Branchen Versicherung Schweiz

What Branchen Versicherung Schweiz does

visavis Versicherung Genossenschaft (formerly Branchen Versicherung Genossenschaft, originally founded in 1902 as Metzger Unfall) is a Zurich-headquartered Swiss cooperative insurance company specializing in personal insurance for Swiss small and medium-sized enterprises (SMEs) and their employees. Its core product portfolio is concentrated on group accident insurance (Kollektiv-Unfallversicherung), individual accident insurance (Einzelunfallversicherung), group daily sickness allowance insurance (Kollektiv-Krankentaggeldversicherung), and discontinuation insurance (Abredeversicherung). Following a strategic partnership announced in October 2025 with emmental versicherung, property and casualty offerings (commercial, building, household, motor, private liability, business liability) and private insurance products for entrepreneurs are now distributed through visavis under a mutual product-swap arrangement, allowing visavis to focus exclusively on its personal-insurance core while offering customers a broader one-stop portfolio.

The company operates on a commission-free (provisionsfrei) direct advisory model with salaried field consultants, multilingual (German, French, Italian) digital presence, and an additional channel through trade and industry associations (Branchenverbände). customers are simultaneously cooperative members with ownership rights and profit-sharing eligibility. The company employs approximately 25 people and serves around 150 member organizations; named reference customers include small firms in imaging/technology (imagingswiss), butchery (Dorfmetzg Schnidrig), and sporting goods retail (Rigi-Sport AG). Revenue is generated through recurring insurance premiums on a subscription basis, with no publicly disclosed pricing. The cooperative is FINMA-authorized (CHE-107.825.858) and rebranded to 'visavis' effective 1 July 2026 to reflect its evolved positioning as a personal-advisory business insurer.

Underlying technology is a traditional insurance services platform with no disclosed proprietary technology, AI/ML capabilities, APIs, or patents. Distribution relies on personal advisory supplemented by a website-based quote-request funnel and a content-marketing/newsletter program. Profitability drivers are the recurring premium base, the low-cost salaried advisory model, and the partnership economics with emmental versicherung — not technology differentiation.

Name

Branchen Versicherung Schweiz

Legal name

visavis Versicherung Genossenschaft

Website

https://branchenversicherung.ch

Company type

Private

Founded year

1902

Operating status

Operating

Headcount range

51–100 employees

Short description

visavis Versicherung Genossenschaft is a Swiss cooperative insurer (founded 1902, ~150 members, ~25 employees) specializing in commission-free personal insurance — group accident and daily sickness allowance coverage — for Swiss SMEs, with property and casualty products offered via a partnership with emmental versicherung.

Ownership category

akta.pro rank

Product category

Commercial Insurance

NAICS

Direct Life, Health, and Medical Insurance Carriers (52411), Insurance Carriers (5241)

SIC

Accident & Health Insurance (6321)

akta.pro primary industry

Personal Accident Insurance (Injury, Disability & Income Benefit) (FSAJAJAD)

akta.pro secondary industry

Small Group Health Insurance (2–50/100) (FSAIAFAD)

Keywords

• Corporate insurance
• Accident insurance
• Daily sickness allowance
• Business insurance Switzerland
• Cooperative insurance

Headquarters

HQ city

Zürich

HQ country

Switzerland

HQ region

Europe

Offices1 record

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure

Revenue model

1. Insurance premiums (corporate lines): The company generates revenue through insurance premiums charged to business customers for corporate insurance products including group accident insurance, individual accident insurance, group daily sickness allowance insurance, and business/commercial insurance. Premiums are collected on a recurring basis as part of policy renewals and are commission-free for customers.

Go-to-market motion1 record

Distribution channels3 records

Marketing channels3 records

Core offering

visavis Versicherung Genossenschaft sells corporate personal insurance products to Swiss SMEs, including collective and individual accident insurance, collective daily sickness allowance insurance, and discontinuation insurance. Through a partnership with emmental versicherung, it also offers business insurance and private insurance for entrepreneurs. The company operates on a commission-free, advisory-driven model where customers are also cooperative members.

Product overview

visavis Versicherung Genossenschaft (formerly Branchen Versicherung Genossenschaft) is a Swiss cooperative insurance company specializing in business insurance, founded in 1902. The company operates on a commission-free, personal advisory model. Their core product portfolio centers on personal insurance products: Kollektiv-Unfallversicherung (collective accident insurance), Einzelunfallversicherung (individual accident insurance), Kollektiv-Krankentaggeldversicherung (collective daily sickness allowance insurance), and Abredeversicherung (discontinuation insurance). Following a strategic partnership with emmental versicherung in October 2025, property and casualty insurance products (Geschäftsversicherungen and Privatversicherungen) are now offered through this partnership rather than directly. The company serves approximately 150 member organizations and 25 employees, positioning itself as a specialist for corporate insurance 'on equal footing.'

Differentiator

Problem solved

Functional benefit

Products and services

• Kollektiv-Unfallversicherung (Collective Accident Insurance) Comprehensive accident insurance for teams, providing coverage for work-related and non-work-related accidents for Swiss business employees.
• Einzelunfallversicherung (Individual Accident Insurance) Additional accident insurance coverage for individuals, supplementing mandatory accident insurance for Swiss business employees and entrepreneurs.
• Kollektiv-Krankentaggeldversicherung (Collective Daily Sickness Allowance Insurance) Insurance that cushions financial consequences of illness-related absences for Swiss business employees, providing daily benefits during sickness periods.
• Abredeversicherung (Discontinuation Insurance) Extends mandatory non-occupational accident insurance for employees leaving the company, bridging coverage gaps between employment transitions.
• Geschäftsversicherungen (Business Insurance) Business insurance products including commercial property, building, hygiene, electronic equipment, legal protection, and business liability coverage for Swiss SMEs. Offered through the partnership with emmental versicherung.
• Privatversicherungen für Unternehmende (Private Insurance for Entrepreneurs) Private insurance products protecting entrepreneurs in all life situations, including household insurance and private liability. Offered through the partnership with emmental versicherung.

Named customers3 records

Segments2 records

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

One partnership is on record.

• emmental versicherungcoreStrategic or Co-development Partner · 16 October 2025A strategic partnership was announced on October 16, 2025 between the then Branchen Versicherung (now visavis) and emmental versicherung. Under the agreement, emmental versicherung provides property and casualty insurance products (commercial insurance, building insurance, household insurance, private liability, motor vehicle insurance, and business liability insurance) to visavis customers. In return, emmental versicherung adds visavis's personal insurance products (accident and daily sickness allowance insurance) to its own portfolio. The partnership allows both cooperatives to expand their product offerings while maintaining their respective core competencies — visavis focuses on personal insurance (person insurance) while emmental specializes in property and casualty insurance (sachen insurance). Both companies share over 100 years of experience in the Swiss insurance market.

Scale indicators2 records

Recent moves7 records

Expansion highlights4 records

Broad incumbents

• Baloise Group: Swiss-listed insurance and banking group providing personal, property, and liability insurance for retail and SME customers across Switzerland. Another broad incumbent that competes with visavis for Swiss SME accident and sickness insurance contracts.
• Suva: Swiss National Accident Insurance Fund, the mandatory occupational accident insurer under UVG law. Directly relevant since visavis's collective accident insurance (Kollektiv-Unfallversicherung) complements Suva's mandatory coverage for non-workplace accidents, making them a reference competitor in the Swiss accident insurance market.
• AXA Switzerland: One of Switzerland's largest insurance carriers offering personal, property, and commercial insurance across all lines. Competes with visavis for Swiss SME corporate insurance, particularly accident and sickness allowance products, but at vastly greater scale.
• Mobiliar: Switzerland's largest cooperative insurer and among the broadest all-line insurance providers in the country. Mobiliar offers personal, property, and liability insurance to individuals and businesses across Switzerland. Comparable in cooperative structure but vastly larger in scale, breadth, and reach.
• Groupe Mutuel: Swiss cooperative insurance group offering health, property, liability, and life insurance to individuals and businesses. Like visavis, it operates as a cooperative without external shareholders, but serves a much larger member base across all of Switzerland.
• Allianz Suisse: Swiss subsidiary of global insurer Allianz, offering personal, property, and corporate insurance products throughout Switzerland. Competes with visavis in the SME accident and sickness insurance market as a large full-line carrier.
• CSS Insurance: One of Switzerland's largest health insurers and a cooperative foundation, offering daily sickness allowance and group insurance products to corporate customers. Comparable to visavis in the Swiss group sickness allowance insurance segment but at much larger scale.
• Concordia: Swiss cooperative health insurer (Krankenkasse) and insurance provider, headquartered in Lucerne. Strong overlap with visavis's daily sickness allowance and group health insurance products, both cooperate-owned and operating in the Swiss market.
• Helvetia Insurance: Major Swiss insurance group offering life, property, casualty, and personal insurance for SMEs and individuals. Comparable to visavis in target market (Swiss SMEs for personal insurance) but with significantly broader product portfolio and national reach.

Direct peers

• emmental versicherung: Swiss cooperative insurance company that is visavis's direct partner. Emmental focuses on property and casualty insurance (sachen insurance) for private and commercial customers, while visavis focuses on personal insurance. Together they offer a complementary full-service package to Swiss SMEs, making them the most direct comparison.

Market position

Strengths4 records

Weaknesses5 records

Competitive moat5 records

Key risks5 records

Key highlights6 records

Customer concentration

• LinkedInlinkedin.com/company/visavis-versicherung

Compliance1 record

Revenue estimate

Valuation estimate

Number of profiles

Profiles5 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Branchen Versicherung Schweiz