The Municipal Housing Agency

What The Municipal Housing Agency does

The Municipal Housing Agency of Council Bluffs (MHACB) is a municipal government housing authority established by city ordinance in 1968 and operating under the U.S. Department of Housing and Urban Development (HUD) to administer federally subsidized affordable housing within the city limits of Council Bluffs, Iowa. The agency delivers two core programs: a Public Housing program consisting of 295 directly owned and managed units across two communities — Regal Towers (210 efficiency and one-bedroom units in an eight-story building at 505 South 6th Street) and Dudley Court (85 one-bedroom units at 201 North 25th Street) — and the Housing Choice Voucher (HCV) Program, commonly known as Section 8, which authorizes up to 829 vouchers for eligible households to lease housing in the private market. Rent under both programs is determined by household adjusted income per HUD regulations, with a $50 monthly minimum rent and a $200 deposit at Regal Towers; landlord Housing Assistance Payments are disbursed electronically via HAPCheck and direct deposit.

MHACB supplements these core programs with Special Purpose Vouchers targeting non-elderly persons with disabilities (Mainstream), Foster Youth to Independence participants ages 18–24 (FYI), and homeless veterans through HUD-VASH in coordination with the Department of Veterans Affairs, plus a voluntary Family Advancement Program that pairs HCV participants with employment, training, and education resources alongside an escrow account benefit. The agency is governed by a five-member Board of Commissioners nominated by the mayor and confirmed by the Council Bluffs City Council, and is operationally led by Executive Director Oscar Duran and Deputy Director Mike McGuire, with a Director of Compliance & Finance (Ofelia Galvan) overseeing regulatory and financial functions.

The business model is non-commercial: MHACB does not generate revenue in the conventional sense and instead receives HUD federal subsidy funding to support public housing operations and voucher administration. Eligible tenants are admitted via a preference-weighted waiting list system prioritizing elderly applicants, persons with disabilities, and individuals living or working in Council Bluffs, with applications accepted online through waitlistcheck.com or in person. Landlord recruitment for the HCV program is conducted through direct phone and email outreach. There is no private equity, venture, or external ownership; the agency is a public entity whose funding trajectory is determined by congressional appropriations and HUD allocation formulas.

Name

The Municipal Housing Agency

Legal name

Municipal Housing Agency of Council Bluffs

Website

https://mhacb.org

Company type

Private

Founded year

1968

Operating status

Operating

Headcount range

11–50 employees

Short description

The Municipal Housing Agency of Council Bluffs (MHACB) is a municipal housing authority established in 1968 that administers HUD-funded Public Housing (295 owned units across Regal Towers and Dudley Court) and the Housing Choice Voucher / Section 8 program (up to 829 vouchers) for low-income families, elderly, and disabled residents within Council Bluffs, Iowa.

Ownership category

akta.pro rank

NAICS

Administration of Housing Programs, Urban Planning, and Community Development (9251), Lessors of Residential Buildings and Dwellings (53111), Administration of Housing Programs, Urban Planning, and Community Development (925)

SIC

Real Estate Operators (No Developers) & Lessors (6510)

akta.pro industry

PRIMARYBPAIANAA

Public & Affordable Housing Programs (Subsidies, Vouchers, Public Housing)

Business & Public Services/Public Sector & Government Administration/Housing, Urban Planning & Community Development

SECONDARYBPAIACAJ

Housing & Neighborhood Services (Local Housing Programs)

Business & Public Services/Public Sector & Government Administration/Local/Municipal Government Administration

SECONDARYFSALAKAN

Fair Housing, Compliance & Housing Program Oversight

Financial & Insurance/Mortgage & Housing Finance/Housing Finance Agencies & Government-Sponsored Housing Programs

SECONDARYBPAGALAC

Affordable Housing & Community Development (Housing, Community Land Trusts)

Business & Public Services/Nonprofit, NGO & Social Services/Social Enterprises & Impact Organizations

Keywords

• Public housing services
• Housing choice vouchers
• Section 8 vouchers
• Subsidized rental housing
• Affordable housing programs

Headquarters

HQ city

Council Bluffs

HQ country

United States

HQ region

North America

Offices4 records

Markets served

GTM type

B2C

Offering type

Services

Cost components

Operations, Personnel, Infrastructure, Others

Revenue model

1. HUD Federal Subsidy Funding: The Municipal Housing Agency receives federal subsidy dollars from the US Department of Housing and Urban Development (HUD) to fund public housing operations and the Housing Choice Voucher Program. HUD provides funding that enables the Housing Authority to own and manage housing communities for low-income residents at affordable rents. Revenue is government-appropriated rather than commercially generated.

Pricing tiers

Go-to-market motion1 record

Distribution channels3 records

Marketing channels4 records

Core offering

The Municipal Housing Agency of Council Bluffs (MHACB) is a municipal public housing authority established in 1968 that administers federally subsidized rental housing and the Housing Choice Voucher (Section 8) program for low-income families, elderly individuals, and persons with disabilities residing in the Council Bluffs, Iowa area. Eligible households pay income-based rent while the agency receives HUD federal subsidy funding to operate the program.

Product overview

The Municipal Housing Agency of Council Bluffs (MHACB) offers a portfolio of affordable housing programs and services. The core offerings include Public Housing (federally subsidized rental housing at Regal Towers and Dudley Court) and the Housing Choice Voucher (HCV) Program, also known as Section 8. Special Purpose Vouchers target specific populations including Mainstream Housing Vouchers for non-elderly disabled individuals, Foster Youth to Independence (FYI) vouchers, and Veterans Affairs Supportive Housing (VASH) vouchers. The Family Advancement Program provides voluntary support services to HCV families seeking financial independence. MHACB manages 295 public housing units and provides up to 829 Housing Choice Vouchers.

Differentiator

Problem solved

Functional benefit

Quantifiable outcome

• 295 public housing units and 829 Housing Choice Vouchers available to serve eligible residents
• +1 more outcomes

Segments5 records

Ideal customer profiles1 record

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Scale indicators3 records

Recent moves4 records

Expansion highlights4 records

Direct peers

• Sioux City Housing Authority: Sioux City Housing Authority is a western Iowa PHA administering HUD-subsidized public housing and Section 8 voucher programs in a similarly-sized Iowa/Nebraska border city — directly comparable in geographic and demographic context.
• Omaha Housing Authority: Omaha Housing Authority is the closest comparable peer — a municipal public housing authority serving the adjacent Nebraska city with both public housing units and Housing Choice Voucher administration under HUD programs, mirroring MHACB's exact dual-program structure.
• Bellevue Housing Authority (Nebraska): Bellevue Housing Authority is a small-city Nebraska PHA operating public housing units and voucher programs under HUD — comparable in scale and HUD program structure to MHACB.
• Lincoln Housing Authority (Nebraska): Lincoln Housing Authority is a neighboring Midwestern PHA operating public housing units and Housing Choice Vouchers for low-income residents in Lincoln, Nebraska — comparable in scale, mission, and HUD dependency.
• Des Moines Municipal Housing Agency: Des Moines Municipal Housing Agency is a fellow Iowa PHA operating public housing communities and administering Section 8 vouchers in Iowa's largest city — directly comparable in mission, HUD funding model, and program portfolio.
• Iowa City Housing Authority: Iowa City Housing Authority administers public housing and HCV programs in another Iowa university city, comparable in HUD program structure and tenant base despite a slightly different economic profile.
• Cedar Rapids Housing Services: Cedar Rapids Housing Services is an Iowa-based municipal housing program administering public housing and HCV programs under HUD, with a similar mid-market Iowa city scope and tenant population to MHACB.

Others

• National Association of Housing and Redevelopment Officials (NAHRO): NAHRO is the national membership association representing housing authorities, including MHACB's peer agencies. It is comparable as the industry body governing training, certification, and policy advocacy for agencies like MHACB, though not a competing operator.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat3 records

Key risks5 records

Key highlights6 records

Customer concentration

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

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M&A

Investments

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Frequently asked questions about The Municipal Housing Agency