NeighborWorks Montana

What NeighborWorks Montana does

NeighborWorks Montana (NWMT) is a chartered nonprofit housing organization founded in 1998 and headquartered in Great Falls, Montana. It serves Montana residents across all 56 counties through a partner network of 14 cities, providing HUD-approved housing education and counseling, financial coaching with a matched savings program (up to $500 in 1:1 savings match), home loans for individual homebuyers, and permanent financing for affordable housing developers through the NWMT-administered Gallatin Housing Impact Fund and Missoula Housing Impact Fund. The organization also runs Resident Owned Community (ROC) programs, helping manufactured home park residents purchase their communities and, more recently, helping multifamily building residents transition to ownership via conversions and shared equity structures (Wolf Avenue, River Rocks, Gibbon Avenue, and the pending Old Hellgate Village project).

NWMT operates without any proprietary technology platform; its stack consists of third-party online education tools (eHome America, Framework), Zoom for virtual classes, Constant Contact for email, and the myROCUSA.org resident portal. Its business model blends grant funding (HUD, FHLB Member Impact Fund, Wells Fargo), loan interest and servicing revenue (including acting as the in-state loan servicer for ROC USA Capital's Montana portfolio of 22 ROCs and 853 households), and modest program fees (Homebuyer education classes priced $15-$99 per household, with the bulk of financial coaching delivered free).

Cumulative impact since inception includes 31,000+ clients educated and 1,300+ homes financed. NWMT derives strategic significance from being part of the national NeighborWorks America chartered network, with deep embedding in state and county-level coalitions across HUD, the Montana Department of Commerce, the Montana Board of Housing, Montana Board of Investments, tribal housing authorities, and local community foundations.

Name

NeighborWorks Montana

Legal name

NeighborWorks Montana

Website

https://nwmt.org

Company type

Private

Founded year

1998

Operating status

Operating

Headcount range

11–50 employees

Short description

NeighborWorks Montana is a chartered nonprofit founded in 1998 that provides HUD-approved housing education, financial coaching, home lending, and resident ownership programs for manufactured housing and multifamily communities across Montana's 56 counties via a 14-city partner network.

Ownership category

akta.pro rank

Product category

Affordable Housing Services

NAICS

Community Housing Services (62422), Other Community Housing Services (624229)

SIC

Services-Social Services (8300), Real Estate Agents & Managers (For Others) (6531)

akta.pro primary industry

Affordable Housing & Community Development (Housing, Community Land Trusts) (BPAGALAC)

akta.pro secondary industries

Community Centers & Neighborhood Support Services (BPAGAEAL), Housing Counseling, Foreclosure Prevention & Loss Mitigation Programs (FSALAKAM), Down Payment Assistance (DPA) & Homebuyer Subsidy Programs (FSALAKAE)

Keywords

• Affordable housing services
• Housing counseling
• Homebuyer education
• Resident ownership programs
• Community development lending

Headquarters

HQ city

Great Falls

HQ country

United States

HQ region

North America

Offices4 records

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Others

Revenue model

1. Grant Funding: NeighborWorks Montana receives grant funding from organizations such as Wells Fargo and Federal Home Loan Bank of Des Moines to support homebuyer education and counseling programs.
2. Lending Operations: The organization provides home loans for individual homebuyers and permanent financing for affordable housing developers through impact funds.
3. Loan Servicing for ROC USA: NeighborWorks Montana acts as the loan servicer for ROC USA Capital loans in Montana, collecting financial information and reporting quarterly.

Pricing tiers

Go-to-market motion2 records

Distribution channels3 records

Marketing channels5 records

Core offering

NeighborWorks Montana provides HUD-approved housing education and counseling, home loans for individual homebuyers and affordable housing developers, and resident ownership transition support for manufactured home communities and multifamily buildings. It delivers these services across all 56 Montana counties through a 14-city partner network and administers the Gallatin and Missoula Housing Impact Funds plus a Matched Savings Program. The organization also serves as the ROC USA Capital loan servicer in Montana.

Product overview

NeighborWorks Montana operates as a nonprofit housing organization offering a portfolio of interconnected services centered on affordable housing preservation and homeownership. The core offerings include housing education and counseling (Homebuyer Education, Financial Coaching), lending services for homebuyers and developers, and resident ownership programs for manufactured housing communities and multifamily buildings. The organization serves Montana through a network of 14 partner agencies covering all 56 counties.

Differentiator

Problem solved

Functional benefit

Brands

• Gallatin Housing Impact Fund: Financing initiative for affordable housing developers in the Gallatin area
• Missoula Housing Impact Fund
• Matched Savings Program
• HomeStretch
• Native Homeownership

Products and services

• Homebuyer Education

Quantifiable outcome

• Over 31,000 clients educated since 1998
• +3 more outcomes

Named customers4 records

Segments5 records

Ideal customer profiles4 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration6 records

Partnerships

Twelve partnerships are on record, tiered major and core.

• Missoula CountymajorStrategic or Co-development Partner · 1 March 2026Approved $187,000 request to support grant application for Old Hellgate Village mobile home park infrastructure improvements, with total project cost of $2.2 million.
• Town of West YellowstonemajorStrategic or Co-development Partner · 1 December 2025Contributed permanent financing to support the transition of Wagon Wheel Apartments to resident ownership as Gibbon Avenue Apartments, marking the first resident-owned property in West Yellowstone.
• Human Resource Development Council IX (HRDC IX)majorStrategic or Co-development Partner · 1 December 2025Collaborated on the Gibbon Avenue Apartments project in West Yellowstone, serving the approximately 25 residents who now have greater control and stability.
• Montana Department of CommercecoreStrategic or Co-development PartnerCo-hosts the annual Montana Housing Partnership Conference with NeighborWorks Montana and the Montana Board of Housing.
• Montana Board of HousingcoreStrategic or Co-development PartnerCo-hosts the annual Montana Housing Partnership Conference with NeighborWorks Montana and Montana Department of Commerce.
• The Home CentercoreChannel Partner/ Reseller/ DistributorPartner in Billings providing homebuyer education, financial and homebuyer counseling, and rental referrals. Serves Big Horn, Carbon, Stillwater, Sweetgrass, and Yellowstone counties.
• HomewordcoreChannel Partner/ Reseller/ DistributorPartner in Missoula providing sustainable housing solutions, financial literacy education, homebuyer education and counseling. Serves Flathead, Lake, Lincoln, Missoula, Ravalli, Mineral, and Sanders counties.
• Human Resource Development Council IX (HRDC IX)coreChannel Partner/ Reseller/ DistributorPartner in Bozeman serving Gallatin, Park, and Meagher counties. Provides homebuyer education, financial coaching, and operates emergency shelter and transitional housing.
• Neighborworks Great FallscoreChannel Partner/ Reseller/ DistributorPartner in Great Falls providing housing education, housing counseling, and reverse mortgage counseling. Serves Blaine, Cascade, Choteau, Glacier Hill, Liberty, Pondera, Toole, and Teton counties.
• Northern Cheyenne Housing AuthoritycoreChannel Partner/ Reseller/ DistributorPartner serving Northern Cheyenne Tribal Families with financial education and coaching. Established in early 1960s, developed over 800 homes for tribal members.
• Salish & Kootenai Housing AuthoritycoreChannel Partner/ Reseller/ DistributorPartner serving Flathead Reservation Families with post-purchase counseling. Nearly 700 units under management including rental, homeownership, and 80-lot manufactured home community.
• RDI Financial WellnesscoreChannel Partner/ Reseller/ DistributorPartner providing financial empowerment programs, homebuyer education, foreclosure counseling. Serves Broadwater, Carter, Custer, Dawson, Fallon, Lewis and Clark, Phillips, Powder River, Prairie, Richland, Rosebud, Treasure, and Wibaux counties.

Scale indicators10 records

Recent moves6 records

Expansion highlights6 records

Direct peers

• Homeword: Missoula-based partner of NWMT that provides sustainable housing solutions, homebuyer education, and financial literacy. Highly comparable as a Montana housing nonprofit operating in the same statewide partner network.
• RDI Financial Wellness: NWMT channel partner delivering financial empowerment, homebuyer education, and foreclosure counseling across 13 Montana counties. Directly comparable as a HUD-approved housing counseling provider in the same partner network.
• NeighborWorks Great Falls: Local NWMT channel partner providing housing education, housing counseling, and reverse mortgage counseling in north-central Montana. Directly comparable as a HUD-approved counseling agency in the same partner network.
• Human Resource Development Council IX (HRDC IX): Bozeman-based NWMT channel partner providing homebuyer education, financial coaching, emergency shelter, and transitional housing in Montana. Directly comparable as a multi-county HUD-approved counseling agency.

Broad incumbents

• Enterprise Community Partners: National nonprofit focused on affordable housing development and community development finance. Comparable in mission and housing-development financing role, though operating at national scale and via investment funds.
• Local Initiatives Support Corporation (LISC): National CDFI supporting affordable housing, economic development, and community development financial institutions. Comparable to NWMT in mission and structure as a community development intermediary, though operating nationally and at much greater scale.
• NeighborWorks America: National nonprofit network that charters and supports NeighborWorks Montana. Directly comparable as the umbrella organization providing shared resources, standards, and brand across 240+ local NeighborWorks organizations.
• ROC USA: National nonprofit enabling manufactured home community resident ownership. Directly comparable as NWMT's ROC program financing partner and the model source for NWMT's 22 resident-owned Montana communities.
• Montana Board of Housing: State housing finance agency that co-hosts NWMT's annual conference and is a primary source of affordable housing capital in Montana. Comparable as a public-sector affordable housing administrator operating in the same market.
• Habitat for Humanity of Montana: Statewide Habitat affiliate network building affordable homes in Montana. Comparable as a nonprofit affordable housing provider serving the same Montana market with overlapping homebuyer education and lending activities.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks6 records

Key highlights6 records

Customer concentration

• Facebookfacebook.com/NeighborWorksMT
• LinkedInlinkedin.com/company/nwmontana
• Instagraminstagram.com/neighborworksmt/?hl=en
• Xx.com/NeighborWorksMT

Compliance2 records

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about NeighborWorks Montana