro primary industry

Title Insurance (FSAJACAL)

akta.pro secondary industry

Title Insurance & Underwriting (BPAJAOAA)

Keywords

• Title insurance services
• Escrow services
• Real estate settlement
• Home closing services
• Owner title policies

Headquarters

HQ city

Austin

HQ country

United States

HQ region

North America

Offices42 records

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Infrastructure, Marketing or Sales

Revenue model

1. Title Insurance: Title insurance policies are provided to protect homebuyers and lenders from title defects, liens, and encumbrances. This includes both owner's title policies and lender's title policies. Revenue is earned as a one-time premium at closing.
2. Escrow Services: Escrow services facilitate the closing of real estate transactions by holding funds and documents until all conditions are met. Fees are charged as a percentage of the transaction or flat fee per transaction.

Pricing tiers

Go-to-market motion1 record

Distribution channels1 record

Marketing channels3 records

Core offering

DHI Title Company provides title insurance policies (Owner's and Lender's) and escrow services for residential real estate transactions, primarily serving home buyers purchasing homes from D.R. Horton, the nation's #1 homebuilder since 2002. As the affiliated title agency within the DHI Financial Services ecosystem, the company delivers settlement services through a direct office network spanning 24+ states, offering closing coordination, document handling, and wire fraud prevention resources.

Product overview

DHI Title Company offers a unified title insurance and escrow services platform as the affiliated title agency for D.R. Horton, the nation's #1 homebuilder since 2002. The company's product portfolio centers on title insurance services (Owner Title Policies and Lender Title Policies) and escrow services, supplemented by wire fraud prevention resources and mortgage education materials. With operations across 27+ states through multiple office locations, the company provides title and escrow services primarily for D.R. Horton home purchases but also serves other homebuyers.

Differentiator

Problem solved

Functional benefit

Products and services

• Title Insurance Services Title insurance policies including Owner's Title Policies and Lender's Title Policies that protect homebuyers and mortgage lenders against title defects, liens, ownership disputes, forged deeds, and errors in public records. Owner policies offer Enhanced or Basic Homeowners coverage options.
• Escrow Services Escrow services that facilitate the closing of real estate transactions by holding funds and documents until all transaction conditions are met. Fees are charged as a percentage of the transaction or as a flat fee per transaction.

Named customers2 records

Segments2 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

Four partnerships are on record, tiered core.

• D.R. HortoncoreStrategic or Co-development PartnerD.R. Horton is America's largest homebuilder (nation's #1 since 2002) and the parent company. DHI Title serves as the affiliated title agency for all D.R. Horton home sales, providing title insurance and escrow services to home buyers purchasing D.R. Horton homes. This is a vertically integrated relationship within the DHI Financial Services (DHIFS) ecosystem.
• DHI MortgagecoreStrategic or Co-development PartnerDHI Mortgage is an affiliated mortgage lending company within the DHI Financial Services ecosystem. The companies work together to provide comprehensive homeownership services including mortgage financing, title insurance, and escrow for home buyers.
• D.R. Horton Insurance AgencycoreStrategic or Co-development PartnerD.R. Horton Insurance Agency is an affiliated insurance provider within the DHI Financial Services ecosystem, offering homeowner's insurance and related products to home buyers closing on D.R. Horton homes.
• DHI Title Insurance CompanycoreStrategic or Co-development PartnerDHI Title Insurance Company is an affiliated entity that provides underwriting support for title insurance policies issued by DHI Title offices. DHI Title operates as a title agency underwritten by several national title insurers.

Scale indicators1 record

Recent moves5 records

Expansion highlights4 records

Emerging players

• Snapdocs: Digital closing platform for real estate transactions, providing e-closing and notary network infrastructure. Emerging player threatening traditional title and escrow workflows with technology-led efficiency, comparable as an alternative to DHI Title's standard escrow processing model.
• Closing USA: Independent title and escrow company operating in select U.S. states with focus on builder and lender relationships. Comparable niche player with similar customer type (home buyers, builders, lenders) and overlapping product offering.

Direct peers

• Stewart Title Guaranty Company: Major U.S. title insurance underwriter and agency that issues title policies and provides escrow services for residential and commercial real estate. Direct peer with overlapping product offering, similar customer base of home buyers, lenders, and real estate agents.
• WFG National Title Insurance Company: Title insurance underwriter and agency focused on lender and real estate agent distribution channels. Comparable in business model (agency-based title issuance), product set, and customer overlap (residential home buyers and mortgage lenders).
• Title Resources Guaranty Company: Title insurance underwriter distributed primarily through affiliated and independent title agencies. Directly comparable as a peer underwriter for title agencies like DHI Title, with the same product offering and agency distribution model.
• Old Republic National Title Insurance: National title insurance underwriter issuing owner and lender title policies, plus escrow and closing services. Closely comparable to DHI Title's underwriters in product, distribution through independent agents, and customer type.
• Investors Title Company: Underwrites title insurance and provides escrow and closing services primarily in the Southeastern U.S., overlapping with DHI Title's Southeast geographic footprint. Comparable in offering (title + escrow) and target customer (home buyers, lenders, builders).

Broad incumbents

• First American Title Insurance Company: One of the largest U.S. title insurers and settlement services providers, offering directly competing title insurance, escrow, and closing services. Comparable as the dominant broad incumbent in the same product category, but operates at national scale across all home purchase channels, not as a captive builder-affiliated agency.
• Fidelity National Title (FNF): Parent of Chicago Title, Commonwealth Land Title, and Alamo Title, FNF is one of the largest U.S. title insurance underwriters and agency operators. Highly comparable as a broad incumbent offering title insurance and escrow across all distribution channels including builder relationships.
• Anywhere Real Estate (formerly Realogy Title): Parent of title, escrow, and settlement services brands including Title One and Westcor. Comparable as a broad incumbent with overlapping title and escrow services, distributed through real estate agent networks.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat4 records

Key risks5 records

Key highlights5 records

Customer concentration

• Xx.com/dhitittle

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about DHI Title Company