Mutua dos Pescadores

What Mutua dos Pescadores does

Mutua dos Pescadores is a Portuguese mutual insurance firm headquartered in Lisbon, founded in 1942. The company is focused exclusively on the fishing sector, providing insurance protection to fishing professionals and their vessels and equipment. The Portuguese word "Mútua" in its name indicates a mutual structure, meaning the company is owned by its policyholders/members rather than external shareholders — a governance model common in European specialty insurance lines with concentrated, relationship-driven customer bases.

The firm operates as a private, for-profit entity with a headcount of 11-50 employees, placing it in the small-to-mid-cap Portuguese insurer category. Its value proposition is rooted in domain specialization: underwriting risk for fishing vessels and the professionals who operate them is a narrow line requiring marine actuarial expertise, knowledge of fisheries regulation, and relationships with fishing cooperatives and port communities — competencies that generalist insurers typically lack. With 80+ years of continuous operation, the firm has accumulated a member base, claims history, and reputational standing that constitute the core of its competitive position.

The source data is materially thin: the company website (https://www.mutuapescadores.pt) was not scannable in the available scrape, and no disclosed revenue, premium volume, product line breakdown, management team, partnership, or strategic move data is present in the input. As a result, the precise product mix (hull, P&I, personal accident, equipment, liability), distribution channels (direct vs. broker), geographic footprint beyond Portugal, ownership structure details, and recent strategic actions cannot be characterized from the available evidence. The description above is limited to what can be stated with confidence from the firmographic profile.

Name

Mutua dos Pescadores

Website

https://mutuapescadores.pt

Company type

Private

Founded year

1942

Headcount range

11–50 employees

Short description

Mutua dos Pescadores is a Lisbon-based mutual insurance firm founded in 1942 that provides insurance coverage to Portuguese fishing professionals and their vessels. Operating as a small specialty insurer (11-50 employees), it serves the fishing sector with member-owned policyholder structure.

Ownership category

akta.pro rank

Product category

Marine and Fishing Insurance

NAICS

Fishing (11411), Other Marine Fishing (114119), Finfish Fishing (114111), Shellfish Fishing (114112)

SIC

Fire, Marine & Casualty Insurance (6331)

akta.pro primary industry

Marine Specialty (Hull/P&I/Cargo) (FSAJAGAJ)

akta.pro secondary industry

Inland Marine / Personal Articles & Valuable Items Insurance (FSAJACAJ)

Keywords

• Fishing insurance
• Marine insurance
• Vessel insurance
• Mutual insurance
• Fishermen coverage

Headquarters

HQ city

Lisbon

HQ country

Portugal

HQ region

Europe

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Others

Core offering

Mutua dos Pescadores is a fishing-sector insurance firm that provides insurance coverage to protect professionals and fishing vessels operating in the Portuguese fisheries industry. The company operates as a mutual, pooling risk among its member-policyholders within the fishing community.

Differentiator

Problem solved

Functional benefit

Products and services

• Insurance for Fishing Professionals
• Insurance for Fishing Vessels

Ideal customer profiles1 record

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Recent moves1 record

Expansion highlights4 records

Direct peers

• Gard: Norway-based mutual marine insurer (world's largest P&I club) writing hull, P&I and cargo for commercial vessel operators. Highly comparable mutual structure and marine-insurance underwriting focus, although Gard concentrates on large ocean-going tonnage rather than artisanal fishing fleets.
• The Shipowners' Club: London-based mutual P&I club specialising in small and specialist vessels including fishing, tug and workboat fleets. Closest direct functional analogue to Mutua dos Pescadores given its focus on smaller commercial marine risks and mutual ownership model.
• The Swedish Club: Sweden-based marine mutual providing P&I, hull and charterers' cover for commercial operators including fishing vessels. Comparable member-owned structure and marine specialty underwriting.
• Markel International: Specialty insurer writing marine, fishing vessel, cargo and liability cover across European markets. Comparable specialty-marine product offering to artisanal and commercial fishing operators.
• Steamship Mutual: International marine P&I mutual serving a broad range of vessel owners. Comparable mutual structure and product mix (P&I, hull, FD&D) for marine professionals, though focused on larger commercial tonnage than Mutua dos Pescadores.
• UK P&I Club: One of the largest international P&I clubs, providing liability, hull and crew cover to shipowners and fishing operators globally. Relevant peer for marine mutual model and product scope.

Regional players

• Fidelidade: Portugal's largest insurance group, headquartered in Lisbon, with marine and personal-accident lines that overlap Mutua dos Pescadores' offerings. Most direct domestic competitor given shared Portuguese market and similar distribution into small-business and professional customers.
• Mapfre: Spain-headquartered global insurer with strong Iberian marine and fisheries insurance offerings. Comparable regional competitor serving small-scale fishing fleets along the Iberian Peninsula.

Broad incumbents

• AXA XL (marine): Global commercial insurer with a sizeable marine and offshore line that includes fishing-vessel hull and liability cover. Comparable product overlap but vastly larger scale and broader customer base.
• Hiscox: Bermuda-based specialty insurer with marine, liability and personal accident lines that overlap with fishing-sector risks. Larger, broader portfolio but offers competing products to Mutua dos Pescadores' target customers.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat4 records

Key risks5 records

Key highlights4 records

Customer concentration

• Facebookfacebook.com/MutuadosPescadores
• LinkedInlinkedin.com/company/mutua-dos-pescadores

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Mutua dos Pescadores