Janalaxmi Co-operative Bank
Janalaxmi Co-operative Bank is a private cooperative bank headquartered in Nasik, India, founded in 1976. It provides financial services to the economically weaker section through a small, locally focused team of 11-50 employees.
- Company typePrivate
- Founded1976
- HeadquartersNasik, India
- Headcount11–50
- GTM typeB2C
- OfferingServices
What Janalaxmi Co-operative Bank does
Janalaxmi Co-operative Bank is a private, for-profit cooperative bank headquartered in Nasik, India, founded in 1976. Per its stated profile, the firm provides financial services targeted at the economically weaker section of the population, operating in a segment of the Indian cooperative banking sector that typically serves retail depositors and small borrowers in its local market.
The company is staffed by 11-50 employees and operates from Nasik with a single website presence (janalaxmibank.in). At the time of data capture, the website renders only a verification loader page and exposes no product catalog, interest rate schedule, deposit schemes, loan products, or fee disclosures. As a result, the specific suite of banking products, underlying technology platform, digital channels, and pricing mechanics cannot be verified from public sources.
The business model is consistent with the standard Indian cooperative bank structure: capital is raised through member shares and deposits, and revenue is generated primarily through the net interest spread between deposits and lending activity, supplemented by fee income. No GTM motion, partnership, customer segment split, or revenue figures are disclosed in the available inputs, and the company's public digital footprint is effectively empty beyond its domain and firmographic listing. This severely limits any substantive analysis of scale, customer mix, or operating performance.
Janalaxmi Co-operative Bank firmographics
Firmographics- Name
- Janalaxmi Co-operative Bank
- Website
- https://janalaxmibank.in
- Company type
- Private
- Founded year
- 1976
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Short description
- Janalaxmi Co-operative Bank is a private cooperative bank headquartered in Nasik, India, founded in 1976. It provides financial services to the economically weaker section through a small, locally focused team of 11-50 employees.
- Ownership category
- akta.pro rank
Janalaxmi Co-operative Bank industry classification
Industry- Product category
- Cooperative Banking
- NAICS
- Credit Unions (522130)
- SIC
- Savings Institutions, Not Federally Chartered (6036)
- akta.pro primary industry
- Cooperative Banks (Member-Owned Commercial/Retail) (FSABAEAF)
Keywords
Where Janalaxmi Co-operative Bank is headquartered
LocationHeadquarters
- HQ city
- Nasik
- HQ country
- India
- HQ region
- Asia
Markets served
Janalaxmi Co-operative Bank business model
Business model- GTM type
- B2C
- Offering type
- Services
- Cost components
- Personnel, Operations, Infrastructure
Janalaxmi Co-operative Bank product offering
Product offeringCore offering
Janalaxmi Co-operative Bank is a cooperative financial services firm that provides financial help to the economically weaker section. Operating from Nasik, India since 1976, it offers standard cooperative banking services to individual members and small-scale borrowers in the local community.
Differentiator
Problem solved
Functional benefit
Companies that use Janalaxmi Co-operative Bank
Customer profileIdeal customer profiles1 record
Janalaxmi Co-operative Bank technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Janalaxmi Co-operative Bank competitors and assessment
Company assessmentDirect peers
- Saraswat Co-operative Bank: One of India's largest urban cooperative banks, headquartered in Mumbai with a Maharashtra-heavy branch network. Highly comparable in product mix (deposits, lending, priority-sector focus) and target member base, though materially larger in scale.
- NKGSB Co-operative Bank: Maharashtra cooperative bank with similar community-banking orientation and member-owned structure. Closely comparable on geographic focus and customer segment.
- Janaseva Sahakari Bank (Pune): Maharashtra cooperative bank focused on retail deposits and small-business lending. Comparable on geographic setting and target customer segment.
- Cosmos Co-operative Bank: Maharashtra-based multi-state cooperative bank offering similar deposit, loan, and retail-banking products. Direct competitor for cooperative-bank members in western India including the Nasik region.
- Bassein Catholic Co-operative Bank: Vasai-based cooperative bank with similar Maharashtra footprint and member-driven lending model. Comparable on size bracket and product breadth.
- Abhyudaya Co-operative Bank: Mumbai-based cooperative bank serving salaried and weaker-section members with deposits and small-ticket lending. Strong analog for Janalaxmi's stated financial-inclusion mission.
- Shamrao Vithal Co-operative Bank (SVC Bank): Mumbai-headquartered cooperative bank with a comparable retail and SME lending focus. Competes directly for cooperative members in Maharashtra and represents the typical scale-up trajectory for a bank like Janalaxmi.
- Thane Bharat Sahakari Bank: Thane-based cooperative bank providing deposit and lending services to local members in Maharashtra. Comparable in scale tier and member-base orientation.
Broad incumbents
- State Bank of India: India's largest commercial bank and dominant priority-sector lender to weaker sections. Represents the broad-incumbent competitive backdrop against which small cooperative banks like Janalaxmi must retain members.
Regional players
- Pune People's Co-operative Bank: Pune-headquartered cooperative bank with similar community focus. Adjacent geographically to Nasik and serves a comparable member profile.
Market position
Strengths3 records
Weaknesses4 records
Competitive moat2 records
Key risks5 records
Key highlights3 records
Customer concentration
Janalaxmi Co-operative Bank financial estimates
Financial estimateRevenue estimate
Valuation estimate
Janalaxmi Co-operative Bank leadership team
Management profileNumber of profiles
Janalaxmi Co-operative Bank funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Janalaxmi Co-operative Bank M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Janalaxmi Co-operative Bank
What does Janalaxmi Co-operative Bank do?
Janalaxmi Co-operative Bank is a cooperative financial services firm that provides financial help to the economically weaker section. Operating from Nasik, India since 1976, it offers standard cooperative banking services to individual members and small-scale borrowers in the local community.
Is Janalaxmi Co-operative Bank a public or private company?
Janalaxmi Co-operative Bank is a private company. It is classified as unknown and is currently operating.
When was Janalaxmi Co-operative Bank founded?
Janalaxmi Co-operative Bank was founded in 1976. It employs 11 to 50 people.
Where is Janalaxmi Co-operative Bank based?
Janalaxmi Co-operative Bank is headquartered in Nasik, India, in the Asia region.
Who are Janalaxmi Co-operative Bank's main competitors?
Direct peers on record are Saraswat Co-operative Bank, NKGSB Co-operative Bank, Janaseva Sahakari Bank (Pune), Cosmos Co-operative Bank, Bassein Catholic Co-operative Bank, Abhyudaya Co-operative Bank, Shamrao Vithal Co-operative Bank (SVC Bank) and Thane Bharat Sahakari Bank. State Bank of India is listed as a broad incumbent. Pune People's Co-operative Bank is listed as a regional player.
Does Janalaxmi Co-operative Bank have an API?
No public API is recorded for Janalaxmi Co-operative Bank.
What industry is Janalaxmi Co-operative Bank in?
Janalaxmi Co-operative Bank's product category is Cooperative Banking. Its primary akta.pro industry code is FSABAEAF, Cooperative Banks (Member-Owned Commercial/Retail). Its NAICS code is 522130 and its SIC code is 6036.