DKG
DKG (Dresdner Konzeptberatungsgesellschaft mbH) is a Dresden-based, privately held German financial advisory firm licensed across insurance, investments and real estate that delivers holistic, structure-based financial consulting to private clients, B2B mid-market clients and specialized segments across Germany.
- Company typePrivate
- Founded2013
- HeadquartersDresden, Germany
- Headcount11–50
- GTM typeB2B and B2C
- OfferingServices
What DKG does
DKG Dresdner Konzeptberatungsgesellschaft mbH is a privately held German financial advisory firm founded in 2013 and headquartered in Dresden, with additional physical offices in Chemnitz and Leipzig and nationwide online consultation coverage. The firm operates under the trade name DKG and is owned and managed by its two founders, Martin Husse and Robert Memmler, both serving as Geschäftsführer. DKG holds the full bundle of German financial intermediary licenses — §34d (insurance brokerage), §34f (financial investment intermediation), §34i (real estate loan intermediation) and §34c (real estate brokerage) — registered with IHK Dresden, and as a §93 HGB Versicherungsmakler is legally mandated to act in client rather than provider interests. Since founding, DKG has accumulated 7,000+ managed mandates and currently coordinates 30+ brokers and advisors across specialized areas.
The firm's core product is the proprietary DKG-Strukturkonzept, a five-phase consulting methodology (Analysis & Goal Clarification, Inventory & Structure, Individual Conception, Implementation, Ongoing Support) that integrates existing contracts, goals, risk structure, liquidity and long-term asset development into a single financial structure rather than selling individual products. This methodology is supported by service modules covering insurance and provision (Absicherung und Vorsorge), capital accumulation and wealth (Kapitalaufbau und Vermögen), real estate and financing (Immobilien und Finanzierung), and tax and legal advisory (Steuer und Recht), plus specialized offerings for B2B clients, company pension schemes through the DKG Business sub-brand, women-focused advisory, and an emergency documentation tool (Nothilfepass DKG). A wholly-owned subsidiary, DKG Immobilien GmbH, provides real estate marketing and access to a network of private and institutional investors, and the firm maintains access to 300+ bank financing partners.
DKG generates revenue through commission and fee arrangements across its licensed activities: insurance brokerage commissions paid by insurers (§34d), third-party compensation from product providers for investment intermediation (§34f), performance-based fees from lenders for real estate loan intermediation (§34i), and commissions on real estate transactions (§34c), with the real estate flow channeled through the DKG Immobilien GmbH subsidiary. The go-to-market model is sales-led and consultative, combining free initial non-binding consultations with in-person Saxon offices and nationwide digital delivery. The firm is rated 5.0 stars on Google across all branches with 700+ Google reviews, 853 WhoFinance reviews and 1,400+ cooperating-broker client ratings, indicating strong consumer trust. No external funding, acquisitions, or public financial disclosures are present in the available data.
DKG firmographics
Firmographics- Name
- DKG
- Legal name
- DKG Dresdner Konzeptberatungsgesellschaft mbH
- Website
- https://dresdner-konzept.de
- Company type
- Private
- Founded year
- 2013
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Short description
- DKG (Dresdner Konzeptberatungsgesellschaft mbH) is a Dresden-based, privately held German financial advisory firm licensed across insurance, investments and real estate that delivers holistic, structure-based financial consulting to private clients, B2B mid-market clients and specialized segments across Germany.
- Ownership category
- akta.pro rank
DKG industry classification
Industry- Product category
- Financial Advisory Services
- NAICS
- Insurance Agencies and Brokerages (52421), Agencies, Brokerages, and Other Insurance Related Activities (5242), Portfolio Management and Investment Advice (523940)
- SIC
- Insurance Agents, Brokers & Service (6411), Real Estate Agents & Managers (For Others) (6531), Investment Advice (6282)
- akta.pro primary industry
- Insurance-Integrated Wealth Managers (RIA + Insurance Solutions) (FSAAACAI)
- akta.pro secondary industries
- Commercial Real Estate Brokerage (Leasing & Sales) (FSAEAJAB), Real Estate Transaction Advisory & Due Diligence (FSAEAJAJ), Business Owner & Executive Financial Planning (FSAEAAAO), Mid-Market Commercial Package (Package Policies) (FSAJAFAB)
Keywords
Where DKG is headquartered
LocationHeadquarters
- HQ city
- Dresden
- HQ country
- Germany
- HQ region
- Europe
Offices3 records
Markets served
DKG business model
Business model- GTM type
- B2B and B2C
- Offering type
- Services
- Cost components
- Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure
Revenue model
- Insurance Brokerage Commission: As an insurance broker (§34d GewO) legally obligated to clients under §93 HGB, DKG receives commission/courtage from insurance companies included in the insurance premium paid by customers. Commission-based model where the broker represents client interests rather than insurer interests.
- Financial Investment Advisory Fees: As a financial investment intermediary (§34f GewO), DKG receives compensation exclusively through third-party payments (product providers) which may be retained. Based on a sufficient market overview across the entire German market.
- Real Estate Finance Intermediation: As a real estate loan intermediary (§34i GewO), DKG receives performance-based fees from lenders for successful intermediation, with amounts determined by loan amount, interest payments, and premiums. DKG acts independently of specific product providers.
- Real Estate Brokerage: As a real estate broker (§34c GewO), DKG earns commissions on property transactions. Works in close connection with subsidiary DKG Immobilien GmbH which has access to a network of private and institutional investors.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Freemium | One time | Free initial consultation |
Go-to-market motion1 record
Distribution channels3 records
Marketing channels3 records
DKG product offering
Product offeringCore offering
DKG (Dresdner Konzeptberatungsgesellschaft mbH) provides holistic financial advisory services built around its proprietary DKG-Strukturkonzept — a five-phase methodology that integrates analysis, inventory, individual conception, implementation, and ongoing support. The firm operates as a licensed insurance broker (§34d GewO), financial investment intermediary (§34f GewO), real estate loan intermediary (§34i GewO), and real estate broker (§34c GewO), legally obligated to represent client interests under §93 HGB. Core service lines span private and corporate insurance, capital accumulation and wealth management, real estate financing, and tax/legal advisory coordination.
Product overview
DKG (Dresdner Konzeptberatungsgesellschaft mbH) is a holistic financial advisory firm offering a structured consulting methodology built around its DKG-Strukturkonzept — a five-phase process encompassing analysis, inventory, individualized concept creation, implementation, and ongoing support. The core offering is the Konzeptberatung (Concept Consulting) module, which is supplemented by service modules covering Insurance & Provision (Absicherung und Vorsorge), Capital Building & Wealth (Kapitalaufbau und Vermögen), Real Estate & Financing (Immobilien und Finanzierung), Tax & Law (Steuer und Recht), and the Nothilfepass DKG emergency documentation tool. Specialized offerings include B2B Concept Consulting for business clients, Betriebliche Altersvorsorge (company pension schemes) via the DKG Business sub-brand, and Finanzberatung für Frauen (advisory services tailored to women). Supporting digital tools include an Online Calculator Suite. The DKG Immobilien GmbH subsidiary handles real estate services. All offerings are unified by the principle of structure over individual product sales, with nationwide online delivery and physical offices in Dresden, Chemnitz, and Leipzig.
Differentiator
Problem solved
Functional benefit
Brands
- DKG Business: Business segment offering B2B concept consulting, company insurance, company pension schemes, and business liquidity services.
Products and services
- DKG-Strukturkonzept (DKG Structural Concept) Holistic financial consulting methodology that integrates analysis, goal-setting, existing contracts, risk structure, and long-term wealth development into a structured five-phase process (analysis, inventory, conception, implementation, ongoing support), rather than selling individual financial products.
- Konzeptberatung (Concept Consulting for Private Clients)
Quantifiable outcome
- 7,000+ clients served nationwide since 2013
- +3 more outcomes
Companies that use DKG
Customer profileNamed customers7 records
Segments3 records
Ideal customer profiles3 records
DKG technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Feature1 record
DKG partnerships and signals
Strategic signalPartnerships
One partnership is on record.
- DKG Immobilien GmbHcoreSubsidiary company of DKG specializing in real estate services. DKG Immobilien GmbH has the necessary liquid network of private and institutional investors, enabling comprehensive property marketing and investment services for DKG clients seeking real estate as capital investment.
Scale indicators7 records
Recent moves6 records
Expansion highlights5 records
DKG competitors and assessment
Company assessmentBroad incumbents
- Interhyp AG: Germany's largest mortgage broker offering construction financing across 400+ banks — comparable to DKG's real estate financing intermediation, though Interhyp is a much larger specialist rather than a holistic advisor.
Direct peers
- tecis Finanzdienstleistungen AG: German tied-agent financial advisory network offering insurance, investment and real estate financing products to retail clients — comparable in product breadth and German retail client focus.
- OVB Holding AG: European financial advisory group with strong German presence providing insurance, pensions, investments and real estate financing to retail clients through independent brokers — directly comparable cross-product advisory model.
- MLP SE: German financial advisory group serving private and corporate clients across insurance, wealth, pensions and real estate financing via multi-license brokers — directly comparable multi-product, license-based model to DKG's holistic concept approach.
- Dr. Klein Privatkunden AG: German intermediary specializing in mortgage and real estate financing with access to a broad lender panel — directly comparable to DKG's §34i loan intermediation and access to 300+ banks.
- Swiss Life Select Deutschland: German financial advisory arm of Swiss Life providing holistic insurance, wealth and pension advisory through licensed brokers — closely comparable multi-license, holistic concept approach to DKG.
- Deutsche Vermögensberatung (DVAG): Largest German retail financial advisory network offering insurance, investment and real estate financing products through a tied-agent structure — competes for the same holistic advisory client and uses similar nationwide offline + online coverage.
- A.S.I. Wirtschaftsberatung: German financial advisory firm focused on academics, physicians and senior professionals — directly comparable to DKG's profession-specific specializations (civil servants, athletes, Generation 50+) and concept-based methodology.
- Plansecur Finanzberatung: German independent financial advisory firm providing insurance, investment and pension concepts to retail and SME clients — comparable holistic concept-based methodology and multi-license structure.
Emerging players
- HONORARFINANZ AG: German fee-only financial advisor network positioning against commission-based brokers — represents the alternative model that could pressure commission-driven peers like DKG as consumer fee-awareness grows.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat4 records
Key risks6 records
Key highlights7 records
Customer concentration
DKG social profiles
Digital presenceDKG financial estimates
Financial estimateRevenue estimate
Valuation estimate
DKG leadership team
Management profileNumber of profiles
Profiles2 records
DKG subsidiaries and ownership
Company hierarchySubsidiaries1 record
DKG funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
DKG M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about DKG
What does DKG do?
DKG (Dresdner Konzeptberatungsgesellschaft mbH) provides holistic financial advisory services built around its proprietary DKG-Strukturkonzept — a five-phase methodology that integrates analysis, inventory, individual conception, implementation, and ongoing support. The firm operates as a licensed insurance broker (§34d GewO), financial investment intermediary (§34f GewO), real estate loan intermediary (§34i GewO), and real estate broker (§34c GewO), legally obligated to represent client interests under §93 HGB. Core service lines span private and corporate insurance, capital accumulation and wealth management, real estate financing, and tax/legal advisory coordination.
Is DKG a public or private company?
DKG is a private company. It is classified as founder individual operated bootstrapped and is currently operating.
When was DKG founded?
DKG was founded in 2013. It employs 11 to 50 people.
Where is DKG based?
DKG is headquartered in Dresden, Germany, in the Europe region.
How does DKG make money?
Four revenue lines are on record. Insurance Brokerage Commission is the primary driver. The others are financial Investment Advisory Fees, real Estate Finance Intermediation and real Estate Brokerage.
Who are DKG's main competitors?
Interhyp AG is listed as a broad incumbent. Direct peers are tecis Finanzdienstleistungen AG, OVB Holding AG, MLP SE, Dr. Klein Privatkunden AG, Swiss Life Select Deutschland, Deutsche Vermögensberatung (DVAG), A.S.I. Wirtschaftsberatung and Plansecur Finanzberatung. HONORARFINANZ AG is listed as an emerging player.
Does DKG have an API?
No public API is recorded for DKG.
What industry is DKG in?
DKG's product category is Financial Advisory Services. Its primary akta.pro industry code is FSAAACAI, Insurance-Integrated Wealth Managers (RIA + Insurance Solutions), with a secondary code of FSAEAJAB, Commercial Real Estate Brokerage (Leasing & Sales). Its NAICS code is 52421 and its SIC code is 6411.