DUAL International
DUAL International is a Managing General Agent underwriting insurance on behalf of carrier partners and distributing through 11,000+ brokers and agents across 21 countries, offering 70+ product lines and $3.4B in Gross Written Premium as a subsidiary of Howden.
- Company typePrivate
- Founded1998
- HeadquartersLondon, United Kingdom
- Headcount1,001–5,000
- GTM typeB2B
- OfferingServices
What DUAL International does
DUAL International is a Managing General Agent (MGA) that underwrites insurance on behalf of carrier partners and distributes exclusively through an intermediary channel of 11,000+ brokers and agents. Founded in 1998 from a single office in Madrid, DUAL has grown into one of the world's largest MGAs, operating across 21 countries and offering more than 70 lines of insurance that originated in financial lines and now span commercial and specialty products including cyber and cargo coverage.
The company's business model is that of a delegated underwriting agent: it binds risk on paper provided by highly rated insurance and reinsurance carriers (capacity providers), sets underwriting terms, and earns commissions or a share of premium on the resulting Gross Written Premium, which totals $3.4 billion. There is no proprietary technology stack or digital platform disclosed in the available data; distribution is relationship-led rather than self-serve, and product is delivered through brokers and agents rather than direct-to-consumer channels. Customer segments are horizontal, addressing both brokers (as distribution partners) and carriers (as capacity partners) as parallel stakeholder groups.
DUAL is a wholly owned subsidiary of Howden, one of the largest insurance groups globally with 24,000 employees across 57 countries and employee ownership at its core. The parent provides capital, carrier relationships, and operational scale, while DUAL retains an entrepreneurial underwriting culture and an explicit focus on specialty and emerging-risk lines as a differentiator from traditional insurers. No external funding rounds, public listing, or technology acquisitions are disclosed.
DUAL International firmographics
Firmographics- Name
- DUAL International
- Legal name
- DUAL Group
- Website
- https://dualinternational.com
- Company type
- Private
- Founded year
- 1998
- Operating status
- Operating
- Headcount range
- 1,001–5,000 employees
- Short description
- DUAL International is a Managing General Agent underwriting insurance on behalf of carrier partners and distributing through 11,000+ brokers and agents across 21 countries, offering 70+ product lines and $3.4B in Gross Written Premium as a subsidiary of Howden.
- Ownership category
- akta.pro rank
Where DUAL International is headquartered
LocationHeadquarters
- HQ city
- London
- HQ country
- United Kingdom
- HQ region
- Europe
Offices17 records
Markets served
DUAL International business model
Business model- GTM type
- B2B
- Offering type
- Services
- Cost components
- Personnel, Operations, Marketing or Sales, Technology or R&D
Revenue model
- Insurance Underwriting Premiums: DUAL generates revenue through underwriting insurance products. As an MGA, they write insurance policies on behalf of carrier partners and earn commissions or a share of the premium. Their GWP (Gross Written Premium) totals $3.4 billion.
Go-to-market motion1 record
Distribution channels2 records
Marketing channels2 records
DUAL International product offering
Product offeringCore offering
DUAL International is a Managing General Agent (MGA) that underwrites more than 70 specialty insurance product lines on behalf of highly rated insurance and reinsurance carrier partners. The company distributes these products exclusively through a global network of 11,000+ brokers and agents operating across 21 countries, providing underwriting expertise, risk capacity, and broker support for complex and emerging commercial risks.
Product overview
DUAL International is a Managing General Agent (MGA) that provides insurance underwriting services through a single unified platform. Originally founded in 1998 writing only financial lines, the company has expanded to offer more than 70 lines of insurance products and services, including cyber insurance, cargo coverage, and various commercial insurance offerings. The product portfolio includes cyber insurance (as referenced in the 'Finding a Floor' report), cargo insurance, financial lines, and other commercial insurance products. DUAL operates across 21 countries and partners with over 11,000 brokers and agents worldwide, backed by parent company Howden. The company positions itself as a different kind of MGA built on industry expertise, intelligent underwriting, and an entrepreneurial mindset, enabling broker and carrier partners to help their clients thrive.
Differentiator
Problem solved
Functional benefit
Products and services
- Cyber Insurance Specialty cyber insurance underwriting coverage for commercial clients facing evolving digital and cyber risks, distributed through DUAL's broker network.
- Cargo Insurance Marine cargo insurance coverage for goods in transit, offered as one of DUAL's specialty commercial insurance lines distributed through its broker network.
- Financial Lines Insurance Specialty financial lines insurance underwriting for commercial clients, representing DUAL's original line of business since its 1998 founding.
- Commercial Insurance Lines (70+ product portfolio) Multi-line commercial insurance underwriting portfolio covering more than 70 specialty lines for businesses worldwide, underwritten on behalf of highly rated carrier partners and distributed exclusively through DUAL's 11,000+ broker and agent network across 21 countries.
Companies that use DUAL International
Customer profileSegments2 records
Ideal customer profiles2 records
DUAL International technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
DUAL International partnerships and signals
Strategic signalScale indicators4 records
Recent moves5 records
Expansion highlights4 records
DUAL International competitors and assessment
Company assessmentMarket position
Competitive moat4 records
Customer concentration
DUAL International social profiles
Digital presenceDUAL International financial estimates
Financial estimateRevenue estimate
Valuation estimate
DUAL International leadership team
Management profileNumber of profiles
DUAL International funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
DUAL International M&A and investment
M&A and investmentM&A1 record
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about DUAL International
What does DUAL International do?
DUAL International is a Managing General Agent (MGA) that underwrites more than 70 specialty insurance product lines on behalf of highly rated insurance and reinsurance carrier partners. The company distributes these products exclusively through a global network of 11,000+ brokers and agents operating across 21 countries, providing underwriting expertise, risk capacity, and broker support for complex and emerging commercial risks.
Is DUAL International a public or private company?
DUAL International is a private company. It is classified as corporate owned and is currently operating.
When was DUAL International founded?
DUAL International was founded in 1998. It employs 1,001 to 5,000 people.
Where is DUAL International based?
DUAL International is headquartered in London, United Kingdom, in the Europe region.
How does DUAL International make money?
One revenue line is on record: insurance Underwriting Premiums.
Does DUAL International have an API?
No public API is recorded for DUAL International.