Vaster Capital
Vaster Capital is a Miami-based private money lender (NMLS #1804955) that originates short-term residential and commercial bridge loans for real estate investors in Florida and New York, financing up to 65% of property value with closings measured in days.
- Company typePrivate
- Founded2017
- HeadquartersMiami, United States
- Headcount11–50
- GTM typeB2B
- OfferingServices
What Vaster Capital does
Vaster Capital is a Miami-based private money lender (NMLS #1804955, Equal Housing Lender) that originates short-term residential and commercial bridge loans for real estate investors operating primarily in Florida and New York. Loan products are structured for property purchases, construction financing, refinancing, and equity extraction, with disclosed deal sizes ranging from $377,000 to $18,000,000 and maximum financing capped at 65% of property value. The company's value proposition centers on speed of execution — closings measured in days rather than the weeks typical of conventional bank lenders — and on providing access to capital without the underwriting constraints of institutional financing.
The platform is delivered through a direct-to-consumer digital stack: an online application portal (apply.vaster.com), a customer account portal (app.vaster.com, myaccount.vaster.com), and phone-based loan specialists reachable at 305.673.3011. Vaster also operates a mortgage broker referral channel for partner-originated deals, and supports top-of-funnel acquisition through a corporate website, social media presence, and a Market Insights Blog covering South Florida real estate trends. No public API, SDK, or proprietary technology beyond the basic portal is disclosed, and the technology footprint is hosted on HubSpot infrastructure.
Vaster earns revenue through interest income on originated bridge loans (classified as transaction-fee revenue), with pricing that is quote-based and not publicly disclosed. The company is privately held with no external institutional investors or parent company disclosed, operates with a 1–10 person team from a single Miami headquarters at 1000 Brickell Ave Suite 600, and shows no publicly available revenue, funding, or management team data.
Vaster Capital firmographics
Firmographics- Name
- Vaster Capital
- Legal name
- Vaster
- Website
- https://vastercapital.com
- Company type
- Private
- Founded year
- 2017
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Short description
- Vaster Capital is a Miami-based private money lender (NMLS #1804955) that originates short-term residential and commercial bridge loans for real estate investors in Florida and New York, financing up to 65% of property value with closings measured in days.
- Ownership category
- akta.pro rank
Vaster Capital industry classification
Industry- Product category
- Private Money Lending
- NAICS
- Real Estate Credit (522292), Mortgage and Nonmortgage Loan Brokers (522310)
- SIC
- Mortgage Bankers & Loan Correspondents (6162), Short-Term Business Credit Institutions (6153)
- akta.pro industry
- Hard Money & Private Mortgage Lending IntermediationFinancial & Insurance/Financial Advisory, Brokerage & Intermediation/Mortgage Brokerage & Loan IntermediationSpec/Tract Builder Construction FinancingFinancial & Insurance/Mortgage & Housing Finance/Construction & Renovation Financing (Construction-to-Perm)
Keywords
Where Vaster Capital is headquartered
LocationHeadquarters
- HQ city
- Miami
- HQ country
- United States
- HQ region
- North America
Offices1 record
Markets served
Vaster Capital business model
Business model- GTM type
- B2B
- Offering type
- Services
- Cost components
- Personnel, Operations, Technology or R&D, Marketing or Sales, Infrastructure
Revenue model
- Private Money Lending: Vaster Capital provides private money bridge loans to real estate investors, earning interest income on the loans originated. Loans are structured as short-term bridge financing for property purchases, construction, and refinancing, with typical loan amounts ranging from $377,000 to $18,000,000.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Other | Pay-as-you-go | Residential Bridge Loans - Financing up to 65% of property value |
Go-to-market motion1 record
Distribution channels3 records
Marketing channels4 records
Vaster Capital product offering
Product offeringCore offering
Vaster Capital is a private money lender that originates short-term bridge loans for real estate investors in Florida and New York, providing financing up to 65% of property value with closing in days rather than weeks. The company also offers commercial bridge loans, home loans, and a mortgage broker partner program, operating as an NMLS-licensed Equal Housing Lender (NMLS #1804955).
Product overview
Vaster Capital is a private money lending platform offering real estate financing solutions primarily for Florida and New York investors. The core product is residential and commercial bridge loans providing up to 65% of property value with fast closing times. The product portfolio includes Private Money Loans (residential bridge loans) as the primary offering, Home Loans for residential financing, and Commercial Bridge Loans for commercial properties. Supporting services include Mortgage Broker Services for partner referrals and a Market Insights Blog for market intelligence. Recently closed transactions showcase recent loan activity. The platform operates through web-based application portals (apply.vaster.com, app.vaster.com) with no public API mentioned.
Differentiator
Problem solved
Functional benefit
Products and services
- Private Money Loans (Residential Bridge Loans) Short-term private money bridge loans for real estate investors, financing up to 65% of property value, designed to meet contractual obligations, access equity, and refinance. Loans close in days rather than weeks. Deal sizes range from $377,000 to $18,000,000.
- Home Loans Residential mortgage financing solutions for home buyers and investors in the Florida and New York markets.
- Commercial Bridge Loans Commercial property financing solutions for investors, offering bridge loan products for commercial real estate transactions.
- Mortgage Broker Partner Program Partner program for licensed mortgage brokers to access Vaster's private money lending products and refer their clients for residential and commercial bridge loans.
Quantifiable outcome
- Finance up to 65% of property value
- +1 more outcomes
Companies that use Vaster Capital
Customer profileSegments1 record
Ideal customer profiles2 records
Vaster Capital technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Feature2 records
Vaster Capital partnerships and signals
Strategic signalScale indicators2 records
Recent moves5 records
Expansion highlights4 records
Vaster Capital competitors and assessment
Company assessmentDirect peers
- Groundfloor Finance: Groundfloor Finance provides short-term bridge and rehab loans to real estate investors. Comparable in product focus on bridge financing for individual/small investors and similar use cases (purchase + rehab financing).
- RCN Capital: RCN Capital is a private money lender offering bridge, fix-and-flip, and rental portfolio loans to real estate investors in 40+ states. Closely mirrors Vaster's multi-channel approach with a broker program as a primary distribution channel.
- Kiavi: Kiavi (formerly LendingHome) is one of the largest tech-enabled private real estate lenders, offering bridge and fix-and-flip loans to investors across multiple states with digital origination. Direct competitor to Vaster on speed, LTV, and investor target customer.
- Newfi Wholesale: Newfi Wholesale is a non-QM and bridge loan lender operating heavily through broker partners. Comparable in serving real estate investors via wholesale/broker distribution for non-conforming loans.
- OfferMarket: OfferMarket offers short-term financing for fix-and-flip and rental investors, with a broker-friendly model. Comparable product mix and reliance on broker channel as core origination source.
- Civic Financial Services: Civic Financial Services is a private lender specializing in fix-and-flip, bridge, and rental loans to real estate investors. Directly comparable product line and customer segment.
- Lima One Capital: Lima One Capital provides short-term bridge, construction, and rental loans to real estate investors nationwide. Directly comparable product set (residential bridge + construction) and similar investor customer base.
Broad incumbents
- Angel Oak Mortgage Solutions: Angel Oak Mortgage Solutions provides non-QM and bridge financing with a broader product portfolio and institutional backing. Overlaps with Vaster on investor bridge products but operates at much larger scale with diversified channels.
- CoreVest Finance (Redwood Trust): CoreVest, owned by Redwood Trust, is a large institutional bridge lender for residential investors. Comparable product (single-family rental + bridge loans) but operates with capital markets access and balance sheet scale Vaster lacks.
- PeerStreet: PeerStreet is a real estate investment platform historically focused on bridge lending for investors. Comparable target customer (real estate investors) and bridge loan products, though PeerStreet operates a marketplace model with broader geographic reach.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat3 records
Key highlights6 records
Customer concentration
Vaster Capital social profiles
Digital presenceVaster Capital compliance and trust
Trust signalCompliance1 record
Vaster Capital financial estimates
Financial estimateRevenue estimate
Valuation estimate
Vaster Capital leadership team
Management profileNumber of profiles
Vaster Capital funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Vaster Capital M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Vaster Capital
What does Vaster Capital do?
Vaster Capital is a private money lender that originates short-term bridge loans for real estate investors in Florida and New York, providing financing up to 65% of property value with closing in days rather than weeks. The company also offers commercial bridge loans, home loans, and a mortgage broker partner program, operating as an NMLS-licensed Equal Housing Lender (NMLS #1804955).
Is Vaster Capital a public or private company?
Vaster Capital is a private company. It is classified as founder individual operated bootstrapped and is currently operating.
When was Vaster Capital founded?
Vaster Capital was founded in 2017. It employs 11 to 50 people.
Where is Vaster Capital based?
Vaster Capital is headquartered in Miami, United States, in the North America region.
How does Vaster Capital make money?
One revenue line is on record: private Money Lending.
Who are Vaster Capital's main competitors?
Direct peers on record are Groundfloor Finance, RCN Capital, Kiavi, Newfi Wholesale, OfferMarket, Civic Financial Services and Lima One Capital. Broad incumbents are Angel Oak Mortgage Solutions, CoreVest Finance (Redwood Trust) and PeerStreet.
Does Vaster Capital have an API?
No public API is recorded for Vaster Capital.
What industry is Vaster Capital in?
Vaster Capital's product category is Private Money Lending. Its primary akta.pro industry code is FSAEAEAH, Hard Money & Private Mortgage Lending Intermediation, with a secondary code of FSALAHAC, Spec/Tract Builder Construction Financing. Its NAICS code is 522292 and its SIC code is 6162.