GetMoney Câmbio

What GetMoney Câmbio does

GetMoney Câmbio (legal name: GetMoney Corretora de Câmbio S.A.) is a privately held Brazilian currency exchange broker founded in 1991, headquartered in Cerqueira César, São Paulo. The firm operates eight owned retail stores in prime shopping centers across São Paulo and Rio de Janeiro (Ibirapuera, Morumbi, Eldorado, Center Norte, Pátio Paulista, Avenida Paulista, Mooca, and Rio Design Barra) and extends its reach through a correspondent partner network operating under Banco Central do Brasil Resolution 3.954. Itself licensed by the BCB, the company is one of the first currency exchange houses in Brazil to obtain the ABRACAM Compliance Seal.

The product portfolio spans retail and corporate currency services: physical currency exchange (Moedas em Espécie) covering 23+ currencies; international remittances (Remessas Internacionais); the Visa Prepaid Cartão Viagem supporting USD, AUD, CAD, NZD, EUR, and GBP; import (Importação), export (Exportação), and financial remittance (Financeiro) services for transactions up to USD 300,000; bank-negotiated intermediation (Intermediação) for transactions above USD 300,000; technical regulatory services (Serviços Técnicos) covering Derex, RDE-ROF, CDNR, and CBE declarations; and home delivery (Delivery) for orders above USD 3,500. The technology stack comprises an online platform (loja.getmoney.com.br), WhatsApp transactional service, a Google Play mobile app, PIX payment-key integration with automated confirmation, and proprietary operational systems for currency exchange processing.

Revenue is fully transactional: bid-ask spreads on physical currency and travel card exchanges, fees and margins on international remittances, and brokerage pricing on the intermediation book. Customer segments include individual travelers and SMB import/export businesses as primary, with large corporate clients and indicator/partner referrers as secondary segments. Distribution is multi-channel—owned retail stores, online, WhatsApp, mobile app, delivery, and correspondent partners—with stated intent to expand the correspondent network beyond the São Paulo/Rio de Janeiro axis into other Brazilian states.

Name

GetMoney Câmbio

Legal name

GetMoney Corretora de Câmbio S.A.

Website

https://getmoney.com.br

Company type

Private

Founded year

1998

Operating status

Operating

Headcount range

51–100 employees

Short description

GetMoney Câmbio is a Brazilian currency exchange broker offering physical FX, international remittances, Visa prepaid travel cards, and import/export intermediation across 8 retail stores in São Paulo and Rio de Janeiro, plus online, WhatsApp, and correspondent partner channels.

Ownership category

akta.pro rank

Product category

Currency Exchange Services

NAICS

Credit Card Issuing (52221)

SIC

Finance Services (6199)

akta.pro primary industry

Remittances & Retail FX (Consumer Cross-Border) (FSABAAAK)

akta.pro secondary industries

Multi-Currency Accounts, Wallets & IBAN Services (FSAMAIAG), Cross-Border Card-Based Transfers & Multi-Currency Cards (FSAGAKAE), Cross-Border Payments & FX (multi-currency wallets, DCC, remittance) (THALAHAE), Prepaid Card Program Managers & Issuers (BIN Sponsors) (FSAMANAK)

Keywords

• Currency exchange services
• International remittances
• Prepaid travel cards
• Foreign exchange brokerage
• Import export exchange

Headquarters

HQ city

Cerqueira César

HQ country

Brazil

HQ region

Latin America

Offices10 records

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Operations, Personnel, Infrastructure, Technology or R&D, Marketing or Sales, Others

Revenue model

1. Currency Exchange Margin: Revenue from bid-ask spread on currency exchange transactions for physical currency (espécie) and travel cards
2. International Remittances: Fees and margins on international money transfers for individuals and businesses, handling transactions up to USD 300,000 directly
3. Intermediation Services: Currency exchange brokerage for operations above USD 300,000, negotiating rates with banks. Flexible pricing models including contract-based, fixed monthly, or percentage of operation
4. Travel Card Services: Prepaid Visa travel cards with multi-currency support, generating revenue from exchange margins and potential card-related fees

Pricing tiers

Go-to-market motion3 records

Distribution channels5 records

Marketing channels5 records

Core offering

GetMoney Câmbio is a licensed Brazilian currency exchange broker that buys and sells foreign banknotes, executes international remittances, and issues a multi-currency Visa prepaid travel card for individuals and businesses. It also provides import, export, and financial exchange contracts up to USD 300,000, bank-rate intermediation for larger operations, and regulatory technical services (Derex, RDE-ROF, CDNR, CBE declarations). Distribution combines 8 physical retail stores in São Paulo and Rio de Janeiro shopping centers with an online platform, WhatsApp, mobile app, delivery service, and a correspondent partner network.

Product overview

GetMoney Câmbio operates as a comprehensive currency exchange platform offering a unified portfolio of services for both individual and corporate customers. The core offerings include physical currency exchange (Moedas em Espécie), international remittances (Remessas Internacionais), import/export exchange services, and financial remittances for transactions up to USD 300,000. For larger operations above USD 300,000, the Intermediação service provides bank negotiation expertise. The platform extends its offerings through a Visa Prepaid Travel Card (Cartão Viagem Getmoney), technical regulatory services (Serviços Técnicos) covering Derex, RDE-ROF, CDNR, and CBE declarations, plus home delivery for significant currency transactions. A partner correspondent network operates under Resolution nº 3.954, extending service reach while maintaining GetMoney's operational infrastructure.

Differentiator

Problem solved

Functional benefit

Products and services

• Moedas em Espécie Cash foreign currency exchange service enabling customers to buy and sell physical banknotes.

Quantifiable outcome

• One of the first currency exchange houses in Brazil with ABRACAM compliance certification

Segments4 records

Ideal customer profiles4 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration1 record

Feature4 records

Partnerships

Five partnerships are on record, tiered core, support and minor.

• Correspondentes CambiaiscoreChannel Partner/ Reseller/ DistributorCorrespondent currency exchange partners operating under Resolution 3.954. These partners serve their own customers by forwarding operations to GetMoney, expanding the company's reach beyond owned retail locations.
• Programa de Indicadores GetMoneysupportGTM or Marketing PartnerBusiness partners who refer clients to GetMoney services through a unique code. Partners generate revenue while GetMoney handles all currency exchange operations.
• VisacoreTechnology or IntegrationVisa network partnership for GetMoney's prepaid travel cards (Cartão Viagem), enabling card acceptance at over 30 million establishments worldwide and cash withdrawals at 1.8+ million ATMs.
• AdereminorOthersMentioned as supporter/partner in socio-environmental responsibility context.
• ABRACAMcoreOthersGetMoney is one of the first currency exchange houses in Brazil to obtain the ABRACAM Compliance Seal, which reinforces commitment to transparency, ethics, and good practices in the financial market.

Scale indicators4 records

Recent moves7 records

Expansion highlights6 records

Direct peers

• Nomad (Nomad Global): Brazilian digital cross-border account and multi-currency wallet offering FX, remittances, and a Visa debit card; competes with GetMoney for Brazilian travelers and cross-border consumers seeking currency services.
• Remessa Online: Brazilian digital remittance and FX platform serving individuals and businesses for international transfers; competes head-on with GetMoney's remessa internacional and import/export intermediation services via a fully digital model.
• Câmbio Online (IdealCâmbio): Brazilian online currency exchange platform offering cash pickup, home delivery, and digital remittances across multiple currencies; directly comparable to GetMoney's moedas em espécie and remessas internacionais offerings.
• Confidence Câmbio: Brazilian retail currency exchange broker with multi-branch physical presence and online FX platform, offering cash exchange, remittances, and travel cards to individuals and SMBs in the same segment as GetMoney.
• Travelex (Brazil/Câmbio Turismo): Global retail currency exchange brand operating in Brazil, offering cash exchange, travel cards, and remittances in airports and high-street locations; directly comparable to GetMoney's physical store FX and travel card business.

Broad incumbents

• Wise (TransferWise): Global multi-currency account and low-cost remittance platform widely used by Brazilian SMBs and individuals for international transfers; competes directly with GetMoney's online remittance and FX services.
• Banco Inter (FX and travel card products): Large Brazilian digital bank offering multi-currency accounts, FX, and travel cards to retail and SMB customers; broader portfolio but overlapping FX and remittance functionality with GetMoney.
• MoneyGram: Global cross-border P2P payments and remittance provider with significant Brazil footprint; competes with GetMoney's international remittance and cash payout services.
• Western Union (Brazil operations): Global remittance and FX leader with extensive agent network across Brazil; competes with GetMoney's remessa internacional service for cross-border money transfer customers.

Emerging players

• Avenue Securities: Brazilian investment platform for Brazilians to access US markets, built on a regulated FX/cross-border account stack; competes with GetMoney for cross-border currency flows tied to international investing and remittances.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks6 records

Key highlights7 records

Customer concentration

Compliance2 records

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about GetMoney Câmbio