Associazione Italiana Per Il Factoring

What Associazione Italiana Per Il Factoring does

Associazione Italiana per il Factoring (Assifact) is a Milan-based non-profit trade association founded in 1988 that represents the Italian factoring industry. It aggregates factoring operators — predominantly banks and financial intermediaries including Intesa Sanpaolo, UniCredit, Banca Monte dei Paschi di Siena, Banca IFIS, BFF Bank, BPER Factor, and the Italian arms of Crédit Agricole and Société Générale — alongside service companies and professional studios. Its stated mission is to promote the efficient functioning of the Italian factoring market, advocate with regulators (Banca d'Italia, ABI, EBA, EUF), and develop specialized human capital in the sector.

Assifact's core products and services divide into four pillars. (1) Research and data: the CrediFact Observatory (Osservatorio Credito Commerciale e Factoring), the annual Rapporto sul Mercato del Factoring, monthly Il Factoring in Cifre statistics, Quaderni Credifact notebooks, and the Factoring Outlook. (2) Publications: the bimonthly Fact&News magazine (registered with the Court of Milan since 1999) and the annual Factoring Yearbook directory. (3) Training: Assifact Education, a catalog of 20+ professional courses covering factoring fundamentals, credit recovery, anti-money laundering, ESG, international factoring, and digital transformation. (4) Events and advocacy: the Annual Assembly, the European Factoring Summit co-organized with EUF and FCI, and thematic conferences on internationalization, regulation, and credit recovery. It also serves as the Italian convening partner for the EUR 1 billion CDP-Assifact Plafond Factoring facility, channeling sovereign liquidity through member banks to SMEs and Mid-Caps. The association is governed by a Council and Board of Statutory Auditors elected at the Annual Assembly; Anna Carbonelli (Intesa Sanpaolo) was elected President for 2026-2029 in June 2026.

The business model is a community-led, non-profit membership organization. Revenue streams are membership dues from associate (operator) and supporting (service company) members, paid registration for training programs and events (e.g., EUR 500 for members and EUR 750 for non-members at the European Factoring Summit), and publications. Assifact does not publicly disclose commercial pricing for membership tiers or its own annual revenue. Headcount is small (1-10 employees), with Alessandro Carretta serving as Secretary General and Diego Tavecchia as Operational Director. Technology infrastructure is conventional (WordPress website, members portal, LinkedIn, YouTube), and there is no proprietary software product.

Name

Associazione Italiana Per Il Factoring

Legal name

Assifact – Associazione Italiana per il Factoring

Website

https://assifact.it

Company type

Private

Founded year

1988

Operating status

Operating

Headcount range

1–10 employees

Short description

Italian non-profit trade association founded in 1988 representing factoring operators — banks, financial intermediaries, and service companies — through advocacy, the CrediFact observatory, training, publications, and events, with members including Intesa Sanpaolo, UniCredit, and MPS.

Ownership category

akta.pro rank

Headquarters

HQ city

Milano

HQ country

Italy

HQ region

Europe

Offices1 record

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Others

Revenue model

1. Membership Fees: Assifact generates revenue through membership fees from associate companies including factoring companies (banks and financial intermediaries) and service companies/professional studios.
2. Training and Education Programs: The association offers professional training courses on factoring topics (basic courses, credit recovery, contract elements, anti-money laundering, etc.) with registration fees. Pricing for the 11th European Factoring Summit was EUR 500 for members and EUR 750 for non-members.
3. Publications and Magazine: The association publishes Fact&News magazine and various research reports including the annual 'Rapporto sul mercato del factoring' (Factoring Market Report) and the Credifact observatory publications.

Pricing tiers

Go-to-market motion1 record

Distribution channels4 records

Marketing channels9 records

Core offering

Assifact is a non-profit trade association founded in 1988 that represents and promotes the Italian factoring industry before regulators, institutions, and the broader financial community. It brings together factoring operators (banks, financial intermediaries) and service companies, and delivers industry representation, training and education programs, statistical research, publications, and member networking services.

Product overview

Associazione Italiana Per Il Factoring (Assifact) is the Italian industry association for the factoring sector, serving as a non-profit organization that aggregates factoring operators and promotes the efficient development of the factoring market in Italy. The association operates CrediFact, an observatory publishing monthly, quarterly, and annual statistical data on the Italian factoring market, including turnover figures, outstanding amounts, and supply chain finance metrics. Assifact publishes the annual Rapporto sul Mercato del Factoring, the bimonthly Fact&News magazine, and provides professional training through Assifact Education. The association facilitates the Plafond Factoring CDP-Assifact Convention, a 1 billion euro financing facility with Cassa Depositi e Prestiti to support SMEs and Mid-Cap companies. Assifact represents members in EUF (EU Federation for Factoring and Commercial Finance) and organizes industry events including the Annual Assembly.

Differentiator

Problem solved

Functional benefit

Products and services

• Association Membership Annual membership of Assifact for Italian factoring operators (banks, financial intermediaries) and service companies, granting access to industry representation, working groups, and member-only information services.
• Industry Training and Education Programs Professional training courses and educational programs on factoring delivered to member institutions and industry professionals, covering operational, legal, and regulatory topics relevant to Italian factoring.
• Industry Statistical Publications and Reports Published industry research, statistical yearbooks, and market reports on the Italian factoring industry, made available to members and the broader market as reference benchmarks.
• Industry Conferences and Events In-person industry events, conferences, and working-group meetings organized for factoring operators, service companies, and institutional stakeholders active in the Italian factoring market.

Quantifiable outcome

• Italian factoring market reached 289 billion euros turnover in 2025, representing 13% of GDP
• +4 more outcomes

Named customers19 records

Segments4 records

Ideal customer profiles1 record

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

Ten partnerships are on record, tiered core, secondary and minor.

• SDA Bocconi School of ManagementcoreStrategic or Co-development Partner · 11 February 2026Joint research on 'Value, Competitiveness and Risk of Factoring. The Role of Regulation' coordinated by Prof. Paola Schwizer. Presented at February 2026 conference on regulatory simplification and prudential supervision.
• UnindustriasecondaryStrategic or Co-development Partner · 12 November 2025Collaboration on the November 2025 event 'Il ruolo del factoring a sostegno dell'internazionalizzazione delle imprese' held at Unindustria Rome headquarters, addressing international factoring as a strategic lever.
• SACEcoreStrategic or Co-development Partner · 16 October 2025Research collaboration on international factoring, with results presented at the October 2025 conference 'Nuovi Mercati, Nuove Soluzioni: Il Factoring come Leva per l'Internazionalizzazione'. SACE provides expertise on export and internationalization aspects.
• Cassa Depositi e Prestiti (CDP)coreStrategic or Co-development Partner · 8 July 2025Convention signed between CDP and Assifact establishing a 1 billion euro Plafond dedicated to factoring. Banks and financial intermediaries can access the facility to acquire commercial credits from enterprises, enabling PMI and Mid-Cap companies to obtain financing for short-term needs and new activities.
• EU Federation for the Factoring and Commercial Finance Industry (EUF)coreStrategic or Co-development PartnerAssifact is a member of EUF, the European federation representing the factoring and commercial finance industry. The federation organizes the annual European Factoring Summit. Former President Fausto Galmarini served as EUF President for two terms.
• Confindustria Servizi Innovativi e TecnologicicoreStrategic or Co-development PartnerAssifact represented in Confindustria Servizi Innovativi e Tecnologici. Vice President Anna Carbonelli also serves as Consigliera CSIT. Joint initiatives on industry representation and policy advocacy.
• FCI (Factors Chain International)coreStrategic or Co-development PartnerJoint organization of the 11th European Factoring Summit with EUF and FCI. FCI is the global factoring and receivables finance industry association.
• FAI - Fondo per l'Ambiente ItalianominorOthersAssifact supports FAI - the Italian Environment Fund - as part of its CSR activities during the holiday season. FAI preserves and promotes Italian cultural, artistic, and landscape heritage.
• GeneralfinancesecondaryStrategic or Co-development PartnerAssifact patronizes Generalfinance's Roadshow 'Il Factoring e la Crisi d'Impresa: scegliere per crescere' held across Rome, Madrid, and Milano, addressing business crisis management and factoring solutions.
• CreditNewssecondaryGTM or Marketing PartnerAssifact patronizes the Credit Awards 2026 event organized by CreditNews, a financial journalism outlet. Includes a dedicated Factoring Award category. EUR 60 discount available for Assifact members.

Scale indicators10 records

Recent moves8 records

Expansion highlights6 records

Direct peers

• International Factors Group (IFG): Global network of independent factoring companies, providing cross-border factoring services and acting as an industry-association-like hub. A direct functional parallel for international factoring coordination.
• EU Federation for the Factoring and Commercial Finance Industry (EUF): Pan-European trade body for factoring and commercial finance. Assifact is a member of EUF and its former President served two terms as EUF President, making EUF the closest direct counterpart operating at the European level.
• Asociación Española de Factoring (AEF): Spanish national factoring trade association. Mirrors Assifact's role in aggregating Spanish operators, publishing market data, and representing the industry with domestic and European bodies.
• FCI (Factors Chain International): Global factoring and receivables finance industry association, co-organizer of the European Factoring Summit with Assifact. Operates cross-border factoring networks, a direct functional parallel to Assifact's domestic role.
• Deutscher Factoring-Verband (DFV): German national factoring industry association. Directly comparable to Assifact in scope and mission: representing factoring operators, publishing market statistics, and engaging with German/EU regulators.
• The Factors and Discounters Association (FDA) - UK: UK trade association for the factoring and invoice discounting industry. Closest functional analog in another major European market, performing member representation, lobbying, and market data publication.
• Association Française des Sociétés Financières (ASF): French trade body that includes factoring and commercial finance among its members. Comparable in function: industry representation, statistics, and regulatory dialogue for French factoring operators.

Others

• SDA Bocconi School of Management: Italian business school with which Assifact co-publishes research (e.g., on factoring regulation and competitiveness). Acts as an academic/research partner and provides the educational infrastructure adjacent to Assifact's own training programs.

Broad incumbents

• Confindustria Servizi Innovativi e Tecnologici (CSIT): Confindustria federation organization for innovative and technological services, of which Assifact is a member. A broader industry-federation counterpart with which Assifact partners on advocacy and policy engagement.
• Associazione Bancaria Italiana (ABI): Italian Banking Association, the broader umbrella that includes Assifact's bank members. Comparable in representing the Italian financial industry, but at a much wider scope covering all banking products, not factoring specifically.

Market position

Strengths4 records

Weaknesses5 records

Competitive moat5 records

Key risks5 records

Key highlights6 records

Customer concentration

• YouTubeyoutube.com/channel/UC7kvSiRE0YgAa8k_A7vnfFg/featured
• LinkedInlinkedin.com/company/assifact---associazione-italiana-per-il-factoring

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Funding overview

Funding rounds

Investors

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M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Associazione Italiana Per Il Factoring