Mortgage Australia Group

What Mortgage Australia Group does

Mortgage Australia Group is a privately held Australian mortgage broking network headquartered in Perth and operating nationally across all states and territories. Founded in 1999, the company connects individual borrowers seeking home loans, refinancing, investment property financing, car loans, and personal loans with a panel of more than 100 lenders spanning the Big Four Australian banks (ANZ, CBA, Westpac, NAB), regional and mutual banks (St. George, Bank of Melbourne, Heritage, Suncorp), international banks (HSBC, Bank of China, ING), specialist non-bank lenders (Pepper Money, Liberty, Resimac, La Trobe Financial, Firstmac, Bluestone), and aggregators (AFG). The firm has organised more than $25 billion in loan applications for over 40,000 customers over 25+ years and carries 4,333 five-star client reviews with 96% of reviews rated five stars.

The core product is the Comprehensive Mortgage Broking Service, delivered fee-free to consumers, with revenue generated through upfront and trail commissions paid by lender partners. The digital surface supporting this service consists of a SEO-oriented website, a suite of eight financial calculators (borrowing capacity, refinance savings, repayments, stamp duty, budgeting, income tax, car loan, personal loan), a blog, and free educational resources including a free book and a broker-facing webinar series. A dedicated Broker Partnership Program recruits and supports independent mortgage brokers who operate as the company's distribution layer, with sub-pages for broker results, training, and a broker-specific blog.

The business model is sales-led and broker-centric: end customers do not pay fees; the company monetises only on successful loan settlement through lender-paid commissions. The customer base is entirely long-tail consumers (first home buyers, refinancers, property investors, consumer loan seekers) with no named enterprise or B2B clients. The company is founder-/privately-held with no disclosed institutional investors, parent company, or funding rounds, and no certifications, patents, or proprietary technology have been disclosed.

Name

Mortgage Australia Group

Legal name

Mortgage Australia Group

Website

https://mortgageaustralia.com.au

Company type

Private

Founded year

1999

Operating status

Operating

Headcount range

51–100 employees

Short description

Mortgage Australia Group is a Perth-headquartered, nationally operating Australian mortgage broker network that connects individual borrowers with 100+ lenders via a fee-free broking service, having organised $25B in loans for 40,000+ customers over 25 years.

Ownership category

akta.pro rank

Product category

Mortgage Broking Services

NAICS

Mortgage and Nonmortgage Loan Brokers (522310)

SIC

Loan Brokers (6163)

akta.pro primary industry

Residential Mortgage Brokerage (Purchase & Refinance) (FSAEAEAA)

Keywords

• Mortgage broking services
• Home loan brokerage
• Residential lending
• Loan refinancing
• Consumer loan brokerage

Headquarters

HQ city

Perth

HQ country

Australia

HQ region

Oceania

Offices1 record

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Marketing or Sales, Technology or R&D, Operations, Infrastructure

Revenue model

1. Mortgage Broker Commission: Revenue is generated through commission payments from lenders (both upfront and trail commissions) when borrowers settle loans through the broker network. The company explicitly states no fees are charged to customers for their Comprehensive Mortgage Broking Service.

Pricing tiers

Go-to-market motion1 record

Distribution channels2 records

Marketing channels4 records

Core offering

Mortgage Australia Group is a mortgage broking network that provides fee-free mortgage, home loan, car loan, and personal loan broking services to Australian consumers. The company connects borrowers with over 100 Australian lenders through a nationwide network of independent mortgage brokers, handling loan comparison, application, and settlement support. It also operates a broker partnership program that supplies affiliated brokers with tools, resources, and back-office support to grow their broking businesses.

Product overview

Mortgage Australia Group operates as a comprehensive mortgage broking platform offering fee-free services across home loans, car loans, and personal loans. The core offering is the Comprehensive Mortgage Broking Service which provides access to over 100 Australian lenders. The platform includes a suite of 8 financial calculators (Borrowing Capacity, Refinance Savings, Home Loan Repayments, Stamp Duty, Budgeting, Income Tax, Car Loan, Personal Loan) that support the broking service. Additional offerings include free educational resources and a broker partnership program. The company has facilitated over $25 billion in loan applications for over 40,000 people over 25 years, with a network of affiliated brokers.

Differentiator

Problem solved

Functional benefit

Products and services

• Comprehensive Mortgage Broking Service

Quantifiable outcome

• $25 Billion in loan applications organized over 25+ years
• +2 more outcomes

Named customers2 records

Segments2 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Scale indicators5 records

Recent moves5 records

Expansion highlights4 records

Direct peers

• AFG (Australian Finance Group): Largest Australian mortgage aggregator with ~6,500 brokers across the country. Provides lender panel access, technology, and compliance support to affiliated brokers — directly comparable to Mortgage Australia Group's model, but at materially larger scale.
• Yellow Brick Road Wealth Management: Australian financial services group operating mortgage broking and wealth advisory branches nationally. Comparable consumer-facing brand and broker-led mortgage distribution, with adjacent financial services.
• Connective Home Loans: Major Australian mortgage aggregator with ~4,500 brokers, offering panel lender access, software, and broker services. Comparable aggregator-network business model competing for the same brokers and lenders.
• Loan Market Group: Large Australian mortgage broking network operating under owned and franchise brands. Competes directly with Mortgage Australia Group for brokers, lender panel access, and consumer mindshare.
• Mortgage Choice: Long-established Australian mortgage broking franchise brand (owned by REA Group). Operates a national broker network brokering home loans from panel lenders — directly comparable consumer-facing mortgage broking proposition.
• Choice Aggregation Services: Australian mortgage and asset finance aggregator serving independent brokers. Closely comparable to Mortgage Australia Group's broker-network model with overlapping lender panel offerings.
• PLAN Australia (FAST): Australian mortgage aggregator providing lender panel, technology, and compliance support to independent brokers. Direct competitor for broker recruitment and lender relationships.
• Aussie Home Loans: Iconic Australian mortgage broking brand owned by CBA, with national retail and broker network. Comparable consumer-facing brand and broker-led distribution model, though backed by a major bank owner.

Emerging players

• Athena Home Loans: Australian digital mortgage lender offering variable, fixed, and refinance products direct to consumer. Represents the digital-first competitive threat to traditional broker channel for prime borrowers.
• Tic:Toc Home Loans: Australian online mortgage lender offering instant online home loan approval and refinancing direct to consumers. Represents the digital-disintermediation risk to traditional mortgage brokers for standard prime loans.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks6 records

Key highlights6 records

Customer concentration

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Mortgage Australia Group