GRAWE Bankengruppe

What GRAWE Bankengruppe does

GRAWE Bankengruppe is an Austrian private banking group headquartered in Eisenstadt, organized primarily through its main legal entity HYPO-BANK BURGENLAND Aktiengesellschaft and operating across 12+ specialized brands including Bank Burgenland, Bank Burgenland Kärnten, Schelhammer Capital, DADAT, Anadi Bank, Security KAG, GBG Private Markets, BB Leasing, BK Immo, Die Plattform, and the GBG service and holding entities. The group traces its origins to 1830, making it one of Austria's oldest banking institutions with more than 190 years of continuous operation. It serves retail, private banking/high-net-worth, digital-first, and corporate/leasing customers across Austria via a multi-channel model combining physical branches in Eisenstadt, Vienna, Graz, Salzburg, and Klagenfurt am Wörthersee with online banking platforms.

The group's product architecture spans the full banking value chain: traditional retail and corporate banking through Bank Burgenland and Bank Burgenland Kärnten; wealth management and capital advisory through Schelhammer Capital; direct/digital banking through DADAT; investment fund management through Security KAG; private equity and alternative investments through GBG Private Markets; equipment and asset leasing through BB Leasing; real estate services and financing through BK Immo and GBG Immobilien GmbH; and a banking-as-platform offering through Die Plattform. The underlying technology is described as traditional banking infrastructure with web-based customer interfaces, supported by internal service and holding entities (GBG Service GmbH, GBG Beteiligungen GmbH). There is no evidence of proprietary technology platforms, AI/ML capabilities, or public APIs in the input data.

The group generates revenue through four primary streams: net interest income from lending and deposit-taking (the core banking engine), fee and commission income from account services and transactions, subscription/recurring securities and investment services through Security KAG and advisory franchises, and transaction-based leasing income from BB Leasing. It operates under Austrian banking regulation (FMA and OeNB oversight) and is a member of the Einlagensicherung AUSTRIA deposit insurance scheme. GRAWE Bankengruppe is privately held, does not trade on a public exchange, and has emphasized capital adequacy-driven independence from external investors for over 190 years.

Name

GRAWE Bankengruppe

Legal name

HYPO-BANK BURGENLAND Aktiengesellschaft

Website

https://grawe-bankengruppe.at

Company type

Private

Founded year

1830

Operating status

Operating

Headcount range

251–500 employees

Short description

GRAWE Bankengruppe is an Austrian private multi-brand banking group, founded in 1830 and headquartered in Eisenstadt. It serves retail, affluent, digital-first, and corporate clients across Austria through 12+ brands spanning traditional banking, private wealth, direct banking, asset management, leasing, and real estate.

Ownership category

akta.pro rank

Headquarters

HQ city

Eisenstadt

HQ country

Austria

HQ region

Europe

Offices6 records

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Operations, Infrastructure, Technology or R&D, Marketing or Sales

Revenue model

1. Interest Income: Core banking revenue from lending activities, deposit taking, and interest rate spreads
2. Fee and Commission Income: Banking fees, account maintenance charges, transaction fees, and commission-based services
3. Securities and Investment Services: Asset management through Security KAG, securities trading, and investment advisory services
4. Leasing Services: Equipment and asset leasing through BB Leasing subsidiary

Go-to-market motion1 record

Distribution channels4 records

Marketing channels4 records

Core offering

GRAWE Bankengruppe is an Austrian multi-brand banking group that offers retail and corporate banking, private banking and wealth management, direct/digital banking, investment fund management, securities services, real estate financing, and equipment leasing through its subsidiary brands including Bank Burgenland, Schelhammer Capital, DADAT, Anadi Bank, Security KAG, BB Leasing, BK Immo, and GBG Private Markets.

Product overview

GRAWE Bankengruppe is an Austrian banking group with over 190 years of history, operating as a multi-brand financial services platform. The group consists of HYPO-BANK BURGENLAND AG as the parent entity, along with multiple specialized banking and financial service brands. The core banking products include Bank Burgenland (retail/corporate banking in Burgenland), Bank Burgenland Kärnten (banking in Carinthia), Anadi Bank, and DADAT (direct banking). The portfolio also includes wealth management through Schelhammer Capital, private markets investments via GBG Private Markets, securities management through Security KAG, real estate services via BK Immo and GBG Immobilien GmbH, and leasing services through BB Leasing. Supporting services are provided by GBG Service GmbH and GBG Beteiligungen GmbH.

Differentiator

Problem solved

Functional benefit

Products and services

• Bank Burgenland Regional bank providing retail and corporate banking services in Burgenland, Austria, including deposits, loans, payments, and everyday banking products for individuals and businesses.
• Bank Burgenland Kärnten Regional bank providing retail and corporate banking services in the Carinthia region of Austria.
• Schelhammer Capital Private banking, wealth management, and capital management services for high-net-worth clients, including investment advisory and estate planning.
• DADAT Direct banking services offering online account management, savings, securities trading, and financial products for digitally-savvy self-service customers.
• GBG Private Markets Private markets investment services including private equity and alternative investments.
• Security KAG Securities management and investment fund services (Kapitalanlagegesellschaft), including securities trading and investment fund products.
• Anadi Bank Banking services offered through the Anadi Bank brand, operating in the Klagenfurt/Carinthia region of Austria.
• BK Immo Real estate services and property financing solutions within the GRAWE Bankengruppe portfolio.
• BB Leasing Leasing services for equipment, vehicles, and other assets, offered to corporate clients through BB Leasing.
• Die Plattform Banking platform services offered under the Die Plattform brand within the GRAWE Bankengruppe portfolio.
• GBG Service GmbH Service company providing support functions within the GRAWE Bankengruppe.
• GBG Beteiligungen GmbH Holding company managing equity participations within the GRAWE Bankengruppe.
• GBG Immobilien GmbH

Segments4 records

Ideal customer profiles4 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

Four partnerships are on record, tiered minor and core.

• Wirtschaftskammer ÖsterreichminorOthersMembership in the Austrian Federal Chamber of Commerce, Section Bank and Insurance (Bundessparte Bank und Versicherung), located at Wiedner Hauptstraße 63, 1045 Wien.
• Verband der österreichischen Landes-HypothekenbankenminorOthersMembership in the Association of Austrian Landes-Hypothekenbanken (regional mortgage banks association), located at Bruckner Straße 8, 1040 Wien.
• Einlagensicherung AUSTRIA Gesellschaft m.b.H.coreOthersDeposit insurance scheme membership providing customer deposit protection, located at Wipplingerstraße 34/4, 1010 Wien.
• Gemeinsame Schlichtungsstelle der Österreichischen KreditwirtschaftminorOthersJoint arbitration body for Austrian credit industry for dispute resolution, located at Wiedner Hauptstraße 6, 1045 Wien.

Scale indicators2 records

Recent moves5 records

Expansion highlights5 records

Direct peers

• HYPO Vorarlberg Bank AG: Vorarlberg-based Landes-Hypothekenbank operating retail, private, and corporate banking under the same Landes-Hypothekenbanken membership framework as GRAWE Bankengruppe, with overlapping product set and Austrian regulatory regime.
• HYPO Steiermark AG: Styrian Landes-Hypothekenbank providing retail banking, mortgage, and corporate finance in Graz and across Styria under the same Landes-Hypothekenbanken association framework as Bank Burgenland.
• HYPO NOE Landesbank für Niederösterreich und Wien AG: Austrian Landes-Hypothekenbank serving retail, corporate, and public-sector clients in Lower Austria and Vienna through branches and digital channels — the closest structural analogue to GRAWE's Bank Burgenland-led model.
• HYPO Tirol Bank AG: Tyrolean Landes-Hypothekenbank offering retail, mortgage, corporate, and private banking products in its home region with a comparable regulated Landesbank structure to GRAWE Bankengruppe's flagship banks.

Broad incumbents

• Erste Group Bank AG: Austria's largest banking group with retail, corporate, and wealth management across CEE; competes head-on with GRAWE's brands in Austria while operating a much broader geographic and product footprint.
• Raiffeisen Bank International AG: Major Austrian-headquartered banking group with corporate, retail, and capital markets operations across CEE; overlaps with GRAWE on Austrian retail and corporate banking while serving a far larger cross-border franchise.
• BAWAG Group AG: Publicly listed Austrian retail and consumer-banking specialist — direct overlap with GRAWE's DADAT and Bank Burgenland on deposits, consumer credit, and digital retail, but with materially larger scale.

Regional players

• Oberbank AG: Upper-Austrian regional bank offering retail, corporate, and private banking across Austria and select CEE markets; competes with GRAWE on corporate and SME lending in Austria with a similar regional-banking positioning.
• BKS Bank AG: Carinthian regional bank offering retail, corporate, and private banking across Austria and neighboring markets; a peer of Bank Burgenland Kärnten within the GRAWE group and another Austrian regional-bank analogue.
• Volksbank Wien AG: Austrian Volksbanken-sector retail and SME lender in the Vienna region, with a comparable cooperative-style retail-banking model and overlapping customer base to Bank Burgenland in eastern Austria.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks6 records

Key highlights6 records

Customer concentration

• LinkedInlinkedin.com/company/grawe-bankengruppe

Revenue estimate

Valuation estimate

Number of profiles

Subsidiaries13 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about GRAWE Bankengruppe