Progressive Commercial
Progressive Commercial is the commercial insurance division of The Progressive Corporation (NYSE: PGR), underwriting commercial auto, truck, and business insurance for hundreds of thousands of small businesses across all 50 states.
- Company typePublic
- Founded1971
- HeadquartersCleveland, United States
- Headcount501–1,000
- GTM typeB2B
- OfferingServices
What Progressive Commercial does
Progressive Commercial is the commercial insurance division of The Progressive Corporation (NYSE: PGR), an Ohio-domiciled insurance holding company. The division began offering commercial auto insurance in 1971 and has operated for over 50 years. It underwrites and distributes commercial auto, truck, and business insurance products to small and mid-sized businesses across all 50 states, including specialized coverage for cars, pickup trucks, vans, trailers, SUVs, semis, dump trucks, tow trucks, food trucks, and box trucks, as well as livery, rideshare, taxi, and non-emergency medical transportation vehicles. As of 2022, the division reported over 1 million Commercial Lines policies in force.
The product portfolio spans commercial auto, Business Owners Policy (BOP), general liability, workers' compensation (available in 45 states), professional liability, cyber insurance, commercial property, Employment Practices Liability, Errors & Omissions, inland marine, liquor liability, excess and surplus lines, tail coverage, and Heavy Truck Roadside Assistance. Underwriting entities include Progressive Casualty Insurance Company (C.A. #6007), United Financial Casualty Company, and the entities acquired through the 2021 Protective Insurance Corporation acquisition. Proprietary technology components include the Smart Haul® ELD-based usage program for for-hire truckers, Snapshot ProView® for commercial fleet telematics-based pricing, the Business Quote Explorer (BQX) online quoting platform, and a dash cam integration partnership with KeepTruckin (now part of Samsara).
The business model is recurring premium-based with monthly and annual billing cycles. Distribution is multi-channel: direct-to-consumer via progressivecommercial.com and the Progressive mobile app, phone sales and service through three call centers in Austin, Cleveland, and Colorado Springs, and a nationwide independent agent network accessed through Progressive Agent and the For Agents Only portal. Progressive Commercial is ranked #1 commercial auto insurer by SNL Financial (continuously since 2015) and #1 truck insurer by S&P Global Market Intelligence (2024).
Progressive Commercial firmographics
Firmographics- Name
- Progressive Commercial
- Legal name
- United Financial Casualty Company
- Website
- https://progressivecommercial.com
- Company type
- Public
- Founded year
- 1971
- Operating status
- Operating
- Headcount range
- 501–1,000 employees
- Short description
- Progressive Commercial is the commercial insurance division of The Progressive Corporation (NYSE: PGR), underwriting commercial auto, truck, and business insurance for hundreds of thousands of small businesses across all 50 states.
- Ownership category
- akta.pro rank
Progressive Commercial industry classification
Industry- Product category
- Commercial Insurance
- akta.pro primary industry
- Fleet & Commercial Auto Liability (FSAJABAA)
- akta.pro secondary industries
- Commercial Auto for Specialty Vehicles (Tow Trucks, Limousines, Dump Trucks, etc.) (FSAJABAG), Small Business BOP (Main Street) (FSAJAFAA), Commercial Property Insurance (FSAJACAE)
Keywords
Where Progressive Commercial is headquartered
LocationHeadquarters
- HQ city
- Cleveland
- HQ country
- United States
- HQ region
- North America
Offices4 records
Markets served
Progressive Commercial business model
Business model- GTM type
- B2B
- Offering type
- Services
Revenue model
- Commercial Auto Insurance Premiums: Primary revenue stream from commercial auto insurance policies for vehicles including cars, pickup trucks, vans, trailers, SUVs, semis, dump trucks, tow trucks, and more. Revenue is generated through recurring insurance premiums billed monthly, annually, or on multi-year terms.
- Business Insurance Premiums: Revenue from bundled and standalone business insurance including General Liability, Professional Liability, Workers' Compensation, Business Owners Policies (BOP), and Cyber Insurance. Offered across 45+ states for workers' comp (excludes monopolistic states OH, ND, WA, WY).
- Business Owners Policy (BOP): Combined general liability and commercial property coverage in a single policy. In 2023, new Progressive customers paid a median price of $63 per month for a BOP.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Subscription | Monthly | Commercial Auto Insurance - Vehicle-specific coverage |
| Subscription | Annual | Truck Insurance - Freight, delivery, and logistics vehicles |
| Subscription | Monthly | Business Owners Policy (BOP) - Property + Liability bundle |
| Subscription | Annual | Workers' Compensation Insurance |
| Subscription | Annual | General Liability Insurance |
| Subscription | Annual | UIIA Insurance for Intermodal Trucking |
Go-to-market motion3 records
Distribution channels4 records
Marketing channels5 records
Progressive Commercial product offering
Product offeringCore offering
Progressive Commercial provides commercial auto and business insurance products to small business owners across all 50 U.S. states. Its offerings include commercial auto insurance for cars, pickup trucks, vans, trailers, SUVs, semis, dump trucks, tow trucks, and box trucks, plus business insurance lines such as General Liability, Business Owners Policy (BOP), Workers' Compensation, Professional Liability, Cyber Insurance, and Commercial Property Insurance. Policies are sold direct-to-consumer online, through independent agents, and via phone-based call centers.
Product overview
Progressive Commercial is a commercial insurance division offering a comprehensive portfolio of business insurance products and specialized vehicle coverage. The core product offerings include Commercial Auto Insurance covering various business vehicles (cars, pickup trucks, vans, trailers, SUVs), and Truck Insurance covering commercial trucks for freight, delivery, and logistics services. These are supported by specialized vehicle coverages including Van Insurance, Dump Truck Insurance, Food Truck Insurance, Tow Truck Insurance, Box Truck Insurance, Pickup Truck Insurance, and Livery Insurance with sub-products for Black Car/Limousine, Rideshare, Taxi, and Non-Emergency Medical Transportation. The Business Insurance portfolio encompasses General Liability Insurance, Business Owners Policy (BOP) combining liability and property coverage, Workers' Compensation Insurance, Professional Liability Insurance, and Cyber Insurance. Additional business coverages include Commercial Property Insurance, Employment Practices Liability Insurance, Errors & Omissions Insurance, Excess and Surplus Lines Insurance, Inland Marine Insurance, Tail Coverage, Liquor Liability Insurance, Progressive Advantage Business bundled program, and Heavy Truck Roadside Assistance. Progressive Commercial has been offering commercial insurance since 1971 and is ranked #1 commercial auto insurer by SNL Financial since 2015.
Differentiator
Problem solved
Functional benefit
Brands
- Progressive: Parent brand - nation's third largest auto insurance company with website progressive.com offering personal insurance products
- Progressive Commercial
- Progressive Agent
- Progressive Snapshot
- Progressive Answers
- Smart Haul
- Snapshot ProView
- Progressive Advantage Business
- For Agents Only
Products and services
- Commercial Auto Insurance
- Truck Insurance
- Van Insurance
- Dump Truck Insurance
- Food Truck Insurance
Companies that use Progressive Commercial
Customer profileNamed customers2 records
Segments5 records
Progressive Commercial technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Feature4 records
Progressive Commercial partnerships and signals
Strategic signalPartnerships
Two partnerships are on record, tiered core.
- KeepTruckin (Samsara)coreProgressive partnered with KeepTruckin (now part of Samsara), a national leader in fleet management and dash cam technology, to create a pilot program using KeepTruckin's dash cam platform to monitor and analyze how this technology can help reduce the time and cost associated with insurance claims. The partnership enables dash cam data to be used for driver coaching, fault determination in accidents, and faster claims resolution.
- Protective Insurance CorporationcoreIn 2021, The Progressive Corporation acquired Protective Insurance Corporation, which specializes in covering fleet trucking operations and workers' compensation for transportation-focused businesses. This acquisition expanded Progressive's commercial trucking and workers' comp capabilities.
Scale indicators7 records
Recent moves10 records
Expansion highlights5 records
Progressive Commercial competitors and assessment
Company assessmentMarket position
Competitive moat5 records
Key highlights13 records
Customer concentration
Progressive Commercial social profiles
Digital presenceProgressive Commercial financial estimates
Financial estimateRevenue estimate
Valuation estimate
Progressive Commercial leadership team
Management profileNumber of profiles
Progressive Commercial subsidiaries and ownership
Company hierarchySubsidiaries1 record
Progressive Commercial funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Progressive Commercial M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Progressive Commercial
What does Progressive Commercial do?
Progressive Commercial provides commercial auto and business insurance products to small business owners across all 50 U.S. states. Its offerings include commercial auto insurance for cars, pickup trucks, vans, trailers, SUVs, semis, dump trucks, tow trucks, and box trucks, plus business insurance lines such as General Liability, Business Owners Policy (BOP), Workers' Compensation, Professional Liability, Cyber Insurance, and Commercial Property Insurance. Policies are sold direct-to-consumer online, through independent agents, and via phone-based call centers.
Is Progressive Commercial a public or private company?
Progressive Commercial is a public company. It is currently operating.
When was Progressive Commercial founded?
Progressive Commercial was founded in 1971. It employs 501 to 1,000 people.
Where is Progressive Commercial based?
Progressive Commercial is headquartered in Cleveland, United States, in the North America region.
How does Progressive Commercial make money?
Three revenue lines are on record. Commercial Auto Insurance Premiums are the primary driver. The others are business Insurance Premiums and business Owners Policy (BOP).
Does Progressive Commercial have an API?
No public API is recorded for Progressive Commercial.
What industry is Progressive Commercial in?
Progressive Commercial's product category is Commercial Insurance. Its primary akta.pro industry code is FSAJABAA, Fleet & Commercial Auto Liability, with a secondary code of FSAJABAG, Commercial Auto for Specialty Vehicles (Tow Trucks, Limousines, Dump Trucks, etc.).