South Asialink Finance Corporation

What South Asialink Finance Corporation does

South Asialink Finance Corporation is a Philippine non-bank financial institution (NBFI) headquartered in Pasig that provides credit and loan products to micro, small, and medium enterprises (MSMEs) and underserved populations. Founded in 2003 and operating under the Asialink Group of Companies, the firm serves more than 1.5 million clients nationwide through a direct-lending model executed via its nationwide branch network. Its core value proposition is financial inclusion — extending credit access to borrowers who are typically under-served by traditional Philippine banks.

The company's revenue model is interest income on its MSME loan portfolio, which stood at PHP 41.9 billion with a stated target to grow to PHP 48.7 billion by December 2025. It is pursuing digital transformation initiatives to broaden the channel mix beyond physical branches and to make financial services more accessible to thin-file borrowers. The lending technology stack is described in general terms as digital lending and financial technology platforms, with no disclosed proprietary models, AI/ML systems, or patents in the source data.

The most significant recent strategic action is the closing of a $75 million syndicated loan facility in October 2025, led by Standard Chartered Bank and structured as Asialink's first foreign and social syndicated loan. This facility provides wholesale capital to underwrite further MSME loan growth and is the primary source of new funding for the portfolio expansion plan. The go-to-market motion is enterprise-style direct field sales to MSMEs, and the company is horizontally focused on the small-business credit segment in a single-country (Philippines) market.

Name

South Asialink Finance Corporation

Legal name

Asialink Finance Corporation

Website

https://safc.com.ph

Company type

Private

Founded year

2003

Operating status

Operating

Headcount range

101–250 employees

Short description

South Asialink Finance Corporation is a Philippine non-bank financial institution that provides MSME credit and loan products to underserved borrowers, serving over 1.5 million clients nationwide through direct lending and a growing digital channel.

Ownership category

akta.pro rank

Product category

Non-Bank Lending

NAICS

Commercial Banking (52211)

SIC

Short-Term Business Credit Institutions (6153)

akta.pro primary industry

SME Term Loans & Growth Capital (FSAKAGAB)

akta.pro secondary industry

SME Trade Finance & Working Capital (LCs, Guarantees, Receivables) (FSABABAF)

Keywords

• MSME lending services
• Microfinance loans
• Small business financing
• Non-bank lending
• Consumer credit products

Headquarters

HQ city

Pasig

HQ country

Philippines

HQ region

Asia

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Technology or R&D, Marketing or Sales, Infrastructure

Revenue model

1. MSME Loan Financing: Non-bank financial institution providing loan products to micro, small, and medium enterprises. Revenue generated through interest income on lending portfolio expected to grow from ₱HP 41.9 billion to ₱HP 48.7 billion by December 2025.

Go-to-market motion1 record

Distribution channels1 record

Marketing channels1 record

Core offering

South Asialink Finance Corporation is a Philippine non-bank financial institution (NBFI) that provides loan products and credit services primarily to micro, small, and medium enterprises (MSMEs), as well as individual consumers. The company generates revenue through interest income on its lending portfolio, currently PHP 41.9 billion, with plans to grow to PHP 48.7 billion by December 2025, supported by a $75 million syndicated facility from Standard Chartered Bank.

Differentiator

Problem solved

Functional benefit

Products and services

• MSME Loan Financing Loan products extended to micro, small, and medium enterprises (MSMEs) in the Philippines to address limited access to traditional banking credit and provide growth capital. The portfolio is projected to grow from PHP 41.9 billion to PHP 48.7 billion by December 2025.
• Financial Inclusion Services Accessible financial services targeted at underserved populations in the Philippines, leveraging digital transformation to expand reach to over 1.5 million clients nationwide.

Quantifiable outcome

• Portfolio growth from ₱HP 41.9B to ₱HP 48.7B projected by December 2025

Segments1 record

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature1 record

Scale indicators3 records

Recent moves5 records

Expansion highlights5 records

Emerging players

• Tala: Tala is a global digital lending platform using alternative data to underwrite credit for underserved customers, with operations including the Philippines. It is comparable to Asialink as a fintech-enabled lender targeting underbanked MSME/consumer borrowers in the Philippines.
• GCash: GCash is the Philippines' largest e-wallet, operated by Mynt/Globe Fintech Innovations, and has expanded into lending (GGives, GLoan) targeting consumers and small merchants. It is comparable to Asialink as a fast-growing Philippine lender serving MSME and unbanked segments via digital channels.
• Funding Societies: Funding Societies (formerly Modalku) is the largest SME digital financing platform in Southeast Asia, operating in Singapore, Indonesia, Thailand, Vietnam, Malaysia, and the Philippines. It is comparable to Asialink as an MSME-focused lender in SEA, with a digital-first origination model.

Broad incumbents

• Bank of the Philippine Islands (BPI): BPI is one of the largest Philippine universal banks with significant SME and consumer lending operations. It is comparable to Asialink as a major SME lender in the Philippines but with broader banking capabilities and a deposit-funded balance sheet.
• BDO Unibank: BDO Unibank is the largest commercial bank in the Philippines by assets, with a substantial SME lending franchise. As a broad incumbent, it overlaps with Asialink in MSME and working-capital lending but operates across the full banking stack (deposits, payments, treasury).
• UnionBank of the Philippines: UnionBank is a Philippine universal bank recognized for its digital-first strategy and SME lending products. Comparable to Asialink in targeting Philippine MSMEs, but with deposit funding, broader product set, and stronger digital infrastructure.
• Security Bank Corporation: Security Bank is a mid-to-large Philippine universal bank with consumer, SME, and corporate banking operations. It competes with Asialink for Philippine MSME borrowers while also serving larger corporates and offering full banking services.
• Rizal Commercial Banking Corporation (RCBC): RCBC is a Philippine universal bank with a meaningful SME and consumer lending franchise, including microfinance through RCBC Savings Bank (RSB). Comparable to Asialink as a Philippine SME lender but operating as a deposit-taking commercial bank.

Direct peers

• Palawan Pawnshop: Palawan Pawnshop (Palawan Group of Companies) is a major Philippine non-bank lender and pawnshop operator providing microcredit, salary loans, and remittance services to underserved Filipinos. It is comparable to Asialink as a nationwide NBFI competing for the same MSME and consumer credit customers.
• Cebuana Lhuillier: Cebuana Lhuillier is one of the largest non-bank microfinance and pawnshop operators in the Philippines, serving millions of unbanked and underbanked customers with credit, remittance, and savings products. It is directly comparable to Asialink as a Philippine NBFI focused on financial inclusion and small-ticket lending.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key highlights6 records

Customer concentration

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about South Asialink Finance Corporation