Coloma Wealth Management

What Coloma Wealth Management does

Coloma Wealth Management LLP is a UK-based, FCA-authorised (Register Number 563449) independent financial advisory firm headquartered at Third Floor South, Warwick House, 65-66 Queen Street, London EC4R 1EB, with a separate Registered Office in Wokingham. The firm delivers whole-market financial advice across two segments: personal wealth planning for individuals and families (life cover, critical illness cover, income replacement, mortgages, pensions, investments, private medical insurance and inheritance tax planning) and commercial financial planning for business owners (group pension plans, keyman cover, shareholder protection, group death in service, group income replacement, group critical illness cover and group private medical insurance).

The firm operates as a Limited Liability Partnership (LLP number OC367389) with 11-50 employees, no parent company, no subsidiaries, no funding rounds and no disclosed ownership concentration. Its technology footprint is minimal — no proprietary platform, mobile app, API or SDK is offered; the website serves primarily as an informational and lead-generation surface. Distribution is consultative and direct: free, confidential, no-obligation consultations are delivered via phone (020 3603 5910) and email ([email protected]), with the firm positioning itself as an objective guide through the UK financial services marketplace.

The business model is professional services: revenue is generated through advisory fees and commissions on the placement of financial products sourced across the whole market. Customer segments are bifurcated between retail individuals/families and SMB/commercial clients, with no named enterprise accounts, no disclosed pricing, and no public revenue figures. Geographic reach is the United Kingdom only, and the offering is subject to the UK regulatory regime, with certain commercial financial planning and inheritance tax planning explicitly outside FCA regulation.

Name

Coloma Wealth Management

Legal name

Coloma Wealth Management LLP

Website

https://coloma-wealth.com

Company type

Private

Operating status

Operating

Headcount range

11–50 employees

Short description

Coloma Wealth Management is a UK-based, FCA-regulated independent financial advisory firm delivering whole-market wealth management advice to individuals, families, and business owners across protection, investment, retirement, and group employee benefits products.

Ownership category

akta.pro rank

Product category

Wealth Management Advisory

NAICS

Portfolio Management and Investment Advice (523940)

SIC

Investment Advice (6282)

akta.pro primary industry

Financial Planning & Goals-Based Advice (Mass Affluent) (FSAAAAAF)

akta.pro secondary industries

Retirement & Pension Wealth (401(k)/IRA/SIPP/Superannuation Retail) (FSAAAAAJ), Retirement Income Planning & Decumulation Advisory (FSAEABAD)

Keywords

• Independent financial advice
• Wealth management services
• Life insurance advisory
• Pension planning services
• Group employee benefits

Headquarters

HQ city

London

HQ country

United Kingdom

HQ region

Europe

Offices1 record

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Others

Revenue model

1. Financial Advisory Services: Coloma Wealth Management generates revenue through advisory fees and commissions on financial products including life insurance, critical illness cover, income protection, mortgages, pensions, investments, private medical insurance, inheritance tax planning, and business protection schemes (group pensions, keyman cover, shareholder protection, death in service, group income replacement, group critical illness, group private medical insurance). The firm provides independent, whole-market advice to help clients find appropriate solutions.

Go-to-market motion1 record

Distribution channels2 records

Marketing channels1 record

Core offering

Coloma Wealth Management is a UK-based, FCA-authorised independent financial advisory firm that provides whole-market financial advice to individuals, families, and businesses. Its offering spans Personal Solutions (life cover, critical illness, income replacement, mortgages, pensions, investments, private medical insurance, inheritance tax planning) and Company/Business Solutions (group pension plans, keyman cover, shareholder protection, group death in service, group income replacement, group critical illness, group private medical insurance). The firm earns revenue through advisory fees and commissions on recommended financial products sourced across the market.

Product overview

Coloma Wealth Management is a financial advisory firm offering a comprehensive portfolio of wealth management solutions. Their offering consists of two main categories: Personal Solutions (Life Cover, Critical Illness Cover, Income Replacement Cover, Mortgages, Pensions, Investments, Private Medical Insurance, and Inheritance Tax Planning) and Company/Business Solutions (Group Pension Plans, Keyman Cover, Shareholder Protection, Group Death In Service, Group Income Replacement, Group Critical Illness Cover, and Group Private Medical Insurance). The products are delivered as advisory services with tailored recommendations rather than a unified software platform, providing both individual/family financial planning and commercial employee benefits packages.

Differentiator

Problem solved

Functional benefit

Products and services

• Life Cover

Segments2 records

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Scale indicators1 record

Recent moves3 records

Expansion highlights3 records

Emerging players

• Moneyfarm: UK/Italian digital wealth manager offering robo-advice and discretionary portfolios via ISAs and SIPPs. A potential disruptor to traditional IFAs like Coloma for mass-affluent clients seeking low-cost, self-directed investment solutions.
• Nutmeg: UK robo-advisor owned by JPMorgan Chase offering ISAs, SIPPs, and general investment accounts. Competes for the digital portion of Coloma's investment and pension client base and represents the structural shift away from face-to-face advice.

Direct peers

• Brewin Dolphin: UK wealth manager providing discretionary investment management, financial planning, and advice to private clients, charities, and intermediaries. Comparable full-service model to Coloma's personal plus commercial offering, with pensions, investments, and protection at its core.
• St. James's Place: UK's largest wealth manager, distributing advice through a tied-partner model on investments, pensions, mortgages, and protection. Comparable offering to Coloma's product breadth, though much larger scale and a restricted (rather than whole-market) product universe.
• Rathbones: UK-listed wealth manager offering investment management, financial planning, and advice across personal and trust/charity client bases. Comparable in providing whole-of-market advisory and discretionary services to individuals and businesses.
• Tilney / Evelyn Partners: One of the UK's largest independent wealth managers offering financial planning, investment management, and personal/business advisory services. Highly comparable to Coloma across both personal and commercial segments, but at significantly greater scale.
• Quilter: UK wealth manager with a national IFA network (Quilter Financial Advisers) and platform business. Directly comparable model of providing financial advice, pensions, investments, and protection products to UK consumers and businesses through an advisory channel.

Broad incumbents

• Coutts: Private banking and wealth arm of NatWest Group serving HNW and ultra-HNW clients with banking, investments, and financial planning. Comparable advisory-led wealth management proposition, though focused on a higher net-worth tier and operating within a banking group.
• Hargreaves Lansdown: UK's largest direct-to-consumer investment platform offering ISAs, SIPPs, funds, and shares. Not an advisory peer, but competes for the same personal investor wallet as Coloma's investment and pension clients, and pressures traditional IFA pricing.
• AJ Bell: UK investment platform serving DIY investors and advised clients via AJ Bell Investcentre. Comparable to Coloma's pension (SIPP) and investment proposition from a platform perspective; relevant competitive overlap on retail wealth products.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat3 records

Key risks6 records

Key highlights7 records

Customer concentration

Compliance1 record

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Coloma Wealth Management