What PMI Finance & Consulting does

PMI Finance & Consulting s.r.l. is a privately held Italian management consulting firm headquartered in Milan that specializes in financial advisory services for small and medium enterprises (PMI). Founded around 2004 and led by CEO and Founder Stefania Borghetti, the firm has operated for over 20 years serving 700+ clients and facilitating approximately €160 million in subsidized and grant financing over the last three years, plus over €8 million in Transizione 5.0 tax credits. Its service portfolio spans three core finance practices (Finanza Agevolata / subsidized finance, Finanza Ordinaria / ordinary credit access, Finanza Straordinaria / capital entry), complemented by organizational consulting, strategic and directional consulting, and M&A advisory, with an additional financial management software offering for monitoring and forecasting corporate financial flows.

The firm's core technology is a set of financial management software tools for monitoring and forecasting client financial flows, paired with content-driven demand generation via webinars (notably 'I mercoledì con Simest') and social channels (LinkedIn, Instagram). It maintains a distinctive channel position as the 'Sportello Finanziamenti' (Financing Desk) of Federlegno Arredo, the Italian wood-furniture industry association, and works institutionally with Simest, SACE, and Invitalia on internationalization and incentive programs.

PMI Finance & Consulting operates a B2B professional services model with quote-based, multi-year engagements and a success-fee component for certain government incentive applications. Go-to-market is enterprise field sales targeting Italian SMEs, with a horizontal segmentation approach that has been extended into a vertical wood-furniture specialization through the Federlegno Arredo channel. The firm is independently owned with 1-10 employees per firmographics, no disclosed external investment, and operates exclusively within Italy.

Name

PMI Finance & Consulting

Legal name

PMI Finance & Consulting s.r.l.

Website

https://pmifincons.it

Company type

Private

Founded year

2004

Operating status

Operating

Headcount range

1–10 employees

Short description

PMI Finance & Consulting is a Milan-based Italian advisory firm providing subsidized finance, ordinary credit access, M&A, and strategic consulting to small and medium enterprises, with a dedicated financing desk role for the Federlegno Arredo wood-furniture industry association.

Ownership category

akta.pro rank

Product category

Management Consulting Services

NAICS

Portfolio Management and Investment Advice (523940)

SIC

Investment Advice (6282), Loan Brokers (6163)

akta.pro primary industry

Corporate Finance Advisory (Strategic Finance, Capital Structure & Recaps) (FSAEAGAE)

akta.pro secondary industries

Debt & Capital Advisory (Debt Raising, Refinancing, Private Credit) (BPAHAOAD), Corporate Finance & Capital Advisory (BPAHADAB)

Keywords

• Subsidized finance advisory
• SME financial consulting
• M&A advisory services
• Strategic management consulting
• Corporate financial advisory

Headquarters

HQ city

Milano

HQ country

Italy

HQ region

Europe

Offices1 record

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D

Revenue model

1. Strategic Financial Consulting: Professional consulting services for subsidized finance, ordinary finance, extraordinary finance, strategic consulting, and M&A advisory services targeting Italian SMEs facing strategic and financial discontinuity moments

Pricing tiers

Go-to-market motion1 record

Distribution channels2 records

Marketing channels4 records

Core offering

PMI Finance & Consulting is a Milan-based management consulting firm that provides financial and strategic advisory services to Italian small and medium enterprises (SMEs). Its core offerings span three financing categories — Finanza Agevolata (subsidized/incentive-based finance), Finanza Ordinaria (ordinary credit access), and Finanza Straordinaria (extraordinary finance via capital partners) — complemented by organizational consulting, strategic and directional consulting, M&A advisory, and financial management software tools for monitoring and forecasting corporate financial flows.

Product overview

PMI Finance & Consulting is a consulting firm offering a portfolio of financial and advisory services to small and medium enterprises (SMEs). The core offering includes three finance services: Finanza Agevolata (subsidized/incentive-based finance), Finanza Ordinaria (ordinary credit access), and Finanza Straordinaria (extraordinary finance for growth via capital entry). These are complemented by organizational consulting (Organizzazione e Processi), strategic consulting (Consulenza Strategica e Direzionale), and M&A advisory. The firm also provides software and services for financial management to monitor and forecast business financial flows. All services are delivered by complementary professionals combining expertise in economics, finance, organization, and marketing.

Differentiator

Problem solved

Functional benefit

Products and services

• Finanza Agevolata (Subsidized Finance)
• Finanza Ordinaria (Ordinary Finance)
• Finanza Straordinaria (Extraordinary Finance)
• Organizzazione e Processi (Organization and Processes)
• Consulenza Strategica e Direzionale (Strategic and Management Consulting)
• Merger & Acquisition Advisory
• Software e servizi per la gestione finanziaria (Financial Management Software and Services)

Quantifiable outcome

• €160 million of facilitated and grant funding obtained for client companies over the last 3 years
• +1 more outcomes

Segments2 records

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature1 record

Partnerships

One partnership is on record.

• Federlegno ArredocoreChannel Partner/ Reseller/ DistributorPMI Finance & Consulting serves as 'Sportello Finanziamenti' (Financial Services Point) for Federlegno Arredo, providing specialized financing advisory services for companies in the wood-furniture supply chain.

Scale indicators4 records

Recent moves5 records

Expansion highlights4 records

Broad incumbents

• Deloitte Italy: Italian arm of Big 4 with a substantial SME advisory and corporate finance practice. Competes with PMI on subsidized finance, M&A, and strategic consulting for Italian SMEs, but operates with vastly more resources and broader service breadth across audit, tax, and consulting.
• PwC Italy: Italian PwC practice with established M&A advisory and SME consulting capability. Like other Big 4 players, it competes with PMI Finance & Consulting for SME corporate finance and strategic advisory mandates, but with integrated tax, audit, and consulting depth.
• EY Italy: Italian operations of Ernst & Young, with a deal advisory and corporate finance practice targeting SMEs and mid-market companies. Competes with PMI on M&A, financing, and strategic consulting mandates, leveraging broader network reach.
• BDO Italia: Italian member of the BDO global advisory network, providing corporate finance, M&A, and consulting to Italian SMEs and mid-market clients. More comparable to PMI in size and client segment than the Big 4, while still being a broader incumbent with audit and tax capabilities.
• KPMG Italy: Italian operations of Big 4 KPMG, offering deal advisory, corporate finance, and consulting to Italian SMEs and mid-market firms. Overlaps directly with PMI's M&A and corporate finance work, but at much greater scale and with cross-border reach.

Direct peers

• Equita: Independent Italian investment bank focused on mid-market and SME clients with M&A advisory, capital markets, and corporate finance research. Most directly comparable to PMI on M&A and corporate finance advisory for Italian SMEs, although operating at materially larger scale and with capital markets capabilities PMI does not have.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat3 records

Key risks4 records

Key highlights5 records

Customer concentration

• Instagraminstagram.com/pmifincons

Revenue estimate

Valuation estimate

Number of profiles

Profiles2 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about PMI Finance & Consulting