Radcliffe & Newlands

What Radcliffe & Newlands does

Radcliffe & Newlands is a London-headquartered, FCA-authorised (FRN1007473) financial planning, wealth management, and employee benefits consultancy serving UK private clients and corporate clients. For private clients, the firm delivers an integrated advisory suite spanning financial planning, investment services, mortgage advice, estate planning, retirement planning, later-life care funding, and protection products; for corporate clients, it designs and administers workplace pensions, group life assurance, group critical illness cover, group income protection, and employee engagement services such as workplace seminars, GAYE, Cycle to Work, and discount platforms. The firm operates an open-architecture model with no proprietary technology platform, relying on standard financial planning tools and third-party investment platforms, while operating under the regulatory umbrella of TenetConnect Ltd as an appointed representative. Revenue is generated through a hybrid of ongoing advisory fees, product commissions (insurance and investment products), and professional services fees for corporate employee benefits work, supported by a team of roughly 12 named advisers plus a leadership group and technical/administration staff across two London offices.

The business is privately held with no venture capital or institutional investor ownership evidenced, and is led by Director John Martin alongside a partnership-style leadership team. Customer acquisition is consultative and referral-led, with a free initial consultation serving as the primary conversion mechanism, complemented by professional referrals from accountants and solicitors, workplace seminars at corporate client premises, and thought leadership content via the company website and press commentary from spokesperson Mel Kenny. Notable differentiators include a high concentration of chartered and CFP-qualified advisers, SOLLA-accredited later-life specialists, multi-decade client relationships, and award recognition (Professional Adviser Awards 2021; Financial Adviser of the Year 2018 London). The firm has expanded its service surface into specialised areas including equity release, long-term care, and tax-efficient investment wrappers (VCTs, EIS, ISAs), and operates a wholly-owned estate planning subsidiary.

Name

Radcliffe & Newlands

Legal name

Radcliffe and Newlands Wealth Limited

Website

https://rad-new.com

Company type

Private

Founded year

2006

Operating status

Operating

Headcount range

11–50 employees

Short description

Radcliffe & Newlands is a London-based, FCA-authorised independent financial planner, wealth manager, and employee benefits consultancy serving UK private clients and corporate employers with integrated advisory, investment, retirement, protection, and corporate benefits services.

Ownership category

akta.pro rank

Product category

Independent Financial Advisory

NAICS

Portfolio Management and Investment Advice (523940)

SIC

Investment Advice (6282)

akta.pro primary industry

Independent Broker-Dealers (Retail Network) (FSAAAAAC)

akta.pro secondary industries

Employer Retirement Plan Advisory (401(k)/Pension) (FSAEABAE), Estate & Legacy Planning Advisory (FSAEAAAG)

Keywords

• Financial planning services
• Wealth management advisory
• Employee benefits consulting
• Independent financial advice
• Mortgage and estate planning

Headquarters

HQ city

London

HQ country

United Kingdom

HQ region

Europe

Offices2 records

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure, Others

Revenue model

1. Financial Advisory Fees: Fee-based financial planning and wealth management services for private and corporate clients. Services include financial planning, investment services, mortgage advice, estate planning, retirement planning, and employee benefits consulting.
2. Insurance and Investment Product Commissions: Commissions from arranging insurance products (life, critical illness, income protection, private medical insurance) and investment products (pensions, annuities, ISAs, trusts) through product providers.
3. Corporate Employee Benefits Consulting: Fees for designing, implementing, and administering employee benefits packages including workplace pensions, group life assurance, group critical illness, and group income protection for corporate clients.

Pricing tiers

Go-to-market motion3 records

Distribution channels3 records

Marketing channels5 records

Core offering

Radcliffe & Newlands is an independent financial advisory firm that provides fee-based financial planning, wealth management, investment services, mortgage advice, retirement planning, estate planning, and protection (insurance) advisory for UK private clients. For corporate clients, it designs, implements and administers workplace pensions, group life/critical illness/income protection schemes and employee engagement programmes including financial education seminars. The firm operates as an appointed representative of TenetConnect Ltd and is FCA-authorised (FRN1007473).

Product overview

Radcliffe & Newlands is a financial planning, wealth management, and employee benefits consultancy operating as a unified service platform rather than a software product. The company offers an integrated suite of financial services for private clients (Financial Planning, Investment Services, Wealth Management, Mortgage Advice, Estate Planning, Retirement Planning, and Protection products) and corporate clients (Workplace Pensions, Group Benefits, and Employee Engagement services). Key specialized products include Equity Release, Long Term Care planning, Inheritance Tax planning, Wills, LPAs, Trusts, and tax-efficient investment products (ISAs, VCTs, EIS). For corporate clients, offerings encompass group life assurance, critical illness cover, income protection, and employee perks programs. The firm is authorized and regulated by the Financial Conduct Authority (FRN1007473).

Differentiator

Problem solved

Functional benefit

Products and services

• Financial Planning
• Investment Services
• Wealth Management
• Mortgage Advice
• Estate Planning
• Advice for Elders
• Retirement Planning
• Protection
• Equity Release
• Long Term Care
• Inheritance Tax Planning
• Wills
• Lasting Powers of Attorney
• Trusts
• Workplace Pensions
• Group Life Assurance
• Group Critical Illness Cover
• Group Income Protection
• Employee Engagement Services
• Give As You Earn (GAYE)
• Cycle to Work Scheme
• Perks and Savings
• Buy-to-Let Investment
• Remortgage
• First Time Buyers

Quantifiable outcome

• Immediate needs annuity case: Generated £20,000 annual income from £90,000 annuity to cover £40,000 care home costs for Donna
• +1 more outcomes

Named customers4 records

Segments5 records

Ideal customer profiles5 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

Three partnerships are on record, tiered core and minor.

• TenetConnect LtdcoreChannel Partner/ Reseller/ DistributorRadcliffe & Newlands is an appointed representative of TenetConnect Ltd, which is authorised and regulated by the Financial Conduct Authority. TenetConnect Ltd (Reference 149826) provides the regulatory umbrella under which Radcliffe & Newlands operates as an IFA firm.
• TFAS Compliance ServicescoreImplementation/ SI/ Consulting PartnerTFAS Compliance Services provides compliance services to Radcliffe & Newlands. They assist with regulatory compliance requirements and FCA obligations for the financial advisory firm.
• SANEminorOthersCharity of the year partnership. Radcliffe & Newlands is a proud supporter of SANE, a UK-based mental health charity.

Scale indicators3 records

Recent moves6 records

Expansion highlights5 records

Market position

Competitive moat4 records

Key highlights6 records

Customer concentration

Revenue estimate

Valuation estimate

Number of profiles

Profiles15 records

Subsidiaries2 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Radcliffe & Newlands