Generali China Insurance

What Generali China Insurance does

Generali China Insurance Co. Ltd. is a Shanghai-based, China-incorporated property and casualty-style insurance provider, founded in 2007 and operating as a wholly-owned subsidiary of Italian multinational insurer Assicurazioni Generali S.p.A. Per the firm's stated offerings, it provides individual and commercial lines covering children, travel, home, accident, and liability risks to individuals and businesses in the Chinese insurance market on a horizontal, segment-spanning basis. The company does not publicly disclose its specific product names, product lines, distribution channels, marketing channels, or pricing structure, and operates without a mobile app or public APIs in the available record.

Capital-wise, the company was assigned an 'A-' Insurance Financial Strength rating by Fitch Ratings with a stable outlook — described in source material as a first-time Fitch rating — citing solid risk management, strong capitalization, and competitive standing in the Chinese insurance market. The company is privately held, with no public ticker or funding rounds disclosed, and reports a headcount in the 101–250 range, consistent with a focused local insurer rather than a top-tier Chinese carrier. No AI capabilities, proprietary technology platforms, or named data assets are disclosed in the source material.

Name

Generali China Insurance

Legal name

Generali China Insurance Co. Ltd.

Website

https://generali-china.cn

Company type

Private

Founded year

2007

Operating status

Operating

Headcount range

101–250 employees

Short description

Generali China Insurance is a Shanghai-based subsidiary of Italy's Assicurazioni Generali that provides personal and commercial insurance — including children, travel, home, accident, and liability coverage — to individuals and businesses across China.

Ownership category

akta.pro rank

Product category

General Insurance

NAICS

Direct Insurance (except Life, Health, and Medical) Carriers (52412)

SIC

Fire, Marine & Casualty Insurance (6331), Accident & Health Insurance (6321)

akta.pro primary industry

Commercial General Liability (CGL) (FSAJADAA)

akta.pro secondary industries

General Liability Insurance (FSAJAMAE), Ancillary & Supplemental Health Products (Accident/Critical Illness/Hospital Indemnity) (HLAEABAJ)

Keywords

• General insurance
• Travel insurance
• Liability insurance
• Accident insurance
• Property insurance

Headquarters

HQ city

Shanghai

HQ country

China

HQ region

Asia

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure

Core offering

Generali China Insurance is a licensed general insurance provider in China offering a range of personal and commercial insurance products. Its portfolio covers children, travel, home, accident, and liability insurance, providing financial protection against everyday risks for individuals and businesses in the Chinese market. The company operates as a subsidiary of Assicurazioni Generali S.p.A. and has been assigned an Insurance Financial Strength rating of 'A-' (Stable) by Fitch Ratings.

Product overview

Generali China Insurance is an insurance company operating in the Chinese insurance market. Based on the source data, no specific named products, modules, or service offerings were identified. The company offers insurance products and services but the source material does not enumerate or describe any specific product brands, product lines, or named offerings.

Differentiator

Problem solved

Functional benefit

Products and services

• Children Insurance Insurance coverage designed for children, providing financial protection for families in China against risks affecting minors.
• Travel Insurance Insurance coverage for travelers, providing protection against travel-related risks for individuals in China.
• Home Insurance Insurance coverage for residential properties, providing protection against home-related risks for property owners in China.
• Accident Insurance Insurance coverage providing financial protection against accidental injury or death for individuals in China.
• Liability Insurance Insurance coverage protecting individuals and businesses in China against third-party liability claims.

Segments1 record

Ideal customer profiles1 record

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Scale indicators1 record

Recent moves1 record

Direct peers

• AIG Insurance Company China: AIG's Chinese subsidiary offering accident, liability, travel, and commercial insurance; directly comparable as a US-headquartered global insurer operating in China.
• Allianz China Life Insurance: Subsidiary of Allianz Group operating in Chinese life/health/accident insurance; comparable as a European global-insurer subsidiary competing in the same foreign-affiliated mid-tier segment in China.
• Chubb Insurance China: Chubb's Chinese operations offering accident, personal liability, travel, and high-net-worth insurance products; directly comparable as a globally branded P&C insurer serving Chinese consumers.
• Zurich Insurance China: Zurich's Chinese subsidiary offering general insurance including accident, home, and liability; directly comparable as another European-headquartered multinational insurer in China.
• MetLife China: MetLife's Chinese subsidiary offering accident, health, and life insurance products to individuals and groups; comparable foreign-affiliated insurer with overlapping personal-line portfolio.
• AXA Tianping (China): AXA's Chinese P&C/accident insurance operations, offering very similar personal and commercial general insurance products to Chinese consumers under a European parent brand.

Regional players

• Munich Re China: German reinsurer with significant Chinese operations; comparable in terms of foreign-insurer presence and appetite for the same accident/liability product categories.

Broad incumbents

• PICC Property and Casualty Company: State-backed P&C insurance leader in China offering accident, liability, and home products; dominant in motor and commercial lines and a primary competitive constraint on foreign insurers.
• China Pacific Property Insurance: Major domestic P&C insurer with broad accident, travel, home, and liability offerings; competes with Generali China across most relevant personal and commercial lines.
• Ping An Property & Casualty Insurance: China's largest P&C insurer with extensive agent network and broad product portfolio spanning accident, home, travel, and liability; sets the competitive benchmark Generali China must meet.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat3 records

Key risks5 records

Key highlights5 records

Customer concentration

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Generali China Insurance