Ecclesiastical Insurance Office plc

What Ecclesiastical Insurance Office plc does

Ecclesiastical Insurance Office plc is a specialist commercial property and casualty insurer that operates in Canada as a branch of the UK-based Ecclesiastical Insurance Office Public Limited Company, itself owned by the Benefact Group, a charitable trust. The Canadian branch is headquartered in Toronto at 100 Wellington St W (TD West Tower) and operates regional offices in Vancouver (Pacific), Calgary (Western), Dartmouth (Eastern), and Toronto (Central), serving policyholders across all Canadian provinces and territories. Ecclesiastical underwrites niche commercial lines for five primary verticals: Arts, Culture & Heritage; Charity & Non-Profit; Educational Institutions; Faith Communities; and Retirement Living facilities. The firm self-identifies as the leading insurer of places of worship in Canada.

The company's core product is commercial specialty P&C insurance written through a network of independent insurance brokers across Canada. Underwriting and risk engineering are differentiated by decades of domain specialization in heritage properties, religious facilities, charitable operations, educational institutions, and senior care facilities. Value-added services include the Risk Hub (downloadable checklists and whitepapers covering topics such as arson prevention, cyber risk, elder abuse, and business continuity), the Ecclesiastical Specialist School (training modules including the new Safeguarding Vulnerable Individuals course), and an Enterprise Risk Management advisory service.

Revenue is generated through insurance premiums on specialty commercial policies; specific pricing is quote-based and not publicly disclosed. Distribution relies on independent broker partners, with the company describing a trilateral broker-customer-insurer relationship model. The firm also operates a structured Business Associate Program for graduate talent and a learning partnership with the Insurance Institute of Canada's CIP designation program. Ecclesiastical is privately held by Benefact Group, a charitable trust that channels profits into community giving programs including the Community Impact Grant, Movement for Good, and corporate sponsorships. The firm has been recognized repeatedly as one of Canada's Top Employers for Young People and Greater Toronto's Top Employers, and is certified by Imagine Canada as a Caring Company.

Name

Ecclesiastical Insurance Office plc

Legal name

Ecclesiastical Insurance Office plc

Website

https://ecclesiastical.ca

Company type

Private

Founded year

1897

Operating status

Operating

Headcount range

51–100 employees

Short description

Ecclesiastical Insurance Office plc is a Canadian specialty commercial property and casualty insurer (Benefact Group subsidiary) underwriting through independent brokers for five niche verticals: arts/culture/heritage, charity/non-profit, education, faith communities, and retirement living facilities.

Ownership category

akta.pro rank

Product category

Specialty Commercial Insurance

NAICS

Finance and Insurance (52)

SIC

Fire, Marine & Casualty Insurance (6331)

akta.pro primary industry

Commercial Property Insurance (FSAJACAE)

akta.pro secondary industry

Public Liability (Premises/Operations) (FSAJADAD)

Keywords

• Commercial property insurance
• Specialty insurance
• Faith institution insurance
• Heritage building insurance
• Retirement living insurance

Headquarters

HQ city

Toronto

HQ country

Canada

HQ region

North America

Offices5 records

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations

Revenue model

1. Commercial Property & Casualty Insurance: Specialty commercial insurance products for organizations including heritage buildings, places of worship, charities, educational institutions, and retirement living facilities. Revenue is generated through insurance premiums charged to policyholders.

Go-to-market motion1 record

Distribution channels1 record

Marketing channels4 records

Core offering

Ecclesiastical Insurance Office plc is a specialist commercial property and casualty insurer that provides tailored insurance coverage to niche sectors including arts, culture and heritage organizations, charities and non-profits, educational institutions, faith communities, and retirement living facilities. The company complements its core insurance products with risk management guidance, training programs through the Ecclesiastical Specialist School, and enterprise risk management advisory services. Distribution is carried out primarily through a national network of independent insurance brokers across Canada.

Product overview

Ecclesiastical Insurance Office plc is a specialist commercial insurer providing property and casualty insurance products to specific market sectors including Arts, Culture & Heritage, Charity & Non-Profit organizations, Educational Institutions, Faith Communities, and Retirement Living facilities. The company operates as a single unified insurance platform supplemented by value-added services including a Risk Hub with downloadable checklists and whitepapers, a Specialist School offering training courses on safeguarding and risk topics, and an Enterprise Risk Management advisory service. The product portfolio is anchored by core commercial insurance offerings enhanced by educational resources and training programs designed to help policyholders manage risks proactively.

Differentiator

Problem solved

Functional benefit

Brands

• Ecclesiastical Specialist School: Training and educational programs including Safeguarding Vulnerable Individuals, cyber security, and risk management courses for customers and organizations.

Products and services

• Specialty Commercial Property and Casualty Insurance

Quantifiable outcome

• Arson affects up to 50 places of worship per year across Canada - Ecclesiastical provides specialized risk guidance to help prevent such losses

Segments5 records

Ideal customer profiles5 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature3 records

Partnerships

Five partnerships are on record, tiered core and minor.

• Benefact GroupcoreStrategic or Co-development PartnerParent charitable trust ownership of Ecclesiastical Insurance. Benefact Group is UK-based and offers products and services to various consumers and clients internationally. The group includes Ecclesiastical operations in Canada, UK, Ireland, and Australia.
• Insurance Bureau of CanadaminorOthersIndustry association referenced for consumer rights information and insurance industry standards. Links to IBC resources provided on Ecclesiastical's glossary page.
• Insurance Institute of CanadacoreStrategic or Co-development PartnerEcclesiastical sponsors employees through the Chartered Insurance Professional (CIP) Program offered by the Insurance Institute of Canada. This 10-course program with national exams leads to an internationally recognized professional designation, providing specialized insurance industry training.
• General Insurance OmbudService (GIO)minorOthersExternal complaint resolution service for insurance disputes. Referenced in Ecclesiastical's Raising Concerns process as an independent review option for unresolved complaints.
• Imagine CanadaminorOthersNational charitable organization that administers the Caring Company Certification program, recognizing leadership in community investment and social responsibility.

Scale indicators2 records

Recent moves6 records

Expansion highlights5 records

Broad incumbents

• CNA Canada: Canadian operation of CNA Financial, a US specialty commercial insurer writing professional liability, property, and specialty lines through brokers. Comparable in specialty commercial focus and broker distribution.
• Liberty Mutual Canada: Canadian commercial P&C operation of Liberty Mutual writing specialty and mid-market commercial risks via brokers. Comparable in commercial specialty distribution model and underwriting approach.
• Zurich Insurance Group Canada: Global commercial insurer with Canadian operations writing specialty and mid-market commercial lines through brokers, including institutional and non-profit segments. Comparable as a large diversified carrier with specialty overlap.
• Chubb Insurance Company of Canada: Global specialty commercial insurer with a Canadian operation underwriting middle-market and specialty commercial lines including institutions, non-profits, and care facilities. Closely comparable in specialty-commercial underwriting philosophy.
• Travelers Canada: Canadian arm of Travelers, a major US-based commercial P&C carrier offering specialty and mainstream commercial lines through brokers. Comparable in commercial P&C underwriting and broker-led distribution.
• Aviva Canada: Major Canadian P&C insurer offering personal and commercial insurance, including specialty and niche products, through a broker network. Overlaps with Ecclesiastical in commercial specialty distribution but at significantly larger scale.
• Intact Financial Corporation: Canada's largest P&C insurer, writing commercial and personal lines across all provinces through broker and direct channels. Comparable as a Canadian P&C competitor with deep broker relationships, but operates across all segments rather than specialty niches.

Direct peers

• Northbridge Financial Corporation: Canadian specialty commercial P&C insurer (operating through Federated, TruShield, and Zenith) underwriting niche commercial classes including institutions, associations, and community organizations through brokers — directly comparable to Ecclesiastical's niche-vertical strategy.
• Sovereign Insurance: Canadian specialty commercial P&C insurer underwriting niche classes including associations, institutions, and community-based organizations through brokers. Closely comparable in niche-vertical and broker-distribution model.
• Trisura Guarantee Insurance Company: Canadian specialty commercial insurer focused on surety, commercial property & casualty, and specialty risk solutions for niche segments, with broker distribution. Highly comparable in product mix, broker-led GTM, and specialty positioning to Ecclesiastical.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks6 records

Key highlights6 records

Customer concentration

• Xx.com/eiocanada

Compliance5 records

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Ecclesiastical Insurance Office plc