What SPL GROUP does

SPL Group, legally SPL Computer Trading GmbH, is a privately held German multinational founded in 1989 that specializes in multi-vendor ATM parts supply, refurbishment, repair, and related banking infrastructure services. The company serves financial institutions, banks, credit unions, cash-in-transit operators, ATM manufacturers, independent ATM deployers, microfinance institutions, and mobile network operators across Europe, the Americas, and Africa, with operating offices in Bramsche (HQ), Pompano Beach (USA), Paris, Madrid, and Lagos, plus an East Africa MoU signed in 2021.

The company operates the largest ATM refurbishment facility in Europe (built 2010) and stocks thousands of ATMs and self-service devices, including end-of-life and discontinued spare parts across manufacturers such as NCR, Diebold Nixdorf, Wincor, Triton, Talaris, Hyosung, and GRG. Its technology stack includes proprietary software such as SAM (ATM monitoring with on-premise and mobile versions), an omnichannel payment gateway, a mobile wallet platform supporting USSD/NFC/Web/Android/POS/ATM, IAD application software, biometric and digital identity solutions, CEN/XFS protocol support (NDC+, DDC, ISO 20022), and the ISS passive ink-staining security system proven to reduce ATM blast attacks by over 80%.

Revenue is generated through a diversified mix of hardware sales (new and refurbished ATMs, parts, cassettes, dispensers, printers), professional services (factory-trained repair, full refurbishment, technical training leading to SPL ATM Specialty Technician certification, R2-certified recycling), and subscription/recurring programs (Parts Flat Rate per-machine monthly, Vendor Owned Inventory, payment gateway transaction fees, mobile wallet licensing). The go-to-market is sales-led enterprise field sales through regional offices, supplemented by an e-commerce catalog and quote-request system, with ATMIA trade association membership and ISO 9001:2015, ISO 14001, and R2-2013 certifications supporting credibility with regulated banking customers.

Name

SPL GROUP

Legal name

SPL Computer Trading GmbH

Website

https://spl-group.com

Company type

Private

Founded year

1989

Operating status

Operating

Headcount range

101–250 employees

Short description

SPL Group is a privately held German multinational (founded 1989) providing multi-vendor ATM parts, refurbishment, repair, software, and training services to banks, financial institutions, CIT operators, and emerging-market fintechs across Europe, the Americas, and Africa.

Ownership category

akta.pro rank

Product category

ATM Equipment Services

NAICS

Electronic and Precision Equipment Repair and Maintenance (8112)

SIC

Services-Miscellaneous Repair Services (7600), Misc Industrial & Commercial Machinery & Equipment (3590)

akta.pro primary industry

ATM Deployers & Managed ATM Services (IAD/ISO) (FSAMAOAC)

akta.pro secondary industries

Cash Drawers, Cash Handling & Coin/Bill Counters (HDACAKAE), Merchant-of-Record (MoR) & Payment Facilitation (PayFac) Infrastructure (FSAGABAE), ATM Cash Replenishment & First/Second-Line Maintenance (BPAKAIAB)

Keywords

• ATM parts supply
• ATM refurbishment services
• ATM repair services
• Banking equipment supply
• ATM software solutions

Headquarters

HQ city

Bramsche

HQ country

Germany

HQ region

Europe

Offices5 records

Markets served

GTM type

B2B

Offering type

Services

Cost components

Supply Chain, Personnel, Operations, Technology or R&D, Infrastructure, Marketing or Sales

Revenue model

1. ATM Hardware Sales: Sale of new and refurbished ATM machines, ATM parts, modules, and components. SPL stocks thousands of ATMs and Self Service Devices for immediate order fulfillment. Products include complete ATMs, cassettes, dispensers, card readers, printers, power supplies, and miscellaneous parts from multiple manufacturers.
2. ATM Repair Services: Factory-trained technicians rebuild and repair defective units and modules. Comprehensive repair and exchange service for financial equipment. Offers zero-tolerance for product failure with industry-leading warranty on refurbished parts.
3. ATM Refurbishment: Complete refurbishment of ATM machines and modules, returning equipment to like-new condition. Includes parts verification, disassembly, cleaning, wear-and-tear replacement, reassembly, testing, quality control, and cosmetic painting. Up to 6-month limited warranty on most refurbished parts.
4. Parts Flat Rate (PFR) Program: Subscription-style program allowing customers to pay a flat rate per machine per month. Covers service support for all ATM components. Customized and tailored to specific demand. Contract lengths and rates vary depending on type, model and configurations of equipment. Similar to an all-you-can-use ATM parts buffet.
5. Technical Training: World-class ATM technical training programs for technicians and engineers. SPL ATM Specialty Technician Certificate awarded upon completion. Training available at SPL facilities in Germany or USA, or on-site at customer locations. Multi-vendor training program recognized among ATM industry professionals.
6. Re-use & Recycling: ATM disposal and recycling services. Used ATM products tested for repair or refurbishment, disassembled for parts, or disposed through proper recycling channels. R2 certified for electronic equipment recycling.
7. Payment Solutions: Payment gateway platform services for acquirers enabling fast, secure omnichannel payment processing with high uptime and flexibility.
8. Mobile Wallet Solutions: Mobile wallet software solutions deployed for MNOs, financial institutions, MFIs, and governments. End-to-end solutions supporting USSD, NFC, Web, J2ME, Android, POS & ATMs with features including Cash-In, Cash-Out, Fund Transfer, BillPay, Topup.

Pricing tiers

Go-to-market motion2 records

Distribution channels4 records

Marketing channels4 records

Core offering

SPL Group supplies new and refurbished automated teller machines, ATM spare parts and modules, and provides refurbishment, repair, technical training and recycling services for multi-vendor ATM fleets. It also offers proprietary software solutions including ATM monitoring (SAM), IAD application software, payment gateway, biometric and digital identity, and mobile wallet platforms to banks, independent ATM deployers, microfinance institutions, and mobile network operators.

Product overview

SPL Group is a multinational ATM parts supplier and financial equipment company offering a multi-vendor portfolio of products and services. The core product portfolio includes new and refurbished ATM machines from manufacturers such as Diebold, Diebold Nixdorf, NCR, Triton, Wincor, and Talaris, alongside a comprehensive inventory of ATM spare parts organized into sub-categories including cassettes, cash recycling components, deposit modules, and financial printers. The company provides software solutions including SAM (ATM Monitoring), IAD Application SW, CEN/XFS Support, Payment Solutions, Biometric Solutions, Digital Identity Solutions, and Microfinance/Mobile Wallet platforms. Service offerings include Parts Flat Rate (PFR), repair services, refurbishment, re-use & recycling, and technical training. A complementary security product, the ISS Ink Staining System, provides ATM blast attack protection.

Differentiator

Problem solved

Functional benefit

Brands

• ISS (Ink Staining System): Passive ink staining solution for ATM machines that offers a cost-effective alternative to active solutions, reduces blast attacks on ATMs, and is simple and easy to install.
• SAM (SPL's ATM Monitoring)

Products and services

• ATM Machines
• ATM Parts Multi-vendor inventory of new, refurbished, and remanufactured ATM spare parts including cassettes, dispensers, card readers, printers, monitors, power supplies, cables, cash recycling components, deposit modules, and miscellaneous parts. Serves banks, ATM manufacturers, CIT companies, and ATM service organizations requiring fast, multi-OEM parts supply.
• ISS Ink Staining System
• SAM (SPL ATM Monitoring)
• IAD Application Software Software solution for independent ATM deployers combining ATM software, network management platform, outsourced bulk cash depositing capabilities, and card scheme management. Supports microfinance institutions and bank-at-work models.
• CEN/XFS Support CEN/XFS software support services assisting banks and ATM integrators with XFS-related issues from device layer troubleshooting through complex implementations and customization, including biometric device integration.
• Payment Solutions Omnichannel payment gateway platform enabling acquirers to process fast, secure payments with high uptime and flexibility, including high-volume onboarding of users and account holders.
• Biometric Solutions Biometric authentication solutions for banks combining fingerprint verification and authentication measures with hardware from tier-one European and US manufacturers, supporting customer identification and fraud prevention.
• Digital Identity Solutions Digital identity and national banking identity solutions for customer enrollment, identity verification, and authentication in banking and microfinance environments.
• Microfinance Solutions & Mobile Wallets Mobile wallet platform supporting USSD, NFC, Web, J2ME, Android, POS, and ATM channels, with features including Cash-In, Cash-Out, Fund Transfer, BillPay, and Topup. Deployed for mobile network operators, financial institutions, microfinance institutions, and governments.
• Parts Flat Rate (PFR) Service Program Monthly flat-rate service program that covers service support for all ATM components, tailored to specific demand. Contract lengths and rates vary depending on the type, model, and configurations of equipment. Targets customers with large ATM fleets.
• ATM Repair Services Comprehensive repair and exchange service for defective ATM units and modules, performed by factory-trained technicians under a zero-tolerance quality policy with an industry-leading warranty on refurbished parts.
• ATM Refurbishment Services End-to-end refurbishment of ATM machines and modules including parts verification, disassembly, cleaning, wear-and-tear replacement, reassembly, testing, quality control, and cosmetic painting, with up to a 6-month limited warranty on most refurbished parts.
• Re-use & Recycling Services End-of-life ATM processing: used ATMs are tested for repair or refurbishment, disassembled for parts, or disposed through proper recycling channels, with the company reporting up to 60% waste recycling rates.
• ATM Technical Training Multi-vendor ATM technical training for technicians and engineers, available at SPL facilities in Germany or the USA or on-site at customer locations, awarding the SPL ATM Specialty Technician Certificate upon completion.

Quantifiable outcome

• Reduced blast attacks on ATMs by over 80%
• +3 more outcomes

Named customers7 records

Segments7 records

Ideal customer profiles7 records

Technology focussed Yes

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature7 records

Partnerships

Two partnerships are on record, tiered core.

• Diebold Nixdorf (Nigeria)coreStrategic or Co-development Partner · 1 January 2022SPL signed partnership agreement with Diebold Nixdorf in Nigeria in 2022. Diebold Nixdorf is #1 in retail systems in Europe, #1 in ATMs installed globally, serving the majority of Top 100 financial institutions globally with approximately 31% global market share for ATM.
• ATM Industries, Inc. (Strategic Alliance with SPL Group USA)coreStrategic or Co-development Partner · 1 January 2013Strategic alliance established in 2013 between SPL Group USA and f/k/a ATM Industries, Inc. to strengthen brand presence and service capabilities in the Americas.

Scale indicators9 records

Recent moves16 records

Expansion highlights6 records

Direct peers

• NCR Atleos: ATM manufacturer and services spinoff from NCR, the second-largest global ATM OEM. Competes head-to-head with SPL in multi-vendor ATM maintenance, parts and self-service software.
• Diebold Nixdorf: Global ATM manufacturer and service provider with ~31% ATM market share. Directly competes with SPL in multi-vendor ATM services, refurbishment and parts supply, and is also a partner via the 2022 Nigeria agreement.
• Hyosung TNS: South Korean ATM manufacturer with global service operations. Comparable to SPL as a multi-vendor ATM hardware-and-services provider targeting banks and IADs.
• KAL ATM Software: UK-based ATM software specialist providing CEN/XFS-based solutions. Directly comparable to SPL's CEN/XFS support and SAM monitoring offerings for multi-vendor ATM estates.
• Triton Systems: US-based ATM manufacturer offering hardware, service and software to retailers and financial institutions. Directly overlaps SPL's ATM hardware, parts and refurbishment offerings.
• Paragon Application Systems: US-based ATM and self-service device software provider offering monitoring, IAD and payment-enablement solutions. Comparable to SPL's SAM, IAD Application SW and payment gateway solutions.
• Auriga: European ATM and digital banking software company providing omnichannel and self-service solutions. Closely mirrors SPL's payment gateway, ATM monitoring and digital-channel software stack.

Broad incumbents

• Brink's: Global cash logistics and ATM services provider with CIT, first/second-line ATM maintenance and managed services. Comparable to SPL's CIT-customer-base and ATM uptime services.
• GardaWorld: Cash services division provides CIT and ATM services globally. Comparable to SPL's CIT-customer services and ATM uptime support offerings.
• Loomis: International cash-in-transit and ATM services company. Overlaps with SPL in ATM maintenance, cash handling support and serving financial institutions across multiple geographies.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks6 records

Key highlights7 records

Customer concentration

• Xx.com/splgroupglobal

Compliance5 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Subsidiaries3 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about SPL GROUP